Hacker
Professional
- Messages
- 1,044
- Reaction score
- 825
- Points
- 113
«During the day-to work, and at night – to rob shops" - this is an invention of long-lying channels. This happens only in beautiful stories or really difficult situations without any other option. We will consider the most averaged case and at the same time try to compare the two giants of shadow learning.
Training and working principle
Carding
Most of the time in carding is spent on learning new material. Just for fun, you can take a look at the channels that sell learning this craft and notice that the average time of the lecture process alone takes a month.
Of course, the principle is quite simple - take SOMEONE ELSE's card, pay for the order from it in the online store to YOUR address. At the same time, you need to bypass the anti - fraud protection system. Theft with address substitution in its purest form.
There is no place for stupid people in carding - 60-65% are simply eliminated, especially without starting work.
Rating: 1/5
Refs
It's easier here. Yes, you will also have to spend time learning. However, there is not so much material. Moreover, it is more understandable. This means that understanding will take much less energy. The average training time is 5-7 days. Refs are primarily about working with people, talking to them, and misleading them. We do not contact banks, we do not depend on the purchased material, only on ourselves and our knowledge.
Because the principle of operation is much more gentle: we order the right product and after receiving the parcel complain to support, demanding money back - the refund is made voluntarily
Yes, of course, the main dropout occurs at the stage of communication with people - if you can't connect two words, then, in fact, what is the conversation about? In all the time that I taught refund, there was only one student I gave upon . This guy wrote as illiterate as possible, and his letters of support were more like the writings of a fifth-grader. And you know what? Even he got his money back in just a couple of months. Think for yourself.
Moreover, it is not necessary to do this all the time, you can devote 40% of your free time and have quite a tolerable result. Or you can make a real job out of it, almost in shifts, spending time improving existing methods - and there is plenty of work for the imagination.
Rating: 4/5
Start-up capital
Carding
In carding, you can't do without a little blood. You need to spend enough money even for the first result. Purchase: Valid CC (some stores even have a paid entrance fee) RDPs, paid VPNs, and various services. Moreover, the more, the better. All this will take at least $ 500, and comfortable work starts from $ 200. And this is without taking into account the purchase of training. Pretty expensive, I know.
Rating: 2/5
Refs
That's a different story. Due to the specific nature of the topic itself, everything depends on whether you have a free amount of money, because the work is exclusively out of circulation. You can ref anything, the main thing is to have experience and a head on your shoulders. It can be either cheap headphones or a brand-new iPhone (an option for experienced users).
There are simply no restrictions on the starting amount, as well as certain requirements - the money is only needed for the parcel itself. And the first 5-10 orders can generally be made almost defenseless - just change the stores.
Rating: 5/5
Dependence on 3 persons
Carding
Here you are completely dependent. It all starts with simple renderer services, which you can't do without (of course, you can also draw your own prints in Corel, but you can't get far at this rate). Then you need to buy at least CC with other checkers, where the most reliable option is again live sellers with the ability to replace invalid cards (~15-25% is considered adequate).
And even after that, you will need the services of a drop service to which you will send the product. The most unpleasant moment, by the way, at which many fall down - just like that, a person in the US is not given. And due to the fact that all these services are provided exclusively on the darknet, you can always be deceived without consequences. Therefore, you often have to look for a guarantor, on which you also become dependent.
Here, connections are crucial, no matter how you look at them, starting from the lecturer's interest to good relations with drops.
Rating: 1/5
Refs
In the very principle of ref, the restriction is only in the pens of the performer. If you want, use the services of the same renderers, forcing non-existent documents. If you want - show some ingenuity and recruit from the heels of drops. Yes, at least buy yourself an Aliexpress account, if you are lazy and do not know how to work on other shops. But! You will always know that you can always rely on yourself to do the job completely "from" and "to". No dependence on others.
Rating: 5/5
Risks
Carding
It's so dark that you can hide a couple of nigras in it. Only for the fact of involvement can you get a term. Of course, if you drive only in Europe and America, then there are not so many chances. Although it all depends on the scale of arrogance. However, do not think that you will never be overtaken. If they want to, then they will reveal it, and you will go far and for a long time. It's not for me to talk about multiple news reports about cyber crime. Here is an incomplete list of articles that you will break if you do carding:
- Article 159. Fraud
- Article 187. Manufacture or sale of forged credit or settlement cards and other payment documents
- Article 272. Unauthorized access to computer information
- Article 273. Creating, using, and distributing malicious computer programs.
- Article 274. Violation of the rules of operation of a computer, computer system or its network
Just read the terms that are given for violations. But for carding, several articles are given at once, you can hardly get off with a colony settlement. By the way, all this leads to a lot of security problems, which also need to spend time and money on.
Although, to be fair, if you work outside the Russian Federation, then you don't have to be paranoid. It is enough just to be in good shape and maintain security at the proper level.
Rating: 2/5
Refs
Refund theme is floating. It is, in fact, white. However, with large volumes, it can easily go gray. In any case, even if they find it, it will not be difficult to pay off a small amount - a maximum of Article 159, no more.
Spoiler alert: Globally, it is much more important for the K department to deal with obvious crimes like carding, rather than to study in detail the subtleties of a complex-proof case. Try again to prove whether the store wants to take money from the customer. Irrational time allocation, as they say. And even so, the average referral sleeps more calmly.
Although, of course, we also have problems - again, because of the specifics of the work. The worst outcome is no refund, when there is simply a liquid item left in your hands for the full price. Although selling it is a matter of a couple of weeks. Better than the article of the Criminal Code of the Russian Federation, don't you think?
Rating: 4/5
Delivery
Carding
Just imagine how long the product can last. After all the dances with a tambourine to approve the payment, you need to wait until the item reaches the drop, and until it sends it to you. It's not even a matter of time. And without me, it is clear that in such a chain, each link is held on an honest word, no more.
Specifically, at the cost price, parcels will be released in 10-30% of the original cost. Delivery consumes most of these funds.
Moreover, spikes can be deployed at all without explanation. Personally, my first two parcels were returned at customs. I do not advise anyone to experience this-it is extremely discouraging to work further. Well, stable 10-15% of parcels also do not reach the Russian Federation.
Rating: 1/5
Refs
In the refund, the parcel always arrives, usually with free shipping. Seriously, what can go wrong? Absolutely zero risks and full protection from the legal side of the work, if something really did not reach.
I do not know what else to add - everything is clear.
Rating: 5/5
Earnings guarantees
Carding
There are no guarantees. You can spend a decent amount of money on materials, and antifraud will block the payment, or simply not send the parcel. You won't earn any money, but you will spend it. And each attempt (when converted to depreciation) it costs around $ 5. Not much, but at the start it hits your wallet pretty well.
Besides, who says you can do it the first time?
Rating: 1/5
Refs
In any case, you will not lose a large amount. Even if they don't approve the refund (and this is quite a rare situation), you will still have an item on hand that can be sold. Possible losses only on resale (and that's not an option). Often sell more expensive and have earnings.
It's not for me to tell you how easily the same Napapijri goes away
Rating: 5/5
Survivability
Carding
A long-standing problem of foreign stores that constantly strengthen the measures of confrontation. More and more shops are becoming inaccessible to carders, thanks to the excellent anti-fraud system. Who knows what will happen next.
In comparison, even with last year, the nuts are tightening. Now both the quality of materials and the percentage of giving stores are sinking. But the protection is growing well, which has greatly screwed up the dying self-regulation (essentially the same carding, only direct money instead of parcels).
I will not lie, the topic will not die at least because of the number of adherents and the human factor. But! The entry threshold increases every month, and it really becomes more difficult for beginners. You can go to the same antichat and see for yourself. And at the same time read why more and more stores require a call.
Rating: 3/5
Refs
Refund didn't have time to get so high that a real fever started. For now. Its charm is living in the era of carding, when the main flow of information goes to it. Yes, even with this article, I compared carding with refs more, and not vice versa. And while most of the darknet works with credit cards, a small stratum has a chance to take most of the refund pie for themselves. Little-studied (= everything works even at primitive speeds with a large gap for future years) and unpopular (= almost zero competition, and a few referrers often discuss orders and share best practices - good cohesion).
And this is not even the beauty of the topic, but in the principle of work - there is no defense against a really good lie in principle. It's time to fly in.
Rating: 5/5
Conclusion:
Training and working principle
Carding
Most of the time in carding is spent on learning new material. Just for fun, you can take a look at the channels that sell learning this craft and notice that the average time of the lecture process alone takes a month.
Of course, the principle is quite simple - take SOMEONE ELSE's card, pay for the order from it in the online store to YOUR address. At the same time, you need to bypass the anti - fraud protection system. Theft with address substitution in its purest form.
There is no place for stupid people in carding - 60-65% are simply eliminated, especially without starting work.
Rating: 1/5
Refs
It's easier here. Yes, you will also have to spend time learning. However, there is not so much material. Moreover, it is more understandable. This means that understanding will take much less energy. The average training time is 5-7 days. Refs are primarily about working with people, talking to them, and misleading them. We do not contact banks, we do not depend on the purchased material, only on ourselves and our knowledge.
Because the principle of operation is much more gentle: we order the right product and after receiving the parcel complain to support, demanding money back - the refund is made voluntarily
Yes, of course, the main dropout occurs at the stage of communication with people - if you can't connect two words, then, in fact, what is the conversation about? In all the time that I taught refund, there was only one student I gave upon . This guy wrote as illiterate as possible, and his letters of support were more like the writings of a fifth-grader. And you know what? Even he got his money back in just a couple of months. Think for yourself.
Moreover, it is not necessary to do this all the time, you can devote 40% of your free time and have quite a tolerable result. Or you can make a real job out of it, almost in shifts, spending time improving existing methods - and there is plenty of work for the imagination.
Rating: 4/5
Start-up capital
Carding
In carding, you can't do without a little blood. You need to spend enough money even for the first result. Purchase: Valid CC (some stores even have a paid entrance fee) RDPs, paid VPNs, and various services. Moreover, the more, the better. All this will take at least $ 500, and comfortable work starts from $ 200. And this is without taking into account the purchase of training. Pretty expensive, I know.
Rating: 2/5
Refs
That's a different story. Due to the specific nature of the topic itself, everything depends on whether you have a free amount of money, because the work is exclusively out of circulation. You can ref anything, the main thing is to have experience and a head on your shoulders. It can be either cheap headphones or a brand-new iPhone (an option for experienced users).
There are simply no restrictions on the starting amount, as well as certain requirements - the money is only needed for the parcel itself. And the first 5-10 orders can generally be made almost defenseless - just change the stores.
Rating: 5/5
Dependence on 3 persons
Carding
Here you are completely dependent. It all starts with simple renderer services, which you can't do without (of course, you can also draw your own prints in Corel, but you can't get far at this rate). Then you need to buy at least CC with other checkers, where the most reliable option is again live sellers with the ability to replace invalid cards (~15-25% is considered adequate).
And even after that, you will need the services of a drop service to which you will send the product. The most unpleasant moment, by the way, at which many fall down - just like that, a person in the US is not given. And due to the fact that all these services are provided exclusively on the darknet, you can always be deceived without consequences. Therefore, you often have to look for a guarantor, on which you also become dependent.
Here, connections are crucial, no matter how you look at them, starting from the lecturer's interest to good relations with drops.
Rating: 1/5
Refs
In the very principle of ref, the restriction is only in the pens of the performer. If you want, use the services of the same renderers, forcing non-existent documents. If you want - show some ingenuity and recruit from the heels of drops. Yes, at least buy yourself an Aliexpress account, if you are lazy and do not know how to work on other shops. But! You will always know that you can always rely on yourself to do the job completely "from" and "to". No dependence on others.
Rating: 5/5
Risks
Carding
It's so dark that you can hide a couple of nigras in it. Only for the fact of involvement can you get a term. Of course, if you drive only in Europe and America, then there are not so many chances. Although it all depends on the scale of arrogance. However, do not think that you will never be overtaken. If they want to, then they will reveal it, and you will go far and for a long time. It's not for me to talk about multiple news reports about cyber crime. Here is an incomplete list of articles that you will break if you do carding:
- Article 159. Fraud
- Article 187. Manufacture or sale of forged credit or settlement cards and other payment documents
- Article 272. Unauthorized access to computer information
- Article 273. Creating, using, and distributing malicious computer programs.
- Article 274. Violation of the rules of operation of a computer, computer system or its network
Just read the terms that are given for violations. But for carding, several articles are given at once, you can hardly get off with a colony settlement. By the way, all this leads to a lot of security problems, which also need to spend time and money on.
Although, to be fair, if you work outside the Russian Federation, then you don't have to be paranoid. It is enough just to be in good shape and maintain security at the proper level.
Rating: 2/5
Refs
Refund theme is floating. It is, in fact, white. However, with large volumes, it can easily go gray. In any case, even if they find it, it will not be difficult to pay off a small amount - a maximum of Article 159, no more.
Spoiler alert: Globally, it is much more important for the K department to deal with obvious crimes like carding, rather than to study in detail the subtleties of a complex-proof case. Try again to prove whether the store wants to take money from the customer. Irrational time allocation, as they say. And even so, the average referral sleeps more calmly.
Although, of course, we also have problems - again, because of the specifics of the work. The worst outcome is no refund, when there is simply a liquid item left in your hands for the full price. Although selling it is a matter of a couple of weeks. Better than the article of the Criminal Code of the Russian Federation, don't you think?
Rating: 4/5
Delivery
Carding
Just imagine how long the product can last. After all the dances with a tambourine to approve the payment, you need to wait until the item reaches the drop, and until it sends it to you. It's not even a matter of time. And without me, it is clear that in such a chain, each link is held on an honest word, no more.
Specifically, at the cost price, parcels will be released in 10-30% of the original cost. Delivery consumes most of these funds.
Moreover, spikes can be deployed at all without explanation. Personally, my first two parcels were returned at customs. I do not advise anyone to experience this-it is extremely discouraging to work further. Well, stable 10-15% of parcels also do not reach the Russian Federation.
Rating: 1/5
Refs
In the refund, the parcel always arrives, usually with free shipping. Seriously, what can go wrong? Absolutely zero risks and full protection from the legal side of the work, if something really did not reach.
I do not know what else to add - everything is clear.
Rating: 5/5
Earnings guarantees
Carding
There are no guarantees. You can spend a decent amount of money on materials, and antifraud will block the payment, or simply not send the parcel. You won't earn any money, but you will spend it. And each attempt (when converted to depreciation) it costs around $ 5. Not much, but at the start it hits your wallet pretty well.
Besides, who says you can do it the first time?
Rating: 1/5
Refs
In any case, you will not lose a large amount. Even if they don't approve the refund (and this is quite a rare situation), you will still have an item on hand that can be sold. Possible losses only on resale (and that's not an option). Often sell more expensive and have earnings.
It's not for me to tell you how easily the same Napapijri goes away
Rating: 5/5
Survivability
Carding
A long-standing problem of foreign stores that constantly strengthen the measures of confrontation. More and more shops are becoming inaccessible to carders, thanks to the excellent anti-fraud system. Who knows what will happen next.
In comparison, even with last year, the nuts are tightening. Now both the quality of materials and the percentage of giving stores are sinking. But the protection is growing well, which has greatly screwed up the dying self-regulation (essentially the same carding, only direct money instead of parcels).
I will not lie, the topic will not die at least because of the number of adherents and the human factor. But! The entry threshold increases every month, and it really becomes more difficult for beginners. You can go to the same antichat and see for yourself. And at the same time read why more and more stores require a call.
Rating: 3/5
Refs
Refund didn't have time to get so high that a real fever started. For now. Its charm is living in the era of carding, when the main flow of information goes to it. Yes, even with this article, I compared carding with refs more, and not vice versa. And while most of the darknet works with credit cards, a small stratum has a chance to take most of the refund pie for themselves. Little-studied (= everything works even at primitive speeds with a large gap for future years) and unpopular (= almost zero competition, and a few referrers often discuss orders and share best practices - good cohesion).
And this is not even the beauty of the topic, but in the principle of work - there is no defense against a really good lie in principle. It's time to fly in.
Rating: 5/5
Conclusion:
- Carding is the craft of shady old – timers who are willing to spend 6-8 hours a day on it for years. Very high entry threshold.
- Refund is a great fresh theme that will suit any of us. The entry requirements are still extremely low.
