Questions about IST files

Ilovecards123

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Hello, I've seen that some people were talking about IST files and it is necessary to properly cashout from ATMs and POS. So my questions are:

1. How do we obtain IST files? I've heard that you need physical card with same BIN and then you can get the IST file. But is this really necessary? What is the easiest way to obtain a lot of IST files.
2. Is this possible to somehow generate IST files? Some people says that you need the exact physical card to make proper IST file, but that's literally destroys the exact purpose of skimming and dumps, because you would need real card of the victim.

Thank you for looking at the thread! I hope for great answers! :)
Have a nice day
 
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