Carding via phone

Lord777

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What is “payment by linking to a smartphone”?​

That's right, this is an opportunity to make purchases via your phone, but if you open the site and enter your card details there, you will be met with an anti-fraud message. To make users feel more comfortable, we have created a card link to the device, which will allow you to make payments via NFC and make online shopping more convenient.

Androids and iPhone's are phones that have long been allowed to use the link payment function, which allows us to make purchases online with a weaker anti-fraud feature, because they were verified by the bank in advance.

With the help of Apple Pay/ Google Pay/ Samsung Pay programs, users can pay for purchases both in Shopping Center stores and in online stores/ services that we are actually interested in.

These phone payment programs have their own anti-fraud, it is less advanced than for paying from a PC, because there was absolutely much less cyber fraud from it.

We need an android version starting from 4.4 or an apple phone starting from the 6 series.

What should I pay for?​

There are many options, but I will highlight only two, and it depends on your ideas.

1. Stuff carding, that is, you can safely pay for purchases up to $ 2500. Again, not all stores and not all cards will be suitable. Proxies are better dynamic, +you need to configure them correctly.

2. Buying crypto, in fact, this method will be called "cc to btc". We find a site that will give, go through verification, warm up with regular donates first, of course not with a personal card, after a while we start making small depots for $ 100, then raising them.

What do we need?​

1. Card, here I think everything is clear.

2. Phone number with payment function linked to your smartphone. It's already convenient for someone, I bought the device purely for work.

3. Caller ID, punching SSN and DOB.

4. An online store that supports the payment we need, now there are more than 80% of them. Also, the store must be checked to see if it gives or makes a reroute / hold.

2. We make purchases using cards.
Which cards will suit us?Which cards will suit us?
Any cards, but I recommend unpopular banks with selected bins that are not particularly overdue.
2. You need to choose those banks that roll by breaking through SSN and DOB.
There are a lot of such banks in USA, so choose a bank that you like.
When purchasing, choose the card that has information about the customer's email address and phone number.
SSN - Social security number
DOB - date of birth
3. Roll the card.
We break through SSN and DOB.

We go to the bank's website from an IP address close to the holder( this can be done via a PC/phone ). The IP must be clean!

There will be 2 ways of development.

4.1. You got a primary roll.

In this case, we simply register the card with our own data(SSN and DOB.

4.2. You got a reroll. This is the case if cardholder has already been registered for online banking.

We pay the caller (it costs an average of 10 bucks), give him an email address that is linked in online banking and his phone number (this is all found out when we start rolling).

We make the mail we want to change to (it is advisable to choose a neutral mail or similar to cardholder mail) After changing the mail,we restore the password as if it was forgotten. A link is sent to the email address that you changed. Enter your password.

According to statistics, there were 70 percent rerolls and 30 primary.

4. Preparing to attach the card.
We need high-quality proxies. Download the application of the bank that was born.

5. Attach the card
Go to the Wallet app on your Iphone, if it's android, then download the corresponding app.

Enabling the proxy.

When you add a card, there should be no difficulties.

Getting to this stage:

After connecting to USA's IP, we launch the pre-downloaded online banking application.

Enter the username/password of our account. In the case of primary roll, enter your email address and password. In case of a re-roll, enter the email address that you gave to the caller and your password that you restored.

After we log in to online banking, our card is automatically confirmed in the wallet/google pay app.

Congratulations, we can go spend money cardholder
6. Make purchases.
There are 2 ways here, we take a large pack/ replenish it and buy it in small transactions.

Option 1. I collect cookies within 20 minutes, go shopping, visit social networks(I don't log in to the acc), then add the necessary one to the cart and make a payment. At most, I bought electronics up to 2.5 k$.

Option 2. It is typical for deposits to various services, crypto wallets, etc. We make 1 transaction up to $ 100. We need this to warm up.

When making purchases, you should imitate the actions of an ordinary customer as much as possible.

Always think, " Would I do this if it was my card?"

We alternate different amounts. 50$, 150$, 100$, 290$, 170. The frequency is 15-20 minutes.

You can make much larger amounts, but the card will die faster.

On average, you have 5-6 transactions to work out the card. Then she dies.

The amounts that you can make strongly depend on the acquirer's bank, just as the amounts depend on your chosen bin.

After the 1st and 2nd transactions, you need to go to your email address and confirm that I am a cardholder.

Therefore, you need to monitor your email after each transaction. After you receive such a message in your email, you should know that cardholder either already knows that someone has decided to purchase at their expense, or it will find out very soon. I usually received such a message for 4-5 transactions.

Next, the scheme of the classic stuff carding.

8. After testing your phone number
After each development of the card, we flash it through recovery mode (Recovery Mode), this is the simplest, you can use software.

There is a lot of information on how to do this on the Internet. Choose any article/video.

Why do we need to do this?

Apple Pay / Google Pay gives your device an identification code, which is obviously blacked out after the card dies.

9. Restrictions
It happens that after some actions, it throws a restriction on your card.

What does it mean?

This means that you can continue to use the card, but the purchase limit is $ 15 (this limit varies from bank to bank)

If the restriction was given immediately. To do this, you need to make 1-3 transactions, and you will receive an email "Was that you?" Confirm and the restriction is lifted.

Also, the limit is thrown after 6 transactions.

In 15 percent of cases, the LC will have an extra charge. the service "chat with the bank", we write to them, say that we want to remove the restriction and in 50% of cases they are removed.

10. Security.
Apps that link your bank card themselves say that no one knows your bank card details. It is not passed on to the store where the purchase is made, or to Apple itself. All the store sees is the code that is assigned to your device. As we know from the previous paragraph, it is changing. I.e., transactions resemble cryptocurrencies by their anonymity. Made purchases-the card died-changed the code. In the worst case scenario, your payment will simply fail.

This method is not very common among carders, so you can safely use it.

An example of a site that you can work well with, the simplest, more information in training+ shops.

https://winter-warehouse.com

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Hello what do you mean by paying the caller like call the bank directly?
 
Hello. If you have the necessary experience, confidence and voice accent, then you can call the bank yourself. Or buy the service from professional calling services for about $5 per call. You must first provide them with all the data that the bank specialist asks.
 
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