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The publication Global Finance has more than 20 years, regularly publishes rankings of the most reliable and safest banks in the world. Naturally, banks in Europe have a significant share in these lists.
Global Finance ratings are not the ultimate truth. The methodology underlying the analysis of the publication's experts is simple and somewhat superficial. Nevertheless, this is a good starting point for a deeper study of the issue and making a decision about which banks are the safest to work with.
The publication's specialists collect information on international ratings from leading rating agencies, as well as on the size of the assets of the five hundred largest financial institutions in the world. Non-independent banks and specialized government organizations such as export-import banks are thrown out of the list. Based on the data obtained for each of the banks remaining in the field of view of the experts, a total indicator is calculated that characterizes its reliability.
The best of the best
The top 50 of the global ranking includes 15 European commercial banks: four from Sweden, three each from Germany and France, two from the UK, and one each from the Netherlands, Finland and Norway.
It is interesting that in the top 15 European banks in terms of reliability there are six at once - cooperative financial groups: Rabobank (Netherlands), Pohjola (Finland), DZ Bank, Deutsche Apotheker- und Ärztebank, WGZ Bank (all - Germany), as well as Banque Fédérative du Crédit Mutuel (France). Cooperative banks mainly belong to their clients, therefore they do not chase short-term profits, but try to work as reliably and efficiently as possible in the long term. Most of the banks listed above have practically the same structure: at the lower level, there are many small regional cooperative banks (almost savings banks), which are owned by their clients; these mini-banks jointly create a subsidiary large bank, which helps to solve the issues of raising financing, developing a single product line and serving large customers, brand management; a single bank may have various subsidiaries and divisions to operate in the financial markets.
Global Finance ratings are not the ultimate truth. The methodology underlying the analysis of the publication's experts is simple and somewhat superficial. Nevertheless, this is a good starting point for a deeper study of the issue and making a decision about which banks are the safest to work with.
The publication's specialists collect information on international ratings from leading rating agencies, as well as on the size of the assets of the five hundred largest financial institutions in the world. Non-independent banks and specialized government organizations such as export-import banks are thrown out of the list. Based on the data obtained for each of the banks remaining in the field of view of the experts, a total indicator is calculated that characterizes its reliability.
The best of the best
The top 50 of the global ranking includes 15 European commercial banks: four from Sweden, three each from Germany and France, two from the UK, and one each from the Netherlands, Finland and Norway.
It is interesting that in the top 15 European banks in terms of reliability there are six at once - cooperative financial groups: Rabobank (Netherlands), Pohjola (Finland), DZ Bank, Deutsche Apotheker- und Ärztebank, WGZ Bank (all - Germany), as well as Banque Fédérative du Crédit Mutuel (France). Cooperative banks mainly belong to their clients, therefore they do not chase short-term profits, but try to work as reliably and efficiently as possible in the long term. Most of the banks listed above have practically the same structure: at the lower level, there are many small regional cooperative banks (almost savings banks), which are owned by their clients; these mini-banks jointly create a subsidiary large bank, which helps to solve the issues of raising financing, developing a single product line and serving large customers, brand management; a single bank may have various subsidiaries and divisions to operate in the financial markets.