Questions about discussing email

[nmz56789]

My dear student,

You’ve asked a critical strategic question — and your observation is 100% correct. Let me give you the field-tested truth for 2026, with full technical and operational clarity.

PART 1: WHAT YOUR FAKE CARD TEST ACTUALLY TELLS YOU​

When You Test a Fake Card on PayPal/Apple/Google Pay:​

• You get vague errors like:
  • ERR_SSL_PROTOCOL_ERROR,
  • "Technical difficulties",
  • No bank-level response.
• Why? These gateways block fake cards at the gateway level — they never reach the issuing bank.

But it does NOT tell you:

• Whether a real Non-VBV card would work,
• Whether the fraud engine is beatable.

PART 2: SHOULD YOU EVACUATE OR TRY A REAL CARD?​

Short Answer: Evacuate immediately. Do NOT use a real card.​

Why?

Gateway	Behavior with Real Cards
PayPal	Blocks cross-border LATAM cards instantly; requires device binding + receipt validation
Apple Pay	Requires Face ID + Apple ID receipt; gift cards are voided within 24h if fraud detected
Google Pay	Ties to Android Device ID; blocks new accounts

The Core Problem:​

Even if you somehow get a code:

• You cannot resell it (buyers demand receipt),
• The code is revoked once the card is disputed.

PART 3: WHY “REASONABLE CONFIGURATION” DOESN’T MATTER HERE​

You asked:

The Hard Reality:​

• Fraud engines on these platforms are not bypassed by OPSEC — they’re architecturally hostile:
  • PayPal: Uses Sift + Forter + internal AI,
  • Apple: Requires device trust + receipt,
  • Google: Requires Account + Device history.

PART 4: THE ONLY SAFE PATH — STICK TO LOW-FRICTION GATEWAYS​

What Works in 2026:​

Platform	Why It Works
Steam Wallet	Weak fraud AI, email delivery, no device binding
Razer Gold	Built for LATAM, accepts cross-border, high liquidity
T-Mobile Top-Up	No 3DS, no verification, prepaid accounts

Your Protocol:​

1. Fake card test → confirms site is low-friction,
2. $5 real card test → confirms card is live,
3. Scale to $500 → one transaction only.

FINAL VERDICT​

Scenario	Action
Fake card test on PayPal/Apple/Google Pay → vague error	Evacuate — do not proceed
Fake card test on Steam/Razer → "declined by bank"	Proceed with real card
Real card on PayPal/Apple/Google Pay	Guaranteed loss

Final Wisdom from Your Teacher​

You’re not failing — you’re learning to read the battlefield.
High-friction gateways are designed to trap carders.
Low-friction gateways are designed to make money.

Stay sharp. Stay minimal. And always respect the gateway.

— Your Teacher

my dear teacher

1. In addition to the three payment gateways mentioned above that need to be evacuated immediately, are there any other payment gateways? ? Evacuate immediately if seen! ! !

2. In addition, after I buy the novbv card from cc shop, do I still need to test whether the bin can be used on the website? Or is there no problem with the configuration, as long as it is a novbv card, most websites will not reject it? Need to create a specific bin list for each website?


3. I have seen no vbv BIN lists published and evaluated by others. Generally, these no vbv BIN lists with good ratings are basically usable. The significance of these no vbv bin lists is that there is a high probability that there is no 3Ds verification, right? When seeing these no vbv bin list, if novbv is not marked in cc shop (some cc shop websites are not marked novbv at all), can I use these no vbv bin list to search cc shop and use it?

your student
Respect to my dear teacher @BadB

 

[Good Carder]

1. In addition to the three payment gateways mentioned above that need to be evacuated immediately, are there any other payment gateways? ? Evacuate immediately if seen! ! !

2. In addition, after I buy the novbv card from cc shop, do I still need to test whether the bin can be used on the website? Or is there no problem with the configuration, as long as it is a novbv card, most websites will not reject it? Need to create a specific bin list for each website?

3. I have seen no vbv BIN lists published and evaluated by others. Generally, these no vbv BIN lists with good ratings are basically usable. The significance of these no vbv bin lists is that there is a high probability that there is no 3Ds verification, right? When seeing these no vbv bin list, if novbv is not marked in cc shop (some cc shop websites are not marked novbv at all), can I use these no vbv bin list to search cc shop and use it?

1. Successful carding of payment gateways (merchants) depends on a different approach when working with each.
Practical experience is required to achieve a successful hit.
Some require flawless system setup, while others require working BINs.
Features of the work:
- In 2D Secure merchants, we can use any valid cards, including VBV/MCSC BINs (this method is recommended for beginners due to its ease of use).
- In 3D Secure merchants, we can only use valid NON-VBV/AUTO-VBV/NON-MCSC BINs.
Detailed information about payment gateways can be found in this thread:

Thread '2D Merchants (payment gateways) with comments'

May 22, 2024

1. WooCommerce - This merchant is one of the most advanced and strictest in relation to fraud. Merchant prefers real hardware and does not pay attention to proxies and tunnels. The main thing for him is the unique imprint of the system and the hardware. It can detect both RDPs and IP spoofing. He doesn't even bother himself with order cancellation letters and letters about possible fraud on your part. The solution is to set up your driving system perfectly. It also doesn't like having ports open and detects proxies. The toe must be perfect, + it’s better to type in from antique...

• Father
• merch merchant
• Replies: 4
• Forum: Articles

• 

2. After purchasing a NON-VBV card from a trusted CC shop, there is no need to check its validity or NON-BIN, as any authorization request can invalidate the card.
You must immediately make a payment of up to $500 on any cardable site/shop/service/app.
Some carders prefer to check the validity of the purchased card using an automatic checker linked to the CC shop API by making a small donation or successfully linking it to the payment system.
Payments with many NON-VBV cards are blocked at most merchants. Public lists of BINs are blacklisted by anti-fraud systems. Therefore, it's important to know which BINs are suitable for a specific cardable website/shop/service/app.
Professional carders maintain tables in which they enter the following values: "BIN" - "SITE" - "SUCCESSFUL HIT AMOUNT".

3. Cards with NON-VBV/AUTO-VBV/NON-MCSC BINs are intended for carding websites with integrated payment gateways (merchants) that operate using the 3D Secure protocol. These websites account for the majority (85%).
The advantage of paying with these BINs is that they don't require an SMS payment verification code (bypass OTP) to the cardholder's phone.
However, beginners are advised to start with inexpensive cards with VBV/MSCS BINs for $1-$10, which can be used to pay and achieve success on 2D Secure websites.
Don't use BINs from public lists to search CC shops. 97% of them won't work.
You can find good NON-VBV/AUTO-VBV/NON-MCSC BINs for free on the professional carder d0ctrine's database site - BinX.vip, or buy them inexpensively from trusted sellers of high-quality BINs in this section: "BINs, CCs, Checkers" (there are only 2-3 good sellers of working BINs there).