Lecturer: Soul
Today we will look at the topic of MERCHANTS: creating, setup and working with them
The topic is quite complex, so I STRONGLY RECOMMEND reading it several times after.
You should know that a website is your universal tool; when creating it, on one website you can set up many merch items and work until they are worked out one by one.
Speaking in the abstract, merch is exactly the tool that processes the payment, not to be confused with a payment aggregator or processing center.
Merchant account – an account for accepting payments via bank cards.
Individuals or legal entities register in a merchant account to open an account, which is subsequently used to accept payments on the Internet.
So, our task is to find the necessary merch for your needs.
It doesn’t matter what you do: PayPal, logs, banks, cards, etc. For the best profit, you need your own store and merch for this theme.
With ideal balance, you will achieve greater profit and longer life of the merch if you correctly select it to suit your needs and material.
Let's go through the list of the most popular merch, most of which are even pre-installed in popular online store engines, but we will take a closer look at only the most popular options:
1) Amazon
The system is quite capricious and requires very fine tuning.
Select sock5 or very clean tunnels and a system through antidetect (I used VM before, but do not forget to set the time and time zone).
What is needed for registration:
• Fullz
• SSN
• Telephone
• REAL DEBIT OR CREDIT CARD (Life hack from me: the gobank mastercard will pass, sometimes the Walmart mastercard will come in, but rarely, the go bank will come in, because it beats like an Amazon loan)
• Bank
• Virtual machine
• Clean ip
Registration is simple, but there are some nuances.
Don’t go directly to Amazon merchant, go to Google and look for “amazon merchant”
We saw an advertisement for an Amazon account, go to it (final link to the account: https://pay.amazon.com/signup)
We register an account and verify it via email https://prnt.sc/nmswhe
He doesn’t accept phone and credit or debit card, prepaid, but where can I get one? I’ll answer you, he calmly accepts a prepaid Mastercard from gobank.com, perceives it as a credit card, but he will not accept a prepaid visa, you can also specify a bank from Walmart, Go or Pioneer, it’s better to do everything for one person. The card is required for verification and write-off in case of a negative balance.
There are several implementation options:
• API implementation. The so-called Login and Pay with Amazon, when, using a pre-installed module and API registration that Amazon provides, you configure several buttons on the site, even at the stage of placing an order in the cart on your website and you can log in through Amazon and pay by indicating the delivery address from aka amazon
ADDITIONAL NUANCES:
• customize the display of the lay out (display in certain places, for example in the cart on the left or right, at the bottom or at the top) of the Amazon module on your website
• I’ll say right away that it’s better to use the same address when making purchases; later, if you have enough experience, you can even change the addresses in the Amazon log account you need through your website without paying (a trick from me, see how to do it yourself), but others are also possible , but the probability of verification is high.
Amazon also really doesn’t like rushing and freezes the first payments for 2 weeks, often limits it, so try it, use small amounts of white money, gray money
2) Paypal
He also doesn’t like rushing, doesn’t like trying to pay more than 3 times, don’t bother, he didn’t give it today, he’ll give it later, yes – this requires starting capital and patience (as in principle in the topic of merch)
You can do a lot with your site and PayPal. Pay from a bank, from a card, from a loan, cash out.
Many people try to make payments from cards, and to do this they need to know the bins, which are dropping like flies. Pay without created PP accounts, my advice is just don’t rush here, download your receiving business and self-registration accounts through such purchases with white money, later it will pay off for you with interest, it will give you a bang.
And it doesn’t matter from banks, cards, bml, balances. There is only one scheme, pump with small or large transfers, the better pumped, the more it will give.
Integration options:
• PayPal Express Checkout
You can get everything you need in your business account. When you have registered your business pp account, it has business settings sections and there you will find the Api credentials that you need.
www.paypal.com
NUANCES: the peculiarity of this method is that when entering the pp account must be open and warmed up or One touch must be enabled in the same browser, and then when placing an order, payment will be debited from it.
In other options there will be problems or it will not go through, if with this approach the payment does not go through and the account logs out, this means that after 2 attempts it is better to put it aside. Also remember that you can make payments from the bank to your business account; to do this, simply check the box in the reception business account to accept payments from the bank (my hint).
But PP introduced One touch for quick checkout, check the box and it will log in automatically, according to my tests it worked even better.
• PayPal Payflow Pro
• PayPal Payflow Pro iFrame
• PayPal Pro
• PayPal Pro iFrame
All four methods are approximately the same and simply differ in settings, but these methods allow you to connect payments from cards directly offline through a card reading terminal from a PP, online and transfers from a bank.
• PayPal Payments Standard
This method is the oldest and many people prefer it, since it is simple and here you just need to enter your account email https://prnt.sc/nmtfpf
For me, today this is no longer optimal and the PayPal doesn’t really trust him, express checkout and API realities that need to be used and understood correctly.
General nuances for PayPal:
In all implementation methods, there is a write-off option: https://prnt.sc/nmtg6q
Those. you can choose sale and then the money will be debited or the authorization option, in this case the money will be in pending status on the paying account and after your approval on your receiving business account, it will be debited from the paying person.
PayPal cares about cookies, history and a cleaner IP
3) Authorize.net
Excellent merch based on its performance capabilities. I really like its functionality (ROLL THE CHIPS): you can do pre-authorization without payment, i.e. the money will be in pending, but written off after your approval. In such cases, I check the card balance, since this service can show the remaining card balance and the person’s data
What is needed for registration:
• Fullz
• SSN
• Telephone
• Pioneer bank or another using the same data
• Virtual machine
• Clean ip
Filled out online, lots of forms.
Approval in 30-40 minutes or additional 1-3 business days
The limit is set according to the data in the form you fill out.
They call, but leave a message that they have pre-approved and can set up the site
NUANCES:
• you cannot make mistakes with the address and amount on the card.
There were similar errors, payments went through, but then they refused to service the account.
• If you are constantly paying with prepaid cards, merchants don’t like it and often localize it and say that you have high risks, they suggest switching to paymentcloud, but it has its own nuances and you need to draw a canceled bank check to the bank that you had in autorise , since they give them all the data about you.
• If your account gets locked, it’s not as scary as with a stripe. Unlike a stripe, they are not blocked for 90 days, but are paid out within 5-7 business days.
4) Stripe
This is a workhorse, quite predictable in operation, but overused and not entirely stable
What is needed for registration:
• Fullz
• SSN
• Telephone
• REAL CARD DEBIT OR CREDIT
• Bank
• Virtual machine
• Clean ip
Be sure to go through phone verification and check the owner’s verification in your account, the verification section and in the settings
They check it with an instant online database and sometimes don’t verify it, and therefore won’t pay the money later
You will need to verify with a real card, so it’s better to use the purchased card and its data on the CC, you won’t have to enter the minis, they just check for compliance with the holder’s data and the entered data for verification and negative balance
NUANCES:
• After 20 payments, additional payments will be required. verif
• The system here is not very predictable, but I’m shooting again, use it. With proper setup of the system and data, you can immediately hit from 500 to 3000, sometimes it hit 6000, but she doesn’t like payments for small amounts, prepaid cards, after 3-4 transactions the account is blocked. Accounts most often go into the limit for 90 days, after which they can be withdrawn to that linked bank; there are cases where they are permanently banned.
• Communication via chat with support or email. In the case of permanent, they generally ignore you.
• You can make debits from banks; to do this, you need to create a new client in the stripe account and enter his bank details, after which the minis will be sent in 1-3 days and after verification you can write off the required balance, create an order in the stripe account. But remember that it is better not to overdo it, as it happens that constant actions only limit bank write-offs.
• Previously, upon registration, they gave a trial period of 7 working days or an instant, but now they always give 7 days, after which they can withdraw.
• Lately it happens that when I try to enter a stripe for $1500, I use pure socks directly under the zip with almost zero risk score and proxy score, a bin with autovbv, but the stripe does not allow me to complete a transaction marked “high risk”
The bank then reversed the transaction with the code "do not honor"
In general, I made two more payment attempts from the same card without changing anything and the transaction went through, i.e. sometimes it allows the transition to be completed only after 2-3 attempts
Then, with the “normal” code, I let the transactions pass, but then the bank complains about fraud, since the refusal code comes from them.
Therefore, try, test and experiment and look for bins that will run without problems.
5) 2Checkout
The system is good, but everything here is quite rigid and not very suitable for work.
Not all stores approve of goods and delivery, the holder’s data is checked by background and if the credit is bad, they quickly refuse to register, if approved, then the tracks must be given and after the goods arrive, the money will be released, after the account is upgraded it will be faster, but they still retain the insurance % . In general, I do not recommend working with him.
6) Skrill
The system is simple and easy to set up, but it’s messed up, if you verify everything and download it, it will give payments
7)Wepay
The service is from Chase, easy to set up, install the module, api data, everything is there and everything is logged in, but the fraud is wild, it won’t allow more payments, the account will be limited immediately. I don't recommend this job.
Then I’ll send you a list and tell you what else there are.
8) Bluepay
9) CardConnect
10) Cardinity
11) Divido
12) eWAY Payment
13) First Data
14) G2Apay
15) Globalpay
16) Klarna
17) Lay-Buy
18) LIQPAY
19) NOCHEX
20) Paymate
21) Pay Point
22) Payza
23) Pilibaba for Chinese Checkout
24) Realex
25) SagePay (not bad, but you need to select bins)
26) Secure Trading
27) Web Payment Software
28) Worldpay Online Payments
In fact, there are many more of them. Some are closing, new ones are opening. Needs to be monitored and tested.
These are mixes of merch from different countries, read and check them out on their website, it will be useful for your work.
Taking into account the peculiarities of setting up the merch system, it often happens that merch offers only ZIP for input. Therefore, sometimes it is advisable to take a card under the middle/drop zip, and drive a beel=thorn into their address. Such merch can be found on popular services, for example godaddy. Through the code inspector, you can try to identify the payment processing company.
The topic is quite complex, so I encourage everyone to re-read the summary, don’t be lazy, Google merch, find some additional information
This concludes the lecture on the topic “Merchie” and you can ask questions.
Snork 20:04
1. That is There is no need to warm up the stripe in small payments and you can immediately beat the cards calmly?
What withdrawal methods are there from the stripe?
2. Are there merch items from which you can immediately withdraw to crypto?
Soul 20:08
Snork, 1. All merchants need to be warmed up; this is required for further work with them (if you want success). All withdrawals are withdrawals to BA (it is advisable to have manual drops so that they can pass any checks for you in case of any requests from banks/merchants)
2. There are no such people, given that there is now an unclear situation with the recognition of cryptocurrencies throughout the world and the USA is no exception (we vote for Trump, promises to legalize them))
Stralixxx 20:08
1 How to connect merch to the site? can you tell me step by step please
2 how to registry European and Asian merch?
3 Are there any good manuals on the forum for setting up merch?
Soul 20:11
Stralixxx, 1. I can’t describe it to you step by step, because all merchants have their own instructions for settings, also, they differ in some points and there is no single method (although 90% of them are all about the same)
2. I haven’t worked with them, sorry, I can’t help
3. No, there is no step-by-step setup and I haven’t come across any particularly useful instructions on any resources
Snork 20:12
Stralixxx, for example, let's take PayPal, register an account (we need a corporate one): enter all the data, information that is asked, etc. (this is a very long description if we talk about everything)
Now you have registered, confirmed your account, then you need to request API accounts to integrate it into your site. Next, we went to your site: enter the received API login and password into the appropriate section of the site admin panel. Save. Then you need to log into your PayPal account to create a button that the client will see on the site. By clicking on it, he will “go away” to pay. (there are still a bunch of settings that I can’t describe now). In general, after all the settings, generate the html code. Paste it into the appropriate section of the site and you are all set.
Snork, ordinary photos with documents (most often these are selfies with SS, as I pointed out to you in the lecture. Sometimes they asked for them with DL). In general, all this is done using services, of which there are many on our forum, you just have to choose.
Record: more than $500k in six months, but that was a long time ago. Now add. checks, additional verifiers, etc., etc. That's why I wrote that you need to be prepared for big financial expenses and go into this direction with a lot of free money
We find many unknown banks, send drops there, and they register accounts there. Small banks willingly serve bigwigs, because they have few such clients. I can’t tell you all the names of banks, sorry, but I gave you where to dig)
Rebgo7 20:27
If the merch is on an EU drop, will a US card go into it in such a situation?
Soul 20:28
Rebgo7, yes
Snork 20:28
What should our website itself be like?
When entering it, you also have to get it from Google and heat it up like everyone else?
Well, what should you do when registering merch? Should I take a VDS server, register as close as possible to the CH and log into the merch itself from only one IP?
Snork 20:29
Also. Is there any interesting information on this topic on the forum?
Soul 20:33
Snork is the most plausible option if you want a long life as a merchant and are going to cash out large amounts of money through him
No, you can directly follow the link, this is not so important - the shop is yours, but it is necessary to dilute this kind of driving. Transition from search is an adequate solution
Separate session, IP of one country, no particularly strict rules
As I wrote above: “No, there is no step-by-step setup and I haven’t come across any particularly useful instructions on any resources.”
Stralixxx 20:33
Is it possible to manage drop accounts online?
Soul 20:35
Stralixxx, of course, you just need to know what is regulated and how correctly, what will not block, where are the limits, etc.
Snork 20:37
Still, it’s interesting about small banks, tell us at least a little more, please.
Soul 20:41
Snork, the list of popular banks in the USA is easy to Google, there you will find a lot of information on their capitalization, people's deposits, revenue and other data. Accordingly, if you see a bank and do not find it in the TOP 10/15/40 (at your discretion), then it is not popular enough
I cannot advise you anything specific, because you are just starting your journey and you need to work with everything, adhering (at your discretion) to the advice that you have already received from lecturers/classmates, thereby forming your own information base . If I give you a specific bank, this does not mean that you can drain from it without problems. Also, if you are given some kind of bean, this does not mean that you will definitely receive payment from it, because you may not comply with other important factors in the work, I think you understand me perfectly
For less popular issuing banks, the AF system may not be set up as fiercely as that of the market giants, therefore, the likelihood of “slipping through” is higher, this is precisely what my advice was related to
Stralixxx 20:42
Will regular fullz be suitable or is it better to take business fullz? What documents can a bank request for verification? based on your experience (Can I contact you via PM on the forum if I have any questions?)
Soul 20:45
Stralixxx, no, you can use simple ones. From personal presence in the bank to video verification (all banks have a different system and it also changes frequently, by the way. That’s why I always appreciate detailed statistics). Yes, you can write in PM - I always answer everyone and help if I can (I will answer in any case)
KimJo 20:45
1. If the merch is used not only for manually driving in CC, but also as a scam store. What type of product is best to promote and are there any tricks in this direction to more successfully collect checkmate/cash?
2. On the authorize account - you cannot make mistakes with the address and amount on the card. Do you mean those that we use to create a merch account or those that we will drive into this merch?
3. Stripe is a real card. Will the purchased left card with its photos or drawing be suitable?
4. Is it possible to create a +-real store with, say, digital goods, sell them slightly below cost and simultaneously carry out gray operations? Will merch be more trustworthy this way?
5. 2checkout - doesn’t accept fake random tracks? Or from some small deliveries where there is no integration?
Soul 20:49
KimJo, 1. In this case, you will put it at risk of blocking faster, it's up to you. The best product is digital (my opinion) for work in this direction
2. Which we will put into this merch
3. Yes, but if this card was taken from a real person (a fish, for example). Also, remember that CH can submit a request to the bank for data theft and they can change it for him
4. Yes, I always do this
5. We did this, but still the percentage of passability was low, I would not recommend working with it (my opinion, again)
Snork 20:50
If you use a store and merchants to cash out your cards (for a company) to evade taxes, does the scheme not change?
Do I need to heat everything up as well, etc?
Soul 20:51
Snork, there will be automatic deductions, or I didn’t understand what you mean
Stralixxx 20:52
Will regular drop services be able to do this kind of work? Can you recommend any drop service please?
Soul 20:53
Stralixxx, no, they won’t take it. It’s better to look for your own and control them so that they don’t “float away” anywhere.
Soul 20:53
Snork, of course, I will try to help
Stralixxx 20:53
Where to look for such drops?
Soul 20:54
Stralixxx, you can buy a so-called “job response” and then communicate with hot leads who were looking for a job in a special position. job search sites in the USA. Finding people is not a problem, in general, the problem is to prevent problems on his part, to keep him in check
Stralixxx 20:56
Can I bet for withdrawal from the stripe as soon as the money is credited to my account?
Soul 20:59
Stralixxx, no, all merchants have a hold on money, 3-7 days. Then you can withdraw
Stralixxx 21:00
When entering the card, is it better to enter your email and number or will it give you your details?
Soul 21:03
Stralixxx, it depends on the material, where you got it from, what kind of bin you are using, etc. I cannot know how you will conduct your work and what your statistics are. In some places it’s better to enter a real number and flood, in others it’s not. Also, it depends on the merchant where you registered, whether it is fierce or not
Snork 21:04
Does Stripe hold constantly? Even if it's warmed up well?
Soul 21:06
Snork, the hold is constant everywhere (at this time the merchant checks your transactions)
Stralixxx 21:08
How much +- will the merch cost?
provided you do everything yourself
Soul 21:11
Stralixxx, if done beautifully, disguised as a white shop, will cost 2-3k$ (if you avoid the many mistakes that arise in the process). And so... You won’t do everything well the first time, you will need to dig up a lot of earth to get to the treasure. I do not recommend going into this direction at the beginning of the journey, if you have a limited amount of money, without perseverance. There are many less difficult directions and you can scale there too, the stories of rus616 should have prompted you to do this
Thank you all, I was glad to sit with you, I wish you all good luck and success in your business.
Today we will look at the topic of MERCHANTS: creating, setup and working with them
The topic is quite complex, so I STRONGLY RECOMMEND reading it several times after.
You should know that a website is your universal tool; when creating it, on one website you can set up many merch items and work until they are worked out one by one.
Speaking in the abstract, merch is exactly the tool that processes the payment, not to be confused with a payment aggregator or processing center.
Merchant account – an account for accepting payments via bank cards.
Individuals or legal entities register in a merchant account to open an account, which is subsequently used to accept payments on the Internet.
So, our task is to find the necessary merch for your needs.
It doesn’t matter what you do: PayPal, logs, banks, cards, etc. For the best profit, you need your own store and merch for this theme.
With ideal balance, you will achieve greater profit and longer life of the merch if you correctly select it to suit your needs and material.
Let's go through the list of the most popular merch, most of which are even pre-installed in popular online store engines, but we will take a closer look at only the most popular options:
1) Amazon
The system is quite capricious and requires very fine tuning.
Select sock5 or very clean tunnels and a system through antidetect (I used VM before, but do not forget to set the time and time zone).
What is needed for registration:
• Fullz
• SSN
• Telephone
• REAL DEBIT OR CREDIT CARD (Life hack from me: the gobank mastercard will pass, sometimes the Walmart mastercard will come in, but rarely, the go bank will come in, because it beats like an Amazon loan)
• Bank
• Virtual machine
• Clean ip
Registration is simple, but there are some nuances.
Don’t go directly to Amazon merchant, go to Google and look for “amazon merchant”
We saw an advertisement for an Amazon account, go to it (final link to the account: https://pay.amazon.com/signup)
We register an account and verify it via email https://prnt.sc/nmswhe
He doesn’t accept phone and credit or debit card, prepaid, but where can I get one? I’ll answer you, he calmly accepts a prepaid Mastercard from gobank.com, perceives it as a credit card, but he will not accept a prepaid visa, you can also specify a bank from Walmart, Go or Pioneer, it’s better to do everything for one person. The card is required for verification and write-off in case of a negative balance.
There are several implementation options:
• API implementation. The so-called Login and Pay with Amazon, when, using a pre-installed module and API registration that Amazon provides, you configure several buttons on the site, even at the stage of placing an order in the cart on your website and you can log in through Amazon and pay by indicating the delivery address from aka amazon
ADDITIONAL NUANCES:
• customize the display of the lay out (display in certain places, for example in the cart on the left or right, at the bottom or at the top) of the Amazon module on your website
• I’ll say right away that it’s better to use the same address when making purchases; later, if you have enough experience, you can even change the addresses in the Amazon log account you need through your website without paying (a trick from me, see how to do it yourself), but others are also possible , but the probability of verification is high.
Amazon also really doesn’t like rushing and freezes the first payments for 2 weeks, often limits it, so try it, use small amounts of white money, gray money
2) Paypal
He also doesn’t like rushing, doesn’t like trying to pay more than 3 times, don’t bother, he didn’t give it today, he’ll give it later, yes – this requires starting capital and patience (as in principle in the topic of merch)
You can do a lot with your site and PayPal. Pay from a bank, from a card, from a loan, cash out.
Many people try to make payments from cards, and to do this they need to know the bins, which are dropping like flies. Pay without created PP accounts, my advice is just don’t rush here, download your receiving business and self-registration accounts through such purchases with white money, later it will pay off for you with interest, it will give you a bang.
And it doesn’t matter from banks, cards, bml, balances. There is only one scheme, pump with small or large transfers, the better pumped, the more it will give.
Integration options:
• PayPal Express Checkout
You can get everything you need in your business account. When you have registered your business pp account, it has business settings sections and there you will find the Api credentials that you need.
Log in to your PayPal account
Transfer money online in seconds with PayPal money transfer. All you need is an email address.
In other options there will be problems or it will not go through, if with this approach the payment does not go through and the account logs out, this means that after 2 attempts it is better to put it aside. Also remember that you can make payments from the bank to your business account; to do this, simply check the box in the reception business account to accept payments from the bank (my hint).
But PP introduced One touch for quick checkout, check the box and it will log in automatically, according to my tests it worked even better.
• PayPal Payflow Pro
• PayPal Payflow Pro iFrame
• PayPal Pro
• PayPal Pro iFrame
All four methods are approximately the same and simply differ in settings, but these methods allow you to connect payments from cards directly offline through a card reading terminal from a PP, online and transfers from a bank.
• PayPal Payments Standard
This method is the oldest and many people prefer it, since it is simple and here you just need to enter your account email https://prnt.sc/nmtfpf
For me, today this is no longer optimal and the PayPal doesn’t really trust him, express checkout and API realities that need to be used and understood correctly.
General nuances for PayPal:
In all implementation methods, there is a write-off option: https://prnt.sc/nmtg6q
Those. you can choose sale and then the money will be debited or the authorization option, in this case the money will be in pending status on the paying account and after your approval on your receiving business account, it will be debited from the paying person.
PayPal cares about cookies, history and a cleaner IP
3) Authorize.net
Excellent merch based on its performance capabilities. I really like its functionality (ROLL THE CHIPS): you can do pre-authorization without payment, i.e. the money will be in pending, but written off after your approval. In such cases, I check the card balance, since this service can show the remaining card balance and the person’s data
What is needed for registration:
• Fullz
• SSN
• Telephone
• Pioneer bank or another using the same data
• Virtual machine
• Clean ip
Filled out online, lots of forms.
Approval in 30-40 minutes or additional 1-3 business days
The limit is set according to the data in the form you fill out.
They call, but leave a message that they have pre-approved and can set up the site
NUANCES:
• you cannot make mistakes with the address and amount on the card.
There were similar errors, payments went through, but then they refused to service the account.
• If you are constantly paying with prepaid cards, merchants don’t like it and often localize it and say that you have high risks, they suggest switching to paymentcloud, but it has its own nuances and you need to draw a canceled bank check to the bank that you had in autorise , since they give them all the data about you.
• If your account gets locked, it’s not as scary as with a stripe. Unlike a stripe, they are not blocked for 90 days, but are paid out within 5-7 business days.
4) Stripe
This is a workhorse, quite predictable in operation, but overused and not entirely stable
What is needed for registration:
• Fullz
• SSN
• Telephone
• REAL CARD DEBIT OR CREDIT
• Bank
• Virtual machine
• Clean ip
Be sure to go through phone verification and check the owner’s verification in your account, the verification section and in the settings
They check it with an instant online database and sometimes don’t verify it, and therefore won’t pay the money later
You will need to verify with a real card, so it’s better to use the purchased card and its data on the CC, you won’t have to enter the minis, they just check for compliance with the holder’s data and the entered data for verification and negative balance
NUANCES:
• After 20 payments, additional payments will be required. verif
• The system here is not very predictable, but I’m shooting again, use it. With proper setup of the system and data, you can immediately hit from 500 to 3000, sometimes it hit 6000, but she doesn’t like payments for small amounts, prepaid cards, after 3-4 transactions the account is blocked. Accounts most often go into the limit for 90 days, after which they can be withdrawn to that linked bank; there are cases where they are permanently banned.
• Communication via chat with support or email. In the case of permanent, they generally ignore you.
• You can make debits from banks; to do this, you need to create a new client in the stripe account and enter his bank details, after which the minis will be sent in 1-3 days and after verification you can write off the required balance, create an order in the stripe account. But remember that it is better not to overdo it, as it happens that constant actions only limit bank write-offs.
• Previously, upon registration, they gave a trial period of 7 working days or an instant, but now they always give 7 days, after which they can withdraw.
• Lately it happens that when I try to enter a stripe for $1500, I use pure socks directly under the zip with almost zero risk score and proxy score, a bin with autovbv, but the stripe does not allow me to complete a transaction marked “high risk”
The bank then reversed the transaction with the code "do not honor"
In general, I made two more payment attempts from the same card without changing anything and the transaction went through, i.e. sometimes it allows the transition to be completed only after 2-3 attempts
Then, with the “normal” code, I let the transactions pass, but then the bank complains about fraud, since the refusal code comes from them.
Therefore, try, test and experiment and look for bins that will run without problems.
5) 2Checkout
The system is good, but everything here is quite rigid and not very suitable for work.
Not all stores approve of goods and delivery, the holder’s data is checked by background and if the credit is bad, they quickly refuse to register, if approved, then the tracks must be given and after the goods arrive, the money will be released, after the account is upgraded it will be faster, but they still retain the insurance % . In general, I do not recommend working with him.
6) Skrill
The system is simple and easy to set up, but it’s messed up, if you verify everything and download it, it will give payments
7)Wepay
The service is from Chase, easy to set up, install the module, api data, everything is there and everything is logged in, but the fraud is wild, it won’t allow more payments, the account will be limited immediately. I don't recommend this job.
Then I’ll send you a list and tell you what else there are.
8) Bluepay
9) CardConnect
10) Cardinity
11) Divido
12) eWAY Payment
13) First Data
14) G2Apay
15) Globalpay
16) Klarna
17) Lay-Buy
18) LIQPAY
19) NOCHEX
20) Paymate
21) Pay Point
22) Payza
23) Pilibaba for Chinese Checkout
24) Realex
25) SagePay (not bad, but you need to select bins)
26) Secure Trading
27) Web Payment Software
28) Worldpay Online Payments
In fact, there are many more of them. Some are closing, new ones are opening. Needs to be monitored and tested.
These are mixes of merch from different countries, read and check them out on their website, it will be useful for your work.
Taking into account the peculiarities of setting up the merch system, it often happens that merch offers only ZIP for input. Therefore, sometimes it is advisable to take a card under the middle/drop zip, and drive a beel=thorn into their address. Such merch can be found on popular services, for example godaddy. Through the code inspector, you can try to identify the payment processing company.
The topic is quite complex, so I encourage everyone to re-read the summary, don’t be lazy, Google merch, find some additional information
This concludes the lecture on the topic “Merchie” and you can ask questions.
Snork 20:04
1. That is There is no need to warm up the stripe in small payments and you can immediately beat the cards calmly?
What withdrawal methods are there from the stripe?
2. Are there merch items from which you can immediately withdraw to crypto?
Soul 20:08
Snork, 1. All merchants need to be warmed up; this is required for further work with them (if you want success). All withdrawals are withdrawals to BA (it is advisable to have manual drops so that they can pass any checks for you in case of any requests from banks/merchants)
2. There are no such people, given that there is now an unclear situation with the recognition of cryptocurrencies throughout the world and the USA is no exception (we vote for Trump, promises to legalize them))
Stralixxx 20:08
1 How to connect merch to the site? can you tell me step by step please
2 how to registry European and Asian merch?
3 Are there any good manuals on the forum for setting up merch?
Soul 20:11
Stralixxx, 1. I can’t describe it to you step by step, because all merchants have their own instructions for settings, also, they differ in some points and there is no single method (although 90% of them are all about the same)
2. I haven’t worked with them, sorry, I can’t help
3. No, there is no step-by-step setup and I haven’t come across any particularly useful instructions on any resources
Snork 20:12
Stralixxx, for example, let's take PayPal, register an account (we need a corporate one): enter all the data, information that is asked, etc. (this is a very long description if we talk about everything)
Now you have registered, confirmed your account, then you need to request API accounts to integrate it into your site. Next, we went to your site: enter the received API login and password into the appropriate section of the site admin panel. Save. Then you need to log into your PayPal account to create a button that the client will see on the site. By clicking on it, he will “go away” to pay. (there are still a bunch of settings that I can’t describe now). In general, after all the settings, generate the html code. Paste it into the appropriate section of the site and you are all set.
Snork, ordinary photos with documents (most often these are selfies with SS, as I pointed out to you in the lecture. Sometimes they asked for them with DL). In general, all this is done using services, of which there are many on our forum, you just have to choose.
Record: more than $500k in six months, but that was a long time ago. Now add. checks, additional verifiers, etc., etc. That's why I wrote that you need to be prepared for big financial expenses and go into this direction with a lot of free money
We find many unknown banks, send drops there, and they register accounts there. Small banks willingly serve bigwigs, because they have few such clients. I can’t tell you all the names of banks, sorry, but I gave you where to dig)
Rebgo7 20:27
If the merch is on an EU drop, will a US card go into it in such a situation?
Soul 20:28
Rebgo7, yes
Snork 20:28
What should our website itself be like?
When entering it, you also have to get it from Google and heat it up like everyone else?
Well, what should you do when registering merch? Should I take a VDS server, register as close as possible to the CH and log into the merch itself from only one IP?
Snork 20:29
Also. Is there any interesting information on this topic on the forum?
Soul 20:33
Snork is the most plausible option if you want a long life as a merchant and are going to cash out large amounts of money through him
No, you can directly follow the link, this is not so important - the shop is yours, but it is necessary to dilute this kind of driving. Transition from search is an adequate solution
Separate session, IP of one country, no particularly strict rules
As I wrote above: “No, there is no step-by-step setup and I haven’t come across any particularly useful instructions on any resources.”
Stralixxx 20:33
Is it possible to manage drop accounts online?
Soul 20:35
Stralixxx, of course, you just need to know what is regulated and how correctly, what will not block, where are the limits, etc.
Snork 20:37
Still, it’s interesting about small banks, tell us at least a little more, please.
Soul 20:41
Snork, the list of popular banks in the USA is easy to Google, there you will find a lot of information on their capitalization, people's deposits, revenue and other data. Accordingly, if you see a bank and do not find it in the TOP 10/15/40 (at your discretion), then it is not popular enough
I cannot advise you anything specific, because you are just starting your journey and you need to work with everything, adhering (at your discretion) to the advice that you have already received from lecturers/classmates, thereby forming your own information base . If I give you a specific bank, this does not mean that you can drain from it without problems. Also, if you are given some kind of bean, this does not mean that you will definitely receive payment from it, because you may not comply with other important factors in the work, I think you understand me perfectly
For less popular issuing banks, the AF system may not be set up as fiercely as that of the market giants, therefore, the likelihood of “slipping through” is higher, this is precisely what my advice was related to
Stralixxx 20:42
Will regular fullz be suitable or is it better to take business fullz? What documents can a bank request for verification? based on your experience (Can I contact you via PM on the forum if I have any questions?)
Soul 20:45
Stralixxx, no, you can use simple ones. From personal presence in the bank to video verification (all banks have a different system and it also changes frequently, by the way. That’s why I always appreciate detailed statistics). Yes, you can write in PM - I always answer everyone and help if I can (I will answer in any case)
KimJo 20:45
1. If the merch is used not only for manually driving in CC, but also as a scam store. What type of product is best to promote and are there any tricks in this direction to more successfully collect checkmate/cash?
2. On the authorize account - you cannot make mistakes with the address and amount on the card. Do you mean those that we use to create a merch account or those that we will drive into this merch?
3. Stripe is a real card. Will the purchased left card with its photos or drawing be suitable?
4. Is it possible to create a +-real store with, say, digital goods, sell them slightly below cost and simultaneously carry out gray operations? Will merch be more trustworthy this way?
5. 2checkout - doesn’t accept fake random tracks? Or from some small deliveries where there is no integration?
Soul 20:49
KimJo, 1. In this case, you will put it at risk of blocking faster, it's up to you. The best product is digital (my opinion) for work in this direction
2. Which we will put into this merch
3. Yes, but if this card was taken from a real person (a fish, for example). Also, remember that CH can submit a request to the bank for data theft and they can change it for him
4. Yes, I always do this
5. We did this, but still the percentage of passability was low, I would not recommend working with it (my opinion, again)
Snork 20:50
If you use a store and merchants to cash out your cards (for a company) to evade taxes, does the scheme not change?
Do I need to heat everything up as well, etc?
Soul 20:51
Snork, there will be automatic deductions, or I didn’t understand what you mean
Stralixxx 20:52
Will regular drop services be able to do this kind of work? Can you recommend any drop service please?
Soul 20:53
Stralixxx, no, they won’t take it. It’s better to look for your own and control them so that they don’t “float away” anywhere.
Soul 20:53
Snork, of course, I will try to help
Stralixxx 20:53
Where to look for such drops?
Soul 20:54
Stralixxx, you can buy a so-called “job response” and then communicate with hot leads who were looking for a job in a special position. job search sites in the USA. Finding people is not a problem, in general, the problem is to prevent problems on his part, to keep him in check
Stralixxx 20:56
Can I bet for withdrawal from the stripe as soon as the money is credited to my account?
Soul 20:59
Stralixxx, no, all merchants have a hold on money, 3-7 days. Then you can withdraw
Stralixxx 21:00
When entering the card, is it better to enter your email and number or will it give you your details?
Soul 21:03
Stralixxx, it depends on the material, where you got it from, what kind of bin you are using, etc. I cannot know how you will conduct your work and what your statistics are. In some places it’s better to enter a real number and flood, in others it’s not. Also, it depends on the merchant where you registered, whether it is fierce or not
Snork 21:04
Does Stripe hold constantly? Even if it's warmed up well?
Soul 21:06
Snork, the hold is constant everywhere (at this time the merchant checks your transactions)
Stralixxx 21:08
How much +- will the merch cost?
provided you do everything yourself
Soul 21:11
Stralixxx, if done beautifully, disguised as a white shop, will cost 2-3k$ (if you avoid the many mistakes that arise in the process). And so... You won’t do everything well the first time, you will need to dig up a lot of earth to get to the treasure. I do not recommend going into this direction at the beginning of the journey, if you have a limited amount of money, without perseverance. There are many less difficult directions and you can scale there too, the stories of rus616 should have prompted you to do this
Thank you all, I was glad to sit with you, I wish you all good luck and success in your business.
