Cloned Boy
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Sergey Pavlovich continues to talk with a mysterious man in a mask, who continues to tell us about various darknet forums, most of which are prohibited in the Russian Federation.
Contents:
Multichel:
You probably, I say, accept people, but what is the fate of further nicknames from these forums? Everyone who came across, all received an offer of cooperation, because he thinks that he is doing something white. Well, like many of the heroes of our issues. But all their messages are empty chatter. In general, I really like to experiment in short-and-so. The first reaction was ...
In short-and-so? In short-and-so. Yeah. Well, that's crazy. Talk to your kids. Okay, so be it. My opinion.
Crime fighters on forums.
Pavlovich:
Are there many cops on forums now, because in my time they were, of course, on every carder hacker forum. And now I've filmed Group-IB Nikitin. There are a lot of their employees sitting on forums, yes, both law enforcement agencies and private fighters against cybercriminals. And this is quite important. One of the most, probably, important parts of their operational work in general.
Multichel:
And how to identify them? I'll answer this way. I think that any person who is involved in economic crime and gets caught by the police is most likely recruited. Another thing is that a conventional lieutenant or captain doesn't really need this. Well, that is, he doesn't pass this information on anywhere.
But how to count a person who got into trouble and signed a contract for freelance cooperation, well, I don’t know how to count him, I’ll speak for myself and the current employees, I’ll speak about the current employees, unfortunately, this is my personal experience, it was quite a long time ago, because of these years, what I’m telling you means a certain amount of money was stuck in the bank, so I calculated the situation, I needed the money and I decided to try to
take my money, but it was blocked, so I contacted the bank and then the teller I contacted called me back in the evening and said, you know, I contacted Ros Finn Monitoring, can you come and pick up the money tomorrow? I ask, I’ll run in in the morning and then she says, no, no, no, please come in, I’ll prepare everything, let’s say,
half past eleven, as soon as the time reference was made, I became wary, went to where I live, took out everything I could, that is, I mean the equipment, that is, I literally took a push-button telephone, a passport, and I pledged 50/50 that they would be waiting for me at the bank, but I wasn’t particularly afraid, my money, what can I say, I know that I didn't
want to risk it but the amount was normal when I went into the bank branch I immediately saw a guy reading some crap and I realized that I wouldn't go out well that is to say, after all, you can see the cops you can feel them so I was accepted by the finishing that is to say, while we were walking there it was quite far to where the finishing was located, we were calmly chatting nicely
on the topic, they sat down with us, will it be okay, that is, will I do something stupid, will I run away or nothing, and why? And I was awaited, I can’t say that it was tiring, a calm two-hour interrogation, after which they let me go, because I really had nothing to present, I had a competent justification for why I went for this money. But when they kind of communicate with me, they see that I am a normal person, well, with whom you can discuss, discuss everything, I asked a direct question.
You probably, I say, accept people, what is the fate of further nicknames from these forums, that is, where, what, do you at least use them somehow, sit. Well, the answer was something like this. There is no time this time, and sometimes, he says, we use these nicknames only for the fact that they write such heresy, we rather enter into an argument, so as to somehow refute the heresy or something.
But in fact they do not use it. That is, the cops are busy with work, writing. That is, the standard cops, this is the amount of paperwork there for each case. They just don't have time for it.
Pavlovich:
I think 90% of you have used crypto for something or will use it. But if you think that the same Bitcoin is anonymous, then I will disappoint you. It is not anonymous at all, and if you have exposed your personal data somewhere, then by the trail in the blockchain you can easily identify the person who owns a particular wallet. As happened last month with the hackers from Reveal, part of whose funds the American authorities simply identified and confiscated.
But it's not all that bad. It is still possible to cover your tracks in the Bitcoin blockchain. And the Blender.Io service will help with this, anonymizing your transactions. The principle of the service is very simple. You send BTC to the mixer's wallet, and in return you receive completely different bitcoins, completely different people. Thus, various AML systems lose the transaction trail and cannot tie it to a specific person.
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Link in the description.
Multichel:
I've seen a lot of discussions on the forum that cops are sitting under this account, searching for something, doing something there. I don't know how to do it technically, but they are. But the person's speech, delivery of speech changes, I don't know. Well, that is, you communicated, spoke one way, and suddenly they start communicating with you differently.
Pavlovich:
But this is if it's a stranger, if they just pump up with many years of work, presence on forums, pump up their nicknames.
Multichel:
They pump up their nicknames to sell their services, well, for example, to break something. This is my opinion, no. I don't believe in such deep operational developments, they simply don't have time, and I kind of saw their operational work, they work very simply. It's all too sophisticated, this is not Sherlock Holmes.
That is, everyone who came across, everyone received an offer about But from the fact that a person signed, for example, an agreement on freelance cooperation, again, I repeat, in front of some captain or lieutenant, well, what is a captain or lieutenant, if he is not from Department K, he is already engaged in, there, some alcohol the next day, there, gaming, bribes. He does not need this forum. And I think that in this matter I am right. Here.
Pavlovich:
This is my opinion. In America, for example, I personally encountered, For them this is an important part of such a fight. The thing is that these undercover agents, that is, hidden agents under cover, such secret agents, I was developed for four years in general, and they are certainly present on the forums. On all, and without exception, on all carder characteristics.
Multichel:
If only they knew, you understand what a thing, if there was such a police officer, such a position, it would definitely leak out that this exists. It is impossible to hide, that is, there are criminal cases, and in the criminal case you can see how the process of catching a person took place, you can’t hide it there. Well, that is, it definitely came out. Well, okay, let it be so.
About moderators.
Multichel:
My opinion. Each site has a large number of sections, and each of these sections is regulated by a person such as a moderator.
What is interesting and important about his position in the shadow segment of the Internet? The position of moderator is very profitable. There are a lot of scammers on the Internet who know how to do something and want to sell their services. Accordingly, when they come to the forum and try to post, they all end up with the moderator and must prove that they either have this service, that they know how to do, or this product.
And, accordingly, there is a person, a moderator, who checks everything that is sent to him, and finding something valuable there, he can simply resell it, without doing it himself, he gets a person who does this, often increases it three times and, accordingly, works absolutely honestly, resells.
The position of moderator, based on this, is profitable. If you take the forums "Probiv", "WWH", "Duplicate", it is impossible for the moderator to be elected, but on Darkman, periodically, once every six months, they arrange a circus for choosing moderators. Do they play democracy? They play and make a vote. This means that a newly registered person cannot vote.
Usually, it is necessary that he has either six months or three months of being on the forum, a certain number of messages, that is, some minimal authority and usually the advantage of one moderator over another is quite insignificant, there are several dozen votes. I am always surprised with this advantage of the position of moderator, why
they won't buy some basic 100 phones for 2000 rubles or 50 phones when no multi accounting will catch you, well, slowly promote and in six months you have a whole army of your voters, and you will certainly win. Nobody has done it yet, well, I'm not interested, but, basically, I'm saying, before the elections they write to you in a personal message and offer some money, sometimes 10 thousand, sometimes 20 thousand for voting for some person.
Here. Especially if you have a normal status. What is... - Well, that's a lot of money for one vote. Question. Usually 50-70 people vote, some of them are the moderator's multis, some are his supporters, with whom he works, and only some are bribed, that is, everything is quite sensible.
Buying accounts on forums .
Multichel:
If we move away from the question of how much an account costs, for example, a person appeared out of nowhere, and now he is right on the site, you need to start working, and for the account to be promoted. It can cost a thousand rubles, and seven thousand, and a hundred, but the maximum amount that I know of is one million rubles.
According to the member I'll tell you about. The one who sold? Yes, he sold it for one million rubles, his nickname is Latte. Here, the old-timers of DarkMoney know him. This was a story about 4-5 years ago, he sold it for a million.
Sometimes self-taught hackers open a lot of abandoned DarkMoney accounts, that is, it turns out that a person registered in 2012-2013, by selecting passwords they gain access and periodically they throw out on the market, sometimes even in batches of 100 accounts, which they are 5 or 7 or 10 years old and, accordingly, in the eyes of the members, these are, it turns out, authoritative silent users who read, but such respectable people.
There is a market for selling accounts.
Fake authority.
Multichel:
I will now briefly tell you about statuses and what fake authority is. There are at least a dozen or two dozen people on the forums who have 2-3 thousand messages, but all their messages are empty chatter. Accordingly, these are people, he has the status of authority written, he usually has a zero deposit, he has continuous blah-blah-blah.
This is all crap, if you want to work, look at the essence of the messages, and not at their quantity, and do not get involved. So, after the news, after charity on the Darkmane forum, and on other forums, but in a smaller volume, I'll tell you right away, in a smaller volume, there is paid advertising.
That is, when a person buys a small block of advertising, basically it is ... So that your post is pinned somewhere, right, or what do you mean? Rather, an advertising block, not even a post, but you have to poke and you will see what you offer, but now on dark money there are 46 positions and they are very different, these are several exchangers, several cash-out services, several positions that are paid for, but there is nothing there, it seems that people have already been jailed or several positions when the scammers have already been banned, and paid advertising is hanging there.
There is also a sale hanging there, for example, of bookmaker software, which I talked about in the previous topic. But now it is no longer hanging, but it was hanging for two years. That is, this whole hodgepodge. But I will say this, I am sure that it does not work. As a user, I always stupidly scrolled down.
It is just an obstacle that needs to be scrolled and not paid attention to. Here. But 46 is a lot, they hang like banners. Yes. And there is good money for advertising there. Here. I am simply sure that they work. This is again my opinion. Because I do not remember that I ever got caught on something there. Well, in my working moments. Also, as I said, that the form engines are the same.
And in general, at the very top, first there is something like this, just really fresh. There are usually 20-30-40 lines, who either offers something or asks something in the last 10-15 minutes. Sometimes a user appears who has 50 services, he does everything, from restoring SIM cards to some kind of pretentious cashing out. As they used to say in our zone, from a condom to a patron. Yes, and when he posts what he can do during the day, he can, say, raise his advertising more than once, then this very top part is filled by one person.
Then there is another one who has 10, 20, 30 areas of activity. That is, if earlier it was really interesting to monitor, arbitration there, such and such a thing happened, something else, now there is often such a hodgepodge, who knows what.
Where communication on transactions takes place on forums.
Pavlovich:
The main communication takes place, since the databases of these forums are often posted, yes, that is, law enforcement officers and hackers, and the contents of PM, there are private messages, where the main communication takes place, because in my time there was ICQ, then more secure some private conversations roared in Jab.
Now a lot is discussed there in Telegram, there and not even in secret, in ordinary chats, where there are already directly transactions, some purchases and sales, some services, exchanges.
Multi-person:
Telegram and forum PM, if you take 12, 13, say, to 15, 16 years, approximately, there was an attempt to transfer everything to Jabber, but, as I understand it, most sellers faced the fact that buyers could not install Jabber correctly. There is a hodgepodge of people on the forum, from super-technical specialists who know everything to complete idiots.
For them, installing Jabber was impossible, and the ability to communicate, buy, sell something disappeared. In theory, such people could conduct some of the transactions through PM, but it is very long and inconvenient. The question of whether Telegram is safe was discussed for a long time.
Arguments for and against were given. But now, probably, 90-95% of communication is only Telegram. Previously, for me, by the way, the criterion for whether you can cooperate with a person or not was his approach to the issue of security. That is, when he said that we communicate only in Jabber and only with OTP, well, that is... Well, with encryption enabled.
Yes, that is, it was clear, then, that since he was so terribly afraid, what was he planning there. Well, that is, if a person says that I am engaged in white, but communicate with you like this, well, for me this is an indicator. It's just that if you are selling cards under white, then you shouldn't get involved in this business. Here.
"Troynichok" is a way of deceiving on forums.
Multichel:
Based on the fact that now a lot of communication is going on in Telegram, a huge number of fakes, and the so-called Troynichok is thriving on the forum.
A threesome is not two men and a woman, it is a way of cheating on a forum, that is, when a swindler conducts a simultaneous dialogue with both the seller and the buyer, giving himself away in both cases because of this, because of that, and at the right moment inserting pieces of correspondence into a personal message, and in the end, at the right moment, slipping in his payment details.
This is a threesome, it is described in many places, but to talk about Telegram, it is especially common, I absolutely agree, but I think that you write to a person in Telegram, ask to switch to a personal message, conduct a transaction through a personal message, that is, simply without any distraction to Telegram, any doubts oh, I can’t go to the forum, oh, something else, well, don’t work, as if there are no problems with this.
The importance of reviews on forums.
Pavlovich:
Reviews yes, well, that is, it is clear that you can wind up messages and so on, but well, you can also have reviews in some new hacks, but I, for example, scrolling, checking reviews about your service of some kind, you sell cards, let's say, I will look, naturally, how many reviews are not from new regs, but from some already honored members, let's say.
In general, the importance of reviews, how much does it play a role.
Multichel:
Super important, it's just really super important. After all, most of the services presented there are not exclusive, and for people to start communicating with you, a review after your service has been purchased by some more or less authoritative person, and you ask for a review and insist even after the purchase, so that there is one, it really does have an impact. This is not even half the battle, this is probably two-thirds of the battle, if you have good reviews from good members.
If you have reviews all from people who have one or two messages, but it is obvious that this is cheating, this is rather a minus, this is rather a minus, so reviews are very important, that is, if you go there to work, think about not only how to cooperate, but what kind of perk you can offer the person so that he still does not forget and writes to you how he worked with.
Personally, I will speak for myself, for 8 years of buying and selling on Darkman, Duplicate, Probiv, carefully reading reviews, who wrote them, and often you write a personal message to the author of the review, and does he confirm it, that is, did he just make such a ceremonial sign at the request.
I have never been a victim, I have never been cheated, and at the same time I carried out all the transactions I needed, without a guarantor, that is, careful reading of reviews, and I have had a lot of transactions, I will simply say, I have never been cheated, that is, this is important, this is necessary.
Pavlovich:
Well, reviews, yes, then you need to verify them again, directly writing even to the person who left it, and is this really a review, or did you just write a good review on.
Multichel:
The seller's request, you yourself may not think so, but you just write directly, like, and so I don't respond, no problem, the thing is, they respond quickly within 24 hours, of course, half of some respond in a week, the question is, how much are you burning, that's how much is burning, but I'll repeat, did Chuyka work, I've never been a victim.
Yes, I sent small amounts, roughly speaking, from two to forty thousand mostly, but I've never had any problems. Just a careful reading of the seller's thread and who writes what about him. Although often there are completely incompatible personalities there. That is, again, here is Alix-900, who sold a bookmaker And a person who is engaged in such terrible dirt buys from him.
That is, I was not sure that he would answer me, but he, apparently, took a parallel business, I wrote to him, and he replied that, in principle, these are the results, neither minus nor plus, the features are such, he sort of chewed everything up for me. And I see that he is spinning, there, hundreds of thousands of rubles in the dirt, well, that is, he is a responsible person, well, I must answer for my words. I already understood what I was buying. That's it. It is important, reviews are important.
Electronic wallets.
Pavlovich:
Electronic wallets.
Multichel:
Yes, the next section on the list in the DarkMoney interface is the electronic wallets section. Both sales of these wallets and their custom production, blocked. And any discussions related to working with these wallets, that is, avoiding blocking, extending life, and so on and so forth. They sell wallets of both standard Russian payment systems, that is, Kiwi, Yandex, WebMoney, and most foreign ones, and the emphasis is mainly on wallets when money is withdrawn from foreign bookmakers.
Well, what about foreign ones, like Revolut, Moneza, Vice, these? Yes, but of course the lion's share of the wallets presented are Russian. If we take the standard Kiwi or Yandex. How do sellers get these wallets. So, a Svyaznoy employee is bribed, as an option. Well, Svyaznoy and Euroset, for example. I went to verify Kiwi and Yandex.
Pavlovich:
Either to Svyaznoy or to Euroset.
Multichel:
Yes, and the maximum number of wallets per day that can be verified in one Euroset or one Yandex is five. If you go to bribe an employee there, you must properly instruct everyone there in the video cameras, respectively, that there is no person who came for some service, but a verified wallet appeared out of nowhere, it will not work,
so these Qiwi wallets are verified on SIM cards that are branded. That is, registered to legal entities?
Pavlovich:
Yes, they will disconnect it from January 1, I already received an SMS, I bought a card near the metro six years ago. I already received an SMS, if you do not register on public services, then we will disconnect your phone. So I'll go register, well, what else can I do?
Multichel:
In Kiev, a verified one costs more for a physical card, often its price is equal to the price of a standard bank card on the black market. And so, verification is quite inexpensive. The employee gets, as I understand it, 150 rubles for verification. Yes.
Pavlovich:
But that's not money. Well, 5 a day even if he verifies not client wallets every day, but on request, right? 700 rubles a day there.
Multichel:
There is less demand for Yandex, after all, they are the main ones. Well, that's just the market. And often many sellers say that I have a network from Euroset, where it comes in from somewhere. But, accordingly, if some problem arises, theoretically they can block everything that this person has verified over the past month, that is, everything can be blocked. There is such a thing.
But have there been such cases? Yes, there have been. But no one makes a fuss about it. Sometimes even a thousand or two thousand Qiwi cards were blocked, which also, for example, came by mail to certain addresses. There was such arbitration in the sixteenth year for a million three hundred and two thousand Qiwi wallets that were immediately blocked after the sale due to some kind of
improper use of the first wallets this was that in Moscow that in any other city I repeat the price for verification is small and often But if you are an ordinary citizen, and you need to verify your QIWI, you can come in the afternoon to some Euroset, and they will tell you that our limit for today has been exhausted.
But they didn’t tell me, fortunately. And here you even turn out to be superfluous, because you just take away from the person his 150 rubles, if you come tomorrow, for example. That is, he already verifies not 5, but 4. This concerns electronic wallets, there are quite a lot of them, the sales volume is huge, the demand is huge, electronic wallets are put on sale with some minimum
deposit, in my opinion, you need either 20 or 50 thousand, that is, it is considered that the probability of a scam, that is, the cancellation of Kiev wallets and theft of money is quite small, that is, entry into this market is quite simple.
Kiev wallets, Yandex wallets, webmoney are often blocked, people complain about the same banker, people are trying to squeeze their money out of there somehow, well, if someone pulls something out, I repeat, using rendering, they buy blocked wallets for 10 percent of the cost, that is, your 100 thousand are frozen, you give them for 10 thousand, while you should know that you should have a live SIM card, i.e. you should have a whole set. That is, there is no such thing that they can whip up from some unfinished set.
This is what concerns electronic wallets.
Cryptocurrency on forums.
Multichel:
The next section of Dark Money is cryptocurrency. There is rather a sale of their knowledge, mixers, i.e. These are not electronic exchangers, but rather some kind of training and transfer of criminal flows so that people go to mixers.
The money is mixed, they teach how and what to do. The exchangers themselves are practically not represented. And for people who are not particularly connected with crypto, this section is more likely to be scrolled through. Sometimes a person reads it, but in fact he will still buy, paying through Yandex and receiving it on some left bank card.
That is, returning to the example, when the main moderator really said, are you crazy, 70% from your own aits. Well, that is, here it is all the same.
Pavlovich:
Well, as practice shows, even mixers are not a panacea, because the Americans very quickly learned the money of these Ransomware groups, there Revel and all the other DarkSide, and blocked part of the money, although they 100% used mixers, and drove it on the exchange and so on. That is, after all, Chain Analysis, there is such a Chain Analysis company that analyzes these blockchain transactions, it often finds them even after mixers.
Multichel:
On the main forums, except for WWH, work on Russia is prohibited. Well, at least it cannot be advertised and cannot be talked about. That is, the discussion now is about whether our law enforcement agencies can somehow search for all this. I think, theoretically, they can. But in fact, fraud on the Internet is a small cart and even if they know that the money is criminal, well, at some point it will simply stop and they will not deal with it, well, like the elusive
Joe. Yes, you mean, well, a lot of people work in the police headquarters and very few work. Those on the ground, well, I think that there is no separate department and therefore all these groups live well and so on, but they still serve large corporations rather than the state. The corporate sector, yes. That is. That is, they are more interested in this. That is, if someone, for example, extorts money and then tries, well, large corporations, and tries to launder it through mixers, yes, here is the IB group, I think, will search, perhaps, it will cope with the task.
And if someone extorts money from some private person and is engaged in some authorized finishing or ABEP, I think that this will most likely end in nothing. But this, again, is my opinion, I do not extort.
Banks, cashing out, JSC on forums.
Multichel:
The next section in Darkman, the most visited, the most profitable for the site - is the section related to fiat money, this is a discussion of banks, cashing out, bank card bays, opening and registering LLCs and any problems related to LLCs, there, pulling out blocked money and so on and so forth.
The section is very interesting, access to most of these sections in order to work is associated with a large deposit, that is, access to the bay section is roughly half a million million
Pavlovich:
Bay, let's immediately know what it is?
Multichel:
Zaliv is the legalization of stolen money, that is, when a conditional million was stolen somewhere and the Filler transfers the money to the receiver, who is presented on DarkMoney, loses some percentage on this and receives conditionally white money on white details or on a white Bitcoin wallet.
The number of people willing to help in cashing out stolen money presented on the Dark Money website is huge. The number of scammers who do not want to pay is also huge, so access there is only through a large deposit and recently only through reputation.
That is, if some person appears who says that I cashed out the service, then only by reputation, by a large deposit and in general he must tell, well, in a nutshell, who he is, where he came from out of nowhere, where he is so literate.
After all, in the market there, the strict ones more or less know each other, someone worked with someone somewhere and already and with whom you worked provide. There are reviews.
Multichel:
The point is that let's take a very well-known casher, his nickname is green, he is a respected person by me, precisely by the way he behaves on the site, he is a very correct comrade. And I see that, most likely, the amount of money that he receives is several million rubles a day.
Accordingly, if there is some filler who has 50 or 100 thousand, then he, a good green, will wear out his clothes, stick his nose in, but it will not reach him, and he is forced to look for those who are ready to accept a fill for such a small amount. I mean that the amounts of thefts are different, there are 10, 50, 100. Often there are arbitrations that sound like this: I provided a person with an LLC, which I checked 100 times, took from a normal person with several accounts.
For 250 thousand it cost me and the guy poured 400 thousand and demands his share of 300 thousand, that is, this is nonsense, we discussed with him on the shore that the minimum pour is so much and he poured so much,
that is, he ruined my company, it was checked, and now he demands money, that is, this is a special market when there are unspoken rules, everyone knows them, understands them, this is the market again of this thieves and cashing out stolen money, in principle, the dark money website was generally created so that this section could exist.
Pavlovich:
Even the name makes it clear, the form is dirty, there is black money, dirty, shadowy, this is the key source.
Multichel:
In general, income. So, from quite interesting, or something, information, people have smashed us. And there was one nickname, I will not name him, so as not to give away, but he is from Altai. He sold bank cards, debit cards for a year or two, and when you sell cards, some problems periodically arise. And when he solved these The problem was.
It was obvious that he was on friendly terms with the droppers, well, he was on friendly terms with them, and the region was visible, and the shipment was visible with DEK. And then suddenly he was accepting stolen money. Well, that's crazy. That is, in principle, it is clear who he is and what he is. A simple dropper. But I mean that it will be a matter of time before the cops come to him. I don't know why he himself doesn't realize this.
What happens to bank accounts when a person dies.
Multichel:
Now I'll digress a little, I think that some of our viewers will be interested in this topic from the debit card section, and what happens to the cards when a person dies? Sergey, what do you think happens to bank accounts and cards when a person dies?
Pavlovich:
Listen, well, most likely in 2-3 months, yes, when information from government agencies does arrive through some channels to the bank, the bank blocks it and the money just sits in the bank's accounts until someone applies there with inheritance rights, for example, for example, yes, or to collect some debt, that's it. If no one applies, I think the money stays with the bank.
But I could be wrong, this is my assumption, how I would act, for example, being a banker.
Multichel:
When a person dies, for his funeral the person must come to the registry office and get a death certificate. From that moment on, the state is informed that there is one less citizen.
Pavlovich:
Well, of course, but the bank doesn’t get it right away.
Multichel:
If you open the Internet, Yandex or ask on this same forum, 90% of users will say that they will block within an hour after death, a day, and so on and so forth. So quickly, right? Yes. There was a grief in my family, but I decided... Grief is grief, but I always watch what will happen.
And I decided not to touch the cards of the deceased person’s account. So, it was Sber, it was a subsidiary of VTB, like its post bank, it was one large bank out of thirty, and it was another large bank. That is, the accounts, there was money, I did not touch the accounts.
Having received the death certificate, I went to an ATM and performed an atypical operation for the bank's post office. Money was constantly coming into the bank's post office and was never withdrawn. That is, a certain amount had accumulated there, it was never withdrawn. And then I came and withdrew the entire amount in several stages. This is an absolutely atypical operation.
I had no doubt that there would be a block. There was no block. The housing and communal services were linked to the Sberbank card. That is, automatic debits for certain housing services were made. The card lasted until six months, when the inheritance occurred. The bank card with deposits and another card with other deposits also lasted all these six months.
That is, the information on the forums that an instant block occurs did not correspond to reality. I checked this on myself, and therefore I understand that dozens of relatives of deceased people can now refute me, but this is how it was with us.
Pavlovich:
Well, let them write, write in the comments if you have relatives who unfortunately died, how quickly their cards and accounts were blocked.
How to scam microloans.
Multichel:
Now I will also tell you some interesting information from the debit card section, because when reading the comments on previous topics, there was a request, please tell me how to scam microloans. I do not know how to scam microloans, but I have a small piece of information. At some point, cards for scans passed through my hands, and I saw what was happening on them.
I saw that microloans were received on these cards, and I saw that people were trying to collect microloans, this money. That is, it was possible to get microloans on cards, on scans in certain microloan offices. The question is, any microloan initially gives a small amount.
I don't know if it makes sense to test how much you can get. For example, is it possible to get 50 thousand, then you buy a card on scan for 10 thousand and try to get these amounts. If I worked, I wouldn't do this, but if I worked, I would probably pay the first loan - 2 thousand even with interest, to get 10.
Pavlovich:
Well, pump it up, like Facebook accounts, Facebook also gives you the opportunity to borrow money, and for example, as a first-timer, my first debt there was probably maybe 100 dollars 2, I think 250 if you constantly pay off, you pump up your credit line there to 750, I think, or to 1000 dollars, but I don't remember a long time ago, it was once, and secondly, for different regions, different amounts, respectively, and this is approximately the same scheme, that is, you return and then you no longer return a larger amount.
But I returned everything, by the way.
An illustrative story about the sale of debit cards.
Multichel:
I'll tell you a typical story about our Russian sloppiness, again from the debit cards section. I had an order for a large batch of cards and I was introduced to a new dropper in a small town. The dropper was a woman and she used to look good, so some of the male drops of the age, for example, 20-30-40 years old looked at her with some lust, although for me she was worth nothing.
I ordered cards from different banks, including Sber, but she categorically refused to do Sber because she had a buyer who paid two or three times more, that is, I could not beat this price and I simply closed this topic no Sber no Sber so some time passes work
is going on everything is fine another batch of drops goes to the bank to apply for cards that is, they are paid some kind of advance payment they are all without money they ask for more often even overpayment there on the word of honor of the dropper that everything will be fine and suddenly such a stir begins that the drops start running and categorically refuse to get in touch with the dropper do not open
the door that is, something happened I had to go to this city to turn on all my charm to break through to the connection to find out their addresses the police went and at the same time I clearly knew that the cards where I give the activity is normal and for me there are no nuances I of course could lay some percentage there that I am being deceived but this probability was from a series of some kind accident in fact
it turned out that some of the cards are in banks and the drops are on the run from me and from the dropper and from the family and refuses to go there to pick up in principle they do not make contact and it is not clear what this is what caused this I began to analyze the situation while I have not yet received the withdrawal suddenly completely different people contact me and say listen but the person needs Sber Gold and pays good money I am with him
I meet, I see a familiar face and I remember that when I was talking to the dropper, she was first whispering with this person there, roughly speaking, in the corner, that is, she was doing some business with him, and then she came up to me. That is, I recognized and understood that this is the same person who bought SberGold from this dropper. That's it. A person makes me a fairly large order, offers very-very-very good money, I ask him directly what you do, that you are ready to pay
40 thousand for a card, the person tells me it is white, we start talking and suddenly in the conversation I understand that it is not white at all, he just sincerely believes that his activity is white, but for me I understand that this is, roughly speaking, a scam, the point is how everything was revealed later, it means according to his business, and his business was about a million a week, according to his business, the police of that city received an alert that they needed to catch the droppers of such and such, the operatives went to the addresses, which means in all cases they did not find the droppers, but they created a ruckus.
Everyone connected it with work, in principle, with mine, with my cards. I resolved the situation and began to communicate with this person.
Here he is under the article, he is threatened, by my standards, well, there is a maximum of 10 years, but in fact it is 5-6 years, and he does not observe anonymity at all, because he thinks that he is doing something white.
Pavlovich:
Well, like many heroes of our issues, why did we even have to hire a lawyer, who analyzes now and does the analysis simply and in flight.
Multichel:
Well, it so happened that I, let's say, bought several cards and sold them to this person. That is, no people close to me were involved, I was lucky. And after some time from the source where I bought, and I bought it on the other side of Russia, a heart-rending cry came, what are you doing, but they came to our normal people, and what didn't happen there.
And I, in general, smoothly brought the cooperation to an end, just, well, broke it off, because he does not observe any anonymity at all, I was not going to participate in thefts either, I do not want to, but in fact, such situations of setups can very well come out of nowhere.
The myth of theft from bank cards in the metro.
Multichel:
I will also tell you a small life hack, again related to debit cards. Several years ago, there was a rumor that some young people walk in the Moscow metro, lean against you and with the help of a contactless device, money is debited from your card.
In general, I really like to experiment. We had a terminal, I put on a jacket, stuffed cards into the jacket in the breast pocket, in the side pocket and began to poke myself with this terminal.
I will say this, there were no write-offs. For the write-off to occur, you had to press the terminal very tightly and hold it for 2-3 seconds. Well, that is, when you read about these operations, keep in mind, this is a scam, I checked it myself.
"Eights" is a method of cheating on forums.
Multichel:
I'll continue a little about the topic of the eight and I'll continue in the context of what kind of idiots there are sometimes.
A new Nick appears on the forum. He went in well. He had a good avatar with Churchill smoking a cigar. And, in principle, the initial impression was serious. But he started asking stupid questions, what will happen for this, what will happen for that, and little by little in the conversation it turned out that he was under investigation for the eights. So, accordingly, most of the forum...
So, he was asked to tell all the forums how he got caught, but in order to understand how all this happens in principle, because the eights were popular then, he began the story so briefly and the first reaction was radios in short and the first reaction was that the person writes a large one was found if he speaks my son came up to me and said in short he would have immediately received a slap on the head from his father. Well, that is, and it turns out that there is a certain yes he who speaks briefly and everything else in the same vein and so he decided that he can go and seduce young people to sell him cards for thousands, he absolutely did not observe anonymity, that is, in short, having earned 20 thousand, by the way, he was sincerely
proud there on the forum that this is how he did it, he went to the police and now he was already asking how much a lawyer costs, and what will happen to me, and so on and so forth. That is, if you have children growing up 15 years old, when you can already get a bank card, conduct a crash course with them that you should not sell it, because the number of fools who hang around and for some 500 rubles can ruin a serious banking biography, but this is crazy.
Talk to your children.
Contents:
- Crime fighters on forums
- About moderators
- Buying accounts on forums
- Fake Authority
- Where does the communication on transactions take place on forums
- "Threesome" - a way of cheating on forums
- The Importance of Forum Reviews
- Electronic wallets
- Cryptocurrency on forums
- Banks, cashing, JSC on forums
- What Happens to Bank Accounts When a Person Dies
- How to throw microloans
- A Case in Point about Debit Card Sales
- The myth of theft from bank cards in the subway
- "Eights" - a way to cheat on forums
Multichel:
You probably, I say, accept people, but what is the fate of further nicknames from these forums? Everyone who came across, all received an offer of cooperation, because he thinks that he is doing something white. Well, like many of the heroes of our issues. But all their messages are empty chatter. In general, I really like to experiment in short-and-so. The first reaction was ...
In short-and-so? In short-and-so. Yeah. Well, that's crazy. Talk to your kids. Okay, so be it. My opinion.
Crime fighters on forums.
Pavlovich:
Are there many cops on forums now, because in my time they were, of course, on every carder hacker forum. And now I've filmed Group-IB Nikitin. There are a lot of their employees sitting on forums, yes, both law enforcement agencies and private fighters against cybercriminals. And this is quite important. One of the most, probably, important parts of their operational work in general.
Multichel:
And how to identify them? I'll answer this way. I think that any person who is involved in economic crime and gets caught by the police is most likely recruited. Another thing is that a conventional lieutenant or captain doesn't really need this. Well, that is, he doesn't pass this information on anywhere.
But how to count a person who got into trouble and signed a contract for freelance cooperation, well, I don’t know how to count him, I’ll speak for myself and the current employees, I’ll speak about the current employees, unfortunately, this is my personal experience, it was quite a long time ago, because of these years, what I’m telling you means a certain amount of money was stuck in the bank, so I calculated the situation, I needed the money and I decided to try to
take my money, but it was blocked, so I contacted the bank and then the teller I contacted called me back in the evening and said, you know, I contacted Ros Finn Monitoring, can you come and pick up the money tomorrow? I ask, I’ll run in in the morning and then she says, no, no, no, please come in, I’ll prepare everything, let’s say,
half past eleven, as soon as the time reference was made, I became wary, went to where I live, took out everything I could, that is, I mean the equipment, that is, I literally took a push-button telephone, a passport, and I pledged 50/50 that they would be waiting for me at the bank, but I wasn’t particularly afraid, my money, what can I say, I know that I didn't
want to risk it but the amount was normal when I went into the bank branch I immediately saw a guy reading some crap and I realized that I wouldn't go out well that is to say, after all, you can see the cops you can feel them so I was accepted by the finishing that is to say, while we were walking there it was quite far to where the finishing was located, we were calmly chatting nicely
on the topic, they sat down with us, will it be okay, that is, will I do something stupid, will I run away or nothing, and why? And I was awaited, I can’t say that it was tiring, a calm two-hour interrogation, after which they let me go, because I really had nothing to present, I had a competent justification for why I went for this money. But when they kind of communicate with me, they see that I am a normal person, well, with whom you can discuss, discuss everything, I asked a direct question.
You probably, I say, accept people, what is the fate of further nicknames from these forums, that is, where, what, do you at least use them somehow, sit. Well, the answer was something like this. There is no time this time, and sometimes, he says, we use these nicknames only for the fact that they write such heresy, we rather enter into an argument, so as to somehow refute the heresy or something.
But in fact they do not use it. That is, the cops are busy with work, writing. That is, the standard cops, this is the amount of paperwork there for each case. They just don't have time for it.
Pavlovich:
I think 90% of you have used crypto for something or will use it. But if you think that the same Bitcoin is anonymous, then I will disappoint you. It is not anonymous at all, and if you have exposed your personal data somewhere, then by the trail in the blockchain you can easily identify the person who owns a particular wallet. As happened last month with the hackers from Reveal, part of whose funds the American authorities simply identified and confiscated.
But it's not all that bad. It is still possible to cover your tracks in the Bitcoin blockchain. And the Blender.Io service will help with this, anonymizing your transactions. The principle of the service is very simple. You send BTC to the mixer's wallet, and in return you receive completely different bitcoins, completely different people. Thus, various AML systems lose the transaction trail and cannot tie it to a specific person.
From the chips of the service. Complete confidentiality, the company observes a strict nolog policy and does not store information about users and transactions you have made. Immediately after the transaction, all data on interaction with the service is deleted. Instant transaction. You do not need to wait until the system collects the required number of transactions to form a pool, because thanks to the reserves of the AIO blender, transactions are made instantly.
Support for Segwit and Batch32 addresses. Also, users can control the transaction delay time to increase anonymity up to 7 days and the last is a dynamic commission, users can choose the commission for mixer services themselves and the commission varies from 0.5 to 2.5 percent. It is clear that the higher the commission, the faster your transaction will be processed by the network. Remember again Blender.Io will help you avoid problems and remain anonymous.
Link in the description.
Multichel:
I've seen a lot of discussions on the forum that cops are sitting under this account, searching for something, doing something there. I don't know how to do it technically, but they are. But the person's speech, delivery of speech changes, I don't know. Well, that is, you communicated, spoke one way, and suddenly they start communicating with you differently.
Pavlovich:
But this is if it's a stranger, if they just pump up with many years of work, presence on forums, pump up their nicknames.
Multichel:
They pump up their nicknames to sell their services, well, for example, to break something. This is my opinion, no. I don't believe in such deep operational developments, they simply don't have time, and I kind of saw their operational work, they work very simply. It's all too sophisticated, this is not Sherlock Holmes.
That is, everyone who came across, everyone received an offer about But from the fact that a person signed, for example, an agreement on freelance cooperation, again, I repeat, in front of some captain or lieutenant, well, what is a captain or lieutenant, if he is not from Department K, he is already engaged in, there, some alcohol the next day, there, gaming, bribes. He does not need this forum. And I think that in this matter I am right. Here.
Pavlovich:
This is my opinion. In America, for example, I personally encountered, For them this is an important part of such a fight. The thing is that these undercover agents, that is, hidden agents under cover, such secret agents, I was developed for four years in general, and they are certainly present on the forums. On all, and without exception, on all carder characteristics.
Multichel:
If only they knew, you understand what a thing, if there was such a police officer, such a position, it would definitely leak out that this exists. It is impossible to hide, that is, there are criminal cases, and in the criminal case you can see how the process of catching a person took place, you can’t hide it there. Well, that is, it definitely came out. Well, okay, let it be so.
About moderators.
Multichel:
My opinion. Each site has a large number of sections, and each of these sections is regulated by a person such as a moderator.
What is interesting and important about his position in the shadow segment of the Internet? The position of moderator is very profitable. There are a lot of scammers on the Internet who know how to do something and want to sell their services. Accordingly, when they come to the forum and try to post, they all end up with the moderator and must prove that they either have this service, that they know how to do, or this product.
And, accordingly, there is a person, a moderator, who checks everything that is sent to him, and finding something valuable there, he can simply resell it, without doing it himself, he gets a person who does this, often increases it three times and, accordingly, works absolutely honestly, resells.
The position of moderator, based on this, is profitable. If you take the forums "Probiv", "WWH", "Duplicate", it is impossible for the moderator to be elected, but on Darkman, periodically, once every six months, they arrange a circus for choosing moderators. Do they play democracy? They play and make a vote. This means that a newly registered person cannot vote.
Usually, it is necessary that he has either six months or three months of being on the forum, a certain number of messages, that is, some minimal authority and usually the advantage of one moderator over another is quite insignificant, there are several dozen votes. I am always surprised with this advantage of the position of moderator, why
they won't buy some basic 100 phones for 2000 rubles or 50 phones when no multi accounting will catch you, well, slowly promote and in six months you have a whole army of your voters, and you will certainly win. Nobody has done it yet, well, I'm not interested, but, basically, I'm saying, before the elections they write to you in a personal message and offer some money, sometimes 10 thousand, sometimes 20 thousand for voting for some person.
Here. Especially if you have a normal status. What is... - Well, that's a lot of money for one vote. Question. Usually 50-70 people vote, some of them are the moderator's multis, some are his supporters, with whom he works, and only some are bribed, that is, everything is quite sensible.
Buying accounts on forums .
Multichel:
If we move away from the question of how much an account costs, for example, a person appeared out of nowhere, and now he is right on the site, you need to start working, and for the account to be promoted. It can cost a thousand rubles, and seven thousand, and a hundred, but the maximum amount that I know of is one million rubles.
According to the member I'll tell you about. The one who sold? Yes, he sold it for one million rubles, his nickname is Latte. Here, the old-timers of DarkMoney know him. This was a story about 4-5 years ago, he sold it for a million.
Sometimes self-taught hackers open a lot of abandoned DarkMoney accounts, that is, it turns out that a person registered in 2012-2013, by selecting passwords they gain access and periodically they throw out on the market, sometimes even in batches of 100 accounts, which they are 5 or 7 or 10 years old and, accordingly, in the eyes of the members, these are, it turns out, authoritative silent users who read, but such respectable people.
There is a market for selling accounts.
Fake authority.
Multichel:
I will now briefly tell you about statuses and what fake authority is. There are at least a dozen or two dozen people on the forums who have 2-3 thousand messages, but all their messages are empty chatter. Accordingly, these are people, he has the status of authority written, he usually has a zero deposit, he has continuous blah-blah-blah.
This is all crap, if you want to work, look at the essence of the messages, and not at their quantity, and do not get involved. So, after the news, after charity on the Darkmane forum, and on other forums, but in a smaller volume, I'll tell you right away, in a smaller volume, there is paid advertising.
That is, when a person buys a small block of advertising, basically it is ... So that your post is pinned somewhere, right, or what do you mean? Rather, an advertising block, not even a post, but you have to poke and you will see what you offer, but now on dark money there are 46 positions and they are very different, these are several exchangers, several cash-out services, several positions that are paid for, but there is nothing there, it seems that people have already been jailed or several positions when the scammers have already been banned, and paid advertising is hanging there.
There is also a sale hanging there, for example, of bookmaker software, which I talked about in the previous topic. But now it is no longer hanging, but it was hanging for two years. That is, this whole hodgepodge. But I will say this, I am sure that it does not work. As a user, I always stupidly scrolled down.
It is just an obstacle that needs to be scrolled and not paid attention to. Here. But 46 is a lot, they hang like banners. Yes. And there is good money for advertising there. Here. I am simply sure that they work. This is again my opinion. Because I do not remember that I ever got caught on something there. Well, in my working moments. Also, as I said, that the form engines are the same.
And in general, at the very top, first there is something like this, just really fresh. There are usually 20-30-40 lines, who either offers something or asks something in the last 10-15 minutes. Sometimes a user appears who has 50 services, he does everything, from restoring SIM cards to some kind of pretentious cashing out. As they used to say in our zone, from a condom to a patron. Yes, and when he posts what he can do during the day, he can, say, raise his advertising more than once, then this very top part is filled by one person.
Then there is another one who has 10, 20, 30 areas of activity. That is, if earlier it was really interesting to monitor, arbitration there, such and such a thing happened, something else, now there is often such a hodgepodge, who knows what.
Where communication on transactions takes place on forums.
Pavlovich:
The main communication takes place, since the databases of these forums are often posted, yes, that is, law enforcement officers and hackers, and the contents of PM, there are private messages, where the main communication takes place, because in my time there was ICQ, then more secure some private conversations roared in Jab.
Now a lot is discussed there in Telegram, there and not even in secret, in ordinary chats, where there are already directly transactions, some purchases and sales, some services, exchanges.
Multi-person:
Telegram and forum PM, if you take 12, 13, say, to 15, 16 years, approximately, there was an attempt to transfer everything to Jabber, but, as I understand it, most sellers faced the fact that buyers could not install Jabber correctly. There is a hodgepodge of people on the forum, from super-technical specialists who know everything to complete idiots.
For them, installing Jabber was impossible, and the ability to communicate, buy, sell something disappeared. In theory, such people could conduct some of the transactions through PM, but it is very long and inconvenient. The question of whether Telegram is safe was discussed for a long time.
Arguments for and against were given. But now, probably, 90-95% of communication is only Telegram. Previously, for me, by the way, the criterion for whether you can cooperate with a person or not was his approach to the issue of security. That is, when he said that we communicate only in Jabber and only with OTP, well, that is... Well, with encryption enabled.
Yes, that is, it was clear, then, that since he was so terribly afraid, what was he planning there. Well, that is, if a person says that I am engaged in white, but communicate with you like this, well, for me this is an indicator. It's just that if you are selling cards under white, then you shouldn't get involved in this business. Here.
"Troynichok" is a way of deceiving on forums.
Multichel:
Based on the fact that now a lot of communication is going on in Telegram, a huge number of fakes, and the so-called Troynichok is thriving on the forum.
A threesome is not two men and a woman, it is a way of cheating on a forum, that is, when a swindler conducts a simultaneous dialogue with both the seller and the buyer, giving himself away in both cases because of this, because of that, and at the right moment inserting pieces of correspondence into a personal message, and in the end, at the right moment, slipping in his payment details.
This is a threesome, it is described in many places, but to talk about Telegram, it is especially common, I absolutely agree, but I think that you write to a person in Telegram, ask to switch to a personal message, conduct a transaction through a personal message, that is, simply without any distraction to Telegram, any doubts oh, I can’t go to the forum, oh, something else, well, don’t work, as if there are no problems with this.
The importance of reviews on forums.
Pavlovich:
Reviews yes, well, that is, it is clear that you can wind up messages and so on, but well, you can also have reviews in some new hacks, but I, for example, scrolling, checking reviews about your service of some kind, you sell cards, let's say, I will look, naturally, how many reviews are not from new regs, but from some already honored members, let's say.
In general, the importance of reviews, how much does it play a role.
Multichel:
Super important, it's just really super important. After all, most of the services presented there are not exclusive, and for people to start communicating with you, a review after your service has been purchased by some more or less authoritative person, and you ask for a review and insist even after the purchase, so that there is one, it really does have an impact. This is not even half the battle, this is probably two-thirds of the battle, if you have good reviews from good members.
If you have reviews all from people who have one or two messages, but it is obvious that this is cheating, this is rather a minus, this is rather a minus, so reviews are very important, that is, if you go there to work, think about not only how to cooperate, but what kind of perk you can offer the person so that he still does not forget and writes to you how he worked with.
Personally, I will speak for myself, for 8 years of buying and selling on Darkman, Duplicate, Probiv, carefully reading reviews, who wrote them, and often you write a personal message to the author of the review, and does he confirm it, that is, did he just make such a ceremonial sign at the request.
I have never been a victim, I have never been cheated, and at the same time I carried out all the transactions I needed, without a guarantor, that is, careful reading of reviews, and I have had a lot of transactions, I will simply say, I have never been cheated, that is, this is important, this is necessary.
Pavlovich:
Well, reviews, yes, then you need to verify them again, directly writing even to the person who left it, and is this really a review, or did you just write a good review on.
Multichel:
The seller's request, you yourself may not think so, but you just write directly, like, and so I don't respond, no problem, the thing is, they respond quickly within 24 hours, of course, half of some respond in a week, the question is, how much are you burning, that's how much is burning, but I'll repeat, did Chuyka work, I've never been a victim.
Yes, I sent small amounts, roughly speaking, from two to forty thousand mostly, but I've never had any problems. Just a careful reading of the seller's thread and who writes what about him. Although often there are completely incompatible personalities there. That is, again, here is Alix-900, who sold a bookmaker And a person who is engaged in such terrible dirt buys from him.
That is, I was not sure that he would answer me, but he, apparently, took a parallel business, I wrote to him, and he replied that, in principle, these are the results, neither minus nor plus, the features are such, he sort of chewed everything up for me. And I see that he is spinning, there, hundreds of thousands of rubles in the dirt, well, that is, he is a responsible person, well, I must answer for my words. I already understood what I was buying. That's it. It is important, reviews are important.
Electronic wallets.
Pavlovich:
Electronic wallets.
Multichel:
Yes, the next section on the list in the DarkMoney interface is the electronic wallets section. Both sales of these wallets and their custom production, blocked. And any discussions related to working with these wallets, that is, avoiding blocking, extending life, and so on and so forth. They sell wallets of both standard Russian payment systems, that is, Kiwi, Yandex, WebMoney, and most foreign ones, and the emphasis is mainly on wallets when money is withdrawn from foreign bookmakers.
Well, what about foreign ones, like Revolut, Moneza, Vice, these? Yes, but of course the lion's share of the wallets presented are Russian. If we take the standard Kiwi or Yandex. How do sellers get these wallets. So, a Svyaznoy employee is bribed, as an option. Well, Svyaznoy and Euroset, for example. I went to verify Kiwi and Yandex.
Pavlovich:
Either to Svyaznoy or to Euroset.
Multichel:
Yes, and the maximum number of wallets per day that can be verified in one Euroset or one Yandex is five. If you go to bribe an employee there, you must properly instruct everyone there in the video cameras, respectively, that there is no person who came for some service, but a verified wallet appeared out of nowhere, it will not work,
so these Qiwi wallets are verified on SIM cards that are branded. That is, registered to legal entities?
Pavlovich:
Yes, they will disconnect it from January 1, I already received an SMS, I bought a card near the metro six years ago. I already received an SMS, if you do not register on public services, then we will disconnect your phone. So I'll go register, well, what else can I do?
Multichel:
In Kiev, a verified one costs more for a physical card, often its price is equal to the price of a standard bank card on the black market. And so, verification is quite inexpensive. The employee gets, as I understand it, 150 rubles for verification. Yes.
Pavlovich:
But that's not money. Well, 5 a day even if he verifies not client wallets every day, but on request, right? 700 rubles a day there.
Multichel:
There is less demand for Yandex, after all, they are the main ones. Well, that's just the market. And often many sellers say that I have a network from Euroset, where it comes in from somewhere. But, accordingly, if some problem arises, theoretically they can block everything that this person has verified over the past month, that is, everything can be blocked. There is such a thing.
But have there been such cases? Yes, there have been. But no one makes a fuss about it. Sometimes even a thousand or two thousand Qiwi cards were blocked, which also, for example, came by mail to certain addresses. There was such arbitration in the sixteenth year for a million three hundred and two thousand Qiwi wallets that were immediately blocked after the sale due to some kind of
improper use of the first wallets this was that in Moscow that in any other city I repeat the price for verification is small and often But if you are an ordinary citizen, and you need to verify your QIWI, you can come in the afternoon to some Euroset, and they will tell you that our limit for today has been exhausted.
But they didn’t tell me, fortunately. And here you even turn out to be superfluous, because you just take away from the person his 150 rubles, if you come tomorrow, for example. That is, he already verifies not 5, but 4. This concerns electronic wallets, there are quite a lot of them, the sales volume is huge, the demand is huge, electronic wallets are put on sale with some minimum
deposit, in my opinion, you need either 20 or 50 thousand, that is, it is considered that the probability of a scam, that is, the cancellation of Kiev wallets and theft of money is quite small, that is, entry into this market is quite simple.
Kiev wallets, Yandex wallets, webmoney are often blocked, people complain about the same banker, people are trying to squeeze their money out of there somehow, well, if someone pulls something out, I repeat, using rendering, they buy blocked wallets for 10 percent of the cost, that is, your 100 thousand are frozen, you give them for 10 thousand, while you should know that you should have a live SIM card, i.e. you should have a whole set. That is, there is no such thing that they can whip up from some unfinished set.
This is what concerns electronic wallets.
Cryptocurrency on forums.
Multichel:
The next section of Dark Money is cryptocurrency. There is rather a sale of their knowledge, mixers, i.e. These are not electronic exchangers, but rather some kind of training and transfer of criminal flows so that people go to mixers.
The money is mixed, they teach how and what to do. The exchangers themselves are practically not represented. And for people who are not particularly connected with crypto, this section is more likely to be scrolled through. Sometimes a person reads it, but in fact he will still buy, paying through Yandex and receiving it on some left bank card.
That is, returning to the example, when the main moderator really said, are you crazy, 70% from your own aits. Well, that is, here it is all the same.
Pavlovich:
Well, as practice shows, even mixers are not a panacea, because the Americans very quickly learned the money of these Ransomware groups, there Revel and all the other DarkSide, and blocked part of the money, although they 100% used mixers, and drove it on the exchange and so on. That is, after all, Chain Analysis, there is such a Chain Analysis company that analyzes these blockchain transactions, it often finds them even after mixers.
Multichel:
On the main forums, except for WWH, work on Russia is prohibited. Well, at least it cannot be advertised and cannot be talked about. That is, the discussion now is about whether our law enforcement agencies can somehow search for all this. I think, theoretically, they can. But in fact, fraud on the Internet is a small cart and even if they know that the money is criminal, well, at some point it will simply stop and they will not deal with it, well, like the elusive
Joe. Yes, you mean, well, a lot of people work in the police headquarters and very few work. Those on the ground, well, I think that there is no separate department and therefore all these groups live well and so on, but they still serve large corporations rather than the state. The corporate sector, yes. That is. That is, they are more interested in this. That is, if someone, for example, extorts money and then tries, well, large corporations, and tries to launder it through mixers, yes, here is the IB group, I think, will search, perhaps, it will cope with the task.
And if someone extorts money from some private person and is engaged in some authorized finishing or ABEP, I think that this will most likely end in nothing. But this, again, is my opinion, I do not extort.
Banks, cashing out, JSC on forums.
Multichel:
The next section in Darkman, the most visited, the most profitable for the site - is the section related to fiat money, this is a discussion of banks, cashing out, bank card bays, opening and registering LLCs and any problems related to LLCs, there, pulling out blocked money and so on and so forth.
The section is very interesting, access to most of these sections in order to work is associated with a large deposit, that is, access to the bay section is roughly half a million million
Pavlovich:
Bay, let's immediately know what it is?
Multichel:
Zaliv is the legalization of stolen money, that is, when a conditional million was stolen somewhere and the Filler transfers the money to the receiver, who is presented on DarkMoney, loses some percentage on this and receives conditionally white money on white details or on a white Bitcoin wallet.
The number of people willing to help in cashing out stolen money presented on the Dark Money website is huge. The number of scammers who do not want to pay is also huge, so access there is only through a large deposit and recently only through reputation.
That is, if some person appears who says that I cashed out the service, then only by reputation, by a large deposit and in general he must tell, well, in a nutshell, who he is, where he came from out of nowhere, where he is so literate.
After all, in the market there, the strict ones more or less know each other, someone worked with someone somewhere and already and with whom you worked provide. There are reviews.
Multichel:
The point is that let's take a very well-known casher, his nickname is green, he is a respected person by me, precisely by the way he behaves on the site, he is a very correct comrade. And I see that, most likely, the amount of money that he receives is several million rubles a day.
Accordingly, if there is some filler who has 50 or 100 thousand, then he, a good green, will wear out his clothes, stick his nose in, but it will not reach him, and he is forced to look for those who are ready to accept a fill for such a small amount. I mean that the amounts of thefts are different, there are 10, 50, 100. Often there are arbitrations that sound like this: I provided a person with an LLC, which I checked 100 times, took from a normal person with several accounts.
For 250 thousand it cost me and the guy poured 400 thousand and demands his share of 300 thousand, that is, this is nonsense, we discussed with him on the shore that the minimum pour is so much and he poured so much,
that is, he ruined my company, it was checked, and now he demands money, that is, this is a special market when there are unspoken rules, everyone knows them, understands them, this is the market again of this thieves and cashing out stolen money, in principle, the dark money website was generally created so that this section could exist.
Pavlovich:
Even the name makes it clear, the form is dirty, there is black money, dirty, shadowy, this is the key source.
Multichel:
In general, income. So, from quite interesting, or something, information, people have smashed us. And there was one nickname, I will not name him, so as not to give away, but he is from Altai. He sold bank cards, debit cards for a year or two, and when you sell cards, some problems periodically arise. And when he solved these The problem was.
It was obvious that he was on friendly terms with the droppers, well, he was on friendly terms with them, and the region was visible, and the shipment was visible with DEK. And then suddenly he was accepting stolen money. Well, that's crazy. That is, in principle, it is clear who he is and what he is. A simple dropper. But I mean that it will be a matter of time before the cops come to him. I don't know why he himself doesn't realize this.
What happens to bank accounts when a person dies.
Multichel:
Now I'll digress a little, I think that some of our viewers will be interested in this topic from the debit card section, and what happens to the cards when a person dies? Sergey, what do you think happens to bank accounts and cards when a person dies?
Pavlovich:
Listen, well, most likely in 2-3 months, yes, when information from government agencies does arrive through some channels to the bank, the bank blocks it and the money just sits in the bank's accounts until someone applies there with inheritance rights, for example, for example, yes, or to collect some debt, that's it. If no one applies, I think the money stays with the bank.
But I could be wrong, this is my assumption, how I would act, for example, being a banker.
Multichel:
When a person dies, for his funeral the person must come to the registry office and get a death certificate. From that moment on, the state is informed that there is one less citizen.
Pavlovich:
Well, of course, but the bank doesn’t get it right away.
Multichel:
If you open the Internet, Yandex or ask on this same forum, 90% of users will say that they will block within an hour after death, a day, and so on and so forth. So quickly, right? Yes. There was a grief in my family, but I decided... Grief is grief, but I always watch what will happen.
And I decided not to touch the cards of the deceased person’s account. So, it was Sber, it was a subsidiary of VTB, like its post bank, it was one large bank out of thirty, and it was another large bank. That is, the accounts, there was money, I did not touch the accounts.
Having received the death certificate, I went to an ATM and performed an atypical operation for the bank's post office. Money was constantly coming into the bank's post office and was never withdrawn. That is, a certain amount had accumulated there, it was never withdrawn. And then I came and withdrew the entire amount in several stages. This is an absolutely atypical operation.
I had no doubt that there would be a block. There was no block. The housing and communal services were linked to the Sberbank card. That is, automatic debits for certain housing services were made. The card lasted until six months, when the inheritance occurred. The bank card with deposits and another card with other deposits also lasted all these six months.
That is, the information on the forums that an instant block occurs did not correspond to reality. I checked this on myself, and therefore I understand that dozens of relatives of deceased people can now refute me, but this is how it was with us.
Pavlovich:
Well, let them write, write in the comments if you have relatives who unfortunately died, how quickly their cards and accounts were blocked.
How to scam microloans.
Multichel:
Now I will also tell you some interesting information from the debit card section, because when reading the comments on previous topics, there was a request, please tell me how to scam microloans. I do not know how to scam microloans, but I have a small piece of information. At some point, cards for scans passed through my hands, and I saw what was happening on them.
I saw that microloans were received on these cards, and I saw that people were trying to collect microloans, this money. That is, it was possible to get microloans on cards, on scans in certain microloan offices. The question is, any microloan initially gives a small amount.
I don't know if it makes sense to test how much you can get. For example, is it possible to get 50 thousand, then you buy a card on scan for 10 thousand and try to get these amounts. If I worked, I wouldn't do this, but if I worked, I would probably pay the first loan - 2 thousand even with interest, to get 10.
Pavlovich:
Well, pump it up, like Facebook accounts, Facebook also gives you the opportunity to borrow money, and for example, as a first-timer, my first debt there was probably maybe 100 dollars 2, I think 250 if you constantly pay off, you pump up your credit line there to 750, I think, or to 1000 dollars, but I don't remember a long time ago, it was once, and secondly, for different regions, different amounts, respectively, and this is approximately the same scheme, that is, you return and then you no longer return a larger amount.
But I returned everything, by the way.
An illustrative story about the sale of debit cards.
Multichel:
I'll tell you a typical story about our Russian sloppiness, again from the debit cards section. I had an order for a large batch of cards and I was introduced to a new dropper in a small town. The dropper was a woman and she used to look good, so some of the male drops of the age, for example, 20-30-40 years old looked at her with some lust, although for me she was worth nothing.
I ordered cards from different banks, including Sber, but she categorically refused to do Sber because she had a buyer who paid two or three times more, that is, I could not beat this price and I simply closed this topic no Sber no Sber so some time passes work
is going on everything is fine another batch of drops goes to the bank to apply for cards that is, they are paid some kind of advance payment they are all without money they ask for more often even overpayment there on the word of honor of the dropper that everything will be fine and suddenly such a stir begins that the drops start running and categorically refuse to get in touch with the dropper do not open
the door that is, something happened I had to go to this city to turn on all my charm to break through to the connection to find out their addresses the police went and at the same time I clearly knew that the cards where I give the activity is normal and for me there are no nuances I of course could lay some percentage there that I am being deceived but this probability was from a series of some kind accident in fact
it turned out that some of the cards are in banks and the drops are on the run from me and from the dropper and from the family and refuses to go there to pick up in principle they do not make contact and it is not clear what this is what caused this I began to analyze the situation while I have not yet received the withdrawal suddenly completely different people contact me and say listen but the person needs Sber Gold and pays good money I am with him
I meet, I see a familiar face and I remember that when I was talking to the dropper, she was first whispering with this person there, roughly speaking, in the corner, that is, she was doing some business with him, and then she came up to me. That is, I recognized and understood that this is the same person who bought SberGold from this dropper. That's it. A person makes me a fairly large order, offers very-very-very good money, I ask him directly what you do, that you are ready to pay
40 thousand for a card, the person tells me it is white, we start talking and suddenly in the conversation I understand that it is not white at all, he just sincerely believes that his activity is white, but for me I understand that this is, roughly speaking, a scam, the point is how everything was revealed later, it means according to his business, and his business was about a million a week, according to his business, the police of that city received an alert that they needed to catch the droppers of such and such, the operatives went to the addresses, which means in all cases they did not find the droppers, but they created a ruckus.
Everyone connected it with work, in principle, with mine, with my cards. I resolved the situation and began to communicate with this person.
Here he is under the article, he is threatened, by my standards, well, there is a maximum of 10 years, but in fact it is 5-6 years, and he does not observe anonymity at all, because he thinks that he is doing something white.
Pavlovich:
Well, like many heroes of our issues, why did we even have to hire a lawyer, who analyzes now and does the analysis simply and in flight.
Multichel:
Well, it so happened that I, let's say, bought several cards and sold them to this person. That is, no people close to me were involved, I was lucky. And after some time from the source where I bought, and I bought it on the other side of Russia, a heart-rending cry came, what are you doing, but they came to our normal people, and what didn't happen there.
And I, in general, smoothly brought the cooperation to an end, just, well, broke it off, because he does not observe any anonymity at all, I was not going to participate in thefts either, I do not want to, but in fact, such situations of setups can very well come out of nowhere.
The myth of theft from bank cards in the metro.
Multichel:
I will also tell you a small life hack, again related to debit cards. Several years ago, there was a rumor that some young people walk in the Moscow metro, lean against you and with the help of a contactless device, money is debited from your card.
In general, I really like to experiment. We had a terminal, I put on a jacket, stuffed cards into the jacket in the breast pocket, in the side pocket and began to poke myself with this terminal.
I will say this, there were no write-offs. For the write-off to occur, you had to press the terminal very tightly and hold it for 2-3 seconds. Well, that is, when you read about these operations, keep in mind, this is a scam, I checked it myself.
"Eights" is a method of cheating on forums.
Multichel:
I'll continue a little about the topic of the eight and I'll continue in the context of what kind of idiots there are sometimes.
A new Nick appears on the forum. He went in well. He had a good avatar with Churchill smoking a cigar. And, in principle, the initial impression was serious. But he started asking stupid questions, what will happen for this, what will happen for that, and little by little in the conversation it turned out that he was under investigation for the eights. So, accordingly, most of the forum...
So, he was asked to tell all the forums how he got caught, but in order to understand how all this happens in principle, because the eights were popular then, he began the story so briefly and the first reaction was radios in short and the first reaction was that the person writes a large one was found if he speaks my son came up to me and said in short he would have immediately received a slap on the head from his father. Well, that is, and it turns out that there is a certain yes he who speaks briefly and everything else in the same vein and so he decided that he can go and seduce young people to sell him cards for thousands, he absolutely did not observe anonymity, that is, in short, having earned 20 thousand, by the way, he was sincerely
proud there on the forum that this is how he did it, he went to the police and now he was already asking how much a lawyer costs, and what will happen to me, and so on and so forth. That is, if you have children growing up 15 years old, when you can already get a bank card, conduct a crash course with them that you should not sell it, because the number of fools who hang around and for some 500 rubles can ruin a serious banking biography, but this is crazy.
Talk to your children.
