Cashing out bank cards

[Hacker]

Below we will look at the main recommendations that will help you safely and technically withdraw electronic funds to cash.
First of all, I would like to note that cashing out electronic money received in black schemes using bank cards in advance, without laundering this money using bitcoin, another cryptocurrency or a cash-out service, is a very risky activity that is very likely to turn into trouble for the cashier if law enforcement agencies are seriously interested in them.
By making the chain more complex, this is not a reason to be complacent and relaxed. It is important to remain anonymous, including in front of such services, because unpleasant situations with law enforcement agencies can also happen to them. Therefore, in this part, we will look at the security rules and recommendations for cashing out bank cards at ATMs, meaning that relatively clean money is poured into the bank card.

Recommendations and Safety rules for cash withdrawal

Preparation
Working through the cover-up of bank card withdrawal activities is a highly individual and unique matter. Everyone should think for themselves about the possibility of large amounts of money and a large number of cards appearing under different circumstances of detention.
In case of accidental detention by the police, traffic police or the Ministry of Internal Affairs, it is necessary to assess the situation, and depending on various factors, such as the amount of cash on hand and bank cards, explain their origin. For cash, you can make a fake certificate of a failed bank about closing the account, or a loan receipt. These documents will confirm the legality of the money in terms of its theft, since this is the main question of whether it was stolen.
This is a more severe case, and is usually implemented by operational units of the Ministry of Internal Affairs or the FBI. In this case, it is worth refraining from primary testimony, using Article 51 of the Constitution, and forming your own version closer to the court, after the investigator lays out all the available evidence.
The key point in the legend is the absence of intent to participate in drug trafficking.

Connection
To communicate with other members of your organization, use jabber with OTR or PGP encryption, Wickr, or other cryptomessengers. Strictly exclude the use of voice cellular communication in your work.

Bank statement and ATM selection
It is necessary to allocate ATMs in residential areas and on the outskirts of the city. Avoid such places as shopping, business and administrative centers, the city center ( because there is always a large concentration of video surveillance cameras in the center), if possible, choose ATMs with access from the street.
Choose ATMs on the outskirts of the city, with access from the street

Appearance
The choice of appearance depends on many factors. First of all, your appearance should correspond to the time of year, weather, and time of day. A person walking away from an ATM wearing glasses, a cap and a hood on a hot summer evening will look very suspicious.
In summer, you can wear glasses or a cap in front of the ATM, and in winter, you can wear a jacket hood and a hat. Stick to the business style of clothing, so as not to arouse unnecessary suspicion from possible patrols passing near the place of your cashing out. Periodically change your ammunition. Use gloves in winter and finger pads in summer.

Working out the route
Think ahead and determine where to park your car (approximately 500-1000 meters from the selected ATM). It is better to leave the car in courtyards, but not at the entrance because there may be a video surveillance camera at the entrance, garage cooperatives, underground parking lots, parking lots at the shopping center.

Car
Think through the caches for bank cards and money in the car interior, and be sure to! it should be 2 different caches. Maps are easier to hide, but this cache should be the most difficult to access, for example:
Upholstery of seats, doors, ceiling, behind the front panel, in the luggage compartment, audio systems, subwoofer, etc.
Leave your mobile phone in the car and walk around the yards to the ATM.

Mobile phone number
It's no secret that mobile phone billing is the first thing people try to find out about participants in various crimes for a long time. Identifying and detecting cashiers is no exception. Therefore, in any case, do not approach the ATM with a mobile phone, it is even better to turn it off for 2-5 km to the place of cash withdrawal and leave it in the car. After you get back to the car after cashing out, don't rush to turn on your phone. Drive safely to a distance of 2-5 km from the ATM, after which you can turn on your mobile phone.

Cashing out:
You can withdraw money from a bank card at night. In the dark, it is easier to disguise your appearance when approaching an ATM, there are fewer people near the ATM, and it is also easier to hide in the dark from unnecessary attention from cameras installed above the ATM or video surveillance cameras that are not related to the ATM ( these can be cameras installed near shops, entrances, etc.). But still, the most important thing is to avoid the system in determining the time and place of withdrawal. Always change the cash-out areas and times.
Then randomly change the areas and time.
Do not cash out more than 1 bank card at one ATM. Hide the remaining cards, if any, in a cache in the car. In one ATM, you can withdraw from 30-100 thousand rubles per transaction, try to withdraw no more than 1-2 transactions in one ATM, without being delayed at one ATM
After cashing out, calmly go to the car yards on, then hide the cashed money and the card in the prepared caches.

Liability and consequences
The current legislation of the Russian Federation does not contain a definition of the term "illegal cash withdrawal". This term has a conceptual and everyday meaning. As a rule," cash withdrawal " refers to the withdrawal of cash from the bank accounts of individuals or legal entities opened in credit institutions.
"Cash withdrawal" operations become illegal, in particular, when they are performed for the purpose of legalizing (laundering) proceeds from crime or financing terrorism. The criteria for such operations are established by Federal Law No. 115-FZ of 07.08.2001 "On Countering the Legalization (Laundering) of Proceeds from Crime and the Financing of Terrorism" (hereinafter referred to as Law No. 115-FZ)

Punishment
1) Legalization (laundering) of money or other property acquired by other persons in a criminal way. The penalty is from a fine (in the amount of 120,000 rubles) to imprisonment for a term of 7 to 10 years with a fine of up to 1,000,000 rubles (Article 174 of the Criminal Code of the Russian Federation);
2) Legalization (laundering) of funds or other property acquired by a person as a result of committing a crime. The penalty is from a fine (in the amount of 120,000 rubles) to imprisonment for a term of 10 to 15 years with a fine of up to 1,000,000 rubles (Article 174.1. of the Criminal Code of the Russian Federation);
Criminal liability for committing crimes under Article 174, Article 174.1 of the Criminal Code of the Russian Federation is established regardless of the amount of "illegally cashed funds".
The penalty is increased for large-scale crimes, which are defined as financial transactions and other transactions involving monetary funds or other property committed for an amount exceeding 1,000,000 rubles (clause 4 of Article 174 of the Criminal Code of the Russian Federation).
In the field of drug trafficking, cashing out has an important feature. This type of activity is directly related to the sale of drugs, which are classified under Article 228-1, and in cases of participation in a criminal community under Article 210. Therefore, it is very important for the cashier to separate himself from sales, not to discuss the origin of funds with other participants, and in case of detention, to deny his involvement in drug trafficking.

Proofs
Evidence of involvement in cash withdrawal may include:
- Photos from ATMs
- Shooting from the nearest security cameras, which will be used to try to get to the car.
- Fingerprints on the keyboard.
- Electronic footprint of a mobile phone.
- Witness statements of eyewitnesses and forgers
- Availability of bank cards and banknotes
- Examination of seized electronic devices
- Protocol of wiretapping of telephone conversations (PTP)
- Listening to other controlled communication channels (unencrypted jabber messages, ICQ, e-mail)
- Mobile subscriber analysis for base stations

It is important to note that through the cashier, operatives can reach out to other members of the gang engaged in criminal fishing. If a person is caught in the field of vision of law enforcement agencies, they may not immediately go to detention, since there is no actual violation of the law, but rather watch the movement, work contacts and other actions that can lead to actual members of the group, who in turn take part in crimes.

Therefore, it is important to always remain vigilant, which is accompanied by cunning and sobriety, so as not to expose yourself and your accomplices.