That's the way it's doneThe method is very simple and looks like this.
1. We get a valid fullz.
2. We make an enroll (bank account) or buy a ready one.
3. Go to any site that provides online loans.
4. Create an application for a loan. We provide the necessary documents.
5. We are waiting for the approval of the application and receive a loan to a bank account.
He won't be able to tell you anything interesting.
If he offers you to buy any methods, "valid" fullz or cc from him on a prepaid basis, this is a common scammer. Be careful!