CARDS CLONING
In this article, I Getty Paid would explain how a dump becomes a ready to swipe card.
It's easy to encode a dump into magnetic card strip and it's very easy to find and buy all the necessary tools in the internet (Using your Computer)
The common laptop or home PC, everyone know what it is and how to use it.
MSR or so called Magnetic Strip
Reader-writer - it's a device used to read the data from the magnetic strip of a card. It is also used to encode (write) data into cards. Carders use the MSR to write the dumps into cards to obtain clones of the real cards.
Preprinted magnetic strip cards - are the cards which look like the bank issued cards. The good quality cards even have the UV light security, the logo and hologram of the issuer. Those carders who hit high, like apple stores, gold shops, etc need this kind of cards which they have to emboss with the card number, expire date and holders name. The clone will look like the genuine card and the fraud will be very difficult to detect. Some carder print the plastics by their own but preprinted plastic also can be bought. The price of a preprinted plastic with UV light bypass, logo and hologram starts from $30 and can reach up to $50.
Embosser - it is a machine used to emboss the card details (card number, expire date and holder name) of the preprinted card. In market you can find manual or automatic embossers, prices are from $250 to $3000, according with the embossing speed and quality. This is the most important tool fkr cloning a card.
The software of the MSR must be installed to the computer and the machine must be connected to the computer by a data transfer wire and the MSR is ready to encode the dumps to the cards.
So with a preprinted card, embosser and MSR the clone of the card is ready to use. Preprinted cards are embossed with the dumps details then the MSR is used to encode a dump to the magnetic strip of the card. And here you have the card ready to swipe.
HOW TO ACT
It's a short talks on how to act in situations which may happen when you're doing dumps cash out in a store.
Let's suppose you have a good dump and a well made plastic. But to be successful with it the in store carding you need to know some tips. Sometimes you can catch some problems like:
Declined!
If you are not sure card is alive, prepare a good reason to tell the clerk if the card gets declined. If the clerk seems to not suspect anything and your card gets declined you can try a second card, but if you see that clerk is on alert and he intend to call the bank or a supervisor, justpay him with cash. This will help you to look like a genuine customer who really wants to buy that merchandise. In case you don't have enough money to pay and clerk attitude is not ok - it's better to walk away. Tell him you're waiting a payment to your account and you will return as soon as money will be available on the account. Also "I will go to ATM " will work. You must have always control over your body and try to act like you would be shopping with your own card.
Pick-up Card
This is the type of situations must be avoided. It's one of the most bad things which can happen - a pick-up card bank response. There are not to many reasons and explanations to be given when the POS screen shows pick up card. But even in such a situation try to control yourself. Only confidence and self control will help. Think about that. How would you act if you'll get Pick-up response while using your real card? Most probably you'll say the seller to allow you to call your bank, right? So take your phone and pretend that you're calling bank. Act like you will be on phone with the bank and you're waiting to talk with customer service. Main while try to get yourself out from store. Do not run, most probably someone will catch you if you'll try to run. If you keep calm and try to act like a real costumer who try to use his own card, you have a chance to make the seller believe there is a misunderstanding.
If shit happens and you got caught
Before you start work, think for few minutes "what if i get catch"? We recommend you to have a good plan and a well prepared speech. If you think you can't face an interrogation of police, better say nothing and take your time to arrange your ideas before you write any statement. Remember that is your right to remain silent. But once you are in the police station you must be prepare for worst. Never think "this won't happen to me". It's better to always have some money saved to a trusted person, if you got arrested you will need it. Better not to keep any evidences of your carding activity in the place you're living. For sure if police catch you they will search into your home. The less evidence they can get the bigger chance to get a smaller sentence on court.
CLEVER RESPONDS TO DECLINES
Clever responses to declines, when doing real carding with dumps in shop
Nice guy (girl)
”That happened to me once before I may be over my limit for the day... Well give me please that one back (your right stick hand out to psychologically pressure them to give it back) and try this one”
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“Well I guess my wife / husband / girlfriend / boyfriend / friends monkeys uncles cousin has it. Leave this here for 5 minutes ill be right back.
Mr. Logic
“I had the same problem earlier and when I called they said it has something to do with the cards they sent out when I got mine. They are sending me another one but said it depends on what type of terminal the retailer use. I'll just wait till I get the new card and come back later.
Under breath: “God dammit motherfucking piece of shit HELL”.
Smile and leave.
Annoyed
“You’ve got to be kidding me! After ALL the shit I have been through with those damned credit card people and NOW this AGAIN!!!
Just give me the damn card back - I'm going to cancel the damn thing and then ill be back dammit! (Sound angry and use damn a lot)”
Paranoid and bipolar
“OH NO!!! SOMEONE HAS BEEN USING MY CARD!!!
OH MY GOD WHAT AM I GONNA DO!!!
GIVE ME THAT BACK IT'S PROBABLY ONE OF YOUR EMPLOYEES ANYWAY!!!
OH NO OH NO OH NO I SAW A SHOW ON CNN ABOUT THIS KIND OF THING MY CREDIT IS GONNA BE RUINED!!!
IRATE
“You son of a BITCH! How DARE you say my card has to
be VERIFIED??? I KNOW there is enough FUCKING credit on the GOD DAMN CARD! IM A DOCTOR YOU IMPOTENT PIECE OF DOG SHIT! I'll have your job for this you puny miniscule pre-pubescent FUCK! GIVE ME THAT FUCKING CARD BEFORE I SHOVE IT UP YOUR ASS!!!! It's ALWAYS SOMETHING! FUCKING ALWAYS! If its not the Porsche throwing a rod it's the Mercedes leaking oil. if its not the WIFE FUCKING THE POOL BOY IT'S THE WIFE FUCKING MY GOD DAMNED WORTHLESS BROTHER!!!! FUCK IT! JUST GIVE THAT MOTHER-FUCKING CARD BACK AND EAT A DICK YOU ASS!
Honest
“Well that would probably be the credit card company telling you the card is stolen bro. Im surprised it's lasted this long. Haha call them and see what they say. Tell them I left or some shit. Yeah the person that owns this card is up shit creek without a raft to float on if you know what i mean bro. Haha well i guess ill be back when i get another one. Oooh no I dont want it back dog just keep it leave it for some dumbass to find and try and use it. Boy wont he be surprised”
MAKING TRACK WITH TRACK2
Short tutorial on how to make track one with track 2
Take example of last dump Track2 (this is a dump):
Example dump info: 4888603170607238=15051011203191805191 PATACSIL/DAVID Bank
of America, N.A. (USA) CREDIT PLATINUM United States of America
4888603170607238=15051011203191805191 Smith/John Bank of America, N.A. (USA) CREDIT PLATINUM United States of America
When you see and equal sign (=) in a Track it always means it is Track 2
When you see the letter “B” in front of the Track it is always Track 1
Now to Make a Track1 From Track2 see instructions below:
Take the Credit Card account number from Track 2 in this example it is:
4888603170607238
Add the letter “B” in the front of the number like this:
B4888603170607238
Then add the cardholder name YOU want to show on the card B4888603170607238^Smith/John^(Last name first/First Name)
Next add the expiry date and service code (expiry date is YYMM in this case 1505,and in this case the 3 digit service code is 101 so add 1505101):
B4888603170607238^Smith/John^1505101
Now add 10 zero’s after service code:
B4888603170607238^Smith/John^15051010000000000
Next add the remaining numbers from Track2 (after the service code):
B4888603170607238^Smith/John^150510100000000001203191805191
And then add six zero’s (6) zero’s:
B4888603170607238^Smith/John^150510100000000001203191805191000000 this is
your Track 1
Track 1: B4888603170607238^Smith/John^150510100000000001203191805191000000
REMEMBER THIS IS ONLY FOR VISA AND MASTER CARD(16digits), AMEX HAS 15
DIGITS, this doesn’t work for Amex
I can give u a private class on how to clone a Credit and Debit card, you can clone Zenith Bank in Nigeria (Lots of them), u can Clone Chase, Bank of America Etc... I can guide you on how to clone any ATM card?.... All u need is the name and mil details of the owner and your good to go ?
