Please note, if you want to make a deal with this user, that it is blocked.
d+p: Yes, its must be interesting because everyone can do this! Only need to make the card with msr and go to atm and cashout it.
bank logins: Its more understandable, because maybe you can grab logins, but if you want to cashout it you need to have drops! Best drop: if you have an insider in the bank and he can confirm your transfer to a fake account. And after cash money.