What is Billing Address and Shipping Address

[chushpan]

These terms are often used in the online shopping and payment process. They refer to two different addresses that may be the same or different depending on the situation:

1. Billing Address​

Billing Address is the address associated with your payment card or bank account. It is used to verify the authenticity of the transaction and prevent fraud.

What is Billing Address for?​

1. Checking card details:
   • The issuing bank compares the Billing Address you enter when paying with the address registered for your card.
   • This is called AVS (Address Verification System) and helps ensure that the card is being used by its rightful owner.
2. Invoicing:
   • The Billing Address is used to send invoices or receipts (for example, if a store sends paper receipts).
3. Taxes and fees:
   • In some countries, taxes are calculated based on the Billing Address.

Example of use:​

• The cardholder lives in New York, but orders the item as a gift for a drop in Washington.
• Your Billing Address will be your New York address (where your card is registered) and your Shipping Address will be your Washington DC drop address.

2. Shipping Address​

Shipping Address is the address where the product or service will be delivered. This address can be anywhere you want the purchase to be shipped.

What is the Shipping Address for?​

1. Delivery of goods:
   • The store uses this address to ship your order via a delivery service.
2. Calculate shipping cost:
   • Shipping costs may vary depending on the region or country specified in the Shipping Address.
3. Customs duties:
   • If the item is shipped internationally, the Shipping Address is used to calculate customs duties.

Example of use:​

• You place an order on the Amazon website and specify the Shipping Address of your drop to which you want to send the package.

How can Billing Address and Shipping Address differ?​

1. Present:
   • You pay for the product with your card (Billing Address is your address), but you indicate the Shipping Address of the gift recipient.
2. Corporate orders:
   • A business can pay with a corporate card (Billing Address - company office), but goods are delivered to a warehouse or another address (Shipping Address).
3. International purchases:
   • The Billing Address may be in one country (where the card was issued), and the Shipping Address may be in another.

Why is it important to specify these addresses correctly?​

1. Safety:
   • A Billing Address mismatch with the card data may result in the transaction being rejected.
2. Delivery:
   • Incorrect Shipping Address may result in the item not reaching the recipient.
3. Compliance with the rules:
   • Some stores or banks require that the Billing Address matches the address registered for the card.

Conclusion​

• Billing Address is the address associated with your payment card that is used to verify transactions.
• Shipping Address is the address where the goods will be delivered.

These addresses may be the same or different depending on the situation. It is important to carefully indicate them when placing an order to avoid problems with payment or delivery.

If you have additional questions about the Billing Address or Shipping Address, please clarify them!

 

[Man]

Billing Address vs. Shipping Address: What's the Difference?​

1. Billing Address​

• What is it? An address linked to a bank card or account.
• What is it for? Payment verification (AVS — Address Verification System).
• Where is it used?
  • Online purchases (cardholder verification).
  • Subscriptions (Netflix, Spotify).
• Example:
  

  Billing Address:  
  John Doe  
  123 Main St, Apt 4  
  New York, NY 10001

2. Shipping Address​

• What is this? The address where the order should be delivered.
• What is it for? So that the courier or post office knows where to deliver the parcel.
• Can it differ?Yes! For example:
  • A gift for a friend or a drop (not for yourself).
  • Office address (if the drop works in an office).
• Example:
  

  Shipping Address:  
  Jane Smith  
  456 Park Ave  
  Los Angeles, CA 90015

Frequently asked questions​

Can I use different addresses?
Yes , if the store allows it (e.g. Amazon, eBay).

Why is the payment rejected if the addresses do not match?
The bank checks the billing address via AVS. If it does not match, a refusal is possible.

How to bypass the AVS check?

• Use virtual cards (Revolut, Wise) with a suitable billing address.
• Please enter the exact address as it appears on your bank statement.

Conclusion​

• Billing Address - to verify the card (must match the bank address).
• Shipping Address — for delivery (can be any).

Filling in these fields correctly reduces the risk of order cancellation!