it is easier over the phone they ask u 5 question and u have to be correct with 3 and be cool and carm when they ask u question dont be scared or be in a hurry coz transfer or any transaction they do the adviser get bonus or incentive for each transaction when they ask u for ur age dont go and answer like a robot with every answer... they will suspect u more just keep it low and cool it will be done, dont try online its all fucked up and impossible
i did it and got screwed in transfering the balance in virtual cc they said tht the bank is not registered with them
. trying to figure out a way with some drop bank account ...