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How can you send a transfer from card to card to a friend or loved one if the recipient's credit card number is unknown? In our article we will consider services that help to get out of this situation.
Many services allow users to send a transfer from card to card, even if the recipient's credit card number is unknown.
In the previous article "Transfer of money from card to card: TOP-5 services" we described the usual operation of money transfer from card to card by its number, using the example of five financial services. Readers were asked to review other existing online translation systems, as well as talk about any additional functions.
In the material below, we analyzed twice as many online translation services. But the main emphasis will be placed not on their quantity, but on quality, namely: how do services offer users to get out of the situation if the recipient's card number is unknown.?
After the funds have been successfully sent, the recipient will receive an SMS or an e-mail with a code, which must be indicated on the page of the service with which you made the transfer.
By the way, transfer by phone number or e-mail address can be more convenient than the standard card-to-card transfer. And not only because for security reasons the full number of the bank card is not indicated, but also because upon receipt you can specify the number of a plastic card of any bank.
So, at the moment, many online platforms allow you to make an operation from a card not only by phone number, but also from a card to an e-mail. It is also possible to submit a fundraising request or create a personal fundraising page.
The transfer request can be used as a reminder to the debtor of the debt to you or in the event that there is no desire to indicate the full card number for transfer (a special page is created with an encrypted card number). It can also be used for all sorts of fundraising pages. For example, donations, as well as simply to collect money from a group of people for a single purpose (for a gift). Creating and sending an invoice will be more useful for business users - for issuing an electronic invoice and sending it to e-mail.
There is only one bank, whose clients can make a transfer from card to card without the latter's number. Clients of Bank can make a transfer to another client only by phone number and subject to certain conditions: if the recipient has confirmed it and has a salary card at Bank. What is the reason for this limitation is unclear, but it significantly limits the very convenience of this service. After all, there are many Alfa-Bank clients, but how many of them have a salary card?
We hope that the bank will listen to the market and open up such an interesting opportunity to send funds not only to salary cards, but also to any other bank cards, and in the future - to clients of any banks.
In the meantime, for transfers from card to card, without knowing the recipient's card number, you can use other financial services - fortunately, there are several solutions for each situation.
Many services allow users to send a transfer from card to card, even if the recipient's credit card number is unknown.
In the previous article "Transfer of money from card to card: TOP-5 services" we described the usual operation of money transfer from card to card by its number, using the example of five financial services. Readers were asked to review other existing online translation systems, as well as talk about any additional functions.
In the material below, we analyzed twice as many online translation services. But the main emphasis will be placed not on their quantity, but on quality, namely: how do services offer users to get out of the situation if the recipient's card number is unknown.?
Forgotten card number is not a problem
If the recipient, for one reason or another, did not provide his card number or you have lost it, you can send money by phone number and / or by e-mail. In this case, you send money, still indicating in the "Sender data" fields your card number, expiration date and CVC / CVV code, and in the "Recipient data" field, select the item "By phone number" or "By e-mail" and indicate the appropriate details.After the funds have been successfully sent, the recipient will receive an SMS or an e-mail with a code, which must be indicated on the page of the service with which you made the transfer.
By the way, transfer by phone number or e-mail address can be more convenient than the standard card-to-card transfer. And not only because for security reasons the full number of the bank card is not indicated, but also because upon receipt you can specify the number of a plastic card of any bank.
Online transfer from card to card: what services are there
One of the first to provide an opportunity to make a transfer from card to card by phone number on the Internet space was the Pay2You service. The same service offered the ability to send funds via a Facebook app. However, in the process of providing alternative options for p2p transfers and additional services, this service has not advanced, unlike its colleagues.So, at the moment, many online platforms allow you to make an operation from a card not only by phone number, but also from a card to an e-mail. It is also possible to submit a fundraising request or create a personal fundraising page.
The transfer request can be used as a reminder to the debtor of the debt to you or in the event that there is no desire to indicate the full card number for transfer (a special page is created with an encrypted card number). It can also be used for all sorts of fundraising pages. For example, donations, as well as simply to collect money from a group of people for a single purpose (for a gift). Creating and sending an invoice will be more useful for business users - for issuing an electronic invoice and sending it to e-mail.
Comparison of translation services
| No. | Service | Transfer by phone number | Translation by e-mail | Request for translation | Commission |
| 1 | Wayforpay.com | Yes | Yes | Yes, after registration, a full-fledged page is created | 1% + 4 UAH by card number, 3% + 1 UAH. by phone number and e - mail |
| 2 | Uapay.ua | Yes | Yes | Yes | 1% + 5 UAH |
| 3 | Portmone.com.ua | Yes | No | Yes, creating a page or automatically sending a link to an e - mail from the service | 1% + 5 UAH |
| 4 | P2Y.com.ua | Yes | No | No | 0.5% + 5 UAH |
| 5 | Wideup.net | Yes | No | No | 0.5% + 5 UAH |
| 6 | Send.ua | Yes | No | No | 0.5% + 5 UAH |
| 7 | Plategka.com | No | No | Yes, after registration, a full-fledged page is created | 1% + 5 UAH |
| eight | Sendmoney.Privatbank.ua | No | No | Yes | To the PrivatBank card - no commission; the rest 1% + 5 UAH. |
| nine | iPay.ua | No | No | Yes | 1% + 5 UAH |
| ten | EasyPay.ua | No | No | Yes | 1% + 5 UAH |
And what about the banks?
Among banks, oddly enough, the opportunities described above provide few. Previously, the clients of Mikhailovsky Bank had the opportunity to send a transfer from card to card by phone number or e-mail. Inside Internet banking, they could indicate these data and use them to find the recipient, if he was a client of Mikhailovsky Bank. And also choose the card to which you want to deposit money. Now, for obvious reasons, this is impossible.There is only one bank, whose clients can make a transfer from card to card without the latter's number. Clients of Bank can make a transfer to another client only by phone number and subject to certain conditions: if the recipient has confirmed it and has a salary card at Bank. What is the reason for this limitation is unclear, but it significantly limits the very convenience of this service. After all, there are many Alfa-Bank clients, but how many of them have a salary card?
We hope that the bank will listen to the market and open up such an interesting opportunity to send funds not only to salary cards, but also to any other bank cards, and in the future - to clients of any banks.
In the meantime, for transfers from card to card, without knowing the recipient's card number, you can use other financial services - fortunately, there are several solutions for each situation.
