In this guide, I walk you through from What is enroll and how to get your hands on it. This guide, is very long but please, take your time and read.
A large number of cardholders, especially older ones who are not familiar with smartphones and other technologically advanced devices, end up not even signing up for online banking to manage their accounts and cards. They just get their bills every month on the mail, and forget about it. When this happens, we are able to ENROLL the card using the person’s details such as SSN, DOB & FULL CARD DETAILS. With this, we are able to manage the person’s account via the online banking portal, which enables us to see the full transaction history on the account, change billing details, change phone, verify transactions (MINI DEPOSITS) and much more. Different banks will require different information for enrolling. Usually the required information is ZIP code, SSN, DOB, and ACCOUNT NUMBER or CARD NUMBER, or even both. ENROLL is also one of the top tools in a fraudster arsenal.
Now, The Question What is Enroll?
Enroll is an Account/ Credit or Debit Card that a Bank has agreed to make available online for Customer to access and use in connection with Business Online Banking. OR simply its a cc (Credit Card) or dc(Debit Card) with access to a bank online, where you can later change the billing address of the holder ...
1. CHANGING BILLING DETAILS.
Most banks allow you to change the billing address to the one we need (drop / client / medium) in the online account mode.
Why do we need it?
In the USA, there is a system for checking billing addresses and shipping addresses, called AVS (Address verification System). Hope most of you know about that. And also in the US, most shops are very fundamental in this regard. If the billing does not coincide with shipping, then the shop will either refuse to place an order, or else they will shower you with a bunch of different checks and verifications (2FA, OTP and sometime providing proofs with documents)
So, to get around this, Enroll will help us. They have the opportunity to change the billing address of the CC to your own. This is all done very simply in your account. Just fill in the form of the address you need. After that we go to the shop, and punch billing = shipping.
As a rule, the change takes 2-5 business days (depending on the bank, most often - 3). Weekends do not count. I also note that not all banks have such an opportunity. There are banks where the change of billing occurs by calling, or there is no possibility at all.
2. MINI TRANSACTIONS / Minics
Also, access to your personal account does not allow you to see mini-deposits (Minics).
This is a micro-transaction that the shop charges you. As a rule, the amount of the minics will be around 1-2 dollars. This transaction serves as verification of your card in the shop.
Shop withdraws a small amount of money from you and asks you to mention exactly what amount they took from your card, or the transaction code that came with this minic.
If you called them, then everything is Ok. The level of trust of the shop to you is greatly increased and from the side of the shop there will be no 99% problems with this order, but this applies only to those shops for which the minics are everything.
There are shops that don't care about the bill = shipping, the main thing for them is to verify the minics. If they minded them, then with a 99% order, there will be no problems.
I will give you a couple of examples so that you understand what I mean.
I have a roll of a bank that allows me to see an instant (without waiting) mini-transaction. I go to Steam, and card it into a hundred bucks. Steam immediately blocks my account for a week for manual verification of this operation, or offers to accept minics for verification. : I send these minics, Steam sends 2 mini-transactions. I roll it in, see which two transactions came from Steam, and confirm them on Steam. Everything, including the hold is removed, Steam is used to the card, and then I undress this card in the same Steam without any delays or hold.
Second example:
Skrill without a minic (mini transaction) allows you to get 140 bucks in the account, but if I confirmed the minics, I can already drop it to $5k.
But Note: Most services like Steam, Skrill and so on. Already overused rolls, and skip certain bins / banks / cards. How to find out what will let? Check with the “Trial and error” method, or find out from those who already know (but such information is unlikely to be told for “Thank you”)
3. VBV / MCSC
This can be said as internet pin code, OTP (One time Passcode), 2FA (Two Factor Authentication). If it comes to SMS in SMS, then it is static from the jump, and does not change. Cardholder installs it himself.
a. VBV (Verified by Visa) - if the card is VISA.
b. MCSC (MasterCard Secure Code) - if MasterCard.
Usually you can install it while carding. At the time of payment, a window will pop up from you and ask for this code, there you can either immediately put your own, or just reset the old one and also put your own, or set it in advance.
According to the results, if the VBV code request is set in the shop and you entered it, then this is another good plus in the shop trust to your purchase
There are shops and services that without a commission will not miss a warrant at all.
4. PHONE CHANGE:
The last point that we consider from the advantages of enroll is the change of the phone holder in the map. : It's no secret that we can call with the substitution of the number that was specified when buying the card / or we found it in the office, but the shop can always call back the number from which we called.
If the shop does it, then they will get on the holder, we don’t need it. Even a call from our number, which we could buy
on Skype, will not save us, because from the shop they often call the bank to verify the address, the name of the holder, as well as his phone.
And if the bank says that the information does not converge or match, then immediately the shop cancels the transaction, and the bank blocks the card. The end, we have no warrant, and the card is dead.
In this case, the enroll will save us. Together with the billing address, we can change the phone. As a result, when you call the shop to the bank, all the information provided is the same and the pack will safely go to your drop.
But there is another side to the note. Recently, many banks, with any suspicious activity on the roll, can call the CC holder. I mean, if their fraud (about this later) didn’t like something, then, for example, when changing billing, they can call card holder and clarify: “Did you change the billing address?” , and rolls will die, the card will be re-released.
Where to get it?
We now know what Enroll is, the next question arises:
"Where to get it?".
There are two options:
- Buy from sellers, or
- You fill it up or do it yourself.
1. First method:
We go to the "Market" section on the forum and buy the enroll from the seller.
2. The second method is harder, we are trying to roll on our own.
I can warn you in advance, you can be lucky the first time, and maybe from the fifth it will not work to fill up the card.
In this case, we must know the banks that roll with a minimum of information, must buy the CC, and penetrate to it the very information.
If everything is smooth, then we get the same enroll.
What can be "not exactly":
You enter your data, but it does not give you a card to fill up, there are several answers here:
• The card is dead
• The information is not correctly broken.
• The card does not belong to the person who was indicated at the time of purchase, but a real holder mom / dad / wife / husband / son
• The card is not the main one, but serves only as an additional card which is tied to the main account of the husband / wife / mother / father or someone else.
Sometimes, when I wrote that the data I enter do not fit, but the card is 100% valid, I could break through the husband / wife data, and very often came up and the card rolled, this often happened with boa and synovus banks.
But I recommend doing this when you have experience and free money.
• The card has been filed up to you, that is, the holder has already registered a personal account
This we consider in more detail.
Primary Enroll and ReRoll.
There are two types of Enroll namely:
a. Primary - the holder before you has not yet made a personal account, and you calmly do it yourself.
b. ReRoll - a personal account has already been made before you, BUT the bank allows you to recover your login and password. Most often, this requires having the same information as with the enroll primary, sometimes we can get to the background of the holder in the form of secret questions.
Many banks for ReRoll require you to specify a Username or E-mail. In this case, more often than not, there is no sense to fight further, because the information for recovery will come to the mail of card Holder.
To get to Primary enroll, I can advise you to take cards with a maximum validity period of the card, that is, newly issued cards, with exp / ** / 26 or ** / 27 the more expiry date the better.
Much more likely that the holder did not get around to creating a personal account.
As a rule, the balance that we can use is signed - Available credit
The balance that Card Holder spent - Current Balance.
I will tell for those who do not know how credit cards work. Roughly speaking, Card Holder takes a loan from a bank, and these funds are kept on the card, not in cash. Accordingly, Current balance is that part of the credit funds that has been spent, and Available credit is how much is still available. Do not confuse these concepts!
444796 - here is the bin of Credit One bank. It rolls and rolls very easily, but the balances there are pour. On This bank you can be trained, as it allows you to make a reroll and rolls 9 cards out of 10, but even 1k you will see there very rarely. Just for experience.
The last bank I used was a boa, there are usually good balances, but a lot of cards have already been played, a reroll cannot be made, and primary rarely come across.
I will tell you how it all happens,
I take bins that I know that they roll and go to XTA and see what is there by the presence. I choose several cards, put in ssn ext., and try to roll. I postpone all the cards that I managed to roll up until
Monday,
On Monday, I take the socks for the staff of the drop already and change the address. Next, the address changes from 2-5 days of weekdays, weekends are not counted.
I usually wait again for Monday, and I am going to punch in. You should not bomb the rolls at once in a bunch of places, card it in one shop, wait until the pack is delivered and go to card it again if the card is still alive.
SUMMARY & EXTRA TIPS:
Nowadays, many banks use outsource engines to service credit cards. Most of them are used by banks of FCU and CU networks, but also by other banks that do not belong to these networks.
The mycardinfo.com engine is very popular and many banks are switching to it. Most FCU and CU banks have switched or are switching to it from PSCU. The link to this engine looks like this: *bank* https://mycardinfo.com
All banks have access only from the web version, there are no applications. Some banks come with SSN-DOB. Well suited for clothing, merch, etc.
Some banks have the following available on this platform: Balance transfer.
Reward centers.
And also: Travel Center, fraud alerts setup, E-statements. Instant minis are a plus, which can be accepted from $ 0. You will see the history of transactions and pending. Almost all bins are AUTO / NON VBV.
Features of this engine:
⦁ Rolls quite easily, in most cases you will need SSN / DOB / ZIP for Enroll. Most often, one of these, sometimes they come across in combination when needed, or even MMN.
⦁ Very convenient for minis, they come with minimal delay and in a convenient format.
⦁ If the card dies, then access to the personal account remains and we see the last 4 digits of the new card.
⦁ Banks are very fond of shortening or mangling their names for these links. For example, Oklahoma Employees Credit Union made a link for themselves oecu.
https://mycardinfo.com
This information can be very useful to you when searching for new banks on this engine.
ENROLL
On this platform can be both credit and debit. Minis can be accepted from $ 1, all transactions come to the mail that you receive upon purchase. It is possible to enable international transactions. Bank cards on this platform fit well into 2D merch, such as stripe and square. Many customers use them to fill up bookmakers. Some banks on this platform have the ability to link to NFC via an application, one of these is Firefighters First Credit Union, it is often found in channels with enroll sales.
Some banks are only accessible through an app on your phone, but most are accessible through a web version.
The choice of this platform for work attracts many with a wide selection of banks, the ability to choose a bank and bin that has not previously been used in your office or service. Also, one of the main advantages is: the choice of different levels of cards from CLASSIC to BUSINESS and good survivability of accounts.
Summing up, it is an excellent choice for work in many areas.
CardNav
The main difference between CardNav and digital card service is the way to access your personal account, access is possible only through the application.
The second important difference is the ability to transfer money between accounts within your personal account. Now we are talking about a rollover debit, where the card is linked to a checking account. If there is no money in the checking account, but there is money in the saving account, you can make a transfer to the checking account, but not all banks have this option.
The second important difference is the ability to transfer money between accounts within your personal account. Now we are talking about a rollover debit, where the card is linked to a checking account. If there is no money in the checking account, but there is money in the saving account, you can make a transfer to the checking account, but not all banks have this option.
Cards live well after the roll and do not cheat, climb well into 2D merchant.
Another important feature of the platform is the ability to accept mini-cards from 0$, this opens up greater opportunities compared to digital card service.
Rolls can be both credit and debit, most of them are NON or AUTO VBV. Also in the application you can view transactions, set or disable alerts and set a travel plan if you plan to hit the card outside the US.
CONCLUSION:
Hope the above information have given you the details about enroll.
GOOD LUCK!
A large number of cardholders, especially older ones who are not familiar with smartphones and other technologically advanced devices, end up not even signing up for online banking to manage their accounts and cards. They just get their bills every month on the mail, and forget about it. When this happens, we are able to ENROLL the card using the person’s details such as SSN, DOB & FULL CARD DETAILS. With this, we are able to manage the person’s account via the online banking portal, which enables us to see the full transaction history on the account, change billing details, change phone, verify transactions (MINI DEPOSITS) and much more. Different banks will require different information for enrolling. Usually the required information is ZIP code, SSN, DOB, and ACCOUNT NUMBER or CARD NUMBER, or even both. ENROLL is also one of the top tools in a fraudster arsenal.
Now, The Question What is Enroll?
Enroll is an Account/ Credit or Debit Card that a Bank has agreed to make available online for Customer to access and use in connection with Business Online Banking. OR simply its a cc (Credit Card) or dc(Debit Card) with access to a bank online, where you can later change the billing address of the holder ...
1. CHANGING BILLING DETAILS.
Most banks allow you to change the billing address to the one we need (drop / client / medium) in the online account mode.
Why do we need it?
In the USA, there is a system for checking billing addresses and shipping addresses, called AVS (Address verification System). Hope most of you know about that. And also in the US, most shops are very fundamental in this regard. If the billing does not coincide with shipping, then the shop will either refuse to place an order, or else they will shower you with a bunch of different checks and verifications (2FA, OTP and sometime providing proofs with documents)
So, to get around this, Enroll will help us. They have the opportunity to change the billing address of the CC to your own. This is all done very simply in your account. Just fill in the form of the address you need. After that we go to the shop, and punch billing = shipping.
As a rule, the change takes 2-5 business days (depending on the bank, most often - 3). Weekends do not count. I also note that not all banks have such an opportunity. There are banks where the change of billing occurs by calling, or there is no possibility at all.
2. MINI TRANSACTIONS / Minics
Also, access to your personal account does not allow you to see mini-deposits (Minics).
This is a micro-transaction that the shop charges you. As a rule, the amount of the minics will be around 1-2 dollars. This transaction serves as verification of your card in the shop.
Shop withdraws a small amount of money from you and asks you to mention exactly what amount they took from your card, or the transaction code that came with this minic.
If you called them, then everything is Ok. The level of trust of the shop to you is greatly increased and from the side of the shop there will be no 99% problems with this order, but this applies only to those shops for which the minics are everything.
There are shops that don't care about the bill = shipping, the main thing for them is to verify the minics. If they minded them, then with a 99% order, there will be no problems.
I will give you a couple of examples so that you understand what I mean.
I have a roll of a bank that allows me to see an instant (without waiting) mini-transaction. I go to Steam, and card it into a hundred bucks. Steam immediately blocks my account for a week for manual verification of this operation, or offers to accept minics for verification. : I send these minics, Steam sends 2 mini-transactions. I roll it in, see which two transactions came from Steam, and confirm them on Steam. Everything, including the hold is removed, Steam is used to the card, and then I undress this card in the same Steam without any delays or hold.
Second example:
Skrill without a minic (mini transaction) allows you to get 140 bucks in the account, but if I confirmed the minics, I can already drop it to $5k.
But Note: Most services like Steam, Skrill and so on. Already overused rolls, and skip certain bins / banks / cards. How to find out what will let? Check with the “Trial and error” method, or find out from those who already know (but such information is unlikely to be told for “Thank you”)
3. VBV / MCSC
This can be said as internet pin code, OTP (One time Passcode), 2FA (Two Factor Authentication). If it comes to SMS in SMS, then it is static from the jump, and does not change. Cardholder installs it himself.
a. VBV (Verified by Visa) - if the card is VISA.
b. MCSC (MasterCard Secure Code) - if MasterCard.
Usually you can install it while carding. At the time of payment, a window will pop up from you and ask for this code, there you can either immediately put your own, or just reset the old one and also put your own, or set it in advance.
According to the results, if the VBV code request is set in the shop and you entered it, then this is another good plus in the shop trust to your purchase
There are shops and services that without a commission will not miss a warrant at all.
4. PHONE CHANGE:
The last point that we consider from the advantages of enroll is the change of the phone holder in the map. : It's no secret that we can call with the substitution of the number that was specified when buying the card / or we found it in the office, but the shop can always call back the number from which we called.
If the shop does it, then they will get on the holder, we don’t need it. Even a call from our number, which we could buy
on Skype, will not save us, because from the shop they often call the bank to verify the address, the name of the holder, as well as his phone.
And if the bank says that the information does not converge or match, then immediately the shop cancels the transaction, and the bank blocks the card. The end, we have no warrant, and the card is dead.
In this case, the enroll will save us. Together with the billing address, we can change the phone. As a result, when you call the shop to the bank, all the information provided is the same and the pack will safely go to your drop.
But there is another side to the note. Recently, many banks, with any suspicious activity on the roll, can call the CC holder. I mean, if their fraud (about this later) didn’t like something, then, for example, when changing billing, they can call card holder and clarify: “Did you change the billing address?” , and rolls will die, the card will be re-released.
Where to get it?
We now know what Enroll is, the next question arises:
"Where to get it?".
There are two options:
- Buy from sellers, or
- You fill it up or do it yourself.
1. First method:
We go to the "Market" section on the forum and buy the enroll from the seller.
2. The second method is harder, we are trying to roll on our own.
I can warn you in advance, you can be lucky the first time, and maybe from the fifth it will not work to fill up the card.
In this case, we must know the banks that roll with a minimum of information, must buy the CC, and penetrate to it the very information.
If everything is smooth, then we get the same enroll.
What can be "not exactly":
You enter your data, but it does not give you a card to fill up, there are several answers here:
• The card is dead
• The information is not correctly broken.
• The card does not belong to the person who was indicated at the time of purchase, but a real holder mom / dad / wife / husband / son
• The card is not the main one, but serves only as an additional card which is tied to the main account of the husband / wife / mother / father or someone else.
Sometimes, when I wrote that the data I enter do not fit, but the card is 100% valid, I could break through the husband / wife data, and very often came up and the card rolled, this often happened with boa and synovus banks.
But I recommend doing this when you have experience and free money.
• The card has been filed up to you, that is, the holder has already registered a personal account
This we consider in more detail.
Primary Enroll and ReRoll.
There are two types of Enroll namely:
a. Primary - the holder before you has not yet made a personal account, and you calmly do it yourself.
b. ReRoll - a personal account has already been made before you, BUT the bank allows you to recover your login and password. Most often, this requires having the same information as with the enroll primary, sometimes we can get to the background of the holder in the form of secret questions.
Many banks for ReRoll require you to specify a Username or E-mail. In this case, more often than not, there is no sense to fight further, because the information for recovery will come to the mail of card Holder.
To get to Primary enroll, I can advise you to take cards with a maximum validity period of the card, that is, newly issued cards, with exp / ** / 26 or ** / 27 the more expiry date the better.
Much more likely that the holder did not get around to creating a personal account.
As a rule, the balance that we can use is signed - Available credit
The balance that Card Holder spent - Current Balance.
I will tell for those who do not know how credit cards work. Roughly speaking, Card Holder takes a loan from a bank, and these funds are kept on the card, not in cash. Accordingly, Current balance is that part of the credit funds that has been spent, and Available credit is how much is still available. Do not confuse these concepts!
444796 - here is the bin of Credit One bank. It rolls and rolls very easily, but the balances there are pour. On This bank you can be trained, as it allows you to make a reroll and rolls 9 cards out of 10, but even 1k you will see there very rarely. Just for experience.
The last bank I used was a boa, there are usually good balances, but a lot of cards have already been played, a reroll cannot be made, and primary rarely come across.
I will tell you how it all happens,
I take bins that I know that they roll and go to XTA and see what is there by the presence. I choose several cards, put in ssn ext., and try to roll. I postpone all the cards that I managed to roll up until
Monday,
On Monday, I take the socks for the staff of the drop already and change the address. Next, the address changes from 2-5 days of weekdays, weekends are not counted.
I usually wait again for Monday, and I am going to punch in. You should not bomb the rolls at once in a bunch of places, card it in one shop, wait until the pack is delivered and go to card it again if the card is still alive.
SUMMARY & EXTRA TIPS:
Nowadays, many banks use outsource engines to service credit cards. Most of them are used by banks of FCU and CU networks, but also by other banks that do not belong to these networks.
The mycardinfo.com engine is very popular and many banks are switching to it. Most FCU and CU banks have switched or are switching to it from PSCU. The link to this engine looks like this: *bank* https://mycardinfo.com
All banks have access only from the web version, there are no applications. Some banks come with SSN-DOB. Well suited for clothing, merch, etc.
Some banks have the following available on this platform: Balance transfer.
Reward centers.
And also: Travel Center, fraud alerts setup, E-statements. Instant minis are a plus, which can be accepted from $ 0. You will see the history of transactions and pending. Almost all bins are AUTO / NON VBV.
Features of this engine:
⦁ Rolls quite easily, in most cases you will need SSN / DOB / ZIP for Enroll. Most often, one of these, sometimes they come across in combination when needed, or even MMN.
⦁ Very convenient for minis, they come with minimal delay and in a convenient format.
⦁ If the card dies, then access to the personal account remains and we see the last 4 digits of the new card.
⦁ Banks are very fond of shortening or mangling their names for these links. For example, Oklahoma Employees Credit Union made a link for themselves oecu.
https://mycardinfo.com
This information can be very useful to you when searching for new banks on this engine.
ENROLL
On this platform can be both credit and debit. Minis can be accepted from $ 1, all transactions come to the mail that you receive upon purchase. It is possible to enable international transactions. Bank cards on this platform fit well into 2D merch, such as stripe and square. Many customers use them to fill up bookmakers. Some banks on this platform have the ability to link to NFC via an application, one of these is Firefighters First Credit Union, it is often found in channels with enroll sales.
Some banks are only accessible through an app on your phone, but most are accessible through a web version.
The choice of this platform for work attracts many with a wide selection of banks, the ability to choose a bank and bin that has not previously been used in your office or service. Also, one of the main advantages is: the choice of different levels of cards from CLASSIC to BUSINESS and good survivability of accounts.
Summing up, it is an excellent choice for work in many areas.
CardNav
The main difference between CardNav and digital card service is the way to access your personal account, access is possible only through the application.
The second important difference is the ability to transfer money between accounts within your personal account. Now we are talking about a rollover debit, where the card is linked to a checking account. If there is no money in the checking account, but there is money in the saving account, you can make a transfer to the checking account, but not all banks have this option.
The second important difference is the ability to transfer money between accounts within your personal account. Now we are talking about a rollover debit, where the card is linked to a checking account. If there is no money in the checking account, but there is money in the saving account, you can make a transfer to the checking account, but not all banks have this option.
Cards live well after the roll and do not cheat, climb well into 2D merchant.
Another important feature of the platform is the ability to accept mini-cards from 0$, this opens up greater opportunities compared to digital card service.
Rolls can be both credit and debit, most of them are NON or AUTO VBV. Also in the application you can view transactions, set or disable alerts and set a travel plan if you plan to hit the card outside the US.
CONCLUSION:
Hope the above information have given you the details about enroll.
GOOD LUCK!
