Top 10 scams

[Carding 4 Carders]

Fraud is not new, because it has been around us for centuries.

With the rise of the Internet trend, these scams have become more common.

A Nigerian Prince wants to give you his wealth, portfolio experts want you to invest in some hot stocks. You can make money working from home, or some girls think you're so cute and they're interested in you!

Do you have such messages in your mailbox? I expect you definitely have something similar.

You may be the next victim of fraud.

If you are aware of such scams, you are much less likely to be caught in them.

Here are the most common online scams and the most important tips on how to protect yourself.

1. Fraud 419
Fraud 419 or prepaid fraud or Nigerian letters it is the most common form of fraud, more common on the Internet.

The scammer usually poses as a member of a wealthy Nigerian Royal family or other African family.

After the death of a loved family member, etc., he / she is ready to transfer all his / her money or wealth to you by contacting you personally.

And !! You must pay / submit a small amount of fees to issue a payment for a larger amount of money.

The process requires prepayment.

Tips: do not respond or ignore such email requests, do not disclose your Bank details, and so on.

2. Phishing
Well, we talked a lot about phishing, if there are any materials here:

• What is a phishing scam and 10 tips to avoid it
• Phishing attacks disguised as an email from the boss
• Credit Card Phishing - iPhone Campaign

3. Dating / romance scams
If you receive an email like " My name is Anna or (Any good name), I'm from the USA or Russia, etc. after looking at your Vkontakte profile, I decided to write to you because I like you. What do you think of me?

These scammers try to take advantage of people on Dating sites or via email, convincing them that they are looking for a good partner or potential partner or companion, etc.

They play such an emotional game that you provide them with some money, Bank details, gifts or personal data.

Tips: Never pay or transfer money to someone you haven't met in real life.

Do not share your personal and confidential information, your home address or contact number.

Never trust a person who will never meet you face to face.

4. Text message fraud
Be careful with your phone messages.

Some claim that you have won a huge amount of money, etc., trying to divorce you.

You can also receive these messages, such as from a Bank, PayPal, Apple, or any well-known brand.

This may be a different type of phishing.

Tips: don't click on the link, even if it looks like a link from a Bank or PayPal, etc.

Do not call the specified numbers. Contact your Bank and let them know about this incident.

5. Scammers in technical support
These are the biggest scams for consumers at the moment.

This mainly applies to the elderly.

You may receive an unsolicited call from a person who claims to be from Microsoft technical support or any other technical support provider, asking them to allow access to your computer and saying that your computer may be infected with viruses or other malicious programs.

Tips: just hang up and don't trust them.

Neither Microsoft nor any technical support service will call you like this.

6. Income tax fraud
You may receive a call / email from a person who is claimed to belong to the tax authority, stating that you have some unpaid taxes, and threatening that if you don't pay the full amount due immediately by wire transfer, they will file a lawsuit, etc.

Tips: Don't call such a person. Don't transfer money or make payments in a panic.

Call the tax service's hotline numbers and let them know about the problem.

7. Unexpected winnings
Be careful if someone wants to lure you with an unexpected win, whether it's money, a prize, or a lottery that you've never bought.

Tips: don't share your personal information with these scammers.

8. Investment scammers
Scammers are ready to lure you with easy earnings, they will tell you a quick way to make money or double your money in a very short period of time or invest in individual stocks, as you will get very rich in a short period of time.

Tips: don't trust them, if they can do it themselves, why do they convince you?

9. Fake software updates
For example, receiving emails to update certain software, and so on for new features or additional benefits.

Tips: always visit the product's website to verify the legitimacy of a software update.

Do not click on the updates or downloads link in the email.

10. Charity scammers
Scammers imitate real and genuine charities by asking for donations or claiming that they have raised some Fund for some natural disasters.

Tips: don't pay money right away. Try making a small query to "break through" this fact.

 

[BadB]

10 popular methods of fraud on the Internet: we analyze common schemes​

The information is recommended for use solely for informational purposes. We will outline the popular fraud schemes that exist today in order to warn you against problems. If you can expand on this list, please write in the comments.

Option 1. Tests
The most current scheme involves fraud. Beginners face this scheme. The bottom line is this: a vacancy is published on the network, which has favorable conditions. During the interview, they are asked to complete a simple test task. Ultimately, the newbie is rejected, and the test performed is actively used in the future.
This type of scam is in the first place in the rating, because it is very popular on social networks.
Large companies often turn to thematic groups in order to find employees. They publish test assignments, and then they say that the employee is not suitable for them at all. After that, they stop responding to messages.
Most professional copywriters are convinced that you can publish an entire blog with test assignments. In turn, you can make very good money on a blog. To avoid risk, you need to take an advance payment or agree exclusively to an easy task that can be completed in a few minutes.

Option 2. Earnings, which does not imply making an advance payment with a guaranteed withdrawal once a month
This option again applies to beginners or freelancers. The work is supposed not upon completion, but only after the expiration of a specific period. This is an improved version of the first scheme. At the same time, they work only part of the time, and after that cooperation is interrupted by the head.
It certainly cannot be argued that all are scammers. There are exchanges and agencies that value their reputation. You can look at the reviews to understand what the office is. It is better to study any company in full before cooperation. This will help you avoid cheating and save your nerves. If you are interested in such offers, you should try to complete several tasks, and then try to withdraw money. If everything goes well, you can stay on the resource. The customer can be offered work through exchanges or as payment for each completed order.

Option 3. Exchangers
The circuit is pretty simple. Relevant in various forums and social networks. Earnings are assumed in the following: there is a certain exchanger. If you put 50 rubles on it, you can withdraw 100 in a day. The conditions are very attractive, especially for beginners. The scheme is explained by the fact that the wallet is the property of the bettor, who collects a certain bank, and then returns the profit back.
There are cases when the essence of earnings is not explained at all. This option was especially popular several years ago. It was then that a huge number of people tried to find easy money. At the moment, this option is used less. Only occasionally can you see such ads. This method is cheating. You should not invest personal funds, because you will not be able to withdraw them back. Only disappointment can be obtained in this way.

Option 4. Selling products through stores that are fake
At the moment, there are a lot of online platforms on the Internet through which you can make a purchase of any type. Fraudsters also began to use this. For this, a store is created that is fake. High-quality advertising is done and the site is sprayed. The order form remains the same. However, any client, having sent funds to the store's account for the purpose of purchasing, can forget about his product.
There are many clothing stores. The cost of production is average, and the assortment is quite bright. Before you order something, you need to look at the reviews on the Internet. This helps not to succumb to the scheme of deceivers and to keep your funds to yourself. New stores appear every day. It is simply impossible to keep track of everyone. Try to keep yourself safe and choose a payment method on receipt.

Option 5. Making payment for the delivery of your own winnings
The draws are very popular on the net. It is for this reason that a huge number of new fraud schemes have appeared. Their essence is as follows:
1. A drawing is carried out in a previously promoted group. 2. Then the direct tells the person that he won. 3. In order to send the goods, the organizer requires a delivery fee.
As a rule, this method is carried out by creating a special administrator page. It is filled with copies of records. In order not to fall for a deception, it is worth excluding the possibility of payment, since usually delivery is made at the expense of the organizer.

Option 6. Any option of activation by means of a message
When a user downloads something using the Internet thanks to some dubious sites, activation by means of a message is sometimes required. This is another of the most common fraudulent schemes. The peak of popularity was about 10 years ago. You shouldn't send SMS, as it is cheating. You just need to remember this. This is another way to get money out of the user.

Option 7. Implementing hacking of a page on a social network
There are times when users deliberately hack accounts. As a rule, they act through:
1. Spam with a virus.
2. Request for funds.
All these schemes are dangerous. The first case assumes that the data of the personal computer will be under the complete control of the fraudster.
All personal data, including wallets, can be hacked. If we consider the second option, then it assumes that the attacker will demand money from the user's family, and then the relatives will demand their return. A few years ago, the scheme was working. You should never trust such requests. If you are asked to send money, you need to make sure that this is the person you know. You can ask leading questions or call directly. Don't be rash.

Option 8. Request to donate funds to charity
There are a huge number of charity ads on the Internet that are posted regularly. Help is required for both people and animals. Scammers take advantage of this and create fake pages. They also ask for help in them, and the amazing fact is that their pages are also responded to. These ads look just like the real ones, and it even happens that scammers create copies of documentation that confirms the presence of the disease. There are a lot of scammers. For those who are not indifferent to the troubles of others, we note: you need to send money exclusively to large and trusted organizations. The likelihood that they will be misused is low.

Option 9. Participation in lotteries
Online lotteries are also in great demand today. The likelihood of spending a small amount for the sake of a big win attracts many users. Each of them dreams of easy money. Fraudsters, in turn, create sites with lottery announcements on favorable terms. The ads say that everyone can win. Users are deceived because the costs are supposed to be insignificant, and the gifts promise good. After a few draws, there are problems with the withdrawal of funds. The site is successfully closed, and the scammers disappear along with the money. In order to experience your fortune, you need to use free and proven sites. The odds will be low, but at least there will be a chance of winning. Option 10. Copies of real sites
Fraudsters regularly create copies of websites. At the same time, only a few characters in the name line change. Either the replacement takes place on similar characters, or on those that are located nearby on the keyboard. It is very easy to overlook spoofing, the main danger is that they contain a huge amount of viruses. Attackers can get a password from an electronic wallet and withdraw all funds at the same time. Some scammers are able to copy the websites of well-known banks.

Output
In order to avoid the possibility of being deceived, you should carefully consider all your actions. Doubtful sites should be checked by name. For very lucrative offers, you need to double-check in detail for positive reviews.

 

[Hacker]

TOP 5 most Common Financial Fraud Schemes
According to estimates of the British organization Office of Fair Trading (OFT), approximately 3 million people a year are victims of fraudulent transactions carried out using mail, e-mail and SMS messages. Experts fear that as the financial crisis deepens, this figure will only grow.

Five of the most common fraud schemes and tips on how to avoid them:
1. Fake lotteries and prize draws
There are two types of fake lotteries.
Option two: you are told that you have won a prize, but in order to receive it, you must place an order from the catalog.
If you receive a win notification, you should read it carefully.

2. Foreign lottery
Every day, thousands of Britons find out that they have won thousands of millions of pounds in some foreign lottery.
A real Spanish lottery called El Gordo issued a warning that scammers can send letters on its behalf.

3. Advance payment
If you receive an email with grammatical errors, in which someone you don't know asks you for something, you have become a target of scammers.
This type of message can be sent by regular mail, email, fax, or telephone.
The author of such a letter usually introduces himself as some high-ranking official or relative of a deceased or deposed politician.
The first letters in this genre were "from Nigeria". This return address is quite common in them to this day, although recently the options have become more diverse. So, recently in the UK, similar letters from Russia were noticed.

4. Work from Home/Business offers
The higher the unemployment rate, the more popular this scheme will become. As a rule, in this case, you are offered a high salary for easy work such as filling envelopes. Traditionally, it is emphasized that you can work from home "at a convenient time for you."
If you fall for it, you'll find that you still have to spend your money on photocopying, cutting out newspaper ads, or buying software. Or it may even turn out that you are participating in a pyramid scheme, in which money comes only at the expense of new victims.

5. Investment schemes
You are offered shares or a percentage of a company's profits.
According to the Financial Supervisory Authority, even the most experienced investors fall for this bait. The unexpected nature of such an offer should be a wake-up call, especially if the company is located abroad. Check whether this company is registered by official authorities.