There is a very effective telephone fraud going on in Russia right now, here is its scenario

[Brother]

The phone scammers have gone through social engineering and are once again head and shoulders of the security forces with their anti-fraud propaganda posters.

Here is an attack scenario obtained from interviewing several victims.

The new version of the fraud is able to attract the attention of the victim (“even in the toilet”) and does not allow friends / relatives / security services to be called back.

At least 4 people talk to the victim: two as “investigators” and two as “employees of the security department of the Central Bank”.

Investigators introduce themselves by the names of real employees and confirm their identities by calling back from the numbers of officials posted on the real website of the Ministry of Internal Affairs.

False employees of the "security department of the Central Bank" send documents on vatsap allegedly from the legal department.

Fraudsters fake their number so that the number is determined in the base of the security application on the phone "who is calling" and is passed as official. Throughout the day, scammers call from different numbers that the application has not recognized as fraudulent.

Script
Malefactors: We detained a certain citizen Sorokina, who issued a loan for you, calling herself your niece, and said that you were in the hospital and in critical condition, so a loan was needed for your treatment. Do you have a niece and what condition are you in? "

Victim: I'm healthy

Attackers: “This confirms that the detained citizen is a fraud, however, we suspect that she has accomplices within the banking system, and they need to be caught as soon as possible, before they withdraw your money.

There are two things to do: secure your funds and cancel lending.

Fraudsters have gained access to your personal account, so you urgently need to withdraw funds and transfer them to a secure account of the Central Bank of Russia, the money will be returned to you in a day.

Fraudsters need to be intercepted as soon as possible, so if you do not want to lose money, you should not postpone it.

Also, scammers who have opened a personal account can listen in on conversations, so we are now talking on a secure line, and you cannot tell your loved ones. You, as a conscientious citizen, must understand that there is a secret of the investigation, which is in your best interests to keep for a while while your funds are under threat. (Further, there are references to articles of the criminal code).

As soon as we catch the fraudsters, you will come to my office and sign a statement, then you can tell your relatives and warn everyone. Until that moment, information leakage means a loss of funds. To help the investigation, remember the behavior and appearance of the bank employees who will serve you."

A false investigator connects the victim with a false representative of the security department of the Central Bank

Criminals: “Your personal account has been opened, and therefore your funds are registered in the state security system and are temporarily“ marked ”, so they cannot be used and mixed with personal banknotes, you cannot pay in the store either, the numbers of these banknotes are marked as “wanted” “. Therefore, this money must be returned to a safe account of the Central Bank, then it will be checked, the tags will be removed and the funds will be returned to your account in a day. During this time, your personal account will be restored after the attack of fraudsters. "

The victim withdraws his funds from the cards of several banks and transfers them to a supposedly secure account of the Central Bank.

Attackers demand contactless payments via the phone. They demand to bind their "secure account" cards in the application and transfer them there, and after transferring the cards, delete them. The history of operations in the application is not saved.

False investigators make control calls and find out details about which employees served me in banks, what they looked like, what is written on their badges, whether they were behaving suspiciously.

Malefactors: “Fraudsters within the banking system, therefore, the investigation should also be kept secret. Next, you need to cancel the lending taken by citizen Sorokina using a fake notarized power of attorney. To do this, in MTS Bank, you need to take a loan for the same amount as she, and your application, as a later one, will interrupt Sorokina's application. She took out a loan for 150 thousand."

The victim takes out a loan, withdraws the cash and deposits it into a Tinkoff Bank ATM and transfers it to a "secure" account.

Be carefull!
The scheme has already worked effectively for many of my friends aged 25-35, so warn both vigilant and not so friends and relatives.

According to a Superjob survey, one in six Russians suffered from telephone scammers. Every ninth respondent, having trusted the callers, lost money or property once. And every 20th survey participant said that he fell for the tricks of scammers more than once. Service analysts note that most often people over 45 years old, as well as those with a high income, face this type of deception.
After the covid, the elderly professor Yakovenko received a call allegedly from the Central Bank of the Russian Federation, saying that fraudulent actions were taking place with his accounts, but they were in control of the situation. And in order to bring all the scammers to clean water, you need to withdraw all the money and put it on another account, - the lawyer clarified. - Then they asked to take a loan from the bank, also transfer money to the account, in order to track down the fraudsters. After they said that the scammers also became interested in the professor's apartment, they offered an option to save her. They said that they knew that realtors-scammers would come soon and Igor Grigorievich needed to pretend that he did not know that this was a fraudulent scheme, to sign a sale and purchase agreement.
Yakovenko believed the callers and signed documents on the sale of an apartment and a summer residence. The money received from the sale, at the direction of the scammers, was proposed to be transferred to the persons in the car. The scientist was assured that these are police officers who are investigating the case of fraudulent realtors.