In Norway it will from 01.12 this year change the banking terminals in store, then will stopp use magnetic stripe and can only use chip on the card.. But the card will still have magnetic stripe if go to another country then can use the stripe..
chip is hard to crack because it gives a unique code to the card each time the card is used, so skimming it will be useless, as the code will change once the card is swiped another time.
Elite Carders are already using PIN Scrambler kits in Bagpacks in Europe.
The device makes the POS accept any 4 digit PIN to complete transaction.
THey are the ones making millions at the moment.