Good Carder
Carder
- Messages
- 65
- Reaction score
- 24
- Points
- 8
Hey, you want to know what Stripe Radar is? It's an anti-fraud tool. Buckle up, because I'm about to lay it all out: how it works, how it scores suspicious transactions, and how to deal with this beast. Let's go!
What's the big deal with Stripe Radar?
Stripe Radar is like the Sherlock Holmes of anti-fraud, built right into Shopify Payments (which is essentially Stripe with a pretty Shopify skin). It uses machine learning to sniff out anything fishy. Radar checks every transaction and decides, "Is this normal or is this a bummer?" It assigns a risk score from 0 to 100 to every purchase, and if something smells like fraud, it's ready to slam on the brakes.
Understanding Shopify isn't just about success; it's about spotting holes that many people overlook. Let's dive into this labyrinth, and by the end, you'll either be placing orders like a boss or disappearing into the sunset to find another way to get going.
The Shopify Labyrinth
Shopify stores are like fingerprints, all different. Some have "AI from the future"-level security, while others have a lock you could pick with pliers. The main thing is to know who you're dancing with. Before you dive in, check the site with Burp or Caido. This is your ticket to understanding where the weak points are and how to avoid screwing up.
0-49: Everything is clear, the client is fine. Let's pass.
49-75: Hmm, something is shady. Maybe check or enable 3D-Secure.
76-100: This is downright criminal. Should we block it or dig deeper.
How does Radar figure out who's a carder and who's just buying a phone case? It's all about signals — hundreds of them, from IP addresses to how quickly a guy enters card details. Let's break it down.
How Stripe Radar assigns risk points to carders
Radar is like a lie detector that monitors your every move. It adds points if something doesn't add up. Here's what makes it tick:
1. Card details? It better be!
AVS (Address Verification System): If the address you provided doesn't match what the bank knows, bam! Plus 10-20 risk points. Incorrect zip code? You're screwed.
Card history: If your card has a history of fraud or chargebacks, expect a hefty risk score.
2. Where the hell are you, bro?
IP mismatch: If the card is from the US, but the IP screams "Nigeria," Radar is like, "Nah, dude." That's an immediate 15-30 points.
Shipping address vs. billing address: Parcel to Uryupinsk, but billing is in Colorado? Billing-to-delivery distance: They do NOT compare the billing address with the delivery address and do NOT add risk points if the delivery is out of state. Radar does not automatically flag orders if AVS has passed the billing check. However, sellers can manually flag such orders if they notice that the delivery is significantly different from the billing. This is not an automatic system check, but human paranoia.
VPN and proxy: Hiding behind a VPN? Radar sees you and gives you points.
3. Don't Be a Fraudster
Fast Fingers: Carders love to fly through the checkout process like they're racing. If you enter your card details faster than a bot on energy drinks, you'll earn points.
Multiple Attempts: Five different cards in two minutes? A classic carder tactic, and your risk counter skyrockets.
Strange Behavior: Skipping the catalog and going straight to checkout? Radar's like, "Who does that?" and adds risk.
4. Your Device Is Giving You Away
Device Fingerprint: Radar creates a unique ID for your device — browser, OS, screen resolution, all of it. One computer, ten cards? Goodbye.
Questionable Tech: Old browsers, emulators, or weird extensions? Get ready to earn points.
5. What Kind of Order?
Large Amounts: First order for a grand? That's bold, and Radar squints.
Risky Items: iPhones, gift cards, or digital products? Considered a magnet for carders, and your points go up.
Order Time: Purchasing at 3 AM according to the customer's time? Unless they're a night owl, it's suspicious.
6. Stripe's Global Gossip Network Stripe
has access to millions of stores' data. If your card, email, or IP address has been involved in shady dealings, Radar knows. Email associated with a chargeback? Plus 30-50 points right away.
7. 3D-Secure
In Europe and elsewhere, Stripe is pushing 3D-Secure (you know, "enter the code from the SMS"). If it doesn't work, it's goodbye. Skipping or failing adds a ton of risk points.
Example: You want to buy a $500 video card, but you've configured your DNS poorly and your Nigerian IP has slipped through (+20 points), VPN (+15), incorrect index (+10), new account (+10), risky product (+15). Result: 70 points – medium/high risk, and Radar is already waving a red flag.
8. Anti-fraud integrations: The Shopify App Store is like a supermarket for merchants, where they grab Signifyd, FraudLabs Pro, and other crap.
Stripe doesn't disclose the exact formula (so that carders don't have a good life), but the gist is clear.
Now about payments.
Direct payments vs. external payments.
Shopify stores are divided into two camps: direct payments and external payments.
Direct (Shopify Payments):
Most people use Shopify Payments. If it doesn't redirect you to another payment page, it's the right one. Shopify Payments is Stripe in disguise. Yes, that bastard Stripe ruins everything for you by canceling orders. Store owners like it because it's cheap and simple. But for us, it's like breaking into a safe with a combination lock.
External payments:
This is when you get redirected to another gateway. It all depends on where you're going.
How to bypass it:
Use residential proxies, check your IP for Fraud Score and make sure it matches your CH. Radar links IPs to past fraud.
Playing like a good client - Browse the site as if you were a real customer. Radar detects when clicks are too "mechanical." Always change your strategy.
Test your card with small orders ($5-$10). If they pass, hit bigger.
Sellers block transactions above 75 points or flag newbies. Just make smaller orders with warmed-up accounts, and their rules are a piece of cake.
If you're doing great in the green, 3D-Secure won't pop up even if you have a VBV card. For drops, use card details with accurate billing to pass AVS. Enter the cardholder's address in New York, and have the delivery sent to a drop in California. They don't care about distance.
Where to look for targets
Now that you're in the know, it's time to find someone to hit. Wappalyzer and BuiltWith will give you a ton of Shopify sites. But don't jump on everything. Find stores that fit your skills and card numbers. A boutique with expensive clothes is a risk, but the rewards are incredible. A small knitted sock shop is easy pickings, but is it worth it?
What's the big deal with Stripe Radar?
Stripe Radar is like the Sherlock Holmes of anti-fraud, built right into Shopify Payments (which is essentially Stripe with a pretty Shopify skin). It uses machine learning to sniff out anything fishy. Radar checks every transaction and decides, "Is this normal or is this a bummer?" It assigns a risk score from 0 to 100 to every purchase, and if something smells like fraud, it's ready to slam on the brakes.
Understanding Shopify isn't just about success; it's about spotting holes that many people overlook. Let's dive into this labyrinth, and by the end, you'll either be placing orders like a boss or disappearing into the sunset to find another way to get going.
The Shopify Labyrinth
Shopify stores are like fingerprints, all different. Some have "AI from the future"-level security, while others have a lock you could pick with pliers. The main thing is to know who you're dancing with. Before you dive in, check the site with Burp or Caido. This is your ticket to understanding where the weak points are and how to avoid screwing up.
0-49: Everything is clear, the client is fine. Let's pass.
49-75: Hmm, something is shady. Maybe check or enable 3D-Secure.
76-100: This is downright criminal. Should we block it or dig deeper.
How does Radar figure out who's a carder and who's just buying a phone case? It's all about signals — hundreds of them, from IP addresses to how quickly a guy enters card details. Let's break it down.
How Stripe Radar assigns risk points to carders
Radar is like a lie detector that monitors your every move. It adds points if something doesn't add up. Here's what makes it tick:
1. Card details? It better be!
AVS (Address Verification System): If the address you provided doesn't match what the bank knows, bam! Plus 10-20 risk points. Incorrect zip code? You're screwed.
Card history: If your card has a history of fraud or chargebacks, expect a hefty risk score.
2. Where the hell are you, bro?
IP mismatch: If the card is from the US, but the IP screams "Nigeria," Radar is like, "Nah, dude." That's an immediate 15-30 points.
Shipping address vs. billing address: Parcel to Uryupinsk, but billing is in Colorado? Billing-to-delivery distance: They do NOT compare the billing address with the delivery address and do NOT add risk points if the delivery is out of state. Radar does not automatically flag orders if AVS has passed the billing check. However, sellers can manually flag such orders if they notice that the delivery is significantly different from the billing. This is not an automatic system check, but human paranoia.
VPN and proxy: Hiding behind a VPN? Radar sees you and gives you points.
3. Don't Be a Fraudster
Fast Fingers: Carders love to fly through the checkout process like they're racing. If you enter your card details faster than a bot on energy drinks, you'll earn points.
Multiple Attempts: Five different cards in two minutes? A classic carder tactic, and your risk counter skyrockets.
Strange Behavior: Skipping the catalog and going straight to checkout? Radar's like, "Who does that?" and adds risk.
4. Your Device Is Giving You Away
Device Fingerprint: Radar creates a unique ID for your device — browser, OS, screen resolution, all of it. One computer, ten cards? Goodbye.
Questionable Tech: Old browsers, emulators, or weird extensions? Get ready to earn points.
5. What Kind of Order?
Large Amounts: First order for a grand? That's bold, and Radar squints.
Risky Items: iPhones, gift cards, or digital products? Considered a magnet for carders, and your points go up.
Order Time: Purchasing at 3 AM according to the customer's time? Unless they're a night owl, it's suspicious.
6. Stripe's Global Gossip Network Stripe
has access to millions of stores' data. If your card, email, or IP address has been involved in shady dealings, Radar knows. Email associated with a chargeback? Plus 30-50 points right away.
7. 3D-Secure
In Europe and elsewhere, Stripe is pushing 3D-Secure (you know, "enter the code from the SMS"). If it doesn't work, it's goodbye. Skipping or failing adds a ton of risk points.
Example: You want to buy a $500 video card, but you've configured your DNS poorly and your Nigerian IP has slipped through (+20 points), VPN (+15), incorrect index (+10), new account (+10), risky product (+15). Result: 70 points – medium/high risk, and Radar is already waving a red flag.
8. Anti-fraud integrations: The Shopify App Store is like a supermarket for merchants, where they grab Signifyd, FraudLabs Pro, and other crap.
Stripe doesn't disclose the exact formula (so that carders don't have a good life), but the gist is clear.
Now about payments.
Direct payments vs. external payments.
Shopify stores are divided into two camps: direct payments and external payments.
Direct (Shopify Payments):
Most people use Shopify Payments. If it doesn't redirect you to another payment page, it's the right one. Shopify Payments is Stripe in disguise. Yes, that bastard Stripe ruins everything for you by canceling orders. Store owners like it because it's cheap and simple. But for us, it's like breaking into a safe with a combination lock.
External payments:
This is when you get redirected to another gateway. It all depends on where you're going.
How to bypass it:
Use residential proxies, check your IP for Fraud Score and make sure it matches your CH. Radar links IPs to past fraud.
Playing like a good client - Browse the site as if you were a real customer. Radar detects when clicks are too "mechanical." Always change your strategy.
Test your card with small orders ($5-$10). If they pass, hit bigger.
Sellers block transactions above 75 points or flag newbies. Just make smaller orders with warmed-up accounts, and their rules are a piece of cake.
If you're doing great in the green, 3D-Secure won't pop up even if you have a VBV card. For drops, use card details with accurate billing to pass AVS. Enter the cardholder's address in New York, and have the delivery sent to a drop in California. They don't care about distance.
Where to look for targets
Now that you're in the know, it's time to find someone to hit. Wappalyzer and BuiltWith will give you a ton of Shopify sites. But don't jump on everything. Find stores that fit your skills and card numbers. A boutique with expensive clothes is a risk, but the rewards are incredible. A small knitted sock shop is easy pickings, but is it worth it?
