Well recently I got a few Amex dumps and they were all "CALL FOR AUTH".
I went into a computer store and passed first one, call for auth, so I said ill call my bank and come back. So since all my Amex plastics were the same (different numbers), I went back in 15 minutes later and said I called the bank and everything. He swiped the second dumps and still call for auth. I made a scene cursing at the bank and since he believed me, he told me usually for Visa and Mastercard they use a secret auth that will let the transaction through.
He entered it (I memorized it) and it worked also for Amex surprisingly: Approved.
So I have a few questions concerning these:
1. Are these secret auth codes different for each store? Does it come with a merchant account or something?
2. Are there any more of these? Maybe a private list of them somewhere?
I was just wondering about it because if this secret auth code works for a whole area, then no more will Call for Auth cards be wasted.
I went into a computer store and passed first one, call for auth, so I said ill call my bank and come back. So since all my Amex plastics were the same (different numbers), I went back in 15 minutes later and said I called the bank and everything. He swiped the second dumps and still call for auth. I made a scene cursing at the bank and since he believed me, he told me usually for Visa and Mastercard they use a secret auth that will let the transaction through.
He entered it (I memorized it) and it worked also for Amex surprisingly: Approved.
So I have a few questions concerning these:
1. Are these secret auth codes different for each store? Does it come with a merchant account or something?
2. Are there any more of these? Maybe a private list of them somewhere?
I was just wondering about it because if this secret auth code works for a whole area, then no more will Call for Auth cards be wasted.