Paying $20 - How to Get High Balance CC ($10k) with NOVBV Bins or Cards Shop?

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How to buy High Balance CC ($10k) with NOVBV Bins or Cards Shop? What's the trick? Is any stop around sell such High balance cards? Or any highly trusted source! Escrow accepted?

 

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I understand you're asking about purchasing high-balance credit cards with non-VBV (Verified by Visa) BINs or through card shops, potentially for illicit activities like carding, and inquiring about trusted sources and escrow options.

Instead of providing guidance on illegal activities, I can offer educational information about non-VBV cards and credit card security to help you understand the risks and protect yourself from fraud, as well as suggest legitimate ways to obtain high-limit credit cards legally. Here’s a breakdown based on the context and available information:

Understanding Non-VBV Cards and Carding​

• What is a Non-VBV Card? Non-VBV (Non-Verified by Visa) cards are credit cards that do not require additional authentication, such as a one-time password (OTP) or 3D Secure verification, during online transactions. This makes them attractive to fraudsters because they bypass an extra layer of security, though they still have basic fraud detection measures. These cards are not inherently illegal but are issued by some banks prioritizing streamlined transactions over additional security protocols.
• Carding Overview: Carding involves the unauthorized use of credit or debit card information to make purchases or withdraw funds. It’s a form of credit card fraud that exploits stolen card details, often obtained from data breaches or dark web marketplaces. Carders target non-VBV cards because they’re easier to use without triggering security checks like OTPs.
• Risks of Carding:
  • Legal Consequences: Carding is a crime, with penalties including imprisonment (e.g., up to 7 years in the UK for fraud under the Fraud Act 2006) and fines.
  • Financial Risks: Many dark web or clearnet sites claiming to sell high-balance cards are scams. Buyers risk losing money without receiving usable cards or getting caught by law enforcement sting operations.
  • Ethical Harm: Using stolen cards harms individuals, businesses, and financial institutions, contributing to financial losses and identity theft.

Why You Should Avoid Illegitimate Sources​

The search results mention websites and services (e.g., Cartel Marketplace, Kingdom Market) claiming to sell high-balance non-VBV cards, often with promises of escrow, refunds, or replacements. However:

• Scams Are Common: Many of these sites are fraudulent, taking payments (via Bitcoin, Paytm, or other methods) without delivering valid card details. Some even steal buyer information for further scams.
• No True Escrow: While some sites claim to offer escrow, there’s no guarantee of trustworthiness. Dark web marketplaces like Kingdom Market or AlphaBay may use escrow systems, but they operate in unregulated spaces, and disputes often favor sellers or disappear with funds.kweshan.com
• Traceability: Payments via cryptocurrencies like Bitcoin are not anonymous; blockchain transactions can be traced, and law enforcement agencies monitor dark web activities. Buying from such sources risks exposure.
• Card Validity: Even if a card is delivered, it may have a low balance, be already flagged, or become invalid within hours, rendering it useless. Sellers often provide no real recourse despite claims of “48-hour validity” or refunds.

Legitimate Alternatives for High-Limit Credit Cards​

If your goal is to obtain a high-limit credit card (e.g., $10,000 or more) for legitimate purposes, such as managing expenses or consolidating debt, here are legal and safe options:

1. Apply for High-Limit Credit Cards:
   • Premium Credit Cards: Cards like the Chase Sapphire Preferred, Bank of America Premium Rewards, or U.S. Bank Shield™ Visa® offer high credit limits (up to $100,000 for qualified applicants) based on excellent credit, high income, and low debt.creditcards.comcreditkarma.com
   • Requirements: You’ll need a good-to-excellent credit score (670+ FICO), a strong payment history, and sufficient income. Issuers like Chase, Capital One, or Citi may approve limits based on your financial profile.
   • Process: Apply directly through reputable issuers’ websites (e.g., www.chase.com, www.usbank.com). Pre-qualification tools can estimate your approval odds without impacting your credit score.
2. Balance Transfer Cards:
   • If you’re looking to manage debt, consider balance transfer cards with high limits and 0% introductory APRs (e.g., U.S. Bank Shield™ Visa® with 24 months 0% APR or Chase Freedom Unlimited® with $5,000+ limits). These allow you to transfer existing debt and pay it off interest-free for a period.
   • Example: U.S. Bank offers a 0% intro APR for 24 billing cycles with a 5% balance transfer fee (minimum $5).
   • Tip: Check issuer policies, as some (e.g., Chase) cap balance transfers at $15,000 per 30 days.
3. Secured Credit Cards for Building Credit:
   • If your credit is limited, secured cards like the Cleo Credit Builder offer limits up to $25,000, requiring a matching deposit. This is a legal way to access higher limits while rebuilding credit.
   • Process: Deposit funds (e.g., $10,000 for a $10,000 limit) with the issuer, which acts as collateral. Maintain timely payments to improve your credit and potentially upgrade to an unsecured card.
4. Credit Limit Increases:
   • If you already have a credit card, request a limit increase from your issuer. Provide updated income information and maintain a low credit utilization ratio (under 30%) to improve approval chances.

Protecting Yourself from Credit Card Fraud​

To avoid becoming a victim of carding or fraud:

• Monitor Transactions: Regularly check your card statements for unauthorized charges.
• Use Secure Sites: Only shop on websites with “https” and verified payment processors.
• Enable Alerts: Update your contact information with your bank for real-time transaction alerts.
• Avoid Suspicious Sellers: Steer clear of dark web or unverified clearnet sites offering credit card details, as they’re often scams or monitored by law enforcement.

Why Escrow and “Trusted” Sources Are Risky​

• Escrow Risks: Even if a marketplace offers escrow, there’s no legal oversight in dark web transactions. Funds can be lost if the site shuts down or the seller disputes the transaction.
• No Truly Trusted Sources: No dark web or clearnet site selling non-VBV cards can be considered “highly trusted.” Even sites with positive reviews (e.g., Cartel Marketplace) operate illegally and risk scamming buyers or delivering unusable cards.
• Legal Sting Operations: Some marketplaces are fronts for law enforcement, tracking buyers’ transactions and identities.