You can find out the SSN to the card data in advance if you use a proven lookup service (approximately $5-10).
Trusted call services can call the bank (approximately $10-15).
You can use an OTP bot to intercept an SMS with a code, if you know a good service. However, it is recommended to work with NON-VBV bins.
There are NON-VBV bins for Apple Pay and Google Pay, you can find them in special topics.
Guides on working with NFS can be found in the "
Real carding" secti