Tomcat
Professional
- Messages
- 2,695
- Reaction score
- 1,060
- Points
- 113
Method number 1 - False employee
How it works:
An "employee" of the bank calls you, his task is to gain confidence in you - he tells the potential victim that the bank allegedly recorded an attempt to unauthorized withdrawal of funds from her account, and for security reasons blocked this operation until he received confirmation from verified client.
Further, the bank's false employee asks the interlocutor to verify the devices that have access to the personal account - this is necessary in order to find out your smartphone model, that he needs to remove the virus from the operating system. He will ask you to install an application for delegating remote access to a smartphone. If the victim follows the instructions, the fraudster will be able to intercept SMS messages from the bank and various online services, log into the bank account and withdraw funds to a dummy account.
What thieves need to know:
- FULL NAME
- Mobile phone number
- Smartphone model
How to do it right:
If you receive a call, and you are asked unexpected, strange, suspicious questions, then just hang up and call the bank on your own at the phone number listed on the bank's website and tell us about the situation.
Method number 2 - Social engineering (call from the bank)
How it works:
A person who introduces himself as a bank employee calls you, and the number on the screen of your phone is displayed exactly as the phone of your bank, then you are told that the card may be blocked or they tried to withdraw money from it. It is not always easy to recognize a fraudster in a person who calls you and introduces himself as a bank employee, because the criminals resort to changing the phone number, and the identifier displays the real bank number.
Theft from the accounts of individuals in 97% of cases occurred with the help of social engineering - ie misleading a person by deceiving.
What thieves need to know:
If you receive a call, and you are asked unexpected, strange, suspicious questions, then just hang up and call the bank on your own at the phone number listed on the bank's website and tell us about the situation.
How to do it right:
If you receive a call, and you are asked unexpected, strange, suspicious questions, then just hang up and call the bank on your own at the phone number listed on the bank's website and tell us about the situation.
I'll tell you an incident that happened to me personally not long ago.
Let's start with the fact that I do not use bank bank cards (there are many reasons), and now I receive a call on my personal phone from the phone of the "bank", the girl politely begins to tell me that someone tried to withdraw money from the account, etc. immediately realized that they were clowns, and decided to play along with them ... asked how many tried to withdraw, how long ... and so on
As a matter of fact, after 1-2 minutes of conversation - we came to the most important thing. The girl starts ... tell me please ... and starts asking about the map.
When she asked her questions - I calmly tell her that she is at the wrong address, that I do not have a Sberbank card. Her voice should have been heard, she fell out of the “image”, the girl did not expect such a turn of events, and shouted: “How no ?! "... and hung up.
Remember that in 98% of cases you can lose your money solely because of your credulity.
