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Personally, I like them for their practicality: I used my Chase Sapphire Preferred to scrape ice off my car window in winter and open a locked door when I forgot my keys.
Metal travel credit cards
While all of our metal card options provide rewards for everyday purchases, many of the best ore payment cards are designed for the busy traveler. Not only do these top travel credit cards come with flexible travel rewards, but they each have a metal alloy composition that gives them a sense of luxury. However, don't worry about airport security; reports indicate that these cards should not activate conventional metal detectors.
1. JP Morgan Reserve: 27g
Annual fee: $ 450. Note: you must be a customer of JP Morgan Private Bank (which requires $ 10 million in investment assets) to be eligible for this card.
2. Gold Luxury Card MasterCard: 22g
Annual fee: $ 995.
3. AmEx Platinum: 18g
Annual fee: $ 550.
4. HSBC Premier World Elite: 17g
Annual fee: $ 395. Note: You need to have an HSBC Premier account (which requires an investable asset of US $ 100) to be eligible for this card.
5. US bank high-rise stock: 16g.
Annual fee: $ 400.
6. Capital One Venture: 16g
Annual fee: $ 95.
7. AmEx Gold: 15 g
Annual fee: $ 250.
8. AmEx Centurion: 14 g
Annual fee: $ 2,500. Note: invitees only, you cannot apply for this card directly.
9. Crystal CNB: 14g
Annual fee: $ 400.
10. Chase Sapphire
- Chase Sapphire Stock (CSR): 13g
Annual fee: $ 450.
- Chase Sapphire Preferred (CSP): 13 g
Annual fee: $ 95.
- Chase Marriott Premier Plus: 13 g
Annual fee: $ 95.
- Chase IHG Premier: 13 g
Annual fee: $ 89.
- Chase Amazon Prime: 13g
Annual fee: $ 0.
- Chase UA Club: 12g.
Annual fee: $ 450.
11. Citi Prestige: 12g
Annual fee: $ 350.
12. Wells Fargo Propel AmEx: 10 g
Annual fee: $ 0.
How to get a metal credit card
In the past, only privileged and wealthy people could afford to get a metal card. Today, metal cards are affordable and as easy to obtain as any other card. However, in most cases, a good to excellent rating is required for such cards to be approved.
HOW TO CONVERT A PLASTIC CREDIT CARD TO METAL
If you can't get a metal card, or if you love the features of your plastic credit card but want it made of metal, there are services that can turn your plastic card into metal. You can also choose your own design or have a logo engraved of your choice.
However, these services usually cost $ 150 or more. Not to mention, you might have to transfer your card details to a third party. Users are having problems with the ATM or using the contactless payment function. Considering the downsides, it might be better to stick with the plastic card until you get the upgrade working.
How to destroy a metal credit card
If you need to destroy your metal card after you close your account, mailing it to the bank is the safest way. Can be cut with scissors or melted, but this may take longer than necessary.
If you receive a new card, some banks will also send you an envelope to return your old card. If not, call your bank and ask how to return the card. You can try cutting it open with tin scissors or igniting the plastic cover with a lighter. But it can take a long time, and if not work.
Is a metal credit card worth it?
Metal credit cards have gained popularity because they look and feel luxurious. After all, as soon as you place a metal card on the rack, it will usually be noticed.
However, metal cards are heavier than plastic and can weigh down your wallet, especially if you have multiple cards. Also, depending on what kind of metal is used in their manufacture, they can trigger metal detectors at airports.
But the material of your postcard shouldn't be your only criterion. If you find that a certain card doesn't work for you, it doesn't really matter if it's metal or plastic.
Metal cards used to be exclusive to high-income users. But today, anyone with a good or excellent credit score can apply for a metal card. Most of these cards offer high rewards for travel and restaurant purchases, but there are several that you could use to get rewarded on Amazon or gas purchases.
However, if none of these cards seem attractive to you, consider other bonus credit cards and compare your options.
Metal credit cards are hard to destroy
While luxury may be in the eye of the beholder, some things are versatile, such as crystal chandeliers, marble showers, and metal credit cards.
Unfortunately, for all their attractiveness, metal credit cards have one drawback: they are destroyed. Given their metallic nature, these cards can be a little awkward to dispose of when they expire.
The proven method of “bending it back and forth until it clicks” is unlikely to work with one of these metallurgical masterpieces. A platinum card, for example, can only be bent 0.3 centimeters.
So how do you get rid of your old metal credit card? Well, you can always be smart and add an interesting project to your card. Or you can take a simple route and just contact your issuer; most of them will happily get rid of your old metal card for free.
FAQ
1. What is Metal-CreditCard.com? What do you sell?
Metal-CreditCard.com is a new and unique manufacturer of customized metal credit cards, debit cards and other types of payment cards. Specifically, we will upgrade your existing debit or credit card from plastic to metal - that's all.
If you ask your bank about metal credit cards they have to offer, be prepared to fill out a lengthy loan application, pay exorbitant annual fees, or get turned down simply because you don't earn a minimum annual income (seriously).
For those looking to avoid these hassles and just get their hands on a unique luxury metal card NOW, Metal-CreditCard.com is the best and fastest way to do it. Enhance the status of your payment card with Metal-CreditCard.com TODAY!
2. How safe is this process?
Metal-CreditCard.com GUARANTEES the SAFETY of this process or YOUR MONEY BACK !! All transactions are SSL secured and comply with California BBB standards.
We require all customers to provide a frozen / blocked or inactive plastic debit | credit card for maximum safety during transport. We provide secure shipping envelopes free of charge to all customers in the United States. Finally, we offer a FREE full warranty; and an extended warranty covering damage, malfunction and / or manufacturing defects. As an experienced business, we stand behind our services 100%.
3. Is Metal-CreditCard.com affiliated with my banking institution?
No, Metal-CreditCard.com is not affiliated with any banking institution. Metal-CreditCard.com is a third party company. We are similar in concept to custom check companies that do personalized checks (e.g. landscape images, cartoons, sports teams, Hello Kitty, etc.).
4. I want to place an individual order for the card. Which option is best for my needs?
On the menu bar, click the Order icon. Then click “Custom engraved personalized card” Photo Option. Scroll down to select the card color you want to customize. Start your order by completing Step 1 in the application form.
5. What is your return policy?
You have 30 days from the date of original purchase to return your standard metal card. After 30 days, all sales are final. Custom engraved metal cards are non-returnable. Contact: CustomerService@Metal-CreditCard.com for instructions on how to return a product.
