Interview with a russian carder

[Mutt]

Unusual interview
A bank fraudster told how he steals millions from bank cards.

In a month I earned 170 thousand dollars
I got into this field more than two years ago, through a friend. My exact age is seventeen, my IQ is 189, Sasha begins.

That's not the guy's real name. He's a bank fraudster. Someone who knows better than you how much money is on your card. And the one who is most likely to steal this money from you. Sasha works in a group of 282 people and earns millions every month from those who lose their vigilance and disclose their card details. We met Sasha thanks to our columnist Olga Novgorodova, from whom he stole money through BlaBlaCar (and then returned it).

The fraudster told how he steals money from cards, what happens to former colleagues, and why they will never be found.

In addition to BlaBlaCar, we use Avito and Yandex.Taxi", OLX, AliExpress, any delivery - SDEK, "New mail", "Russian Post". Anything where you can pay online. It is very convenient to use delivery, as you can always find "mammoths "(victims. - Editor's note) then feed them "breakfasts", for example, that I was late because of a traffic jam or because I was picking up a person. We call the victims mammoths, because in the past we received a lot of things from mammoths and their remains: food, a house, clothes. In general, we have the same thing. For us, people are food, home, and clothing.

I have more than a hundred conversations with potential victims a day, and the BlaBlaCar project has more than 200,000 conversations in total. Over the past month, I have earned 170 thousand dollars (more than 12.5 million rubles. - Editor's note), not counting the percentage of projects in which I am the main one. The project is called a platform like BlaBlaCar. In addition to BlaBlaCar, I work in three other projects: OLX (Ukrainian platform), Avito and AliExpress. BlaBlaCar and AliExpress generate the most revenue.

How money is withdrawn from the card

The mechanics of money withdrawal are quite simple: a person goes to the site, enters the most common data - name, meeting place, and so on, then follows the link to the payment page and automatically enters card details, including *** or CVC. We have a man sitting here whose name is Pen. This is something like a brief description of its functionality, it is responsible for all payments.

While the victim did not have time to enter the 3-D Secure code (two-factor user authentication protocol, the most modern technology for ensuring the security of card payments on the Internet. - Editor's note), the handle changes the starting price. For example, from 500 rubles to 10 thousand rubles. Then the victim enters this 3-D Secure code (it comes to the phone) and all the money goes to our pocket. The pen works very quickly, adding only one or two zeros.

"We immediately know how much is on your card: its number and *** - code are enough to enter the bank's personal account. These operations are performed by the robot»

We have everything set up to take the maximum amount of money from the victim's account. There are banks that block cards. This happens when three or more payments are received for the same amount. Or the limit is exceeded: for example, if the amount is 40 thousand rubles, the bank may block the card. In this case, we do not bother and merge (leave. - Editor's note), but if there is a large amount of money, then we start thinking.

"The maximum amount that we took away from one card is 400 thousand dollars, it was an American transaction»

How much do bank fraudsters earn?
My earnings depend on what day I had and how many people I went through. The figure starts from 100 thousand rubles a day. The most successful day was when I withdrew 700 thousand. I don't get all the money in my hands, only 80%. The remaining 20% is spent on maintaining the entire project. This amount includes the content of the bot, proxy servers, team, BlaBlaCar accounts, and domains.
I prefer to say that I steal from those who steal from the country. I'm not Robin Hood, I just love justice.

"Our team does not touch people who already have no money. There were even cases when we threw money to grandmothers on cards»

We take money from those whose balance starts from 15-20 thousand rubles. These people, of course, are not stealing from the country, but they are not poor either. If you were saving up for something important, you would keep your money in bitcoins.

"I don't work for money at all, I like to communicate with people. Man is like a Rubik's cube, I want to figure out how to cheat one or the other»

In addition to projects, we work with individuals. This is hacking accounts, searching for information about a person, black notary. We don't do murder. The price depends on the amount of work: for example, a black notary costs from $ 2,000, information about a person - $ 500, hacking any account - $ 1,000. Everything is top notch, so prices bite. Once we broke the personal account in the bank of Chemezov (General Director of Rostec, member of the bureau of the Supreme Council of United Russia. - Editor's note) Found a lot of things there.

"We steal in different countries, foreigners have a banal higher salary. If we were only in Russia, we wouldn't be so rich»

Poland, France, Russia - our geography. We also tried it in Germany, but it didn't work out. I prefer France, I go out to Russia to laugh at how people shit on me and say that they will find me. We have a majority of Ukrainians in our team, but this has nothing to do with the war in Donbass. It's just that it's hard to get it from another country, and most people in Ukraine know Russian.

This is how the summary table of the earnings of a group of scammers looks like

«Yesterday we had 284 people in our team. One is crippled, and the other doesn't remember his name»
Currently, our team consists of 282 people aged 16 to 38 years. New people get to us only through acquaintances, pass an IQ test. We only take those with an IQ above 150. In addition, those who work with us must know at least three programming languages, speak English, and have knowledge of psychology. I have a degree in economics and psychology. We don't have any KPIs (key performance indicators. - Editor's note) and a free schedule.

We have everyone for themselves, but all for each other. We say, "If you sit down and tell us about us, we'll find you". Sometimes these threats have to be implemented, but I have special people to do this. Yesterday we had 284 people in the team, but two of them "left" the team. To put it bluntly, one is a cripple, the other doesn't remember his name. They gave up our men in France. They are struggling with this more globally. Special forces and Marines of the French Navy detained a couple of our guys.

«But I'm not afraid to "leave" the team. Why? Because I pay my people too much. These are my babies, my team»
I would not say that Russia uses any radical measures to combat this type of fraud. No one from our team, who works only with Russia, was detained. You can leave the team, but without sharing information about us. Few people leave, though. All 282 people know each other, just like in the village. It happens that we all meet together abroad, lately we like to fly to Bali. We see through each other's bank accounts, but we don't steal from our own people.

If a loved one was a victim of my colleague, I would refund the money.

«I'm not afraid of being found»
Now we are communicating with you via a one-time number, but that's not the trick. All my text messages pass through several hundred numbers and only then get to you. Robots send text messages from one number to another until the message reaches the end. And so on in a few hundred numbers. If you break through our phone number via GetContact (caller ID service. - Editor's note), it will show: fraudster BlaBlaCar. This is due to the fact that people send a complaint about the phone number to GetContact on the same day that they were deceived.

«We have to change the final number every night»
To be safe, we also use a proxy that redirects everything through servers in other countries, virtual machines, IP address replacement, and VPNs.
So it is best to keep money in cash in a safe, there is no perfect protection. We store everything in bitcoins, but we don't withdraw large amounts. If you need money, take it back from Bitcoin.

«I'm not afraid of being found, because it's impossible»

 

[Jollier]

Interview with the carder 2021!

Today we will have a short interview with an experienced carder , you ask me who is a carder and why should I read this? This is my friend, one of the few "black" professions where you can really endure hundreds of thousands a month sitting at a computer!
Carding is, in simple words, a type of fraud in which you use someone else's card to pay for goods (clothing, equipment, etc.) or services (advertising on Facebook, Google, etc.). In other words, this is stealing money from other people's cards, and what to spend it on - there are a lot of options, the main thing is the approach and creativity.
I seem to have explained it clearly, let's proceed directly to the interview.

Interview:
Bro, explain on your fingers what carding is and how did you get into this niche?
I am engaged in clothing carding - I buy various things and equipment at the expense of amerikosov (I use their cards). Basically, I work on clothes. I bought it in the USA, sent parcels to a drop in Russia - I sold it here for 50-70% of the cost. And no work on the RF, of course.

Can you find an intelligent teacher on some forum that recruits a group? How do you know if a person is fumbling for carding or wants to shove some bullshit?
Yes, you can. The whole question is how much the training will match its price. Here I will be honest with you - if a person has hammered in something at least a couple of times, then it is difficult to determine whether a person is fumbling for carding. But I will say one thing for sure, if you are promised mountains of money, millions, iPhones, apples and they ask for less than 50 thousand rubles for this, do not get fooled. Valuable information is not worth a dime and your time.

Which countries is it better not to work? And how do you generally protect yourself from the hands of justice?
Of course, you cannot work in your country (in my case, the Russian Federation) - this is taboo. As a matter of principle, it is because of the fear of the law. There is an unspoken rule that if you don't work in the Russian Federation, they don't bother you. But again, all this is very subjective, and in any case, you should not be a greyhound.

Well, in fact, it's a sinful thing to shit in your own country.

For many, the amount of 100k per month is already fucked up. How much do you raise so much dough for? Anyway, how much do you earn yourself?
I completely agree, 120 thousand a month is fucking fun. And whoever pizdel is there is good money. When some gentlemen with an income of 200-400 start to fuck that weaving is not enough, I want to ask them to stop telling their fucking stories about what kind of millionaires they are. Yes, for strategic purposes (car, apartment) 100-120 thousand per month is relatively small. For a conditional second-hand Mercedes for one and a half million, you will have to save about 1.5–2 years, but nevertheless, for our country, such earnings are excellent money.

What else do you do besides carding? Or Babosov even chew your ass?
I rummage a little in SMM on Insta and account promotion. From there I have my own income, but in December I put a big dick on the whole thing. In general, there is enough for life. My comfort zone is somewhere in the region of 300 thousand, in principle, this is enough for me.

If I am a complete zero in this whole movement, but with my head on my shoulders, then how soon will I be able to do 100k per month?
Everything is very individual. You can put on 200 mowers of things, but if you cannot sell them in your city, or to the same buyers, all this turns into a dead weight.
Different people, different abilities, different shops, different approaches to business.

To name some specific numbers and terms is complete garbage. There are many factors that influence the result. I can only say one thing, boys, mothers still need you, don't risk it.

All information provided is for informational purposes only and does not call you to take actions that violate the law!

 

[CarderPlanet]

Interview taken from our longtime subscriber. Succeeded thanks to our community

Hi, tell me something about yourself that you can afford. It would be interesting to know a little about you. And how long has it been signed?

Hi, I'm 24 years old, I still remember you hosted a channel in some April, then I saw your own, then it was called a hacker's blog, something like that. Krch for a long time)

Then you interested me in the topic of karzh, you tried a lot of things.

Geographically in Russia, in a small town I live

How did it all begin?

Well, as I said, your channel inspired, it was just interesting to read. I've seen articles on any forums, introductory information. I caught fire, began to study the topic. It took a lot of time and effort. At times it seemed that it was all in vain. I would really regret it if I didn’t try it.

Can you tell us about the first drives, from which direction did you start?

The very first driving in - brut PP, I liked it. Cheap, easy, sorry for the accounts are no longer ma. And so the SS tried in parallel, of course I fucked up a lot of money.

What do you think about training carzh?

I thought to buy it myself, but it's good that I didn't buy it. This is the money for throwing away, all the plums that I have seen are a trash heap. I'm surprised you haven't started your training in a year, respect. Although, in fact, this is not bad, I have already thrown you an idea of training, which even I would buy) In general, some people get shitty training, everything is individual here.

Why do you think newbies quit so quickly?

Lack of normal support, lack of contacts between normal sellers and the community, in my opinion, these facts are very influential. To save money from dinners and buy one SS is not an option.

What has changed in your life?

Nothing, I didn't have to go to the plant, but sooner or later we will have to leave the car. I have enough for life, I even feel a certain satisfaction and happiness every time before going to bed, which was not there while I was working in this prick.

Do you regret anything?
That he worked in a dickhead while he could work for himself. Well, I regret that I left a lot of traces. It doesn't really matter, but I could have been smarter ...

By the way, what do you think about safety?

Don't give a damn about all of you, absolutely, no one will even try to search, the guys generally don't worry about safety. However, there is a risk in any case. The most important thing is not to tell anyone and do not go to all sorts of rallies, live peacefully and everything will be fine

Which direction, in your opinion, is the most respectable right now?

Self-registers, the refs of the PP are dead, as you know, if I were you, I would write an article for the channel on the self-registers of the PP, as well as bank self-registers, logs are not a bad topic. The main thing is practice.

What can you advise for beginners?

To grow in connections, communicate with people, join chats, you also need a lot of money for tests, 40 thousand to start, although my friends started successfully with a mower, everything is individual. Read a lot, don't be afraid to test, there is really enough material on aesthetic black. Sooner or later it will work out, the main thing is not to give up. Look for friends who will help you

Thanks for your time to me and subscribers.