An investigator of the Main Investigation Department of the Main Directorate of the Ministry of Internal Affairs of the Russian Federation for the Kemerovo region – Kuzbass has completed the investigation of a criminal case initiated against four residents of the Novosibirsk and Tomsk regions aged 35 to 41 years. They are accused of committing a crime under Part 4 of Article 159 of the Criminal Code of the Russian Federation "Fraud".
During the investigation, it was established that in the period from 2018 to 2020, the defendants unlawfully issued consumer loans on behalf of citizens of various cities of Russia, causing a particularly large amount of damage to one of the Kemerovo microfinance organizations.
A 36-year-old resident of the Novosibirsk region developed a strategy and tactics of criminal actions, involved a relative and two acquaintances in the group, and distributed roles between them. On behalf of citizens who did not give their consent to receive loans, the defendants filed electronic applications for consumer loans, which were later considered by the microfinance company. The approved amounts of borrowed funds were transferred to accounts controlled by the group members. The criminal scheme did not involve the personal involvement of borrowers, which allowed accomplices to commit fraudulent acts, remaining in the shadows for several years.
To commit theft, the organizer rented an apartment in Novosibirsk and equipped with appliances with Internet access. They had more than 11,000 SIM cards, a large number of bank cards and mobile phones, as well as more than 8,000 copies of passports of citizens of the Russian Federation. On their behalf, the accused registered and filled out electronic questionnaires and other documents. When they received approval for loans, they signed contracts with a special code. Thus, the group's members entered into 4,202 consumer loan agreements totaling more than RUB 32.5 million. Subsequently, employees of the credit institution, without receiving payments from nominal borrowers, contacted the "clients", reminded them of the existing debts and found out that they had not issued loans. A representative of the company's security service contacted the police with a statement about the fraud.
The illegal activity of the group was stopped by employees of the Department for combating the illegal use of information and Communication Technologies of the Main Directorate of the Ministry of Internal Affairs of the Russian Federation for the Kemerovo region-Kuzbass. The results of the operational development were the reason for initiating a criminal case.
Currently, the collected materials have been sent for consideration to the Leninsky District Court of Novosibirsk. As a maximum penalty, the sanctions of the article of the charge provide for 10 years of imprisonment.
During the investigation, it was established that in the period from 2018 to 2020, the defendants unlawfully issued consumer loans on behalf of citizens of various cities of Russia, causing a particularly large amount of damage to one of the Kemerovo microfinance organizations.
A 36-year-old resident of the Novosibirsk region developed a strategy and tactics of criminal actions, involved a relative and two acquaintances in the group, and distributed roles between them. On behalf of citizens who did not give their consent to receive loans, the defendants filed electronic applications for consumer loans, which were later considered by the microfinance company. The approved amounts of borrowed funds were transferred to accounts controlled by the group members. The criminal scheme did not involve the personal involvement of borrowers, which allowed accomplices to commit fraudulent acts, remaining in the shadows for several years.
To commit theft, the organizer rented an apartment in Novosibirsk and equipped with appliances with Internet access. They had more than 11,000 SIM cards, a large number of bank cards and mobile phones, as well as more than 8,000 copies of passports of citizens of the Russian Federation. On their behalf, the accused registered and filled out electronic questionnaires and other documents. When they received approval for loans, they signed contracts with a special code. Thus, the group's members entered into 4,202 consumer loan agreements totaling more than RUB 32.5 million. Subsequently, employees of the credit institution, without receiving payments from nominal borrowers, contacted the "clients", reminded them of the existing debts and found out that they had not issued loans. A representative of the company's security service contacted the police with a statement about the fraud.
The illegal activity of the group was stopped by employees of the Department for combating the illegal use of information and Communication Technologies of the Main Directorate of the Ministry of Internal Affairs of the Russian Federation for the Kemerovo region-Kuzbass. The results of the operational development were the reason for initiating a criminal case.
Currently, the collected materials have been sent for consideration to the Leninsky District Court of Novosibirsk. As a maximum penalty, the sanctions of the article of the charge provide for 10 years of imprisonment.
