Carding Forum
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How to withdraw money if you lost your card - read the PaySpace Magazine review.
If you have lost your bank card, the first thing to do is to block it by calling the bank by phone. So you will protect your funds from scammers, or simple onlookers who could pick it up on the street.
But what if you urgently need funds that remain on the card? After you block the payment instrument, the money is blocked along with it. For the next two weeks, it will be problematic to withdraw funds from the account - you will have to wait for the card to be reissued.
Some Ukrainian banks offer to withdraw money from an ATM by phone number. For example, PrivatBank offers to enter the mobile number that is linked to the card, and then confirm the withdrawal of funds with the code that will be sent via SMS.
Fraudsters can withdraw money from a stolen card in minutes Photo: http://www.growthbusiness.co.uk
If you have blocked your card, you will have to wait 10 working days to receive funds from your account - this is how long it takes to reissue a payment instrument. The possibilities that were described above - online transfer, receipt at an ATM or at the cash desk no longer work. However, if you really need money, there will be a way to get it faster.
The bank may offer to transfer funds to another account opened in any financial institution. To do this, you need to contact the department and write an application for translation, which will be completed the next day.
If you do not have an account, you can apply for it at the same bank. And order an instant card for it for the convenience of using funds.
Don't lose your cards!
If you have lost your bank card, the first thing to do is to block it by calling the bank by phone. So you will protect your funds from scammers, or simple onlookers who could pick it up on the street.
But what if you urgently need funds that remain on the card? After you block the payment instrument, the money is blocked along with it. For the next two weeks, it will be problematic to withdraw funds from the account - you will have to wait for the card to be reissued.
How to withdraw money if I lost my card?
If there is hope that the card will be found, you can try to withdraw funds from it before calling the bank and blocking the payment instrument. There are several ways to get money if "plastic" is not at hand.- transfer to another card
If you remember the card details, or you have an electronic wallet or Internet bank, you can transfer funds to another card through the card-to-card transfer service. How to do this - read our material - transferring money from card to card: TOP-5 services. This is the fastest way to withdraw money from the card and then block it.- receiving via ATM
You can get money from an ATM without a card Photo: http://www.vendingportal.eu/Some Ukrainian banks offer to withdraw money from an ATM by phone number. For example, PrivatBank offers to enter the mobile number that is linked to the card, and then confirm the withdrawal of funds with the code that will be sent via SMS.
- receipt at the checkout
You can also receive money from a card account at the cash desk of a bank branch. However, this will take time, which in our case plays into the hands of scammers. In addition, some banks do not allow withdrawals without a card in all of their branches. To get cash, you will have to go to the branch that issued the card.- temporary blocking
If you nevertheless decide to block the card, use the temporary blocking. If the card is found, access can be restored.How to withdraw money if the card is blocked?
If the chances that the card will be found are minimal, or you are sure that fraudsters stole it, you need to urgently block the payment instrument. After all, there is an unpleasant prospect of losing funds within five minutes.Fraudsters can withdraw money from a stolen card in minutes Photo: http://www.growthbusiness.co.uk
If you have blocked your card, you will have to wait 10 working days to receive funds from your account - this is how long it takes to reissue a payment instrument. The possibilities that were described above - online transfer, receipt at an ATM or at the cash desk no longer work. However, if you really need money, there will be a way to get it faster.
The bank may offer to transfer funds to another account opened in any financial institution. To do this, you need to contact the department and write an application for translation, which will be completed the next day.
If you do not have an account, you can apply for it at the same bank. And order an instant card for it for the convenience of using funds.
Don't lose your cards!
