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Where to get an online loan and how best to do it - read the article.
How to get a loan over the Internet: recommendations and useful tips.
In recent years, many financial services have migrated to the Internet. Lending is no exception. In the context of the banking crisis and the deteriorating well-being of the population, the popularity of online lending services among Ukrainians is growing. And it is not surprising, because the likelihood of getting a payday loan on the Internet is much higher than when contacting a bank. Moreover, the whole procedure takes a few minutes, you do not need to leave the house, and the money goes to the card. Read more about loans in our special project.
Among other advantages of online lending is speed. The decision to issue a loan is made within 10-20 minutes, and the money is credited to the card in half an hour. And, of course, to obtain such a loan, you do not need to leave your home or office - the whole procedure is performed on the Internet. This is exactly what the modern user demands!
There are many companies operating on the Ukrainian microcredit market on the Internet. Their activities are regulated by the Law of Ukraine "On Financial Services and State Regulation of Financial Services Markets", and the providers themselves must be entered in the register of financial companies of the National Commission for Regulation of Financial Services Markets. Unfortunately, today there are many fraudulent organizations that deceive customers. Therefore, before taking an online loan, it is better to read reviews about the company on the net. In addition, online financial companies use the secure HTTPS protocol - pay attention to this (there is a closed green padlock in the address bar of the browser).
When choosing a microloan company, you should pay attention to articles, news and reviews about it on the Internet. Remember also that a certificate of registration of a financial institution must be provided on the company's website.
Downward and benevolent read the loan agreement conditions (in the online lending using the electronic form of the document - the contract offers, which is sent to the client in the email). If you have any questions, it is better to call or write to the company and get clarification.
N When filling out an application for online loans are granted only real data about itself. If, when the company checks the information, it turns out to be inaccurate, you run the risk of being on the list of fraudsters.
The bank card for which you want to receive a loan must be issued in your name. This card will continue to be used for credit-related transactions.
Apply for a loan only for yourself, not for other people. After all, you will be responsible for paying it off.
Apply for a loan for the amount that you can repay. Calculate your strengths and capabilities so as not to worsen your financial situation.
Do not apply for several loans at the same time, and also try not to take one loan in order to repay another.
Try to get your money back on time. If you do not have time to do this, find out about the prolongation service - the extension of the loan term.
If you use the renewal service, try to issue it no more than 3 times for the same loan. Otherwise, it can affect your credit score.
Try not to make lending a habit. Remember that you pay interest on using other people's money.
PAYSPACE MAGAZINE HELP
In the spring of this year, it was reported that Google intends to introduce a ban on advertising microcredits, that is, those that must be repaid within 60 days from the date of issue. In addition, Google announced its intention to block ads in the United States for loans with an annual interest rate of 36% and above.
How to get a loan over the Internet: recommendations and useful tips.
In recent years, many financial services have migrated to the Internet. Lending is no exception. In the context of the banking crisis and the deteriorating well-being of the population, the popularity of online lending services among Ukrainians is growing. And it is not surprising, because the likelihood of getting a payday loan on the Internet is much higher than when contacting a bank. Moreover, the whole procedure takes a few minutes, you do not need to leave the house, and the money goes to the card. Read more about loans in our special project.
Advantages and disadvantages
Companies engaged in online lending provide microloans - this is, in fact, a loan for a small and limited amount (usually no more than UAH 10,000). At the same time, the borrower is not required to provide certificates of his solvency (unlike banks). All you need is a passport and identification code, a bank card and a questionnaire filled out on the company's website.Among other advantages of online lending is speed. The decision to issue a loan is made within 10-20 minutes, and the money is credited to the card in half an hour. And, of course, to obtain such a loan, you do not need to leave your home or office - the whole procedure is performed on the Internet. This is exactly what the modern user demands!
There are many companies operating on the Ukrainian microcredit market on the Internet. Their activities are regulated by the Law of Ukraine "On Financial Services and State Regulation of Financial Services Markets", and the providers themselves must be entered in the register of financial companies of the National Commission for Regulation of Financial Services Markets. Unfortunately, today there are many fraudulent organizations that deceive customers. Therefore, before taking an online loan, it is better to read reviews about the company on the net. In addition, online financial companies use the secure HTTPS protocol - pay attention to this (there is a closed green padlock in the address bar of the browser).
How to use an online loan: 10 useful tips
Let's highlight a few recommendations that will help in the process of applying for an online loan.When choosing a microloan company, you should pay attention to articles, news and reviews about it on the Internet. Remember also that a certificate of registration of a financial institution must be provided on the company's website.
Downward and benevolent read the loan agreement conditions (in the online lending using the electronic form of the document - the contract offers, which is sent to the client in the email). If you have any questions, it is better to call or write to the company and get clarification.
N When filling out an application for online loans are granted only real data about itself. If, when the company checks the information, it turns out to be inaccurate, you run the risk of being on the list of fraudsters.
The bank card for which you want to receive a loan must be issued in your name. This card will continue to be used for credit-related transactions.
Apply for a loan only for yourself, not for other people. After all, you will be responsible for paying it off.
Apply for a loan for the amount that you can repay. Calculate your strengths and capabilities so as not to worsen your financial situation.
Do not apply for several loans at the same time, and also try not to take one loan in order to repay another.
Try to get your money back on time. If you do not have time to do this, find out about the prolongation service - the extension of the loan term.
If you use the renewal service, try to issue it no more than 3 times for the same loan. Otherwise, it can affect your credit score.
Try not to make lending a habit. Remember that you pay interest on using other people's money.
PAYSPACE MAGAZINE HELP
In the spring of this year, it was reported that Google intends to introduce a ban on advertising microcredits, that is, those that must be repaid within 60 days from the date of issue. In addition, Google announced its intention to block ads in the United States for loans with an annual interest rate of 36% and above.
