CarderPlanet
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It is clear from previous articles that there are many bank cards in our family. If you haven't read, then first read:
All the cards are on our phone. There are such programs - Google Pay, Samsung Pay and Apple Pay. They allow you to add cards to your phone. At the checkout of the store, it is enough to turn on the NFC function and bring the phone to the terminal.
First, we activate the NFC function. When I leave the store, I usually turn it off.
One and the same card can be entered into several phones. It turns out that the cards are at home, but my wife and I use them at the same time, while we can be in different places.
Before making a payment, in the phone settings, you can select the card you need for payment:
We select the Google Pay program on the phone running Android OS and already there we select the desired card
How can you remember which card to use in various stores? To do this, I made a picture using Photoshop and put it on the phone lock screen saver.
In the photo on the left, a locked phone, and in the photo on the right, a hint that is activated when you press the lock button
When I come to the store, I simply press a button on the end of the phone and immediately see a prompt.
Reminders on my phone also help me. For some cards, it is necessary to fulfill the mandatory conditions in order for the service on the card to be free.
For example, you need to make a certain turnover, or in other words, purchases, say for 5000 or 10000 rubles. For such cards, I put a reminder on the 20th. On this date, I check the value of the turnover and, if not enough, then make the necessary purchases.
By the way, there is one interesting life hack here that allows you to make the desired turnover, but at the same time not spend money, that is, they will remain in your accounts, they will simply flow to another card, read more in this article.
Another example of such conditions would be depositing a small amount of funds on a monthly basis. This usually applies to credit cards with long-term preferential lending rates. If this is not done, then interest will be charged. For example, you have withdrawn 50,000 rubles from the card, the next month, by a certain date, you need to deposit 2-5% of this amount.
As you can see, there is nothing complicated about it.
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All the cards are on our phone. There are such programs - Google Pay, Samsung Pay and Apple Pay. They allow you to add cards to your phone. At the checkout of the store, it is enough to turn on the NFC function and bring the phone to the terminal.
First, we activate the NFC function. When I leave the store, I usually turn it off.
One and the same card can be entered into several phones. It turns out that the cards are at home, but my wife and I use them at the same time, while we can be in different places.
Before making a payment, in the phone settings, you can select the card you need for payment:
We select the Google Pay program on the phone running Android OS and already there we select the desired card
How can you remember which card to use in various stores? To do this, I made a picture using Photoshop and put it on the phone lock screen saver.
In the photo on the left, a locked phone, and in the photo on the right, a hint that is activated when you press the lock button
When I come to the store, I simply press a button on the end of the phone and immediately see a prompt.
Reminders on my phone also help me. For some cards, it is necessary to fulfill the mandatory conditions in order for the service on the card to be free.
For example, you need to make a certain turnover, or in other words, purchases, say for 5000 or 10000 rubles. For such cards, I put a reminder on the 20th. On this date, I check the value of the turnover and, if not enough, then make the necessary purchases.
By the way, there is one interesting life hack here that allows you to make the desired turnover, but at the same time not spend money, that is, they will remain in your accounts, they will simply flow to another card, read more in this article.
Another example of such conditions would be depositing a small amount of funds on a monthly basis. This usually applies to credit cards with long-term preferential lending rates. If this is not done, then interest will be charged. For example, you have withdrawn 50,000 rubles from the card, the next month, by a certain date, you need to deposit 2-5% of this amount.
As you can see, there is nothing complicated about it.
- Still have questions? Ask them in the comments.
- Do you have any interesting money life hacks? We are ready to pay for them.
