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I am trying figure this out? whats the best and most effective way to find out is an individual has a bank account with a certain institution. I have tried calling and pretending like i have forgotten my account number then giving them my ssn and this usually work but it's tedious and time consuming not to mention that i might call back with anther account and have to speak to the same rep 4 or 5 times in a row...anyways if anyone has a better method please do share or pm me.