Glossary of Banks in Disguise

Tomcat

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Banks also have their own nicknames and sometimes they are created for the purpose of disguise, so that no soul knows what kind of bank they mean.
Danila and vodka, birdie with Maria Sergeevna, Moldovans and a motor ship and much more - nonsense?
But no, there are hidden schemes that are incomprehensible to the common man in the street.
Who needs it? Well, let's say connoisseurs of the topic "cashing a credit card" on one banking forum.
We will reveal all almost all the cards, but for someone we can open the veil of secrecy.
Write in the comments your found adverbs of banks or your riddles , and we will guess which bank, what payment systems, cards were meant.

1. QIWI - chicken, bird, poultry, chicken, New Zealanders, poultry. Vk fruit presumably - virtual kiwi wallet.
Top up QIWI wallet - feed the bird, nibble, feed
2. Promsvyazbank - motor ship, the first family bank
3. Military-Industrial Bank - warriors, generals
4. Master-Bank - Danila, baker
5. Russian standard - vodka, barsik, cat. Virtual card BRS - "Cheshire cat".
6. Gazprombank is a blue giant, a national treasure, “dreams come true”, “pay for gas in the south”, “Rostov theme”
7. VTB24 - CJSC VRU, liars, deception factory.
When VTB (Vneshtorgbank) bought Guta with all the villages and serfs (and together with the TV bank, by the way), they thought for a long time what to call the acquisition. As a result, it was named Vneshtorgbank Retail Services. Then, of course, they realized it and renamed it VTB24, but it was too late
8.MasterCard / MoneySend Maria Sergeevna
9. RBK-Money - fish, gambling house
10. Corn - (yellow, blue) vegetable, cook, cob, maize
11. Home Credit - Hamster, Homa, Home, DomDebit
12. Tinkoff Credit Systems (since 2015 - Tinkoff Bank ) - TCS, brewer, cyclist, silver, beer (light - credit card; dark, black - debit), transit bank.
Cyclist, uncle O, Oleg, “gay” - Oleg Tinkov, head of Tinkoff Bank. In response to the confession of the head of Apple in his homosexuality, Tinkov joked on his Twitter in English that he also confesses that he is "gay". The word gay does not translate to "gay" but means a gay guy. But the audience reacted ambiguously and away we go ...
13. Uniastrum Bank - Cypriot, astra
14. Nomos-Bank - niobium, 41st
15. Svyaznoy Bank - striped, multicolored, colored, gap
16. MTS - tractor drivers
17. SDM Bank - platform
18. Credit Europe Bank (KEB) - London taxi, cab, taxi drivers
19. Sberbank - divine, green elephant, crocodile, mammoth
20. Bank Sofrino - a village, yachts and domes
21. AltaiEnergoBank (or now AimaniBank) - Siberian or simply "energy", philosopher's stone, electricity, Altai, Manya, etc.
22. Vanguard - front line, "ahead of all", the first
23. Renaissance credit , "transparent card" - glass, glass, windows
24. Alfa-Bank - stop, bus, one-letter, letter
25. SKB-Bank - bracket
26. Bank24.ru - point, round the clock
27. Orient Express - train, drain, water supply
28. Raiffeisenbank - Austrians, black on yellow, spider, tarantula. Austrian payment gateway - Rife card cashing via qiwi.
29. Moscomprivatbank - Ukrainians, Ukrainians
30.Binbank - beans, beans, white cap, black visor, seagull
31. Akbars - Muslim cat
32. Uralsib - telephone, Bashkirs (with an iron heart), mustache / mustache
33. Stroycredit Bank - Moldovans, builders, Tajiks
34. Sovcombank - pensioners
35. Expobank - ex-London
36. Metkombank, Metallinvestbank - steel makers.
37. Rocketbank- rocket.
38. Money@Mail.ru - soap, a dog with bubbles, D @ MR or D @ MR
39. Yandex-Money - poison, poison
40. ubank.su - uranium, radioactivity, skirt, giftgluck, smile, Scots
41. Eleksnet - kolobok, fairy-tale character, constant
It is enough to try to pay for "ale" in the terminal or ATM of the Urals to see that the phrase "Constant: W" appears there at one of the stages of entering information.
42. Europlan - drug addicts, weed
43. OTP - Hungarians
44. Joint- stock bank "Mir" - laymen, "pis" (peace), war, solid sign, strong
45. Summer bank - winter
46. MDM - Madame
47. Touchbank (Touch Bank) - touching Hungarian, sharpener, touch, tangent, rainy.
48. Marinka / vitalik - bank employee
Not quite banks:
Virtual and plastic card Beeline - beekeeping products
Megafon - Shout, toad, frog, green, hippo, crocodile
MC Travel card from BRS - Puss in boots
Allergy -gift card Promsvyazbank's mastercard with designs for the Cirque du Soleil® Alegria show, which could be bought in Azbuka Vkusa supermarkets.
Circus performers - same, in fact
Kuzi is the same ^ with the design of the Kooza show.
Flasks, banks - banking.ru financial portal and forum, incl.
Flagometer is a bank that allows you to find out the mcc operation code or a text description by which you can find out the mcc, both after purchase and without it (without debiting funds).
Avoska, mesh - Euroset
Curbstone, tower, machine - terminal or ATM.
Cargo-200 - Bank of Moscow, payment with a fast code 200 in favor of Eleksnet.
Parkour is a PayQR service with payment via QR codes.
Anybalance - anya, anka, anyuta. (c) John P.
MobileBalance - mole. (c) John P.
Fly - card "My Terms" from VTB24.
Rita - "retail" - an operation that is assessed by the bank as a purchase, i.e. accompanied by a grace period, and maybe even a cashback or other goodies.
Cowboys - Western Union (because Western!)
Chwoch - mcc 4814 (because Four Eight One Four).
Schnodr - mcc 6012 retail, because Six Zero One Two Retail. It is evaluated by many banks positively in terms of cashing a credit limit or getting a cashback. Not everyone is able to distinguish a schnodr from a transfer one (6012T), because of which grace is lost and commissions and fines come out.
Shlik, shlik . In general, shlick (from the English shlick) is an onomatopoeia of female masturbation. Therefore, to slink means to masturbate (applicable only to women). The word probably first appeared in 1999, under the same conditions as fap, in Sexy Losers.
In the terminology of the hobbyist, the words " slip" has another meaning - to wind up cashbacks and bonus points / miles from banks, incl. using ATMs and terminals.
Bangkok, capital of Thailand, cloud, cloud - virtual BankOK card.
5922 - mcc operations for transferring funds from PSB to Transit Bank (well, you understand why and why)
A hobbyist is a person who is constantly engaged in cashing credit cards in order to profitably use the funds received: placing on deposits and profitable cards, scrolling through cashback and bonus cards. Alternatively, a person attracting other people to obtain working capital and scrolling them in order to make a profit
"Hobby" - the use of explicit or implicit features and / or bugs of banks, bank cards, payment systems, telecom operators. Methods are usually white, i.e. in strict accordance with the tariffs and terms of service, but sometimes with modification on their side of Internet banking scripts and mobile applications.
Usually, a hobby is also understood as personal enrichment on bonus programs, for which bugs are used or scaling with the help of their resources (people, SIM cards, bank cards).
Hobbies include systematism, experimentation, exchange of experience (and "topics"), walks to ATMs and outlets, control over a large number of their own and other people's cards, constant issuance of new cards, cancellation of KL, cash out of QC and writing claims / complaints and responses to bank inquiries.
For working capital, credit limits are usually used, which can go up to several million rubles, which in turn gives rise to a monthly headache in the form of on-lending (or KGK - credit grace ring): how to quickly repay CL by interbank, withdrawing money from circulation and quickly returning it back, continuing to use funds in a grace (interest-free) period.
Everyday life of a hobbyist is also periodic blocking of cards and accounts with subsequent complaints to the bank and to the bank through the Central Bank of the Russian Federation and other government agencies. By the way, the Central Bank does not care about all these complaints against the bank; it will send the client to court for all inquiries.
The fact is that "hobbyists" exploit the mistakes of bank employees, often receiving benefits from this, comparable to good wages in the capital of Russia. Since the schemes are white and partly "gray", the most that the bank is capable of is to cover up certain opportunities, and simply block people who have abused vulnerabilities (block the card / force the account to close, deprive the dist.bank of service). Blocking usually follows with a request to substantiate the essence of transactions on the account, their economic meaning and a reference to 115-FZ "On combating the legalization (laundering) of proceeds from crime and the financing of terrorism."
A hobby requires a significant investment of time, so it becomes a permanent occupation (instead of official work) for those who benefit from overcoming possible inconveniences (like, no work - no experience accumulates, no pension, etc.).
Underwood, underfeind - from undefined. This is the error that the QIWI wallet issued after the invoice was paid by another qiwi wallet from the Beeline balance:

That is, the money was debited from the Beeline balance and returned to the qiwi account - but on the next working day or every other day. Thus, amounts exceeding the standard limits were displayed.

Underwood2, etc. - this is when a payment was made from the Qiwi personal account towards some provider, but using the wrong details (for example, replenishing the account of one bank with the account number of another bank or paying for a non-existent utility bill). As a result, the payment again returned to kiwi.
To be continued.
 
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