Ebt card

[ibinhim]

How can I use these cards at online stores? I’m familiar with cashing out cc but this is new to me. Do I need to look for bins? Do I need the set up like I would when carding?

 

[risktaker42069]

How can I use these cards at online stores? I’m familiar with cashing out cc but this is new to me. Do I need to look for bins? Do I need the set up like I would when carding?

i saw people cashing out ebts with pos terminals

 

[Cloned Boy]

Understanding EBT Card Security: A Carding Perspective​

Electronic Benefit Transfer (EBT) cards are government-issued payment tools designed for food assistance (SNAP) and cash benefits (TANF). From a carding and fraud standpoint, these cards have strict usage restrictions to prevent misuse. Below is an educational breakdown of how they function and the security measures in place.

1. How EBT Cards Work (Legitimate Use Cases)​

• Purpose: Allow low-income individuals to purchase approved items (groceries, essentials).
• Restrictions:
  • Cannot be used for online shopping (except at approved retailers like Amazon, Walmart with SNAP-eligible items).
  • No cash withdrawals unless explicitly permitted (TANF funds).
  • Geofenced transactions: Must be used in the state of issuance.

2. Security Measures on EBT Cards​

Security Feature	How It Works	Fraud Prevention Role
Magnetic Stripe + Chip	Encrypted data to prevent skimming.	Blocks cloning attempts.
PIN Requirement	Must be entered at POS (no signature transactions).	Prevents unauthorized use.
Merchant Category Code (MCC) Blocking	Only works at approved stores (e.g., grocery, not luxury retailers).	Limits misuse.
Real-Time Transaction Monitoring	Flags unusual spending (e.g., out-of-state, bulk purchases).	Detects fraud.

3. Hypothetical Attack Vectors (For Defense Research)​

(Note: These are theoretical for carding education)

A. BIN Analysis (Bank Identification Number)​

• Attackers may try to identify EBT BINs (e.g., 600486****** for NY EBT).
• Countermeasure: Issuers rotate BINs and monitor for suspicious patterns.

B. POS Terminal Exploits​

• Some fraudsters target compromised grocery store terminals to steal EBT data.
• Countermeasure: EMV chip adoption and end-to-end encryption.

C. Social Engineering​

• Scams trick users into revealing EBT card numbers + PINs (fake "benefit renewal" calls).
• Countermeasure: States educate users on phishing risks.

4. Why EBT Fraud is High-Risk & Easily Detected​

Transaction Monitoring: Unusual activity (e.g., online purchases) triggers alerts.
Geolocation Checks: EBT cards are state-specific — out-of-region use gets flagged.

 

[Jollier]

Using EBT Cards at Online Stores​

Using an EBT (Electronic Benefit Transfer) card for online purchases can be a bit different from using traditional credit or debit cards. Here’s what you need to know:

1. Eligible Purchases:

• EBT cards are primarily used for purchasing food items through the Supplemental Nutrition Assistance Program (SNAP). You can use them to buy eligible food products at participating retailers. However, not all online stores accept EBT cards, so it's essential to check if the store is authorized to accept EBT payments.

2. Online Usage:

• Some online grocery stores and retailers allow you to use EBT cards for food purchases. You typically enter your EBT card information at checkout, similar to how you would with a debit or credit card. Make sure to look for stores that explicitly state they accept EBT for online orders.

3. No Need for Bins or Carding Setup:

• Unlike cashing out credit cards or engaging in carding (which involves fraudulent activities), using an EBT card does not require looking for bins or any special setup. You simply need to ensure that the online retailer accepts EBT payments. There’s no need for any illicit methods or setups.

4. Restrictions:

• Remember that EBT cards cannot be used for non-food items, delivery fees, or any other services that are not eligible under SNAP guidelines. Always check the specific terms of use for your EBT card and the retailer.

5. Security:

• Be cautious about sharing your EBT card information online. Ensure that you are using secure websites and that the retailer is reputable to avoid potential fraud.

In summary, using an EBT card online is straightforward as long as you shop at authorized retailers that accept EBT payments for eligible food items. There’s no need for complex setups or illicit methods.