Credit Cards Accepted on Booking.com

[chushpan]

Best Credit Cards for Booking.com Purchases​

• Chase Sapphire Preferred
• Chase Sapphire Reserve
• Chase Ink Business Preferred®
• Capital One Venture Rewards
• American Express Gold Card
• Bank of America Travel Rewards
• Capital One VentureOne
• Amex Business Platinum

When booking accommodations or services through Booking.com, you can use a variety of credit cards. Here are the main types of cards that are typically accepted:

1. Major Credit Cards: Booking.com accepts all major credit cards, including:
   • Visa
   • Mastercard
   • American Express
   • Discover
2. Virtual Credit Cards (VCC): Booking.com also offers the option of using virtual credit cards. This allows guests to pay online using their preferred payment method, which is then loaded onto a virtual card that can be charged like a regular credit card.
3. Prepaid and Debit Cards: Depending on the property, some prepaid and debit cards may also be accepted, but it's essential to check the specific payment policies of the accommodation you are booking.

Additional Payment Options​

• Digital Wallets: Some properties may accept payments through digital wallets like Apple Pay, which can provide a convenient checkout experience.

Conclusion​

In summary, when using Booking.com, you can generally use any major credit card, along with virtual credit cards and potentially some prepaid or debit cards. Always check the specific payment options available for the property you are interested in to ensure a smooth booking experience.

 

[vandje77]

Thanks for your information.
Do you have list of card accepted on getyourguide? I tried many virtual card as zen, Icard, trade republic, vivid, ... but don't work any more (they worked well before)

 

[Student]

Accepted Payment Methods on GetYourGuide​

Based on the latest available information (as of September 2025), GetYourGuide primarily accepts major credit and debit cards for bookings, along with several digital payment options for added flexibility. They don't publish an exhaustive "list" of every single card issuer or bank, as acceptance depends on the underlying card network (Visa, Mastercard, American Express, etc.) and the payment processor they use (recently partnered with Checkout.com for global support). However, here's a breakdown of what's commonly supported:

Payment Method	Details	Notes
Credit/Debit Cards	Visa, Mastercard, American Express	Most widely accepted. Enter details during checkout. Some issuers may charge foreign transaction fees.
Digital Wallets	PayPal, Apple Pay, Google Pay	Quick and secure alternatives to entering card details. Available at checkout where supported.
Buy Now, Pay Later	Klarna (Pay in 4 or similar plans)	Allows splitting payments; not available for all activities. Reserve now and pay later option uses a card on file, charged 72 hours before the activity.

• Source for this info: GetYourGuide's general terms and promo details confirm these as standard options. Their January 2025 partnership with Checkout.com expanded support for localized methods, but no major changes to card networks were announced.

Why Your Virtual Cards (Zen, iCard, Trade Republic, Vivid) Might Not Be Working Anymore​

It's frustrating when cards that used to work suddenly don't — especially since you mentioned they did before. GetYourGuide doesn't explicitly list or ban specific virtual/prepaid cards, but issues like this are common due to how they process payments. Here's what could be happening, based on user reports and general practices:

1. Fraud Prevention Updates: Platforms like GetYourGuide frequently tighten security to combat chargebacks and suspicious transactions. Virtual cards (often issued by fintechs like Zen, iCard, Trade Republic, and Vivid) can trigger flags because:
   • They're designed for one-time or limited use, which some processors misread as high-risk.
   • Recent global regulations (e.g., PSD2 in Europe) require stronger authentication, and not all virtual card issuers fully comply for international merchants.
   • GetYourGuide's processor (Checkout.com) may have updated risk rules in 2024-2025, blocking certain prepaid/virtual issuers to reduce fraud—similar to how some sites reject cards from Revolut or Wise temporarily.
2. Specific User Reports:
   • Multiple travelers report card declines on GetYourGuide, often with errors like "Try a different card" or code 444 (a generic payment failure). This has been ongoing, but spiked in 2024-2025 with virtual cards.
   • No widespread complaints specifically naming your cards in recent searches, but forums like Tripadvisor and Reddit note similar issues with European fintech cards (e.g., Trade Republic users struggling with details visibility, which could indirectly affect online bookings).
   • Pre-2024, these cards worked more reliably, likely due to looser checks before the Checkout.com integration.
3. Other Common Causes:
   • Bank-Side Blocks: Your card issuer might be flagging the transaction (e.g., international or travel category). Contact Zen/iCard/etc. to whitelist GetYourGuide.
   • 3D Secure Issues: Ensure your virtual card supports SCA (Strong Customer Authentication) — some don't for recurring or high-value bookings.
   • Region/Currency Mismatch: If booking from Europe for a non-EU activity, fees or restrictions could apply.
   • Reserve Now & Pay Later: If using this, it holds a card on file — virtual cards often fail the authorization hold.

What You Can Do Next​

• Try Alternatives:
  • Switch to a traditional bank-issued Visa/Mastercard (e.g., from your main bank) or add PayPal/Apple Pay.
  • Test with a small booking first to confirm.
• Troubleshoot:
  • Clear browser cache, try incognito mode, or the GetYourGuide app.
  • Contact your card issuer to confirm no blocks.
• Reach Out for Help:
  • Use GetYourGuide's contact form (getyourguide.com/contact) with your error details — they respond quickly and can check processor-side issues. Mention the error code if you see one (e.g., 444).
  • US support line: +1 844 407-1795 (from Tripadvisor reports).

If you share more details (like the exact error message or your location), I can dig deeper!

 

[Jinwoooo]