00 Approved (Success)
01 Refer to Card Issuer (Call auth. center)
02 Refer to Card Issuer, special condition (Call auth. center)
03 Invalid Merchant (Call auth. center)
04 Pick up card (Pickup card, call auth center)
05 Do not honor (Reject transaction)
06 Error (Call auth. center)
07 Pick up card, special condition (pickup card, call auth.center)
08 Honor with identification (Call auth. center)
09 Request in progress (Call auth. center)
10 Approval for partial amount (Call auth. center)
11 Approved VIP (Call auth. center)
12 Invalid Transaction (Call auth. center)
13 Invalid Amount (Incorrect amount)
14 Invalid card number (Wrong card #)
19 Re-enter transaction (Copy transaction)
21 No action taken (Call auth. center)
30 Format Error (Call auth. center)
41 Lost card Pick up (Lost card - pick up, call auth.center)
43 Stolen card Pick up (Stolen card - pick up, call auth.center)
51 Not sufficient funds (not enough funds on card)
52 No checking account (Reject)
53 No savings account (Reject)
54 Expired card
55 Pin incorrect
57 Transaction not allowed for cardholder (Reject)
58 Transaction not allowed for merchant (This card type can't be served)
61 Exceeds withdrawal amount limit
62 Restricted card
63 Security violation (Call auth. center)
65 Activity count limit exceeded (Reject)
75 Pin tries exceeded
76 Unable to locate previous (Call auth. center)
77 Inconsistent with original (Call auth. center)
78 No account (Call auth. center)
80 Invalid transaction date (Call auth. center)
81 Cryptographic PIN error (Call auth. center)
84 Pre-authorization time to great (Call auth. center)
86 Cannot verify PIN (Call auth. center)
89 MAC error ???????? MAC-???. (Call auth. center)
91 Issuer unavailable (Issuing bank unavailable)
92 Invalid receiving institution id (Call auth. center)
93 Transaction violates law (Transaction break laws)
94 Duplicate transaction
96 System malfunction (Call auth. center)
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