Mutt
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Carding is the use of illegally obtained credit and debit card information offered by various financial institutions for our own purposes. In fact, this is a whole art that requires constant improvement of skills and gaining different experiences. But why is this particular method of fraud so popular now? There are several reasons for this.
Many ways to get card data
Today there are just dozens, if not hundreds of places where you can buy card data. It:
The forum also has a chat that is open to every logged in user, but the only problem is that many users only speak Russian and, as such, average English-speaking forum members do not participate in discussions.
Low cost of data
Depending on the level, type and country of origin of the card, the price for one data varies, on average, from 10 to 20 dollars. However, there are reputable sellers who charge you a higher fee, thus paying the guarantor in your transaction. In case of purchase of irrelevant data, there is an opportunity to return the money. For example, if your card is dead or has security features that are impossible or very difficult to get around, then the seller will easily refund your money if you report the problem in a timely manner.
You should be very careful when buying cards, as sometimes there are cases when these cards are sold that are not "curved", ie. they have SMS authorization and the owner will receive an SMS with a confirmation code, which will ignite the use of someone else's card.
Merchants have the BIN number of the card, so they have the ability to determine the payment system, as well as indirect information about the card and the bank, which makes it possible to understand on which card there may be a large amount of money. There is also a small trick: the offer of cards with huge amounts on the account, but the seller indicates that 2FA is POSSIBLE on the card and a refund for such a card is not guaranteed. This is a blatant fuck that you shouldn't fall for.
Realization of money transfers various payment systems
Online financial institutions that offer money transfer services such as PayPal, WordRemit, SendWave, Skrill and Neteller are very popular among carders due to their ability to accept cards as a payment source.
After the card is received, it is added to the platform and linked to the account, after which all funds are spent or until a certain limit is reached. Of course, no one is engaged in any transfer of funds from card to card, but simply buys various goods (equipment, clothing) and arranges delivery to a drop for further resale for 50-60% of the market value.
Many shops and services that accept cards for payment
Perhaps, it is an obvious fact that 95% of online stores accept cards for payment, so this makes carding almost the most convenient way to use stolen data and money. However, there are times when cardholders notice a loss and try to resolve this issue through the bank and the payment system, in which case, if the goods have not yet been delivered, then most likely they will not reach you.
Another option is the purchase of various digital goods, which implies an instant transaction, but a more complicated subsequent resale.
Many ways to get card data
Today there are just dozens, if not hundreds of places where you can buy card data. It:
- foreign and domestic dark web forums
- foreign and domestic carding forums
- sale of data via jabber / telegram
- various clear carding forums
The forum also has a chat that is open to every logged in user, but the only problem is that many users only speak Russian and, as such, average English-speaking forum members do not participate in discussions.
Low cost of data
Depending on the level, type and country of origin of the card, the price for one data varies, on average, from 10 to 20 dollars. However, there are reputable sellers who charge you a higher fee, thus paying the guarantor in your transaction. In case of purchase of irrelevant data, there is an opportunity to return the money. For example, if your card is dead or has security features that are impossible or very difficult to get around, then the seller will easily refund your money if you report the problem in a timely manner.
You should be very careful when buying cards, as sometimes there are cases when these cards are sold that are not "curved", ie. they have SMS authorization and the owner will receive an SMS with a confirmation code, which will ignite the use of someone else's card.
Merchants have the BIN number of the card, so they have the ability to determine the payment system, as well as indirect information about the card and the bank, which makes it possible to understand on which card there may be a large amount of money. There is also a small trick: the offer of cards with huge amounts on the account, but the seller indicates that 2FA is POSSIBLE on the card and a refund for such a card is not guaranteed. This is a blatant fuck that you shouldn't fall for.
Realization of money transfers various payment systems
Online financial institutions that offer money transfer services such as PayPal, WordRemit, SendWave, Skrill and Neteller are very popular among carders due to their ability to accept cards as a payment source.
After the card is received, it is added to the platform and linked to the account, after which all funds are spent or until a certain limit is reached. Of course, no one is engaged in any transfer of funds from card to card, but simply buys various goods (equipment, clothing) and arranges delivery to a drop for further resale for 50-60% of the market value.
Many shops and services that accept cards for payment
Perhaps, it is an obvious fact that 95% of online stores accept cards for payment, so this makes carding almost the most convenient way to use stolen data and money. However, there are times when cardholders notice a loss and try to resolve this issue through the bank and the payment system, in which case, if the goods have not yet been delivered, then most likely they will not reach you.
Another option is the purchase of various digital goods, which implies an instant transaction, but a more complicated subsequent resale.
