Carders - who are they? How is money stolen from plastic cards?

Carding

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Not so long ago, plastic cards were introduced, and people gradually breathed a sigh of relief, it is not necessary now to stand in lines to pay for a product or service, it is enough to go to an ATM.

Most people have a hope that wages will not disappear in an incomprehensible direction. This is another advantage of bank cards. If you do not give anyone the password for your card and in no case pay it in various places that have a dubious reputation, then the funds will not disappear anywhere.

Naturally, at first glance, everything looks good. But this is not true. Online scams are not uncommon. And if you want to avoid them, you have to be very careful.

What is carding?

Carding is a type of fraud, while certain actions are performed with the card of any person, and without his knowledge. Is carding considered developed in USA? Law enforcement agencies report that hacking, as well as carding, is something implausible on the territory of the US. But these types of dishonest earnings flourished just a couple of years ago.

Want to know more about who carders are? These are scammers who are engaged in withdrawing money from plastic cards of our citizens. Currently, carding is developing mainly in Western countries, where there is simply a huge number of entertainment venues, as well as a variety of resorts. Naturally, carding falls under the “fraud” article of the criminal code. But, as a rule, such cases do not come to court proceedings.

Phishing

If you didn’t know, then it is considered that it is not so safe to pay for services or purchases in various Internet companies using a card. Every company has unscrupulous sellers who have access to the data and they can use that data. For this purpose, various fictitious Internet companies are specially created.

Such schemes are considered quite common, for this reason, paying on the Internet is much safer using payment systems than using your own card details. And scammers are present not only in online stores, you can even encounter them on social networks. For example, some time ago a service with an interesting name "Facebook" became potentially dangerous. And nothing can be done about it.

Wishing

Wishing is another option to steal money from an account. The circuit itself is considered fairly simple. An unknown person usually calls up a bank client, then introduces himself as an employee. Further, the client must quickly enter personal data in tone mode on the phone in order to restore the system after an error or another failure. Unfortunately, there are many gullible people in the world, and scammers take advantage of this. A gullible person says passwords very quickly.

Scammers don't give people time to think. Once the passwords are saved, the bank employee says goodbye. And then the funds from the card are simply lost in an unknown direction. Wishing is a scam. However, the one who was deceived becomes very upset. People are hard to console. If you want to bring your case to a fair trial, contact the police first. But many believe that it is too difficult to find swindlers.

What do carders do with information they get from people?

After the fraudsters have the required information, they gradually write the information to another card. As a rule, the new card does not have any external design, as well as any logos at all. These cards are usually referred to as white plastic. With their help, scammers are able to withdraw funds from absolutely any ATM. In isolated cases, fraudsters make forgeries of cards; after a single use, such a card will have to be thrown away. This is one of the scam schemes.

What do scammers do with information they get from cardholders?

After the required information comes to the carders, they gradually write the information received on a new card. As a rule, such a card does not have any design. Such cards are called white plastic. With it, you can withdraw money from absolutely any ATM.

Internet Security

Who are Carders? The goal of the scammers is to simply withdraw money from plastic cards by any available means.

Safety engineering

How can you avoid becoming a victim of fraudsters and save your own money? It should be noted that some fraud options are gradually becoming a thing of the past. Most banks constantly take care of their customers and constantly update their equipment. Currently, ATMs are popular, which have built-in protection against skimmers. Never share your personal information. It is very important to keep the internet safe.
 
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