If I put money to legit card and make a duplicate of it and like i.e I use legit card in my country to buy something like for 2$ and then other person with different face goes to ATM in other country with that duplicate card in 10minutes and take money. Is it possible to pretend that someones skimmed my card and ask for refund in bank? I would be glad to hear all kind of opinions of you brothers. Thank you !