Hello, yes, this is possible.
You can decide on a bin and buy a card of any type, including business and premium.
Of course, it is assumed that there will be a sufficient balance on them, but it is very difficult to find out the specific amount that is on it.
You can find out the exact amount on the card only if you call some banks by phone.
At the moment, there are no automatic checkers by which you can determine the exact balance of the card.
The chance that you will buy a card without balance is extremely small, no more than 3-5%, nevertheless, such cases sometimes happen.
Also, if the merchant gives you a payment error, the reason may be different, but not in the presence of the balance.