ACH faq

[Dilling]

1. Q: Which bank logins are good for ACH.
A: Any bank can be used provided it has balance in it.

2. Q: how old should be a bank be before you can ACH on it
A: even a day-old bank drop can receive ACH transfer

3. Q: What is the difference between ACH credit and ACH push
A: ACH Debit (ACH push) is mostly done for prepaid cards; you have to login the hacked bank login to add external bank info. ACH credit is the normal ach we all do to banks, you have to login the client bank drop, add log info as external account.

4. Q: Do I need log with email access to run ach or any 3rd party app will work.
A: Most 3rd party apps these days also ask for otp code before log can be added, so it best to get log with email attached so you can login to see transaction history

5. Q: What is the ACH limit
A: Every bank has it limit, once you about to make a transfer, the bank itself will let you know if the amount u wrote is higher or lesser than the daily limit, but the least have seen is $2,000.

6. Q: Can you give a list of some banks which can receive ACH transfer.
A: Below is the lists;

List of banks:

Bank of the West
Bank of the Ozarks - Personal
Bank of the Cascades
Union Bank & Trust (WI) - Personal BB&T (Truist Bank)
BBVA Compass
Bank of America
Bank of the West
Bluebird by American Express BankPlus (MS)
Bangor Savings Bank
Beneficial Bank - Personal
Capital One
Charles Schwab
Chase
Citi
Citizens Bank
Dubuque Bank and Trust Denison State Bank
Fidelity
First Tennessee
First Hawaiian Bank
First-Citizens Bank
GoBank
Gate City Bank - Personal
Golden Plains Credit Union
Gulf Coast Bank & Trust Company - Personal
Glens Falls National Bank and Trust Company - Personal German American Bank - Personal
Huntington Bank
HR Block Emerald Card
Heritage Oaks Bank
IBERIABANK
IH Mississippi Valley Credit Union
IU Credit Union (Indiana University)
Illinois Bank & Trust - Personal
Inwood National Bank
Jacksboro National Bank
Liberty Bank (CT) - Personal
Liberty Bank and Trust - Personal
Nevada State Bank - Personal
Navigant Credit Union
Old National Bank
Ocean City Home Bank
Police and Fire Federal Credit Union
Potlatch No 1 Federal Credit Union
Pioneer Federal Credit Union
Pen Air FCU
Pinnacle Bank (TX) - Personal
PrimeWay Federal Credit Union
Skylight Visa Prepaid Debit Card
SAFE Credit Union (CA)
State Employees Federal Credit Union
San Francisco Fire Credit Union
Service Credit Union
Schools Financial Credit Union
Southside Bank of Tyler, Texas
Scott Credit Union
Teachers Credit Union (IN) US Bank
USAA
Union Bank
Umpqua Bank - Business
Union Bank & Trust (VA) - Personal United Heritage Credit Union Velocity Credit Union (Austin, TX) Vantage West Credit Union
Valley National Bank (NJ)
CA Valley First Credit Union
Valley State Bank (Syracuse, KS) Walmart Prepaid MoneyCard Webster Bank
Wood & Huston Bank
Westbury Bank - Personal
The Washington Trust Company Xenith Bank - Personal
Xceed Financial Credit Union Xplore Federal Credit Union
Zeal Credit Union
Wings Federal credit union