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Hello everyone. Today I will talk about divorce.
Lately, there has been a complete trash. Forgive me for my harshness, but I'm just the number of people who are in the market for a swindler.
I want to tell you about the 10 most common schemes for deceiving people in investments, how people are thrown for money and what kind of trash is going on in this market. I never cease to be amazed!
A bunch of online schools, everyone is teaching something, all experts. I know many information businessmen personally, I respect them, but when they talk about how they breed people like suckers, it never ceases to amaze me!
I respect many: BM (although it closed), Like is the top. The guys are trying and they are really great. Why? Because the founders of BM in 9 years have made such a business, which, in principle, did not exist in Russia! They are marketing gurus (especially Misha) and gods of stage sales. This is very cool.
The dude claims that he makes 2 lemons a month on Forex. He has beautiful cars. One of them is even real. Well, she's a used ten year old, but it's all little things. And he begins to show off in the spirit: "Yes, I earn money for a month." And in every possible way to show and prove that he makes money. In fact, he simply earns on the fact that he has an affiliate program with this service and on the infobiz, which he uses as an advertising channel. He teaches people to trade. And, in principle, all who trade and earn some money. Perhaps they even make 15-20 percent per annum with their own money, but more often people still lose money, rather than earn.
The first scheme is when people show a bill for 1,000,000. Therefore, if you see a bill for a million rubles somewhere, then keep in mind that this dude either:
a) does not make a lot of money;
b) the truth earns from the account by itself, there are 200,000 of their own.
This is really possible, but only if the dude has been doing this for 3 years, no less. It is unrealistic to determine 100% if a person earns or takes out purely on an affiliate program. Don't even try. There is no point in wasting your precious time on this.
It is worth paying attention not only to the amount of money in the account, but also to the number of transactions.
The person must show you their operations, and online. A common pattern: a dude sells his trading training, says that he is a superb trader, shows his trades, encourages you to start learning from him. In fact, he is not a trader, this is not his account and not his transactions. He stupidly pays the dude who trades with him. That is, in fact, there is another trader, and he is just a “talking head” who teaches how to make money on the infobiz. This is directly the most typical, working scheme, thanks to which those who are engaged in information business on Forex and crypt live. On crypt, this is a new topic. Therefore, if you want to give money for training in trading, do not give money for training in trading. Just don't give it up.
Better ask your friends, some of them know how to trade. In addition, there are a bunch of places where you can get a job, conditionally work. There you will be taught free of charge for one and a half to two weeks. The maximum cost is 3,000. Offline. I emphasize. Usually such training is carried out in Moscow. In other cities, I think there is such a thing too. They then persuade them to make their own account, throwing in 300,000 rubles. I do not recommend to fit into this story.
The first scheme is a scheme with traders, when it is pure info-gypsy. Once again: info-gypsy is when people are not experts in their field.
The second scheme is deposit history. The deposit is the same *** Well, really. Why? It's simple. They say it will be 100% per annum.
The day of the scam was also in the crypt, when for some reason everyone died abruptly. I will not name names, but I know for sure that 70 percent of the crypt funds did not die, did not mourn. Yes, they lost a lot of money, but they survived. Because most of this amount they no longer had on hand. They took them to real estate and businesses . There are some people who have had their own investment funds that have suffered greatly. They are equated with projects that jumped, although this is not the case. But there are only a few such funds. These are honest guys.
Now imagine: the market was rolling to the bottom, and the guys bought themselves cool cars, apartments and talked about how everything would be bad. The situation only worsened, and they all said that everything would be cool.
As a result, day “X” came (for many it was in September, in October, they said that everyone had mumbled).
Scam is when the project is dead and there is no money.
This is when, for example, everyone died in May-June-July, but these comrades (deposit guys, crypto-specialists) say, they say, they survived until September or survived until October. If you survived until October, then this does not mean at all that you are handsome.
Nobody sees your finances. None of us see the finances of this company, right? They make fake reports that there is supposedly at least some profitability, thereby feeding us.
And then September-October-November comes, and it turns out that everything is dead, despite their “efforts”. In fact, everything died in May or June, and they, like vultures, squeezed the last possible money from the market in order to take this money into their own pockets. And then they take it, make a scam, return no more than 5-9% of the money, and to those who ask to return this money, they also say, they say, let's transfer it to another instrument, it will definitely shoot there. For those who nevertheless ask for a refund, they return them in six months, because they are stupid: they are all spent and long ago withdrawn into cash . And this, unfortunately, is the standard crypt story.
Therefore, if you invest in the crypto market, in particular in a deposit history with a payback of 100% per annum, do not be fooled by this nonsense. In other words, it simply cannot be expressed. Most often, this simply does not happen. Even if someone manages to get 100% of the investors, the second batch of investors will not be able to do this.
Don't look at others, look at your wallet. I ask you very much about it.
Why am I talking about this at all? Because people shook me that I offer adequate options, where the percentage of profitability is 18-40% per annum, less often 50%. And they continue to be conducted on crypto, deposits, Forex, Futures, pyramids, opening a coffee shop and other nonsense.
Such returns do not exist! Here either luck or not!
The same thing happens in the Forex market, but this is a hackneyed topic, which I will not even talk about especially. If you can still earn 100% per annum in a crypt, then in Forex it is definitely not. Although there was a time when people earned 100% on Forex.
Why? Yes, because tossing less than a million into cryptocurrency, in my case, is simply not interesting. And now I do not have an extra million, since I must have 10 million extra on my hands to throw one into the crypt, since this is a game of Hype and Roulette.
10%, if you have a budget of 10 million, throw a million into the cue ball, put it on a cold wallet and sit with it until it reaches $ 40,000. It will be 40,000, I'm sure of that. A question of timing, maybe 7 years. Good annuals.
But there are risks as well. What confuses me about the cue ball and the crypt, in general? I am for investing in crypto, but for keeping them in my wallets, and not giving them over to someone else to manage. Although I have a team of traders who trade and give me some profit. I fit into this a year ago. Today I am not ready to give from above. I have 2 friends whom I am also going to give thousands of 300-400 rubles for bargaining (but not now). But, again, these are my friends, and I give them a relatively small amount and will be ready to lose it. I do not recommend that you do this.
Let's talk about profitability . Yes, the profitability is great, but the risks are huge. And these are the exchanges that exist ... No one knows what will happen to him, because it is not completely clear who the owner is. They could be phony CEOs. What will happen to him, with this Guard in 5 years? If we drop a virtual wallet, it’s not at all clear what will happen to them in 5 years. Everyone says that it will be fine, but how many scams, how much money is withdrawn from these wallets - just an incredible amount. A cold wallet is of course dark, but it can die / get lost.
I do not urge you not to invest in crypto. I call for an adequate approach to this issue. If you are throwing in, then set yourself clear deadlines. In no case should you go for 2-3 months. This is a very small time range. Set a period of at least 2 years.
I still have a little bit of cue ball, still old. I didn't panic, I didn't sell anything, although everything sank. I decided not to pull them out for 2 years.
This is on the topic of crypt. Therefore, I wrote down both cryptocurrency and Forex in one point.
Third ... Back to our beloved ...
Example # 1:
"Earn a million rubles a month redeveloping a house or studio apartment." Cool topic. These are the slogans I see, I know people, I see their advertisements. Great slogan for high conversions. Offices in Moscow City, everything is very beautiful, expensive and rich, you will not find fault with it. There are reviews: they make money, huge bundles of dough, everyone has a million or more. But elementary mathematics allows us to calculate how much you can actually earn on this.
The scheme is as follows: some apartment is taken, divided into studios and sold to different people. It turns out a commission of a million. In fact, a person who fits into this must pay, on average, 300,000 rubles for turnkey training in order to earn a million. There are agents who pay 40-50,000 rubles to earn their 100,000 rubles. Anyone who pays 300 spends six months running around Moscow in order to make one deal. One deal, Karl! In the end, he does not earn this million rubles. He must count everything, short-circuit these apartments, learn to do all this. And in six months he will receive not a million rubles. A million is the total profit.
Why? An advertising campaign is one. Managers who help find clients are two. This means that he will receive 400-500 thousand in his hands. Let's divide 500,000 rubles by 6 months in Moscow. This topic, with such budgets, usually works in Moscow. We get around 90,000 a month . Do you need it: pay 300,000 rubles for training in order to receive 90,000 as a realtor, in an absolutely unreliable niche that may “die” tomorrow?
This is the best deal, by the way ... Since the Commission is usually already 500,000 rubles ...
This is the first story. This applies to trainings on "easy" earnings. I am not urging you not to buy them. You can make money on this, but you will have a conversion to earnings of 1: 1,000, because people who are going to do this do not understand that they need to spend six months of time. After all, they are told that the exit to a deal is already on the second month.
Agents are the topic. If you need a part-time job or want to work for yourself, you can come to training, pay 50,000 and become an agent, find clients or work with an advertising company, and then you can earn your 50-70 thousand.
I am now explaining to you why it is impossible to quickly raise a million after completing the training, and I analyze the cases. I know those who really lifted lam after some training. Now I will comment
Example # 2:
It used to be popular just to go to work as a realtor, to make money. But it is practically unrealistic to earn money for a month, without relevant experience, from a bunch of bugs.
What can I say? Earning RUR 1,000,000 by attracting investments is not as easy as you might think. Everyone thinks how? I will now attract 10 cartoons, my commission will be 1,000,000 rubles. Go, attract 10 million rubles to someone's business. For some reason, far from every month I attract RUB 10,000,000 million to each business , having many years of experience. Although yes, for 20,000,000 rubles - 30,000,000 rubles a month it is possible to attract. But! I invest there myself first, not just recommend.
I know guys who have already earned $ 1,000,000 - $ 2,000,000 a year, working 2 days a week to attract investments, but they have connections there of a different level. There are guys from the banking sector. They invest in fairly large businesses or in real estate. And the deals are on a slightly different level. And there people are really making money very well.
And just attract 10 cartoons to some business and earn money. Firstly, the businesses that the guys from these trainings take on are some kind of popular nonsense . After all, the easiest way is to take popular nonsense, attract investment in it and get money.
As a rule, people fit into attracting investments, in a large company, in Sushi Master. I respect Sushi Master, I respect Alex Yankovsky, but when it comes to attracting investments there ...
This is an investment at 14% per annum, for 7 years, for a foreign company. This is how the Sushi Master company attracts money. They try different schemes, but the essence is the same. Take money for 7 years and return the same amount ± bank% (if they do not close in 7 years)
What are they doing? They raised a lot of money, first at high interest rates, around 50% per annum, then at 30%, then at 20%. A sooooo big amount. It's less than a yard, but more than 100 million. I know the exact amount, but I won't tell you. They recruited it, then refinanced it, reduced the total amount in interest and everything is fine with them (conditionally, of course).
And then they attract at 14%, under 7 years. The advertisement was on Instagram. I knew from the start that they would attract. They wanted to raise money at 6% per annum for a Cypriot company, which has nothing to do with the main company, with the promise that you will receive a share when the company goes public. And an IPO is not a fact at all. If it does, then in 5-6 years. And then a new proposal appears: let's give 14% per annum, under 7 years. Multiply 7 by 14%. It turns out that your body will be returned to you in 7 years. And in 7 years, whether there will be an IPO or not, you should no longer worry. Because you are unlikely to get a stake in this company, because the contract is for the left company, and not for the one on which all this will hang.
Brilliant? Yes. At the same time, Alex has no idea to throw. But initially, he insures his risks to his company so strongly that if something happens, he does not owe anything to anyone according to the documents. That is, this is such a business approach, very strict and if that the investors are the losers, not him . And he will receive what he needs to receive.
I understand everything, he gives 14% per annum, for him even this is a lot, this is normal for street retail when the market is at the bottom.
Do not throw money under 7 years old. Investing under 7 years, under such a strict agreement, at 14%, I do not recommend you.
Figs there, not a million rubles. Once again, I can still believe in 300,000 rubles. Out of 100 participants in the training, maybe 2 will earn 300,000. Lyam, well, 1 out of 200 may work.
I speak with confidence, because I know the real statistics. And not the one that can be seen on Insta
Again, the one who makes the money originally came with connections and experience. He came to this training for a reason. He initially understood that he was already doing this (or he had a large, cool environment of entrepreneurs who are ready to throw in 5-10 million) and he just needed a magic pendel to make everything work out.
Even if you come to me now and I dump all my experience with you, this will not give you any guarantees that you will immediately start attracting millions of rubles a month.
The only option where you can really and adequately attract investments is to attract investments in your own business . They ask me to teach this, because I myself am ready to invest in your company from my company (if the niche and strategy are adequate). If I decide on such a move, the task will be so that I can find people who can attract at least half of the money that is needed to improve and scale MY business, and I would give the other half myself on behalf of our company. Because we need worthwhile businesses that will produce good results.
As for making money on attracting investments, you can successfully attract them to your business when you have it:
a) launched
b) you have experience in this. If you don’t have anything, then don’t meddle in it. Figs to you, not money will be.
Why? Because now the investment market is not in a position to give money to everyone just like that. I was in Kazan at the Venture Forum, Startup Village, I traveled literally at the end of May 2019. I went to Izhevsk to track Laikovo projects. Vasily called me, General Director of the Like Center. Projects are dark and the number of deals is falling. The key point is that the number of trades is dropping.
Large companies buy out technologies that they can apply to themselves. And usually at the start stage, they take 90% of the share and leave 10% to the team + Salary, so there is a monopoly of technologies on the market.
Why? Because there are fewer business angels and those who invest now. They are going into real estate more and more, because it is safer. What will happen in 3 years? Nobody knows. Because now in Startups it is not clear what is happening. They have become too dofiga. And big strategists already know what they need to buy and where to invest.
Therefore, it is worth attracting investments only if you have a working business that works for your money or for the money that you borrowed. Borrow, take loans, try. If it does not work out - work off this money. This is a normal pattern. Why are you all running after easy money, and then you waste it on some nonsense.
Let's go further ...
You give money to a foreign company, usually a bank, which tells you: “Guys, you will receive your 8-7% in dollars. If something happens to you, they will give you money . " You have a 20-year contract. Typically 10-30 years old.
The question is, why would some foreign company have to give you this money? On what grounds? We are citizens of the Russian Federation, not of America. So why, with the increasing aggression towards Russia, your money should be kept in a foreign bank?
How can you believe this? That is, you really think that in America the uncles and aunts who sit in banks think: “We need to save money for the Russians. The Russians need help, they are the ones who will save our world from the crisis. ” Nobody gives a damn about us from the big bell tower. And everyone is jealous that we have the resources. Everyone wants to take them away. It is a fact.
You don't have to go to a fortune-teller to tell you that you won't see this money in 30 years. Why report money monthly to these life insurance policies? To amuse yourself with the thought of 6% per annum. How many years will it take you to beat off at least a body? The same 15-17 years old. But, and then what? Most likely, NOTHING! And I don't see any sense in playing roulette.
Therefore, life insurance is complete nonsense. No need to go there. In Russia, you can still take out life insurance. But again, what will life insurance look like in Russia? If something happens to you, the bank will consider whether to pay you money.
What is the essence? Each contract has a bunch of notes. And even if you had a law degree, you will not understand 100% whether they will give you money or not. Because there is such a thing as “court practice”. You get a refusal to receive money, you file a lawsuit, and the court says: - "Well, this is our practice." Why is she like that? Because once they bought someone. And that's all. I have 3 cases that are in favor of the other side. They just bought them.
Well, let's go further. In fact, there are many more schemes than 10.
Networkers. It's just fire. I just love it. There are positive schemes of network business, there are negative ones.
What are the positive network business schemes? There is Amway, there is Enel, there is Oriflame. Everything is clear with them. They have a simple product niche where you just make money.
How do you make money? As a seller. The mechanics there are simple: you make 1 million rubles in turnover and get 50,000 rubles in salary from it. This is an average mechanic in any product niche.
That is why you climb into these companies, if they are pre-sharpened to simply increase the recognition and consumption of the product? You will never make a lot of money there and receive no more than 5% of the proceeds. There, the entire marketing plan is built on this. You must have at least 300 active people in the structure in order to earn 150,000 per month. The mechanics are as follows: bring 300 people there - it will be 150 per month. Exactly as long as you figure it out.
That is, you actually become the head of the sales department with 3 hundred subordinates for 150,000 rubles. Cool. Just learn to be a programmer, spend 5 years - your salary will be 250,000. No kidding. For 2 years of experience as any programmer is a salary of 150,000-180,000 in Moscow. Look for a job as a programmer, you will be torn off there with arms and legs.
Why the hell would you go into this? The only reason to climb there is if you are 18 years old and want to gain experience in team building. The second reason is that you simply do not have enough command. The easiest way to get a team and find sales people is to say: “Guys, let's not do this nonsense, let's build a business”. And to drag this team into their own motion.
I did that 3 years ago. I entered the network project at the very start and thus took 8 people to my team . The guys stopped doing network business and started doing normal business . Thanks to this, many of them stayed in Moscow. Thanks to this, many of them, even after returning to their cities, continue to do business, and not do nonsense. The chance that you will earn half a lem in the network business is 1 in 3,000. And that is a maximum of 3 months in a row.
Let's go further ...
Therefore, network business is not our option, gentlemen. There is no need to go there, because they are trying to breed you there. Those who are engaged in network business are not to blame for this. They just don't know how to make money differently. They are not financially savvy. They simply do not understand this mechanics (one million - 5%). I tried to explain by the example of marketing plans that it is impossible to have more than this figure.
And so we drove on. 9 pips Write about what I did not say, because I know more, much more than 10 points. I know about a hundred of them. But I'll tell you about 10 for now.
In fact, quite young people are behind all this, who simply withdraw money into crypto, Forex and construction. And this is so, for the sake of appearance. Yes, you get paid 15% per annum. You have property and real estate in some kind of LLC, to which these 5 plots are registered, and they raised 300 million of money, for example. At the same time, they have plots for a total of 20 million rubles.
Great circuit, yes. Tomorrow they will scamper. What is a scam? This is when suddenly everything dies and there is no more money. They say to you: “Soryan, the business hasn’t gone.” He shouldn't have gone from the beginning!
Everything was conceived in order to cut the dough from the common population. Contextual advertising is very common. If you see in Yandex "invest in the farm, there are raspberries, bees, etc." - forget, do not try to get into it. The probability of a scam is 95%. (there are always exceptions to the rule)
Moreover, you can receive money for 2-3 years. Let's just do the math: let's say you are given 20% per annum for 3 years in a row. You get 60% per annum, and, in the case of a scam, you get 0 rubles. That is, you received a 60% return, you have successfully spent this money. You have 0 rubles. You won't even get the body back. There is no need to go into these farms, they are pre-sharpened to be a pyramid. This is a scheme dating back to the 90s.
I'll start with theory. Auctions are such tenders. Tenders for the supply of pens in bulk. We register an LLC or IPshka and go to this tender to earn a bunch of dough. Because we are told that we will earn 3 million from the investment.
People who are engaged in such information business, who say that they earn 3 million rubles from this, earn this money directly from the information business. In the business itself, they cannot physically earn more than a million. Because if a person is engaged in information business, it is almost impossible to combine it with a typical business, since his entire business model and the entire team are geared towards doing information business. It is almost impossible to combine. To win a small tender for the supply of pens for a million rubles, a lot of things will have to be done, because the guys who are competing with you are the guys who are doing just that.
Why get into this? You can earn your hundred, but once you get stuck. I have many comrades who have been doing this for 3-5 years and earn money in the range of 200 - 600,000 rubles. But in spite of 3-5 years of experience and the fact that they always have 2-5 million rubles in circulation, they bother them every year. Can you imagine? People have 5 years of experience, they have a team of at least 5 people, and they still intervene every year, one by one, and sometimes even 2. But they are sharpened for this, they are ready for it. So why do you need this?
I will repeat myself about trainings on tenders and auctions - do not meddle with it. There are ready-made production facilities, businesses that need tenders, if they do not participate in them, you better help them, they will definitely earn money and share with you!
Why? The owners of such industries, as a rule, they are located in the Regions and people there receive not very high money for the provision of services, for work in production. Therefore, it is profitable for them. And you, if you go there and try to make money, will be pitiful distributors. That is, you will be engaged in the supply on behalf of some plant. Your approximate margin is 5%. Do you think there will be a different figure in auctions and tenders? What is 5%? This is 50,000 rubles per million. If you can make hundreds of millions, then you are handsome.
The risk that you will burn out is 20%. This means that you will lose money on every 5 trade. Depending on what kind of experience you have, you will lose from 300 thousand to a million rubles. This is if the average check is lam.
Let me remind you that everything I do mostly is evaluation. I spend days assessing the market and what's going on there. Why? Because people come to me and say: “Stas, there are options to invest in you, in businesses in which you have invested, but there are some moves on the Internet. For some reason, the numbers there are prettier than yours, I'll go there. " I say: “So please. Only at the beginning I will tell you the scheme by which they work. If you want to go there, go. " And the person walks because the numbers are more beautiful there. I don't mind.
A year or two or three passes, people lose money, become more experienced and return to me. Because no arguments work when you want to get 100% per annum. Everyone wants it today, because we live in Russia and what will be unknown tomorrow. Absurd, right? We live in Russia, so we have to try for 100% per annum, and people who know this make such an offer for you and you lose them. Brilliant, isn't it?
After that, you will say that there is one rascal in Russia. People will make money from you and they will be right because you signed up for it yourself. And I will be right too, because I warned you about the risks and loss of money. Everyone will draw conclusions for themselves.
So, let's move on to the next, 8th point. Also a great scheme, but absolutely honest -
On the other side, against you, in sports betting, not some guys from the street are playing. People also stand there and make the ranking of the bets, the odds of winning. Why am I not getting into this? Because I know that on the other side are chess masters, mathematicians, all sorts of honored board game players, professional poker players. They have a salary of 200-400,000 rubles. And now the question: do you really think that you think better than the master of sports in chess in numbers?
When I hear that guys are going to earn RUR 200,000 a month or more on sports betting, I think: “Well, guys. I don't go there, because I understand that it is very difficult to consistently earn even a hundred square meters. You need to know certain schemes. "
Let's talk more about forks then
What's the point? There is one of the main schemes that we take, go in, on one site we bet on one account, on one team, and on another site we bet on another account. Won - lost, yes. And now we make money on the difference.
Such a hackneyed scheme that Services are just fools and don't know about it. Yes, you can get your 5,000 rubles - 15,000 rubles, but more is very difficult and every year it is more and more difficult. (beautiful cases on the Internet from 5-10 years ago)
This is adequate. People sell them because it is easier to buy a signal for 3 thousand rubles than to learn how to do it. It is logical, because you need to study for a year. We study at the university for 4-6 years. And what is the bottom line? Do we come to work as ready-made specialists? No, we are totally “green” applying for work to gain experience. Because a university is just a base, experience in communicating with teachers and skills in passing exams.
So, point 9. What else do we have “funny”?
Guys, my grandfather has 21 patents for inventions, he is a nuclear physicist. Someone will say that it is only 21. Only. I was lucky in this sense, I asked my grandfather 5 years ago: - "Grandfather, but such a technology existed before or not?" And what does he say? Background: my grandfather works at VNIITFA to this day, he turned 78 this year. And so he told me: “Stas, everything that is supposedly new now was invented in the 60s and 80s. All this is gradually entering the market. If this is not yet the case, then, probably, the time has not come ”.
Our scientists, our designers, especially with regard to global changes in the logistics market, have everything calculated for 50 years ahead. Nobody will change anything so easily. Therefore, there is no need to go into the type of super technological things with cool scientists. Most likely this is a complete game and people are washing the grandmother. You give a million, from which 200,000 goes to managers, salaries, commissions. 800,000 are just sawing. Standard scheme.
Therefore, the fifteenth point we will have ...
There, as a rule, there is some kind of history. People have some kind of small production, but no one counts their turnovers.
When I worked in the PIK group of companies (old DSK-1), I visited a bunch of factories to assess production capacity. So, in order to be engaged in export with large volumes, large volumes of capacities are needed. These same machines have 3 machines and with this they attract investment and export. As a rule (99% already for sure), they still pour money into the crypt.
There is one dude, whose name I will not name, who, although he tried to do his best, he just did not learn to count. He put a gold bar on the table in Moscow City. Really, no kidding, he put such a thing on the table and filmed a video, they say, guys, everything will be on fire, give me money under a loan agreement. He himself threw money into crypto and trading, because he simply does not know how to count probabilities. Naturally, he leaked everything, went to England with a part of the money that he could save. He attracted about 200 million rubles for this business. They sold like gods. But the essence is the same - the money is lost and the dude himself is unhappy, because he really wanted to earn money, but he cannot count. He's just a good marketer.
Therefore, if you are called to Moscow City in order to conclude a loan agreement at 30% per annum, think three times more than you will be called to the basement. Because, most likely, the best salespeople are sitting in Moscow City. With the last money they will rent an office in Moscow City and will attract investments.
Therefore, be careful about investment companies. If you are offered to invest money somewhere, write to me in a personal note, discard the site, a description of the offer, or say it in your own words. I am very interested in where you invest your money and I can explain to you whether it is worth doing it or not.
All banks have subsidiaries called the name of the bank + “Invest”. Such an organization can go bankrupt, anything can happen, and you decide that this is a bank. In fact, it is just a subsidiary of some tribe, some sub. the owner of the bank. And they will tell you: - "Soryan, as it were, that's it." They go bankrupt, make a new LLC, change the general director, the owner (in fact, the same nephew is in charge of all this money). This is no longer called "Napkin-invest", but "Napkin-money-invest" and the cycle begins again: again they collect money to invest in anything.
This happened at promotions in 2014. All the big banks knew what would happen. Many subsidiaries understood that they had to withdraw money into the cash. But who cares, right? It is more profitable for people to lose money, and then say that this is a scam and that's it.
Many banking structures in which you can invest in a la mutual fund, give them money for trust management on shares, offer 25% per annum. I have many of my comrades who invest money say: “Stas, I’d better put it in stocks, our top-5 bank offers me there, 25% per annum on stocks per year”. I say: - “Welcome”. Within 2 years, he will receive 100% approximately + 10-15%. (and this is in 2020-2021, when the Market will actively go up).
So why should a bank earn more with your money than the key rate of + 3%, that is, what is the interest? There is no interest here. He takes deposits. These people, who are not ready to go into deposits, who are ready to give them into trust management on shares, will draw you financial statements at 10-12% per annum. This is, of course, better than your 6% in the bank. But you counted on 25%, and in the end you get 12%, and even then not every year. I know the story of several fairly famous people who also write about this on their social networks. They invested $ 100-300,000 and in 3 years they received 5%. This is in the top 5 of our banks.
If you want to make money in the stock market, you have 2 options - learn how to do it, spend a HUGE amount of time (I recommend). And the second option:
Second option: Therefore, with regard to investing in stocks, invest in your accounts inside banks, but yourself. Take a curator for yourself separately, pay him a percentage of the profit, or some kind of fix, for the fact that he does analytics for you every 3 months. And do not steam your brain. You can learn how to analyze this case, but you don't need to sign up for trainings for 100,000 rubles for analyzing all this. It's not worth it. You will be told exactly what is in Youtube + content on top for 10,000 rubles. But it is possible and necessary to enter the investment clubs or dvizhuh that create such clubs for a fee, at least there will be acquaintances!
Well, go to paid consultations, take some basic trainings for 3,000 rubles, for 5,000 rubles. You don't have to fit in for fifty dollars in stock training, please. Don't waste your money and time. You will be taught the same thing as Youtube.
Most of the information is how to evaluate the shares on the forums. Why? Because only not lazy people sit on the forums. If you want to learn how to really make money from stocks - sit on the forums. Moreover, the older the forum, the better. Because people were really bothering. Especially look out for people who have 5,000-6,000 messages. As a rule, such people only sit on the forum and do not use social media. networks. Yes, I am a nerd and write advice for you. Maybe they even take 5,000 rubles for a consultation, although they can earn 400,000 a month on shares, their capital + 30% per annum from above.
I myself really like to buy trainings. In 2019, I gave more than 1 million rubles for trainings and consultations. Most of all I went to private consultations + many friends consulted for free. Probably another 500 thousand saved. Think about this.
P.S. Stanislav Yaskevich was with you - an investor with 7 years of experience, who attracted more than 500 million investments and has assets worth more than 30 million rubles.
Lately, there has been a complete trash. Forgive me for my harshness, but I'm just the number of people who are in the market for a swindler.
I want to tell you about the 10 most common schemes for deceiving people in investments, how people are thrown for money and what kind of trash is going on in this market. I never cease to be amazed!
1. Let's start with the info business.
Infobusiness is another "fiasco"!A bunch of online schools, everyone is teaching something, all experts. I know many information businessmen personally, I respect them, but when they talk about how they breed people like suckers, it never ceases to amaze me!
I respect many: BM (although it closed), Like is the top. The guys are trying and they are really great. Why? Because the founders of BM in 9 years have made such a business, which, in principle, did not exist in Russia! They are marketing gurus (especially Misha) and gods of stage sales. This is very cool.
2. "Hello Forex".
Example:The dude claims that he makes 2 lemons a month on Forex. He has beautiful cars. One of them is even real. Well, she's a used ten year old, but it's all little things. And he begins to show off in the spirit: "Yes, I earn money for a month." And in every possible way to show and prove that he makes money. In fact, he simply earns on the fact that he has an affiliate program with this service and on the infobiz, which he uses as an advertising channel. He teaches people to trade. And, in principle, all who trade and earn some money. Perhaps they even make 15-20 percent per annum with their own money, but more often people still lose money, rather than earn.
The first scheme is when people show a bill for 1,000,000. Therefore, if you see a bill for a million rubles somewhere, then keep in mind that this dude either:
a) does not make a lot of money;
b) the truth earns from the account by itself, there are 200,000 of their own.
This is really possible, but only if the dude has been doing this for 3 years, no less. It is unrealistic to determine 100% if a person earns or takes out purely on an affiliate program. Don't even try. There is no point in wasting your precious time on this.
It is worth paying attention not only to the amount of money in the account, but also to the number of transactions.
The person must show you their operations, and online. A common pattern: a dude sells his trading training, says that he is a superb trader, shows his trades, encourages you to start learning from him. In fact, he is not a trader, this is not his account and not his transactions. He stupidly pays the dude who trades with him. That is, in fact, there is another trader, and he is just a “talking head” who teaches how to make money on the infobiz. This is directly the most typical, working scheme, thanks to which those who are engaged in information business on Forex and crypt live. On crypt, this is a new topic. Therefore, if you want to give money for training in trading, do not give money for training in trading. Just don't give it up.
Better ask your friends, some of them know how to trade. In addition, there are a bunch of places where you can get a job, conditionally work. There you will be taught free of charge for one and a half to two weeks. The maximum cost is 3,000. Offline. I emphasize. Usually such training is carried out in Moscow. In other cities, I think there is such a thing too. They then persuade them to make their own account, throwing in 300,000 rubles. I do not recommend to fit into this story.
The first scheme is a scheme with traders, when it is pure info-gypsy. Once again: info-gypsy is when people are not experts in their field.
The second scheme is deposit history. The deposit is the same *** Well, really. Why? It's simple. They say it will be 100% per annum.
The day of the scam was also in the crypt, when for some reason everyone died abruptly. I will not name names, but I know for sure that 70 percent of the crypt funds did not die, did not mourn. Yes, they lost a lot of money, but they survived. Because most of this amount they no longer had on hand. They took them to real estate and businesses . There are some people who have had their own investment funds that have suffered greatly. They are equated with projects that jumped, although this is not the case. But there are only a few such funds. These are honest guys.
Now imagine: the market was rolling to the bottom, and the guys bought themselves cool cars, apartments and talked about how everything would be bad. The situation only worsened, and they all said that everything would be cool.
As a result, day “X” came (for many it was in September, in October, they said that everyone had mumbled).
Scam is when the project is dead and there is no money.
This is when, for example, everyone died in May-June-July, but these comrades (deposit guys, crypto-specialists) say, they say, they survived until September or survived until October. If you survived until October, then this does not mean at all that you are handsome.
Nobody sees your finances. None of us see the finances of this company, right? They make fake reports that there is supposedly at least some profitability, thereby feeding us.
And then September-October-November comes, and it turns out that everything is dead, despite their “efforts”. In fact, everything died in May or June, and they, like vultures, squeezed the last possible money from the market in order to take this money into their own pockets. And then they take it, make a scam, return no more than 5-9% of the money, and to those who ask to return this money, they also say, they say, let's transfer it to another instrument, it will definitely shoot there. For those who nevertheless ask for a refund, they return them in six months, because they are stupid: they are all spent and long ago withdrawn into cash . And this, unfortunately, is the standard crypt story.
Therefore, if you invest in the crypto market, in particular in a deposit history with a payback of 100% per annum, do not be fooled by this nonsense. In other words, it simply cannot be expressed. Most often, this simply does not happen. Even if someone manages to get 100% of the investors, the second batch of investors will not be able to do this.
Don't look at others, look at your wallet. I ask you very much about it.
Why am I talking about this at all? Because people shook me that I offer adequate options, where the percentage of profitability is 18-40% per annum, less often 50%. And they continue to be conducted on crypto, deposits, Forex, Futures, pyramids, opening a coffee shop and other nonsense.
Such returns do not exist! Here either luck or not!
The same thing happens in the Forex market, but this is a hackneyed topic, which I will not even talk about especially. If you can still earn 100% per annum in a crypt, then in Forex it is definitely not. Although there was a time when people earned 100% on Forex.
"The bitcoin is a normal topic"
They regularly tell me: - “Stas, buy a bitcoin. Stas, now he will trample . " I didn't buy it. Yes, now the cue ball has really grown to $ 12,000. Do you know what I am doing? I sit and continue not to buy the cue ball. They say to me: "Stas, buy it, it will be $ 30,000." Well, let.Why? Yes, because tossing less than a million into cryptocurrency, in my case, is simply not interesting. And now I do not have an extra million, since I must have 10 million extra on my hands to throw one into the crypt, since this is a game of Hype and Roulette.
10%, if you have a budget of 10 million, throw a million into the cue ball, put it on a cold wallet and sit with it until it reaches $ 40,000. It will be 40,000, I'm sure of that. A question of timing, maybe 7 years. Good annuals.
But there are risks as well. What confuses me about the cue ball and the crypt, in general? I am for investing in crypto, but for keeping them in my wallets, and not giving them over to someone else to manage. Although I have a team of traders who trade and give me some profit. I fit into this a year ago. Today I am not ready to give from above. I have 2 friends whom I am also going to give thousands of 300-400 rubles for bargaining (but not now). But, again, these are my friends, and I give them a relatively small amount and will be ready to lose it. I do not recommend that you do this.
Let's talk about profitability . Yes, the profitability is great, but the risks are huge. And these are the exchanges that exist ... No one knows what will happen to him, because it is not completely clear who the owner is. They could be phony CEOs. What will happen to him, with this Guard in 5 years? If we drop a virtual wallet, it’s not at all clear what will happen to them in 5 years. Everyone says that it will be fine, but how many scams, how much money is withdrawn from these wallets - just an incredible amount. A cold wallet is of course dark, but it can die / get lost.
I do not urge you not to invest in crypto. I call for an adequate approach to this issue. If you are throwing in, then set yourself clear deadlines. In no case should you go for 2-3 months. This is a very small time range. Set a period of at least 2 years.
I still have a little bit of cue ball, still old. I didn't panic, I didn't sell anything, although everything sank. I decided not to pull them out for 2 years.
This is on the topic of crypt. Therefore, I wrote down both cryptocurrency and Forex in one point.
Third ... Back to our beloved ...
3. Trainings for easy money
- What is it? Here are a couple of examples.Example # 1:
"Earn a million rubles a month redeveloping a house or studio apartment." Cool topic. These are the slogans I see, I know people, I see their advertisements. Great slogan for high conversions. Offices in Moscow City, everything is very beautiful, expensive and rich, you will not find fault with it. There are reviews: they make money, huge bundles of dough, everyone has a million or more. But elementary mathematics allows us to calculate how much you can actually earn on this.
The scheme is as follows: some apartment is taken, divided into studios and sold to different people. It turns out a commission of a million. In fact, a person who fits into this must pay, on average, 300,000 rubles for turnkey training in order to earn a million. There are agents who pay 40-50,000 rubles to earn their 100,000 rubles. Anyone who pays 300 spends six months running around Moscow in order to make one deal. One deal, Karl! In the end, he does not earn this million rubles. He must count everything, short-circuit these apartments, learn to do all this. And in six months he will receive not a million rubles. A million is the total profit.
Why? An advertising campaign is one. Managers who help find clients are two. This means that he will receive 400-500 thousand in his hands. Let's divide 500,000 rubles by 6 months in Moscow. This topic, with such budgets, usually works in Moscow. We get around 90,000 a month . Do you need it: pay 300,000 rubles for training in order to receive 90,000 as a realtor, in an absolutely unreliable niche that may “die” tomorrow?
This is the best deal, by the way ... Since the Commission is usually already 500,000 rubles ...
This is the first story. This applies to trainings on "easy" earnings. I am not urging you not to buy them. You can make money on this, but you will have a conversion to earnings of 1: 1,000, because people who are going to do this do not understand that they need to spend six months of time. After all, they are told that the exit to a deal is already on the second month.
Agents are the topic. If you need a part-time job or want to work for yourself, you can come to training, pay 50,000 and become an agent, find clients or work with an advertising company, and then you can earn your 50-70 thousand.
I am now explaining to you why it is impossible to quickly raise a million after completing the training, and I analyze the cases. I know those who really lifted lam after some training. Now I will comment
Example # 2:
It used to be popular just to go to work as a realtor, to make money. But it is practically unrealistic to earn money for a month, without relevant experience, from a bunch of bugs.
4. Investments
Now a very cool topic is to attract investments. I just love. I really love it. After each stream of training on the topic "How to attract investments in someone else's business and make money as a broker," 30% of their audience come to me with proposals. The best guys come to me one way or another for investments.What can I say? Earning RUR 1,000,000 by attracting investments is not as easy as you might think. Everyone thinks how? I will now attract 10 cartoons, my commission will be 1,000,000 rubles. Go, attract 10 million rubles to someone's business. For some reason, far from every month I attract RUB 10,000,000 million to each business , having many years of experience. Although yes, for 20,000,000 rubles - 30,000,000 rubles a month it is possible to attract. But! I invest there myself first, not just recommend.
I know guys who have already earned $ 1,000,000 - $ 2,000,000 a year, working 2 days a week to attract investments, but they have connections there of a different level. There are guys from the banking sector. They invest in fairly large businesses or in real estate. And the deals are on a slightly different level. And there people are really making money very well.
And just attract 10 cartoons to some business and earn money. Firstly, the businesses that the guys from these trainings take on are some kind of popular nonsense . After all, the easiest way is to take popular nonsense, attract investment in it and get money.
As a rule, people fit into attracting investments, in a large company, in Sushi Master. I respect Sushi Master, I respect Alex Yankovsky, but when it comes to attracting investments there ...
This is an investment at 14% per annum, for 7 years, for a foreign company. This is how the Sushi Master company attracts money. They try different schemes, but the essence is the same. Take money for 7 years and return the same amount ± bank% (if they do not close in 7 years)
What are they doing? They raised a lot of money, first at high interest rates, around 50% per annum, then at 30%, then at 20%. A sooooo big amount. It's less than a yard, but more than 100 million. I know the exact amount, but I won't tell you. They recruited it, then refinanced it, reduced the total amount in interest and everything is fine with them (conditionally, of course).
And then they attract at 14%, under 7 years. The advertisement was on Instagram. I knew from the start that they would attract. They wanted to raise money at 6% per annum for a Cypriot company, which has nothing to do with the main company, with the promise that you will receive a share when the company goes public. And an IPO is not a fact at all. If it does, then in 5-6 years. And then a new proposal appears: let's give 14% per annum, under 7 years. Multiply 7 by 14%. It turns out that your body will be returned to you in 7 years. And in 7 years, whether there will be an IPO or not, you should no longer worry. Because you are unlikely to get a stake in this company, because the contract is for the left company, and not for the one on which all this will hang.
Brilliant? Yes. At the same time, Alex has no idea to throw. But initially, he insures his risks to his company so strongly that if something happens, he does not owe anything to anyone according to the documents. That is, this is such a business approach, very strict and if that the investors are the losers, not him . And he will receive what he needs to receive.
I understand everything, he gives 14% per annum, for him even this is a lot, this is normal for street retail when the market is at the bottom.
Do not throw money under 7 years old. Investing under 7 years, under such a strict agreement, at 14%, I do not recommend you.
5. Let's return to the topic of trainings on quick money.
This is how to make money by attracting investments. They are usually referred to as “One lease from one deal”. For some reason, everything goes to a million ...Figs there, not a million rubles. Once again, I can still believe in 300,000 rubles. Out of 100 participants in the training, maybe 2 will earn 300,000. Lyam, well, 1 out of 200 may work.
I speak with confidence, because I know the real statistics. And not the one that can be seen on Insta
Again, the one who makes the money originally came with connections and experience. He came to this training for a reason. He initially understood that he was already doing this (or he had a large, cool environment of entrepreneurs who are ready to throw in 5-10 million) and he just needed a magic pendel to make everything work out.
Even if you come to me now and I dump all my experience with you, this will not give you any guarantees that you will immediately start attracting millions of rubles a month.
The only option where you can really and adequately attract investments is to attract investments in your own business . They ask me to teach this, because I myself am ready to invest in your company from my company (if the niche and strategy are adequate). If I decide on such a move, the task will be so that I can find people who can attract at least half of the money that is needed to improve and scale MY business, and I would give the other half myself on behalf of our company. Because we need worthwhile businesses that will produce good results.
As for making money on attracting investments, you can successfully attract them to your business when you have it:
a) launched
b) you have experience in this. If you don’t have anything, then don’t meddle in it. Figs to you, not money will be.
Why? Because now the investment market is not in a position to give money to everyone just like that. I was in Kazan at the Venture Forum, Startup Village, I traveled literally at the end of May 2019. I went to Izhevsk to track Laikovo projects. Vasily called me, General Director of the Like Center. Projects are dark and the number of deals is falling. The key point is that the number of trades is dropping.
Large companies buy out technologies that they can apply to themselves. And usually at the start stage, they take 90% of the share and leave 10% to the team + Salary, so there is a monopoly of technologies on the market.
Why? Because there are fewer business angels and those who invest now. They are going into real estate more and more, because it is safer. What will happen in 3 years? Nobody knows. Because now in Startups it is not clear what is happening. They have become too dofiga. And big strategists already know what they need to buy and where to invest.
Therefore, it is worth attracting investments only if you have a working business that works for your money or for the money that you borrowed. Borrow, take loans, try. If it does not work out - work off this money. This is a normal pattern. Why are you all running after easy money, and then you waste it on some nonsense.
Let's go further ...
6. There is such an investment instrument as life insurance.
It's just fire.You give money to a foreign company, usually a bank, which tells you: “Guys, you will receive your 8-7% in dollars. If something happens to you, they will give you money . " You have a 20-year contract. Typically 10-30 years old.
The question is, why would some foreign company have to give you this money? On what grounds? We are citizens of the Russian Federation, not of America. So why, with the increasing aggression towards Russia, your money should be kept in a foreign bank?
How can you believe this? That is, you really think that in America the uncles and aunts who sit in banks think: “We need to save money for the Russians. The Russians need help, they are the ones who will save our world from the crisis. ” Nobody gives a damn about us from the big bell tower. And everyone is jealous that we have the resources. Everyone wants to take them away. It is a fact.
You don't have to go to a fortune-teller to tell you that you won't see this money in 30 years. Why report money monthly to these life insurance policies? To amuse yourself with the thought of 6% per annum. How many years will it take you to beat off at least a body? The same 15-17 years old. But, and then what? Most likely, NOTHING! And I don't see any sense in playing roulette.
Therefore, life insurance is complete nonsense. No need to go there. In Russia, you can still take out life insurance. But again, what will life insurance look like in Russia? If something happens to you, the bank will consider whether to pay you money.
What is the essence? Each contract has a bunch of notes. And even if you had a law degree, you will not understand 100% whether they will give you money or not. Because there is such a thing as “court practice”. You get a refusal to receive money, you file a lawsuit, and the court says: - "Well, this is our practice." Why is she like that? Because once they bought someone. And that's all. I have 3 cases that are in favor of the other side. They just bought them.
Well, let's go further. In fact, there are many more schemes than 10.
7. Now let's talk about networkers.
It's just fire. "Love". It seems to me that I become the king of negativity at such moments. I'm just talking about the patient: about my activities, about what is happening on the market.Networkers. It's just fire. I just love it. There are positive schemes of network business, there are negative ones.
What are the positive network business schemes? There is Amway, there is Enel, there is Oriflame. Everything is clear with them. They have a simple product niche where you just make money.
How do you make money? As a seller. The mechanics there are simple: you make 1 million rubles in turnover and get 50,000 rubles in salary from it. This is an average mechanic in any product niche.
That is why you climb into these companies, if they are pre-sharpened to simply increase the recognition and consumption of the product? You will never make a lot of money there and receive no more than 5% of the proceeds. There, the entire marketing plan is built on this. You must have at least 300 active people in the structure in order to earn 150,000 per month. The mechanics are as follows: bring 300 people there - it will be 150 per month. Exactly as long as you figure it out.
That is, you actually become the head of the sales department with 3 hundred subordinates for 150,000 rubles. Cool. Just learn to be a programmer, spend 5 years - your salary will be 250,000. No kidding. For 2 years of experience as any programmer is a salary of 150,000-180,000 in Moscow. Look for a job as a programmer, you will be torn off there with arms and legs.
Why the hell would you go into this? The only reason to climb there is if you are 18 years old and want to gain experience in team building. The second reason is that you simply do not have enough command. The easiest way to get a team and find sales people is to say: “Guys, let's not do this nonsense, let's build a business”. And to drag this team into their own motion.
I did that 3 years ago. I entered the network project at the very start and thus took 8 people to my team . The guys stopped doing network business and started doing normal business . Thanks to this, many of them stayed in Moscow. Thanks to this, many of them, even after returning to their cities, continue to do business, and not do nonsense. The chance that you will earn half a lem in the network business is 1 in 3,000. And that is a maximum of 3 months in a row.
Let's go further ...
8. Tablets
My friend's mother-in-law raises $ 500,000 a year. Guys, one particular mother-in-law, one person in the whole of Russia can really do this. But please don't compare yourself with Bill Gates. Because, most likely, you are not Bill Gates. If you are not already earning a fucking cloud of dough today, then you are unlikely to earn it. You won't become a dollar millionaire in one year. There are only a few such people in the whole world. Descend from heaven to earth.Therefore, network business is not our option, gentlemen. There is no need to go there, because they are trying to breed you there. Those who are engaged in network business are not to blame for this. They just don't know how to make money differently. They are not financially savvy. They simply do not understand this mechanics (one million - 5%). I tried to explain by the example of marketing plans that it is impossible to have more than this figure.
And so we drove on. 9 pips Write about what I did not say, because I know more, much more than 10 points. I know about a hundred of them. But I'll tell you about 10 for now.
9. In short, the topic is this, they are called farms.
They offer you to inject money into them, in return they give you a small piece of land, it “will be” yours. You are investing money. For example, a million rubles. On the pictures on the Internet there are very beautiful men over 50 years old, who say that everything will be fucked up.In fact, quite young people are behind all this, who simply withdraw money into crypto, Forex and construction. And this is so, for the sake of appearance. Yes, you get paid 15% per annum. You have property and real estate in some kind of LLC, to which these 5 plots are registered, and they raised 300 million of money, for example. At the same time, they have plots for a total of 20 million rubles.
Great circuit, yes. Tomorrow they will scamper. What is a scam? This is when suddenly everything dies and there is no more money. They say to you: “Soryan, the business hasn’t gone.” He shouldn't have gone from the beginning!
Everything was conceived in order to cut the dough from the common population. Contextual advertising is very common. If you see in Yandex "invest in the farm, there are raspberries, bees, etc." - forget, do not try to get into it. The probability of a scam is 95%. (there are always exceptions to the rule)
Moreover, you can receive money for 2-3 years. Let's just do the math: let's say you are given 20% per annum for 3 years in a row. You get 60% per annum, and, in the case of a scam, you get 0 rubles. That is, you received a 60% return, you have successfully spent this money. You have 0 rubles. You won't even get the body back. There is no need to go into these farms, they are pre-sharpened to be a pyramid. This is a scheme dating back to the 90s.
10. Trainings on auctions or “How to make a million on auctions”.
Now I have a number of friends undergoing these trainings with the thought that some of their acquaintances are already making money on this. So how do we make money by entering auctions?I'll start with theory. Auctions are such tenders. Tenders for the supply of pens in bulk. We register an LLC or IPshka and go to this tender to earn a bunch of dough. Because we are told that we will earn 3 million from the investment.
People who are engaged in such information business, who say that they earn 3 million rubles from this, earn this money directly from the information business. In the business itself, they cannot physically earn more than a million. Because if a person is engaged in information business, it is almost impossible to combine it with a typical business, since his entire business model and the entire team are geared towards doing information business. It is almost impossible to combine. To win a small tender for the supply of pens for a million rubles, a lot of things will have to be done, because the guys who are competing with you are the guys who are doing just that.
Why get into this? You can earn your hundred, but once you get stuck. I have many comrades who have been doing this for 3-5 years and earn money in the range of 200 - 600,000 rubles. But in spite of 3-5 years of experience and the fact that they always have 2-5 million rubles in circulation, they bother them every year. Can you imagine? People have 5 years of experience, they have a team of at least 5 people, and they still intervene every year, one by one, and sometimes even 2. But they are sharpened for this, they are ready for it. So why do you need this?
I will repeat myself about trainings on tenders and auctions - do not meddle with it. There are ready-made production facilities, businesses that need tenders, if they do not participate in them, you better help them, they will definitely earn money and share with you!
Why? The owners of such industries, as a rule, they are located in the Regions and people there receive not very high money for the provision of services, for work in production. Therefore, it is profitable for them. And you, if you go there and try to make money, will be pitiful distributors. That is, you will be engaged in the supply on behalf of some plant. Your approximate margin is 5%. Do you think there will be a different figure in auctions and tenders? What is 5%? This is 50,000 rubles per million. If you can make hundreds of millions, then you are handsome.
The risk that you will burn out is 20%. This means that you will lose money on every 5 trade. Depending on what kind of experience you have, you will lose from 300 thousand to a million rubles. This is if the average check is lam.
Let me remind you that everything I do mostly is evaluation. I spend days assessing the market and what's going on there. Why? Because people come to me and say: “Stas, there are options to invest in you, in businesses in which you have invested, but there are some moves on the Internet. For some reason, the numbers there are prettier than yours, I'll go there. " I say: “So please. Only at the beginning I will tell you the scheme by which they work. If you want to go there, go. " And the person walks because the numbers are more beautiful there. I don't mind.
A year or two or three passes, people lose money, become more experienced and return to me. Because no arguments work when you want to get 100% per annum. Everyone wants it today, because we live in Russia and what will be unknown tomorrow. Absurd, right? We live in Russia, so we have to try for 100% per annum, and people who know this make such an offer for you and you lose them. Brilliant, isn't it?
After that, you will say that there is one rascal in Russia. People will make money from you and they will be right because you signed up for it yourself. And I will be right too, because I warned you about the risks and loss of money. Everyone will draw conclusions for themselves.
So, let's move on to the next, 8th point. Also a great scheme, but absolutely honest -
11. Sports betting
Let me say a few kind words on this topic. In fact, it is easier to make money on them. Not from the point of view of making millions, but from the point of view of making 5,000 a month on sports betting is easier than on trading or something else.On the other side, against you, in sports betting, not some guys from the street are playing. People also stand there and make the ranking of the bets, the odds of winning. Why am I not getting into this? Because I know that on the other side are chess masters, mathematicians, all sorts of honored board game players, professional poker players. They have a salary of 200-400,000 rubles. And now the question: do you really think that you think better than the master of sports in chess in numbers?
When I hear that guys are going to earn RUR 200,000 a month or more on sports betting, I think: “Well, guys. I don't go there, because I understand that it is very difficult to consistently earn even a hundred square meters. You need to know certain schemes. "
Let's talk more about forks then
12. Plugs
Is a great topic, a la infobiz. Let's all go to the surebets, we will earn our 100% per month on the surebets.What's the point? There is one of the main schemes that we take, go in, on one site we bet on one account, on one team, and on another site we bet on another account. Won - lost, yes. And now we make money on the difference.
Such a hackneyed scheme that Services are just fools and don't know about it. Yes, you can get your 5,000 rubles - 15,000 rubles, but more is very difficult and every year it is more and more difficult. (beautiful cases on the Internet from 5-10 years ago)
13. Signals
I love signals. You pay for the signal, but most likely you will lose money, not earn. Because the probability that it will work is probably 20%. Those who win will say: - “Cool topic, I recommend”. And those who lose will say: - “Damn, some kind of game. Probably it just didn't work out ”. In fact, the dude who makes the signals just can't guarantee you win.This is adequate. People sell them because it is easier to buy a signal for 3 thousand rubles than to learn how to do it. It is logical, because you need to study for a year. We study at the university for 4-6 years. And what is the bottom line? Do we come to work as ready-made specialists? No, we are totally “green” applying for work to gain experience. Because a university is just a base, experience in communicating with teachers and skills in passing exams.
So, point 9. What else do we have “funny”?
14. I won't talk about Duyunov's wheel especially.
I will say that if someone shows a scientist, 70 years old, with quality certificates, and offers to invest his last million there, because there is a man, there is certification, production, Russia.Guys, my grandfather has 21 patents for inventions, he is a nuclear physicist. Someone will say that it is only 21. Only. I was lucky in this sense, I asked my grandfather 5 years ago: - "Grandfather, but such a technology existed before or not?" And what does he say? Background: my grandfather works at VNIITFA to this day, he turned 78 this year. And so he told me: “Stas, everything that is supposedly new now was invented in the 60s and 80s. All this is gradually entering the market. If this is not yet the case, then, probably, the time has not come ”.
Our scientists, our designers, especially with regard to global changes in the logistics market, have everything calculated for 50 years ahead. Nobody will change anything so easily. Therefore, there is no need to go into the type of super technological things with cool scientists. Most likely this is a complete game and people are washing the grandmother. You give a million, from which 200,000 goes to managers, salaries, commissions. 800,000 are just sawing. Standard scheme.
Therefore, the fifteenth point we will have ...
15. Export.
“Invest money and earn 30% per annum on the export of goods. We have our own production. Everything is great with us. We invest your money. Everything's OK. Trust us. We are cool!"There, as a rule, there is some kind of history. People have some kind of small production, but no one counts their turnovers.
When I worked in the PIK group of companies (old DSK-1), I visited a bunch of factories to assess production capacity. So, in order to be engaged in export with large volumes, large volumes of capacities are needed. These same machines have 3 machines and with this they attract investment and export. As a rule (99% already for sure), they still pour money into the crypt.
Topic 16 is my favorite
These are investment companies with the slogan “Receive 30% per annum under a loan agreement”. I love these schemes. What are people doing? They hire a salesman, rent an office in Moscow City, so that everything is beautiful.There is one dude, whose name I will not name, who, although he tried to do his best, he just did not learn to count. He put a gold bar on the table in Moscow City. Really, no kidding, he put such a thing on the table and filmed a video, they say, guys, everything will be on fire, give me money under a loan agreement. He himself threw money into crypto and trading, because he simply does not know how to count probabilities. Naturally, he leaked everything, went to England with a part of the money that he could save. He attracted about 200 million rubles for this business. They sold like gods. But the essence is the same - the money is lost and the dude himself is unhappy, because he really wanted to earn money, but he cannot count. He's just a good marketer.
Therefore, if you are called to Moscow City in order to conclude a loan agreement at 30% per annum, think three times more than you will be called to the basement. Because, most likely, the best salespeople are sitting in Moscow City. With the last money they will rent an office in Moscow City and will attract investments.
Therefore, be careful about investment companies. If you are offered to invest money somewhere, write to me in a personal note, discard the site, a description of the offer, or say it in your own words. I am very interested in where you invest your money and I can explain to you whether it is worth doing it or not.
17. Regarding the IPO
You can invest money in companies that should go to the IPO, but the chance that you will guess is not high (exceptions for the last 9 months, everything was pearl, the market was just overheated). Although this is a more likely scheme than all of the above. Again, if you work directly through our banks. The key word here is "our". Because our banks are at least a little interested in keeping our money in Russia.All banks have subsidiaries called the name of the bank + “Invest”. Such an organization can go bankrupt, anything can happen, and you decide that this is a bank. In fact, it is just a subsidiary of some tribe, some sub. the owner of the bank. And they will tell you: - "Soryan, as it were, that's it." They go bankrupt, make a new LLC, change the general director, the owner (in fact, the same nephew is in charge of all this money). This is no longer called "Napkin-invest", but "Napkin-money-invest" and the cycle begins again: again they collect money to invest in anything.
This happened at promotions in 2014. All the big banks knew what would happen. Many subsidiaries understood that they had to withdraw money into the cash. But who cares, right? It is more profitable for people to lose money, and then say that this is a scam and that's it.
Many banking structures in which you can invest in a la mutual fund, give them money for trust management on shares, offer 25% per annum. I have many of my comrades who invest money say: “Stas, I’d better put it in stocks, our top-5 bank offers me there, 25% per annum on stocks per year”. I say: - “Welcome”. Within 2 years, he will receive 100% approximately + 10-15%. (and this is in 2020-2021, when the Market will actively go up).
So why should a bank earn more with your money than the key rate of + 3%, that is, what is the interest? There is no interest here. He takes deposits. These people, who are not ready to go into deposits, who are ready to give them into trust management on shares, will draw you financial statements at 10-12% per annum. This is, of course, better than your 6% in the bank. But you counted on 25%, and in the end you get 12%, and even then not every year. I know the story of several fairly famous people who also write about this on their social networks. They invested $ 100-300,000 and in 3 years they received 5%. This is in the top 5 of our banks.
If you want to make money in the stock market, you have 2 options - learn how to do it, spend a HUGE amount of time (I recommend). And the second option:
Second option: Therefore, with regard to investing in stocks, invest in your accounts inside banks, but yourself. Take a curator for yourself separately, pay him a percentage of the profit, or some kind of fix, for the fact that he does analytics for you every 3 months. And do not steam your brain. You can learn how to analyze this case, but you don't need to sign up for trainings for 100,000 rubles for analyzing all this. It's not worth it. You will be told exactly what is in Youtube + content on top for 10,000 rubles. But it is possible and necessary to enter the investment clubs or dvizhuh that create such clubs for a fee, at least there will be acquaintances!
Well, go to paid consultations, take some basic trainings for 3,000 rubles, for 5,000 rubles. You don't have to fit in for fifty dollars in stock training, please. Don't waste your money and time. You will be taught the same thing as Youtube.
Most of the information is how to evaluate the shares on the forums. Why? Because only not lazy people sit on the forums. If you want to learn how to really make money from stocks - sit on the forums. Moreover, the older the forum, the better. Because people were really bothering. Especially look out for people who have 5,000-6,000 messages. As a rule, such people only sit on the forum and do not use social media. networks. Yes, I am a nerd and write advice for you. Maybe they even take 5,000 rubles for a consultation, although they can earn 400,000 a month on shares, their capital + 30% per annum from above.
I told you 17 schemes of how you can be bred or sold that you do not need.
You will buy it on emotions, and then you will not be able to say that it was bad, and you will not become happier from it. So don't fit into these stories. If you want to fit into something, then write to me in the PM. I'll give you advice on whether to fit in or not.I myself really like to buy trainings. In 2019, I gave more than 1 million rubles for trainings and consultations. Most of all I went to private consultations + many friends consulted for free. Probably another 500 thousand saved. Think about this.
P.S. Stanislav Yaskevich was with you - an investor with 7 years of experience, who attracted more than 500 million investments and has assets worth more than 30 million rubles.
