Using card and reporting fraud

Try a small one for 1k and you see results. You wont lose anyway, maximum 40 % of value but it's worth it.

In the US customers are only liable for the first $50. After that the banks have to reimburse you. Although most banks wont even charge you the $50 thats just what the law says. They will give you a courtesy credit usually immediately or within 1 day and then 10 days after that they will let you know if the credit is final or if they need more time. The amount has a lot to do with how hard they investigate, if its a few thousand or less it wont be that bad...I know someone that racked up 10k on a vacation trip and the bank investigated for two months and found out they were the one that used the card and didnt credit them shit, they spent all that money thinking they were gonna get it back it sucks.

hey I can help on this one
I will explain how this works.

agents can monitor when you are trying to order something that you don't have credit for buy so it's suspect then you always should order under your limit value.

1 - if you already bought from a specific shop, they will not block your card and call to your number.
2 -you should buy like a normal ppl, ex. some electronics on bestbuy after that you can purchase a motherboard and memories in newegg but not more than 2 shops or it will be suspect.

If it's not your kind of orders they will call for ask if you did it. NEVER say that u fill a phishing page or they wont pay you for it. as I said act like a real ppl ex.

Sir we are calling to check some recently orders so we would like to confirm that you did it. oh What the hell is going on ?" sure I didn't place those orders.

sir how someone got your info? how the hells I should know ? but I didn't place those order for sure, "should I destroy my card" yes act like a dumb.

100% safe and it's better for restaurants and pickups.

good lucky

yeah definately never say you fell for a phishing page or that someone may have gotten your VBV/pin, they will automatically say it was your fault and wont reimburse you a penny.


also dont shop somewhere youve bought before, do something new.


this worked for me awhile back if youre going out of town, clone your own card and have your gf back home (or a friend you trust) use your real one back home at mcdonalds, starbucks, etc....then call and report fraudulent activity.


"how the fuck could i have been in vegas if i bought a mcchicken 2 hours ago in florida"


reimbursed everything. i was banking with chase at the time, and they didnt do a region block.

The answer your looking for will vary from country to country....

But being the real card holder you will never have to explain how it happened it is not your job to figure that out its the banks.

its more of a tedious process when dealing bank cards opposed to credit cards.

Just make sure you do your homework

iMack said:

helpfulanon: To do that, the thief would need my pin number.

Is it ok to order to a drop within the same city (where the card holder lives) - That would show that the thief is in same city?

P.S. Would you suggest that I do it through PayPal instead? (My account was hacked excuse)

Click to expand...

To do what? Use your card? Negative.

The reason i say to NEVER admit to falling for a phishing page (or even acknowledging that you KNOW what a phishing page is) is because they will automatically blame you for the expenses, etc.

I tried ATM chargebacks on wells fargo, and i thought it would be a good idea to blame a roommate of mine. The lady asked me if i could know who wouldve known my pin. I said, POSSIBLY my roommate because hes there when i use it....and they ended up saying its my fault, even tho i never said he knew it nor had he used it before, they just told me to be more careful and they couldnt proceed with chargebacks.

Fast forward 6 months, successfully did ATM chargebacks with chase for a total of 1200. I used atms i normally didnt use, and just stuck to my guns and said i had no idea how that couldve happened. They made me do a bogus police report, and i won the chargeback. The beauty of chase is they credit your account that same day or within 24 hours.


i also got away with drop chargebacks by having it shipped elsewhere within the city, and when UPS asked for the last name of the person signing, gave them another



hope this helps, but remember how it is in the carding business, what works for one, doesnt necessarily mean will work for the other

I didnt read the whole thread and maby it was mentioned but send to drop,what for,swipe ur cc,give a friend who lives in another country and let him swipe it up for a 1k euro,swipe like 500 few min before 12 and after 12,report next day,im not sure about limits and so on nowdays.im not sure what kind a money your aiming for to earn,but i know people who got theyr money back,but who knows maby just got luky,on other side you wont loose a cent anyway unless for a piece of blank plastic.

Noone here has mentioned the MOST important thing.

If you plan to do what you are saying... PLEASE PLEASE don't use your home internet connection... goto a FREE or OPEN wifi with labtop to place order. Create a new email account at the FREE/OPEN Wifi connection if you need one.

Basically, once transaction is reported as fraud. Bank can contact online retailer and request a IP address for Police to investigate. If IP Address is FREE/OPEN wifi, then you will be easily able to just play dumb.

[IP Address is same thing as Phone Number, you would not do carding using your cellphone... right?]

Don't offer possible ways your shit was compromised. Just report the transaction as not being yours OR wait until bank calls OR wait until you receive your bill to report. Keep your behavior as natural and normal as possible.

The rest, let the bank follow it's procedures. They will mail you affidavit to sign and circle the disputed transaction. They will then issue a chargeback to the retailer. Retailer then may report your IP to police to investigate. Not common, but VERY possible.

About VBV, it doesn't matter. VBV details can be stollen using Spyeye/Zeus etc.. trojans.
Do not tell them, "Maybe I have SpyEye on my comp" or Keylogger. Just play dumb, banks know about these threats already.

Just make sure when you are placing the order that you are not doing it from home. This is most important.

Enjoy!

jsmith is from the rcmp

It should be ok. Depends though, some online retailers will keep customer profiles complete with card #. So if they notice a different name/address associated with same card #.. then the gig is up before you get anything carded.

I suggest you pick another online retailer, there are lists that people sell on here that are easy to card. Try one of those.

If you do alot of online purchases, then your credit card company won't block charges very easily. Try not to go over 2k. I used to work at a bank in fraud operations. The threshold for auto block is different for each bank, but usually around 2k to 2500 per transaction. It's only auto-blocked if you never done large online purchases before. Once it's auto-blocked, an agent will call customer to verify transaction within 24-48 hours.

I have done this with my own paypal and cc before, took about 2 mouths to get money back with cc.
with cc make sure you dont use vbv sites, purchase over the phone,

paypal is smarter, for paypal use socks server from at least 4 different country to log in to your paypal account a few times say a week before the carding date ,