Card my own store?

djemw8

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Hello everyone,

i own a shop and was wondering something:
after swipping, i'll receive a charge back of the bank, which will say that the payment was fraud..

My question is : is the process is similar to frauded checks? I had several cases of stolen checks.. Received charge back from bank, who took me back the amount of the order and i can do nothing except crying..

I see people here that have POS, and asking for dumps to card it, have those guys have private insurance? or maybe for dumps, bank take support of the fraud?

I've been looking for the answer on internet and found only cases for webstores, not real stores, and i don't really want to talk about that with my bank..

Thank's for the help!
 

OqilOqilov

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I think in dumps if you show you follow all procedure correctly then you are paid anyways.
 

wucashier

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Not all pos works now a days as the bank install a software which blocks international bins and display call issuer so when real card holder will call his bank and approve the transaction .
coming to your question , true bank do not pay most of the time, but there are few bank which still work traditionally in 3rd world countries (nationalized government undertaken banks) these bank pos can work for 10-15 days depends on the location. So smart carders from these countries apply for these machines and try luck, and Its very less chance now a days having insider in bank to clear payments from the RCU (risk control unit),this was in practice before though .

Depends on your transaction (real) the bank will some time also release your payments . but you can always claim back after the charge back from the bank ,which should not take more than 180 days .Procedure is as follows.

FIRST IS YOU NEED TO BE CONFIDENT AND ALWAYS SHOW THE BANK THAT YOU HAVE NOT COMMITTED ANY FRAUD .THE BANK SHOULD NOT FEEL NEGLIGENCE OF DUTY SHOWN BY THE SHOP KEEPER.
All you need to do is file a complaint and register a case of fraud ,Get your purchase bill for the product sold as per your claim that you have sold to card holder and your sale bill to the card holder. Front and back of the credit card ,some copy of a ID for the name in the card.
File these copy of documents immediately once you swipe the amount in your shop folder.
mostly in 48hrs the bank RCU team will come to check the transaction, provide them with all documents , they should not feel fishy. Make sure you don't have cctv else they may ask for footage.
Hope this information will be helpful.
 

OqilOqilov

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Not all pos works now a days as the bank install a software which blocks international bins and display call issuer so when real card holder will call his bank and approve the transaction .
coming to your question , true bank do not pay most of the time, but there are few bank which still work traditionally in 3rd world countries (nationalized government undertaken banks) these bank pos can work for 10-15 days depends on the location. So smart carders from these countries apply for these machines and try luck, and Its very less chance now a days having insider in bank to clear payments from the RCU (risk control unit),this was in practice before though .

Depends on your transaction (real) the bank will some time also release your payments . but you can always claim back after the charge back from the bank ,which should not take more than 180 days .Procedure is as follows.

FIRST IS YOU NEED TO BE CONFIDENT AND ALWAYS SHOW THE BANK THAT YOU HAVE NOT COMMITTED ANY FRAUD .THE BANK SHOULD NOT FEEL NEGLIGENCE OF DUTY SHOWN BY THE SHOP KEEPER.
All you need to do is file a complaint and register a case of fraud ,Get your purchase bill for the product sold as per your claim that you have sold to card holder and your sale bill to the card holder. Front and back of the credit card ,some copy of a ID for the name in the card.
File these copy of documents immediately once you swipe the amount in your shop folder.
mostly in 48hrs the bank RCU team will come to check the transaction, provide them with all documents , they should not feel fishy. Make sure you don't have cctv else they may ask for footage.
Hope this information will be helpful.

POS cannot block international bins. Only card issuer can do that. Thats why some international work and some dont. Only issuer can have authority to do so, because if it was merchant bank who block when it isnt really block by issuing, then phoning issuer wont unblock it. I know this from my experience and also its based on visa and mastercard policies to accept ALL cards.
 

Rome0

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Each POS (store) got contract with bank who provide POS .
This Contract CAN contain Insurance against Fraud/stolen card , usually bank covert around 5-10% of card transaction . oVER that they not pay fraudulent payment

After you can limit ChargeBack , with Never card over 10% of money make on ur store , ALWAYS made copy of card & Fake ids ( for prove too ur bank your legit :)) ) and it easiest for u fight against Charge back .

Good luck =-)
 

wucashier

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good luck

POS cannot block international bins. Only card issuer can do that. Thats why some international work and some dont. Only issuer can have authority to do so, because if it was merchant bank who block when it isnt really block by issuing, then phoning issuer wont unblock it. I know this from my experience and also its based on visa and mastercard policies to accept ALL cards.



Do not always go by old book of carding :)
 

OqilOqilov

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Well I have worked in various countries and never saw that...
 

djemw8

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Thank's'everybody, i'll try small amount and let you know
 

thom crowzz

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Card my own store?
if you got shop , why not get iphoned app .. on iphone and get paid easier like that , because companies still new , and vcc to your company register and stiill get paid .
 

sinatra

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thom crowzz, can u be more specific pls?
 

nick25

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if you got shop , why not get iphoned app .. on iphone and get paid easier like that , because companies still new , and vcc to your company register and stiill get paid .

same from me, can you be more specific please ?
 

pi9xxx

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ther is stuff like plastic little swiper for card you connect to phone osr ipad and swipe card. but you need attach bank acc to bussines and its working only at usa right now.

some one wana more info ..PM me
 

nicemr

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Each POS (store) got contract with bank who provide POS .
This Contract CAN contain Insurance against Fraud/stolen card , usually bank covert around 5-10% of card transaction . oVER that they not pay fraudulent payment

After you can limit ChargeBack , with Never card over 10% of money make on ur store , ALWAYS made copy of card & Fake ids ( for prove too ur bank your legit :)) ) and it easiest for u fight against Charge back .

Good luck =-)

True.
For me, i had the bank insider to help me make sure the $$$ doesn't "charge Back".

But if u dont have, u must know the pos payment and monitoring system.
Each Bank had they own monitoring system, the "Guy" that make the "call back". was working on that division.

Ussually all "call back" was trigger by some rules, that bank already determind and different on each bank. for example, there is a back that need a "verification or authorization" on each swipe that over 200$ or more. Or If there is a "abroad" Card that swipe in the pos, but the pos it self had no history at all in "foreign" card swipe.

For the best is you must read all the "rules" on the time u "Apply" for the pos. always use fake id and Document to aplly for the POS if able to, if not use other poeple who are willing to "Skip away" to apply for you.

Look for the "time Space" on each swipe u do. cause not make any sence if u swipe 2-3 times in so short period of time.

Also Look For the swipe ammount u do, always make it real with the "stuff Price" u had on store.

Hope it's Help.

Be safe, Be good.
 

treksoors

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OqilOqilov

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As a mother rapist, yes. But your mom is tooo wide for a black man to cum.
 

andres1513

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is ripper

Lockman) is ripper he ripper me $325LR
ICQ:638156119

he reply me said this:i can help you am selling on other forums with good feedback . send me your contact

hobin rood 10:27 a.m.
hey bro sorry yesterday i left
i am here now

maestro 10:29 a.m.
yes bro

maestro 10:31 a.m.
you have moneypack today ?

hobin rood 10:32 a.m.
everyday i have

maestro 10:33 a.m.
listen ninja said you contac for aceept agree to terms

hobin rood 10:33 a.m.
ok

maestro 10:33 a.m.
look
Ninja 09/11/2012 07:46 p.m.
put me everythign i said IN ONE MESSAGE
and ask seller make the same what he agree to terms

hobin rood 10:34 a.m.
ok i will send him msg now
you want to buy for 5k yes?

maestro 10:34 a.m.
yes
i need $,5000

hobin rood 10:34 a.m.
ok thats 10k mp codes 500x20

maestro 10:34 a.m.
no bro listen

maestro 10:35 a.m.
i need balance mp $5,000
in lr is $2,500

hobin rood 10:35 a.m.
k wait i will calculate

maestro 10:35 a.m.
10x500

hobin rood 10:36 a.m.
bro for 2500 is not 50 %
its 65%
5k and up is 50%
i told u this yesterday

maestro 10:36 a.m.
no bro told to me

maestro 10:37 a.m.
ok give good discount for this time

hobin rood 10:37 a.m.
i told u if u buy for $5000lr thats 10k mp
check ur history
no discounts bro price is fixed

hobin rood 10:38 a.m.
never discounts no matter how much u buy
rates r fixed

maestro 10:38 a.m.
ok bro
talk to ninja

hobin rood 10:38 a.m.
k
wait

maestro 10:39 a.m.
is 50% if i buy $5,000LR in mp ?

hobin rood 10:39 a.m.
yes

maestro 10:40 a.m.
for the nex time i buy this

hobin rood 10:40 a.m.
k

hobin rood 10:48 a.m.
no reply
hobin rood 4:40 PM
need escrow with maestro for $2500 for 65% price in MP codes

maestro 10:49 a.m.
fuck ninja

maestro 10:51 a.m.
ok listen i buy code 1 for 1

maestro 10:52 a.m.
is ok ?
no use ninja

hobin rood 10:53 a.m.
its up to buy 1 but 10 doesnt matter am here

maestro 10:53 a.m.
give accoun for pay the first

hobin rood 10:54 a.m.
U6476996 $325

maestro 10:56 a.m.
is you U6476996 (Lockman)

hobin rood 10:56 a.m.
yes

maestro 10:56 a.m.
Payment Mode Account
Date 11/10/2012 14:53
Batch 119012313
From U853xxxx (maestro)
To U6476996 (Lockman)
Amount $325.00
Memo
Payment Purpose Purchase of goods

hobin rood 10:57 a.m.
ok

maestro 10:57 a.m.
you reload or give code ?

hobin rood 10:58 a.m.
code

maestro 10:58 a.m.
ok

hobin rood 10:59 a.m.
5 min

maestro 10:59 a.m.
you said you have the code ready

hobin rood 11:00 a.m.
yes ready i just send my guy text so he sends me code on phone i dont keep with me
he will send in 5 min my partner

maestro 11:00 a.m.
is ok

hobin rood 11:00 a.m.
dont worry bro

maestro 11:01 a.m.
i need 10 codes

hobin rood 11:01 a.m.
bro for $2500 is not 10 codes

maestro 11:01 a.m.
i pay 1 for 1

hobin rood 11:02 a.m.
oh ok
no problem

hobin rood 11:05 a.m.
bro my guys saying if you will buy 10 codes he dont have time to send me text by text code by code. he is saying just use escrow and finish all deal at one time

maestro 11:06 a.m.
ok send me the first

hobin rood 11:06 a.m.
and the rest ?

maestro 11:06 a.m.
i talk to nin in escrow

hobin rood 11:07 a.m.
ok so lets do all with escrow

maestro 11:07 a.m.
but first send me the first

hobin rood 11:07 a.m.
he is saying he doesnt want to send 1 by 1 he wants all at 1 time cause he is busy

hobin rood 11:08 a.m.
if ninja is not replying we can use *******.cc escrow or PM escrow

maestro 11:08 a.m.
ok send me my money back
$325lr
and i talk to ninja

hobin rood 11:09 a.m.
am here bro ur money is here dont worry . why need to send back and front

maestro 11:09 a.m.
send the money back now
325lr
i talk to ninja now

hobin rood 11:09 a.m.
ok am waiting here

maestro 11:10 a.m.
hey what is your problem
give the money back

hobin rood 11:10 a.m.
bro finish the deal with escrow. my guy doesnt want to send 1 by 1 if u will take all. he is busy cant send 1 by 1 every 5 mins by phone text

maestro 11:11 a.m.
hey listennnnn
send me my $325lr back
you do not understand that

maestro 11:12 a.m.
i go to talk ninja for put in the black list

hobin rood 11:12 a.m.
ninja reply? so lets fnish the escrow

maestro 11:12 a.m.
give my $325lr

hobin rood 11:12 a.m.
send him rest and i will get you all codes at 1 time

maestro 11:13 a.m.
bro listen

hobin rood 11:13 a.m.
he didnt reply to me

maestro 11:13 a.m.
give the money back
i dont buy you

hobin rood 11:14 a.m.
bro if u are taking 10 codes then what is the problem am seeling for 1 year mp codes on 2 forums. and not here to rip u for 325

maestro 11:14 a.m.
hey give the money

hobin rood 11:14 a.m.
if u r taking 10 codes my guy will send me all at one time

maestro 11:14 a.m.
you give yes or no

hobin rood 11:14 a.m.
he dont have time to send every 5 min code by code

maestro 11:14 a.m.
you give yes or no
my money
i dont buy

hobin rood 11:15 a.m.
am here waiting for u ur money is here dont chnage the deal man

maestro 11:15 a.m.
fuckk
you ripper me
i go said ninja you are ripper

hobin rood 11:15 a.m.
what ripper man r u crazy am buying dumps on forum for 3k everytime

hobin rood 11:16 a.m.
i dont need to rip ur 300
check my posts man

maestro 11:16 a.m.
give my money back
i dont buy

hobin rood 11:16 a.m.
what r u saying ripping u for 325 lol

maestro 11:16 a.m.
give my money back
$325lr
i dont buy
give my fucking money back

hobin rood 11:17 a.m.
so why u said u will buy man . if u r worried pay rest to ninja
u r talking with him
lets finish the deal

maestro 11:17 a.m.
nooooooo
i dont buy

hobin rood 11:17 a.m.
he is not rreplying to me

maestro 11:17 a.m.
i dont buy
i dont buy

i dont buy
i dont buy
i dont buy
i dont buy
i dont buy
give my money back

hobin rood 11:17 a.m.
whats ur problem dude

maestro 11:17 a.m.
i go put in the black list

hobin rood 11:17 a.m.
u said u will buy and then u dont want

hobin rood 11:18 a.m.
put in black man am waiting for u and ninja reply

maestro 11:18 a.m.
what is your fucking problem

hobin rood 11:18 a.m.
u will finish the deal we started

maestro 11:18 a.m.
what is your fucking problem
i dont buy

hobin rood 11:18 a.m.
my guys now also pissed off
i sent him text for 2.5k LR
and now i am telling him no deal

maestro 11:18 a.m.
you are ripper
fuck
 
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