Direct Deposit

[Carding]

What Is Direct Deposit?
The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. Direct deposit requires the use of an electronic network that allows deposits to take place between banks. This network is called the automated clearing house (ACH). Because the funds are transferred electronically, recipients' accounts are credited automatically, so there is no need to wait for the money to clear. Common uses for direct deposit include paychecks, tax refunds, and other benefits.

How Direct Deposit Works
Direct deposit is a safe and convenient way to receive payment. Funds are deposited into a recipient's account directly through an electronic network. In order for the funds to be transferred from the payer, the recipient must provide the name of their bank, their account number, and the bank's routing number to the person or business making the deposit. Alternatively, they may provide a void check which has the same information printed on it.

It can take a few days for direct deposit to be set up. Once the depositor has the information, they enter it into their banking system. Funds are transferred electronically and are deposited into the recipient's account at midnight on the payment date. Since the funds clear automatically through the ACH, they are available immediately, so there's no need for the bank to put a hold on them.

This method is commonly used to transfer an employee's salary, tax refunds, investment redemptions, payments from retirement accounts, and government benefits like Social Security. Bill payments are also made using direct deposit from debtors to creditors. For instance, taxpayers have the option to receive their refunds in the form of a personal check or through a direct deposit. Most refunds are issued within a few weeks of the date the taxpayer initially filed their annual income tax. Direct deposit allows the government to make the refund immediately available to the citizen. The same applies to government benefits like Social Security.

While most direct deposits are done using bank accounts and automated clearing houses, these payments can also be done using online banking and by transfers through smartphones. If, for instance, someone wants to send money directly to a family member, all they need is the person's email and/or mobile phone number. The recipient gives the transfer company their banking information. Once the money is sent, it deposits the money into the payee's account. As with other direct deposit cases, the money is available for immediate use.

KEY TAKEAWAYS

• Direct deposit is the deposit of funds electronically into a bank account rather than through a physical, paper check.
• It requires the use of an electronic network that allows deposits to take place between banks called the automated clearing house.
• Payees must provide the payer with their banking information or a void check in order to receive direct deposit payments.
• Salaries, tax refunds, investment redemptions, and government benefits are commonly paid through direct deposit.

Special Considerations
Direct deposit is a popular and convenient way for people to send and receive payment. For payers, it cuts down any expenses related to check-writing, postage, and administration. For payees or recipients, it eliminates the risk of losing a physical check along with the need to visit a bank in person to make a deposit. As mentioned above, direct deposit recipients are not subject to a check clearing wait period—salaries paid via check can often take a week or more to clear within their account.

Not everyone has a bank account. If the payer is required to provide a form of electronic payment like direct deposit, they may be able to provide funds in another way such as a prepaid debit card. This often occurs in cases where the government sends cards to benefit recipients who don't bank with traditional financial institutions.

Important: Payers who are required to make electronic payments may provide recipients with prepaid debit cards.

Disadvantages of Direct Deposit
Direct deposit and other forms of electronic banking come with greater efficiency, along with a greater risk of online security hacks. The rise of certain cybersecurity measures to help protect forms of banking, such as direct deposits, has been critical. Types of cybersecurity attacks on sensitive financial information include:

• Backdoor attacks in which thieves exploit alternate methods of accessing a database that doesn't require traditional authentication
• Denial-of-service attacks, which prevent a rightful user from accessing a system often by entering a wrong password enough times that the account is locked
• Direct-access attacks including bugs and viruses, which gain access to a system and copy its information

Measures to increase security can include using a password protector and/or choosing more complicated passwords, with a combination of letters, numbers, capitals, and special signs, to encrypt personal financial data.

(c) https://www.investopedia.com/terms/d/directdeposit.asp

 

[Jollier]

Accounts that can be loaded by Direct Deposit:
Cashapp
All USA?? Banks
Simple Bank
All prepaid accounts.

Direct deposit takes 2 business days to reflect inside account.

On daily limit, every account has its limit but you can send out $20k daily limit for all accounts with direct deposit method.

Direct Deposit does not charge back but will advise you to withdraw the money the moment it reflect, if you load cashapp too will advise you to convert the cash to btc and withdraw immediately.

Email access is the most important info needed to do a direct deposit is because they will ask for code to be sent to email before you can login the account and sometimes they will need code to email before transaction is accepted.

Chase, Suntrust and Wellsfargo bank log are not good for sending out direct deposit because they have bill pay option and not direct deposit option, if you try to send out bill pay from this banks, account get locked next day and transfer get canceled so don’t waste your btc on it.

These banks are good for direct deposit:
Huntington bank
Woodforest bank
FNBO bank
Bluefcu Bank
Hills bank
Principal bank

Latest cashout method, doesn't need credit card or loading to cashout ??. Let's cashout before it is perched.

Today I will be teaching y’all a direct deposit.

Now before I start the Tutorials lemme post some of the Questions I know you guys will ask with respect to this Direct deposit Tut

Q.1 Which account can Direct Deposit be used to load ?
Ans: This method can be used to load
• Cashapp,
• All USA?? Bank accounts,
• Simple Bank &
• All prepaid accounts.

Q.2 How long does Direct deposit take to reflect in account ?
Ans: Direct deposit takes 2 business days to reflect inside account.

Q.3 What is the daily limit to load account with Direct deposit?
Ans: Every account has it limit but you can send out $20k daily limit for all accounts with direct deposit method, that means every single day; you can cash $20k out, don’t be greedy to do more, might get locked.

Q.4 Does Direct Deposit Charge back ?
Ans: No it doesn’t charge back but will advise you to withdraw the money the moment it reflect, if you load cashapp too will advise you to convert the cash to btc and withdraw immediately, money left in account for long is risky.

Q.5 Is email access necessary when getting logs for direct deposit?
Ans: Yes the most important info needed to do a direct deposit is email access of the log because they will ask for code to be sent to email before you can login the account and sometimes they will need code to email before transaction is accepted.

Q.6 Is Chase, Suntrust and Wellsfargo bank log good for sending out direct deposit?
Ans: No, such logs have bill pay option but they don’t have direct deposit option, if you try to send out bill pay from this banks, account get locked next day and transfer get canceled so don’t waste your btc on it.

 

[Anana$]

Thanks for informative articles, can u do favor pls?
share about tuts how to work with brute of Fnbo ??
p.s. what it plaid is?

kind regards

 

[Robot999]

p.s. what it plaid

I see buyers most in need of brute BA for Plaid
What is it all about?
is it easy to work with and how can it be worked out.
Is there any service that can work it out?

 

[Mutt]

Cash out money from the brutal banks

Greetings, now I want to tell you a little about the brute of bank accounts (BA), I will make a reservation right away in order to prevent throwing tomatoes, the topic is not new, but in skillful hands and with the included coaxer, it can easily become your main direction.

And so off we go...

Brutus BA - This is the data for entering the personal account of the bank, selected by the brute-force method with a special software, which is different for each bank.

To get started, we will need such services as breaking through BG, CS, SSN verif, simsms.org.
And also not a lot of material: Brutus BA (login: pass: an/rn); full + snn + dob.

I'll show you on the example of sites: checkpeople.com, chase.com, nerdwallet.com

Log in at checkpeople.com. The subscription is paid, but the payment is 2d, you can play a little foolishness

Here we enter our fulka and find CH. Here is all the important data about our cardholder(where he lives, with whom he sleeps, what car, how long he was sitting), in general, everything that is needed to create a self-register.

We fill in all the data from our fullz. After finding our fullz, go to https://www.ssn-check.org/verify

Here we copy (640-09-1780 was issued in Texas between 1989 and 1992). We will need this to answer questions in CHASE when creating a self-registration.
http://www.highprogrammer.com/cgi-bin/uniqueid/dl_fl go here if we have a fullz of Florida and enter data from fullz. After that, CHgives us the rights. We will not be given full rights, one digit will not be enough, we write 0 instead of the sign -?. We save this data. We will need them to create self-registration in a Chase.

https://services.flhsmv.gov/DLCheck/HomeView.aspx Then we fly in here and enter the CHrights, if you have a full Florida, if not Florida - we random exp.

A small life hack, put the end date on the first two numbers from the birthday and, for example, 2021/2023.

www.nerdwallet.com
Here we have to take the whole credit history. We go down

and press GET STARTED.

Here we enter CH and be sure to @ comcast.com in the window where mail is needed. Then we will be thrown into questions that we will need to answer, if 3 questions - 1-2 answers without fail. In rare cases, there may be difficult questions that we cannot answer, here we either put questions at random that have no answers, or we change the fullz and everything is new, but most often the questions are not difficult, the answers to which we take at checkpeople.com. After logging in, we will have access to the entire credit history of CH. We make sure that there is no chase in CR (the speed credit of the chase is signed like this - Jpmcb), if there is a chase, we change the fullz.

You should succeed in the same way (CS - fast loan, we take it right there nerdwallet.com)

We will need Google mail - simsms.org we buy here the number of any EU country and make a google account. Then we need a chase number. Let's take it to Textnow. log in via Google and insert the state code - allo.kulichki.com/kod/usa/usa.htm we take the codes here for our state. Florida has codes 386 - 407 - 561 - 727. After we have taken the number, we go to the Chase.

Run the chase. There is nothing complicated there, just enter the data and answer the questions, after all, we must choose total checking.

We create an account. We answer questions and create an account.
After we ended up in personal area, we go here.

Put a daw and activate the service.

Then we go to the pay-end transfer and add.

We knit the BA and put the jackdaws as in the screenshot.

We tied the BA.

Now we need to wait for the minis. minikis come within a day or two. You can track minics on mint. There are many services that do this.

This is what the activation window looks like. We activate after accepting minics (micro-deposits).

We introduce minikis.

We have confirmed.

Now you can make the first send.

As you can see, the city appeared after the verif with minic.

Making a send

Check and confirm

The first cash will fall to the self-register within two or three days, the next sends are already made at 250 and so on, I advise you to immediately send the money to the cashier after receiving two or three times (152 250 350).

ATTENTION AMOUNTS ARE NOT IDOL! There is no need to repeat everything from time to time.

More info:

https://carder.market/threads/bank-account-carding.90952/

Carding is creative work, CREATE! (c) Robert Kiyosaki

 

[Robot999]

Cash out money from the brutal banks

Greetings, now I want to tell you a little about the brute of bank accounts (BA), I will make a reservation right away in order to prevent throwing tomatoes, the topic is not new, but in skillful hands and with the included coaxer, it can easily become your main direction.

And so off we go...

Brutus BA - This is the data for entering the personal account of the bank, selected by the brute-force method with a special software, which is different for each bank.

To get started, we will need such services as breaking through BG, CS, SSN verif, simsms.org.
And also not a lot of material: Brutus BA (login: pass: an/rn); full + snn + dob.

I'll show you on the example of sites: checkpeople.com, chase.com, nerdwallet.com

Log in at checkpeople.com. The subscription is paid, but the payment is 2d, you can play a little foolishness

Here we enter our fulka and find CH. Here is all the important data about our cardholder(where he lives, with whom he sleeps, what car, how long he was sitting), in general, everything that is needed to create a self-register.

We fill in all the data from our fullz. After finding our fullz, go to https://www.ssn-check.org/verify

Here we copy (640-09-1780 was issued in Texas between 1989 and 1992). We will need this to answer questions in CHASE when creating a self-registration.
http://www.highprogrammer.com/cgi-bin/uniqueid/dl_fl go here if we have a fullz of Florida and enter data from fullz. After that, CHgives us the rights. We will not be given full rights, one digit will not be enough, we write 0 instead of the sign -?. We save this data. We will need them to create self-registration in a Chase.

https://services.flhsmv.gov/DLCheck/HomeView.aspx Then we fly in here and enter the CHrights, if you have a full Florida, if not Florida - we random exp.

A small life hack, put the end date on the first two numbers from the birthday and, for example, 2021/2023.

www.nerdwallet.com
Here we have to take the whole credit history. We go down

and press GET STARTED.

Here we enter CH and be sure to @ comcast.com in the window where mail is needed. Then we will be thrown into questions that we will need to answer, if 3 questions - 1-2 answers without fail. In rare cases, there may be difficult questions that we cannot answer, here we either put questions at random that have no answers, or we change the fullz and everything is new, but most often the questions are not difficult, the answers to which we take at checkpeople.com. After logging in, we will have access to the entire credit history of CH. We make sure that there is no chase in CR (the speed credit of the chase is signed like this - Jpmcb), if there is a chase, we change the fullz.

You should succeed in the same way (CS - fast loan, we take it right there nerdwallet.com)

We will need Google mail - simsms.org we buy here the number of any EU country and make a google account. Then we need a chase number. Let's take it to Textnow. log in via Google and insert the state code - allo.kulichki.com/kod/usa/usa.htm we take the codes here for our state. Florida has codes 386 - 407 - 561 - 727. After we have taken the number, we go to the Chase.

Run the chase. There is nothing complicated there, just enter the data and answer the questions, after all, we must choose total checking.

We create an account. We answer questions and create an account.
After we ended up in personal area, we go here.

Put a daw and activate the service.

Then we go to the pay-end transfer and add.

We knit the BA and put the jackdaws as in the screenshot.

We tied the BA.

Now we need to wait for the minis. minikis come within a day or two. You can track minics on mint. There are many services that do this.

This is what the activation window looks like. We activate after accepting minics (micro-deposits).

We introduce minikis.

We have confirmed.

Now you can make the first send.

As you can see, the city appeared after the verif with minic.

Making a send

Check and confirm

The first cash will fall to the self-register within two or three days, the next sends are already made at 250 and so on, I advise you to immediately send the money to the cashier after receiving two or three times (152 250 350).

ATTENTION AMOUNTS ARE NOT IDOL! There is no need to repeat everything from time to time.

More info:

https://carder.market/threads/bank-account-carding.90952/

Carding is creative work, CREATE! (c) Robert Kiyosaki

Not answered, but thanks

 

[Anana$]

how long that samoreg can live?

 

[Father]

A self-registered bank account (samoreg) can live indefinitely.

Here are the reasons why it might be blocked:
1. The cardholder came to the bank (or tried to register online on his own) and discovered that an account was already opened in his name, which he did not open.
2. The account received dirty money, for which a complaint or chargeback came.
3. The account has not been active for a long time.
4. The cost of the service has not been paid.
5. The required minimum deposit has not been made to the account.
6. When creating an account, the security service had other initial data of the owner and they decided to call him to check if he really registered the account.
7. Attempts to log into the account from different IP addresses.
8. Frequent change of contact information on the account (address, phone number).
9. Detection of the use of login to the account from a virtual machine, antidetect or bad VPN.
10. A sharp increase in suspicious payments on the account.
11. Payment from the account for services or goods for non-reliable services and stores.

Each bank has its own individual anti-fraud policy.
Usually self-registers live for a very long time if you work with them correctly.

 

[Anana$]

A self-registered bank account (samoreg) can live indefinitely.

Here are the reasons why it might be blocked:
1. The cardholder came to the bank (or tried to register online on his own) and discovered that an account was already opened in his name, which he did not open.
2. The account received dirty money, for which a complaint or chargeback came.
3. The account has not been active for a long time.
4. The cost of the service has not been paid.
5. The required minimum deposit has not been made to the account.
6. When creating an account, the security service had other initial data of the owner and they decided to call him to check if he really registered the account.
7. Attempts to log into the account from different IP addresses.
8. Frequent change of contact information on the account (address, phone number).
9. Detection of the use of login to the account from a virtual machine, antidetect or bad VPN.
10. A sharp increase in suspicious payments on the account.
11. Payment from the account for services or goods for non-reliable services and stores.

Each bank has its own individual anti-fraud policy.
Usually self-registers live for a very long time if you work with them correctly.

i mean, if i will do abovementioned procedure with one samoreg, and dep from various brutes. how long it will live ??

 

[Father]

Self-registration will live until there are complaints about the deposit.
If you make several deposits, then it may work for a long time, or it may be blocked after the first complaint until the situation of the origin of the funds becomes clear.
It all depends on the policy of the bank you will be working with.
Some banks can write off a suspicious deposit and return it to the account from which it was received, other banks can immediately block the account after the first deposit.
Some self-righteous people continue to live and work even after they receive constant complaints, since much depends on the relationship of the bank with another bank or payment system from which the deposit will come.