Lecturer: hoseramires
Good evening everyone again, we'll start in a minute, I ask you not to flood - write down the questions, ask after the lecture
let's start
today the lecture will be led by me, the topic is work with bank accounts! the topic is serious, please be patient, 1.5 hours
expand your horizons into this area))
I will try to cover the topic in all directions
What is it, where to get it, how to register, what to use it for, etc.
Let's start with definitions
Definitions may not be new and overlap with other topics, we will repeat it just in case.
we always repeat and always at the end of the lecture there are those who ask again)
Full Info (aka fullz) data about a person containing SSN, DOB, First name, Last Name
Fullz and CC are not the same thing, fullz does not contain card data!
SSN - American version of TIN, but it is much more significant, it is the basis of a US citizen
The American may not have a passport, but he will have a PRS for sure, if he does not have one, then it is a Mexican
DOB- Date of Birthday- birthday
MMN - mother's maiden name. Many banks require when registering, it is better to punch with high quality, so that there are no problems.
Mother's maiden name
DL- driver's license driver's license
BG - Background Report additional information about KH - where he lived, when he was born, who he was married to, maiden name of mother, grandfather, etc.
Credit Score - the score of the banking system's trust in each person in the US, the more the better.
Credit is earned quickly over the years, a very complicated counting system, for a separate lecture
Google Voice - phone number from Google for receiving calls and SMS to YUSY number
HVNC - Hidden Virtual Network Computing - a system for remote access to a computer desktop
A bank account and a Rollka are not the same thing - do not confuse these concepts, Enroll is a card with access to your personal account, and BA is an account for cardholder's accounts, and maybe also for his card these definitions as an alphabet, everyone should know!
Let's go further
So, in America there are hundreds of banks, in each of which you can open an account, and this is nothing more than a BA. In some banks, an account is opened only with a personal visit, and in some banks, you can open it remotely - on the bank's website
In Roux this is hardly possible, in America this is the norm of life.
Even in Europe, this is difficult
BA for our work can be divided into 3 types
Brute accounts, you can buy - there is almost always on sale, if not on sale from certain sellers - you can find it from others, from time to time banks strengthen protection, introduce SMS authentication, and therefore the ability to work with certain banks disappears.
Accounts registered independently by you or purchased from sellers who register them for sale
Accounts from logs, you can either buy them from log sellers, and from your botnet, or exchange certain links from the logs with people.
(I) Brutus.
These accounts are on sale as just the text login: pass and login: pass and access to mail (login: pass from mail),
accounts with access to mail are much more expensive. the majority of the bank will connect two-factor authentication, in which, for any action in the personal account, a notification is sent to the phone or mail,
having access to the mail, you can turn off notifications on the phone, and redirect them to the mail, and put a filter on the mail so that letters from the bank fall into spam.
prices start from $ 50 to $ 700, recently seen on sale for $ 1200
Such an account with access to mail costs $ 400 and they do not linger - they fly out very quickly
It seems expensive, but if you understand what to do with it, you can beat it off with ease.
Go further
(II) Self-registers
Self-registration is something that we registered ourselves, and no one else has access to our account
To create self-register, we need:
Full Info, Google Voice for receiving SMS, Punch Background Report by fullz
Credit Score (credit history), E-mail (better corporate)
There are fullers on sale with already broken credit, it's easier to take ready-made
The loan must be 700+, otherwise the bank will not give you a good deposit and will treat you worse.
Or will not even allow you to register self-registration online and invite you to the bank office
After we received the fullz + purchased GV or its analog, we need to break through BG-
BG can be pierced by yourself or you can purchase it, consider an independent break. It can be done on the following sites
truthfinder.com the most powerful in terms of penetration, but began to be mischievous
stopped hawking all the cards, you need an approach, but it works
spyfly.com
can be used as additional info
checkpeople.com
all services have the same direction, but each takes info from different sources
instantcheckmate.com add to your bookmarks - there will be a choice - I mainly use this
peoplefinders.com is a good service too
spokeo.com these services are easy to use - you can google and others - there are many
sometimes I use truthfinder.com on this site it is fully indicated DOB, the rest almost always write the year and month, without specifying the date, but for completeness, you can use several sources, since they will complement each other
In these services, beat the development of your CC, do not activate for a year, you have enough for a month, there is a high probability that the card will die and with it your account on these services, so do it for a month, this is enough
If you took a full credit without a broken credit, you can also break it yourself on the following services:
experian.com
my.bankrate.com
you can use one or several, I use the latter, that's enough
It is quite possible that at the stage of breaking through BG or KS, you will not be able to obtain the necessary information, in this case, throw out a fullz, and take another.
That's it, you got everything you need to start - a good full with KS from 700 and BG - you can register.
In the public there is a list of banks where you can register for a fullz, there are a lot of them,
in order not to clog the lecture, I give a link to the list:
download yourself, tk. link will die soon
There are about 5000 banks for USE and some of them are quite suitable for self-registers
This is a public bank with which you should start, the deeper you delve into this direction, the more you can do, it is enough to learn how to make self-registration ba on 2-3 banks, you will understand the essence of most self-registrations
We use either these banks or are looking for private offices. Some banks may freeze the account for a day - this is bad, but it may be that in a day the hold will be removed
To gain experience, I recommend starting with simple banks, such as:
Bank of America- famous BOFA bank
Suntrust
Chase
banks are heavily jacked up, but they continue to work and give off, they just become more demanding
To register in any YUSY bank, you must adjust to the cardholder, during registration you do not need to thoroughly change all the hardware parameters, in this direction the antifraud looks at it but not intently,
the main thing is that you have a clean IP and an American DNS. I recommend using Amazon Dedicated Server, which you can register yourself at aws.amazon.com
from your grandfathers you will be like Americans, there will be no leakage of ip or dns in principle
To register Dedicated Server Amazon, you need a left SIM card and a card from which 1 dollar will be debited to confirm your solvency, I use a Qiwi virtual card, which I replenish with 100 rubles.
you can also take a SIM card with a balance, throw it on a kiwi balance, make a virtual card and pay 1 dollar from it
After receiving the deed, I throw chrome and proxy on it to change the ip. They changed the ayp - adjusted to the cardholder, changed the time to the cardholder time zone - then register with the bank.
If you have adjusted to cardholder, then you may not have any questions, but if your actions aroused suspicion in the bank, or if the bank already has a cardholder account, then you will receive a bunch of questions.
an example of them on the screen:
This is where your preliminary breakthrough of this cardholder in BG comes in handy.
Answer - and you are skipped to further steps, where you come up with a login to your account, password, pin code
One of the steps is to order a debit card. You probably don't need it, because will be sent to the billing address of KX, skip this item.
but for yourself you understand that there is such a possibility, perhaps in other schemes it will be useful to you
In case of successful registration (approved) - go online immediately.
We created a login / pass, then came up with secrets and wrote down the account and routing numbers of checking and saving accounts, confirmed the account by mail + the number from google voice and do not forget to turn on alerts. In general, behave like KH.
There is one more unpleasant moment, namely, a change in credit history. When registering a new bank account (BA), an entry is made in the credit score and large banks carefully check this in order to prevent fraud.
In America, every resident can once a year break through his loan quickly for free. once a year this is very rare - for money you can punch more often.
All our manipulations affect the credit soon, but he can find out about this either by breaking through himself for money, which is unlikely, or some banks themselves send their updated credit card to their clients at the end of the month.
Try to bypass this time - the end of the month when registering BA - it is better to register at the beginning of the month, and you will have quite a lot of time to work.
After all the manipulations, you get the purest BA for work, which only you have access to.
(III) BA from logs.
On the one hand, the BA from the logs is the most complete, you have a Login: pass, there are cookies for entering, there is mail to confirm your actions, but you can either get this material from your own botnet from your own strait, or buy
To make your own strait through your bot only for the sake of BA - it's expensive, here you need to sit tightly on the logs
working them out completely, and links of shops and ba and Facebook, etc. etc. or to know where to implement them further.
It is expensive to buy BA from logs, but if you know what to do next, then it pays off.
Almost all BAs from logs remain and are processed in private. this is money in its purest form, what goes on sale is what the sellers themselves did not give their minds.
A log with a login + password + access to mail is 60% of your success, with this set there is a high probability of making a profit, you can drain up to $ 2-3k, then you will need to call, draw or somehow verify yourself.
If you have your own botnet with HVNC, then you can dispose of the KX computer in the same way as your own with all the consequences - use the BA, any cardholder accounts, etc. etc.
This scheme with its own bot is very profitable, but also very expensive.
If you have HVNC for the bank, you are a KX, and you can do with your BA everything that KX himself does - you can transfer a decent drop channel to cash out, but before these actions, you must remove all alerts on your phone, transfer all of this to an email, and put filters so that KX does not burn
It is also possible to change the KX phone number in the BA to your own, put the dialer on this number and receive calls
Drops usually do not agree to accept bays less than 5k, which means we need high-quality acc and proper preparation. From one such high-quality bay you can earn both $ 15 and $ 20k, but again, without a botnet it is almost impossible.
Further:
Do you have BA obtained in any way, what to do next?
If this is not self-registration, we need to drain cardholders's money, there are several ways:
{1} payment in shops and your own merchandise:
You can link your BA to PayPal, accept minideposits for confirmation and then configure the system to work with PP
In addition to PP, you can also link your BA to other shops, including Amazon
Payment with BA in shops is more trustworthy, but it is also checked much more carefully. Most likely, for the verif, in addition to minis, they will also require rendering. If you have tied and verified, then the shop can give you a good amount right away from the first drive.
Possibility of binding on the example of Amazon
There are also luxury shops that accept payment only from BA - where the price tag for the product starts from $ 2k. it's hard to get into such shops. in addition to linking the BA, dialing and drawing are also required.
The pitfalls are exactly the same as I described, the bank should be from a botnet, preferably with HVNC, since we won't send more than 2-3k without HVNC. But shops accept 100% payment to bank accounts, if the bay has reached, be sure that the goods will be sent
but in the presence of such material, it is better to make a bay on our drop, rather than in a thing, in my opinion so.
In addition to this method of draining through shops, it is possible to merge into your merchants, the scheme is as follows, a legal entity is registered for a drop in USA
then a merchant is registered for this legal entity to receive payments, and after that, both BA and CC can be poured into this merchant
Of course, there will be charges, but until your merch is closed, you can get more than ten thousand bucks to your account.
This scheme is very profitable, but at the start, investments of about $ 7-8k are required. It can be tested after understanding the intricacies of BA and the carding sphere in general, when there is knowledge and a team.
{2} ACH & Direct Deposit transfers:
First of all, I would like to note that ASN payments account for about 85-90% of all payments that take place within the country.
This is the cheapest and most popular way to transfer money to the United States.
АСН abbreviation - Automated Clearing House. Just to understand how it stands for
There are two ACH methods:
credit (transfer initiation by the sender) and debit (transfer initiation by the recipient). Both types of ACH have a lot in common:
Firstly, almost all banks allow ACH transfers only between the accounts of the holder himself. If they find out that the names do not match, they cancel the transfer and block them on the account where it was initiated from.
Therefore, it is necessary to do it between accounts for the same holder, or in offices that do not check for different names (usually, transactions above $ 500 are always checked).
Such offices are worth their weight in gold.
Secondly, the same mechanisms for linking the account - instant (by the log pass, usually asks to accept the code) and through minideposits (here it is enough just to link the account to the office, where you can see the transaction).
With instant binding, the name of the holder is automatically checked, with minicombs - they can be checked manually.
- ACH credit (send, push) - in more detail
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After 1-2 business days will pass before the funds are credited
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: depends on the bank, many allow you to send 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
Has relative utility. In order to send you need access to personal account and mail.
The holder can get a call if there are doubts and while he goes, they can cancel (after it comes after the holder's statement on the trail, the business day will be returned). Useful for sending between self-registers.
- ACH debit (pull) in more detail
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 3 business days will pass before the funds are credited (sometimes they are already available on the 3rd day)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual processing
Amounts: depends on the bank, many allow you to send 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
these transfers are the best in the banking system of USA.
PP uses this method, which is why it is so popular in our environment. But PP is one of the hardest and least-fed offices with this method.
You can withdraw money from the brute (by breaking through other data on it, that is, full accrout and the name of the holder), from new self-registers where send is pale for which the acc. The possibilities are endless.
{3} next way to drain Zelle
(merge the receiver for% or replenish the exchanges and merge the crypt, or the same thing for the drop) the method is very bad, you need to look for private banks with the possibility of transfers via Zelle.
But even if the method is overdue, it does not mean that it does not work - Zelle translations exist and are in demand both among ordinary people and among our brother
We need an approach that will appear with experience and tests.
Zelle posting time: within 10 minutes (auto), during the current business day (manual)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
wiring
Amounts: up to 2-2.5k per day usually
Ability to revoke after sending: in general, no (except when inside the same bank)
I will tell you about Zelle, as with her the most experience. Our main task is to make the payment go through in auto mode. But each bank has its own characteristics. For example, in a chase, you can make 2 transfers in an auto to one recipient up to $ 500 each and on different days.
However, the 3rd transfer will already cause manual processing (even if the other conditions are met). Therefore, the method is suitable for cashing small accounts with valid mail (you will need to accept the code for it)
Also a good option is to buy bitcoins from self-register at localbitcoins. More expensive than on the stock exchange, but instant.
{4} another way to drain -Wire translation (a dialer is required) this type of translation must be used after a certain experience in BA
Posting time: this business day / next.
Processing: always by hand
Amounts: almost unlimited (the largest of all types of transfers)
Ability to revoke after dispatch: no
The most desirable type of transfer for our purposes. Vayer can be sent to the crypto exchange or drop account. After receiving the hold, there is no, so this transfer is not returnable!
Unfortunately, almost all banks have closed the possibility of making a wire online (and those that do not, still require the first time to show the ID at the branch).
2 real options remain:
Make an online wire with BA from the logs, where they are included (here you need a lot of luck, the holder will be called)
-Give instructions to make a wire drop
Online warrants let you do Chase, Wells Fargo.
{5} another way to drain-Bill Pay (make statements to your BA from the necessary offices and pay directly from it
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 2 business days will pass before funds are credited (for payments to large companies) and 7-10 business days for payments to the rest (since they send a paper check)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: Above a few k $, questions are already starting
Possibility to revoke after sending: Until the payment is credited or the check is not cashed
It used to be better, now the topic has been completely killed. You can usually pour on the fast only for credits, and cashed out is also not an easy task (even if you pour a drop on the card), the antifraud does not sleep. Checks take a very long time, the only plus is that you legally send them to another name.
{6} as another option to drain from BA - Issue a plastic card to the KX address - then re-route to a drop that will pour funds. The method is interesting, but requires experience and manual drops.
All these 6 ways to drain concerned those options when we had BA KX from balances, but what about self-registers?
If the BA is self-registering, the task of uploading the balance to our account is added to the drain task, you can fill it in in the following ways:
Transsfer with brute ba / CC. We fill in with brute ba through minideposits, CC - data entry (you need to select bins). I advise you to upload at registration. Start with $ 1-2k.
Direct deposit - drawing a check and crediting it to an office that works through a direct deposit. Or we throw off the check immediately in the personal account ba. Better through the offices.
Bill Pay - placing a transfer from another ba to yours. Access to personal account is required, it goes well from logs.
External account - linking your ba to various offices or to the ba's log. Then drain to your ba.
Wire - transfer of funds from another ba via wire transfer.
After money has appeared on your self-register, you drain it in the same way as from brute-for-money accounts and accounts from logs, from which it was not possible to immediately drain, but from your bank it is possible.
There are a lot of work schemes, your task is to find your own that will give you
Finally, I will describe several working links for work:
This is not a loot button, banks adapt very quickly, and what worked yesterday will not work today
Card- (dep) self-registration in penfed c u- (ACH) wells fargo drop (Zelle, wire) - localbitcoins / exchange
Penfed CU is a very fucked up bank. But if you find the right approach to it, it will reward beyond measure. You can wear up to $ 2100 / acc. Then it is knitted with minis and is displayed through wells fargo ACH pull (500 per day is possible, but not more if the names are different). From there, cue ball is bought in any way
BA from logs (Zelle) -salfreg drop (Zelle / wire) - localbitcoins / exchange
A very reliable and easy-to-implement circuit. Of course, the self-registration of the drop will be fired up as fraudulent, but you can drive good volumes. You can take other people's bays for 50% - it's definitely profitable. If you send online warnings / through the drop in the branch, the cue ball will be available on the same day. Expenses - for wire ($ 20-30), 1-3% of the exchange commission, salary for a drop.
Ba brut- (ACH) self-register on the holder (Zelle) - localbitcoins
The theme is also normal, the brute holder breaks through and the BA registers. If the translation is successful, you make a drawing and get an insta cue ball.
The BA theme is limitless, which can feed you for more than one year, here you need to find your direction and hammer it until it dies, at the same time watch something new that has not been worked out, etc.
This topic is eternal, as well as working with the SS as well as carding in general.
But the topic is financially costly and requires a knowledge base in our area.
And besides the base, you need contacts of the right people and services, and ideally your own team
That's all, ask questions - I will answer
ibintegral
BA sellers have met such a concept as “PL account” what is it?
I saw an ad for the purchase of "Buy Chase with points." What do you mean with points?
Do all accounts support ACH? If not, how to determine?
You can check BA minideposits through Asterisk-Free Checking and Huntington At Work, or what services do we use? Just in the list of banks (it is indicated that some request minideposits)
Sellers sell not only login / pass to your personal account, but also AN_RN. What does accouting / routing number give in addition to the ability to pay in shops? Can I make self-registration? (it seems to me that no, but sorry for a stupid question, but I need to confirm) I just did not see that applications were requesting an / rn, mostly log / pas
Why buy not just AN / RN, namely "AN_RN + NAME"
1) not familiar with such a concept
2) this is the type of bonus miles and other points accumulated cardholder
3) if the bank supports it, there will be a tab in the ba
4) minideposits in this case look in the ba
5) you can make a virtual card and fill it with this data.
6) almost all offices ask for a name and not just numbers
goodman
Can I fill in with CC from any bank? Or should the card be from BA bank?
What are different cardholder cards and cardholder bank of norms?
"the brute holder breaks through and the BA registers" - do we get the BA in another bank? and merge on it?
"External account" - bind one ba to another? and we get money by request?
1) the name cardholder is of greater importance, so that it matches both in ba and CC
2) no, 85 percent will not work, depending on which translations
3) absolutely true
4) true
tayna
"Secondly, the same mechanisms for binding acc - instant (by log pass, usually asks to accept the code"
1) where will the code go?
2) still do not understand how the potion is poured?
3) by what principle to look for offices, which can be filled with BA (it does not matter brutus or self-registration)
4) the fact that 3 acc in the chain is a chargeless is it true?
1) by mail or phone, depending on what is connected at cardholder
2) this system must be connected in the office of cardholder, if it is, then it can be poured into another name - drop
3) depending on what kind of office you want to look for, I do not understand the question
4) 80% .sometimes find ends and twist everywhere
koba787
1 - did I understand correctly that BA self-registration is for accepting money? And for self-registration we need full data and BG and all that
2 - to make money Ba we take from logs and botnets? You can also use the brutus, but most likely there is no money there anymore, right?
3 - having a roller, you cannot transfer money to your BA self-register, right?
1) everything is correct
2) no, besides this there is an opportunity to pour from the SS, and there is always money on the brute
3) depends on the bank - there is such an opportunity in certain banks, the main names are cardholder ba and CC
goodman
It turns out we take CC, punch on cardholder full info and bg, after which we register the ba, and already there we tie the card that we bought?
What amounts can be poured from the CC in this case?
Is antifraud minimal in such situations?
Is there an EBV in this case
Where is the best place to start in this direction? Self-registrations to CC to do?
How much is a tedious investment?
Is it only for a USA resident?
no, it's better to take CC, punch bg and register ba, and only then merge onto your self-register
2) as much as you can, this is your data - until it is banned, 2-5k can be
3) yes
4) it all depends on the card
5) register the bofs - see what is there. ideally, but generally depending on what purpose
6) working with the ba is very costly, depending on why, buy an acc with zelle-300-500 and buy ss-20-30
7) yes
tayna
I want to look for offices by the type of traders. and pour from the ba. by what principle should we filter them out and find the right ones?
2) about the potion. if the system is not connected (about which you spoke) - then you can't pour on the potion at all, or just can't pour it on different names?
3) don't you think that with the ba (brutus) - for the potion this is a super fraudulent operation?
4) bind the BA brute to your self-regulation - is it possible only through minideposits? Instants is not an option - since we cannot accept the code. So?
Do you really work with Amazon grandfathers? just the first time I hear about their use with BA
to buy bases for brute (mail) and brute for BA? reasonable with good software? and what are the pitfalls
I sometimes get BA usa logs - can I give you money for a percentage, or are you ready to take a price just for a fixed price?
If I order a card for a self-register, how easy is it to re-order? lighter or just like a thing?
what about the fact that disabling alerts for BA brute - an alert comes to the holder about disabling alerts? just hope it doesn't come? mb then it is better not to disconnect at all? so as not to catch extra points of fraud
1) this is a good direction, just look at which offices allow you to upload from the ba and output to something else - for example, to your self-registration ba
2) it is possible, but the amounts will be minimal - 300-500, and with connected and with the history of transfers - thousands at once
3) everything is frosty, depending on how you heat and what you heat, if the green was connected there, you need to warm it up, so that the ba gets used to you, on the third day there will be more chances than in the first hour
4) and so and so it is, in most cases, still through minideposits
5) they are no different from other grandfathers, but permeability, according to my observations, is higher
6) I don't work with this
7) in most cases, these are just beautiful numbers, you need to look at what kind of bank, what is in it, write in HP
8) not lighter than a thing
9) you need to disconnect, so he will receive an SMS about any operation, but what you disconnected may not come
tayna
do you turn off the alert from your mobile phone and leave it only to the mail?
ideally yes, depending on what you have in your arsenal - it is not always possible to disable
everyone is still available in the LAN on the forum
Good evening everyone again, we'll start in a minute, I ask you not to flood - write down the questions, ask after the lecture
let's start
today the lecture will be led by me, the topic is work with bank accounts! the topic is serious, please be patient, 1.5 hours
expand your horizons into this area))
I will try to cover the topic in all directions
What is it, where to get it, how to register, what to use it for, etc.
Let's start with definitions
Definitions may not be new and overlap with other topics, we will repeat it just in case.
we always repeat and always at the end of the lecture there are those who ask again)
Full Info (aka fullz) data about a person containing SSN, DOB, First name, Last Name
Fullz and CC are not the same thing, fullz does not contain card data!
SSN - American version of TIN, but it is much more significant, it is the basis of a US citizen
The American may not have a passport, but he will have a PRS for sure, if he does not have one, then it is a Mexican
DOB- Date of Birthday- birthday
MMN - mother's maiden name. Many banks require when registering, it is better to punch with high quality, so that there are no problems.
Mother's maiden name
DL- driver's license driver's license
BG - Background Report additional information about KH - where he lived, when he was born, who he was married to, maiden name of mother, grandfather, etc.
Credit Score - the score of the banking system's trust in each person in the US, the more the better.
Credit is earned quickly over the years, a very complicated counting system, for a separate lecture
Google Voice - phone number from Google for receiving calls and SMS to YUSY number
HVNC - Hidden Virtual Network Computing - a system for remote access to a computer desktop
A bank account and a Rollka are not the same thing - do not confuse these concepts, Enroll is a card with access to your personal account, and BA is an account for cardholder's accounts, and maybe also for his card these definitions as an alphabet, everyone should know!
Let's go further
So, in America there are hundreds of banks, in each of which you can open an account, and this is nothing more than a BA. In some banks, an account is opened only with a personal visit, and in some banks, you can open it remotely - on the bank's website
In Roux this is hardly possible, in America this is the norm of life.
Even in Europe, this is difficult
BA for our work can be divided into 3 types
Brute accounts, you can buy - there is almost always on sale, if not on sale from certain sellers - you can find it from others, from time to time banks strengthen protection, introduce SMS authentication, and therefore the ability to work with certain banks disappears.
Accounts registered independently by you or purchased from sellers who register them for sale
Accounts from logs, you can either buy them from log sellers, and from your botnet, or exchange certain links from the logs with people.
(I) Brutus.
These accounts are on sale as just the text login: pass and login: pass and access to mail (login: pass from mail),
accounts with access to mail are much more expensive. the majority of the bank will connect two-factor authentication, in which, for any action in the personal account, a notification is sent to the phone or mail,
having access to the mail, you can turn off notifications on the phone, and redirect them to the mail, and put a filter on the mail so that letters from the bank fall into spam.
prices start from $ 50 to $ 700, recently seen on sale for $ 1200
Such an account with access to mail costs $ 400 and they do not linger - they fly out very quickly
It seems expensive, but if you understand what to do with it, you can beat it off with ease.
Go further
(II) Self-registers
Self-registration is something that we registered ourselves, and no one else has access to our account
To create self-register, we need:
Full Info, Google Voice for receiving SMS, Punch Background Report by fullz
Credit Score (credit history), E-mail (better corporate)
There are fullers on sale with already broken credit, it's easier to take ready-made
The loan must be 700+, otherwise the bank will not give you a good deposit and will treat you worse.
Or will not even allow you to register self-registration online and invite you to the bank office
After we received the fullz + purchased GV or its analog, we need to break through BG-
BG can be pierced by yourself or you can purchase it, consider an independent break. It can be done on the following sites
truthfinder.com the most powerful in terms of penetration, but began to be mischievous
stopped hawking all the cards, you need an approach, but it works
spyfly.com
can be used as additional info
checkpeople.com
all services have the same direction, but each takes info from different sources
instantcheckmate.com add to your bookmarks - there will be a choice - I mainly use this
peoplefinders.com is a good service too
spokeo.com these services are easy to use - you can google and others - there are many
sometimes I use truthfinder.com on this site it is fully indicated DOB, the rest almost always write the year and month, without specifying the date, but for completeness, you can use several sources, since they will complement each other
In these services, beat the development of your CC, do not activate for a year, you have enough for a month, there is a high probability that the card will die and with it your account on these services, so do it for a month, this is enough
If you took a full credit without a broken credit, you can also break it yourself on the following services:
experian.com
my.bankrate.com
you can use one or several, I use the latter, that's enough
It is quite possible that at the stage of breaking through BG or KS, you will not be able to obtain the necessary information, in this case, throw out a fullz, and take another.
That's it, you got everything you need to start - a good full with KS from 700 and BG - you can register.
In the public there is a list of banks where you can register for a fullz, there are a lot of them,
in order not to clog the lecture, I give a link to the list:
download yourself, tk. link will die soon
There are about 5000 banks for USE and some of them are quite suitable for self-registers
This is a public bank with which you should start, the deeper you delve into this direction, the more you can do, it is enough to learn how to make self-registration ba on 2-3 banks, you will understand the essence of most self-registrations
We use either these banks or are looking for private offices. Some banks may freeze the account for a day - this is bad, but it may be that in a day the hold will be removed
To gain experience, I recommend starting with simple banks, such as:
Bank of America- famous BOFA bank
Suntrust
Chase
banks are heavily jacked up, but they continue to work and give off, they just become more demanding
To register in any YUSY bank, you must adjust to the cardholder, during registration you do not need to thoroughly change all the hardware parameters, in this direction the antifraud looks at it but not intently,
the main thing is that you have a clean IP and an American DNS. I recommend using Amazon Dedicated Server, which you can register yourself at aws.amazon.com
from your grandfathers you will be like Americans, there will be no leakage of ip or dns in principle
To register Dedicated Server Amazon, you need a left SIM card and a card from which 1 dollar will be debited to confirm your solvency, I use a Qiwi virtual card, which I replenish with 100 rubles.
you can also take a SIM card with a balance, throw it on a kiwi balance, make a virtual card and pay 1 dollar from it
After receiving the deed, I throw chrome and proxy on it to change the ip. They changed the ayp - adjusted to the cardholder, changed the time to the cardholder time zone - then register with the bank.
If you have adjusted to cardholder, then you may not have any questions, but if your actions aroused suspicion in the bank, or if the bank already has a cardholder account, then you will receive a bunch of questions.
an example of them on the screen:
This is where your preliminary breakthrough of this cardholder in BG comes in handy.
Answer - and you are skipped to further steps, where you come up with a login to your account, password, pin code
One of the steps is to order a debit card. You probably don't need it, because will be sent to the billing address of KX, skip this item.
but for yourself you understand that there is such a possibility, perhaps in other schemes it will be useful to you
In case of successful registration (approved) - go online immediately.
We created a login / pass, then came up with secrets and wrote down the account and routing numbers of checking and saving accounts, confirmed the account by mail + the number from google voice and do not forget to turn on alerts. In general, behave like KH.
There is one more unpleasant moment, namely, a change in credit history. When registering a new bank account (BA), an entry is made in the credit score and large banks carefully check this in order to prevent fraud.
In America, every resident can once a year break through his loan quickly for free. once a year this is very rare - for money you can punch more often.
All our manipulations affect the credit soon, but he can find out about this either by breaking through himself for money, which is unlikely, or some banks themselves send their updated credit card to their clients at the end of the month.
Try to bypass this time - the end of the month when registering BA - it is better to register at the beginning of the month, and you will have quite a lot of time to work.
After all the manipulations, you get the purest BA for work, which only you have access to.
(III) BA from logs.
On the one hand, the BA from the logs is the most complete, you have a Login: pass, there are cookies for entering, there is mail to confirm your actions, but you can either get this material from your own botnet from your own strait, or buy
To make your own strait through your bot only for the sake of BA - it's expensive, here you need to sit tightly on the logs
working them out completely, and links of shops and ba and Facebook, etc. etc. or to know where to implement them further.
It is expensive to buy BA from logs, but if you know what to do next, then it pays off.
Almost all BAs from logs remain and are processed in private. this is money in its purest form, what goes on sale is what the sellers themselves did not give their minds.
A log with a login + password + access to mail is 60% of your success, with this set there is a high probability of making a profit, you can drain up to $ 2-3k, then you will need to call, draw or somehow verify yourself.
If you have your own botnet with HVNC, then you can dispose of the KX computer in the same way as your own with all the consequences - use the BA, any cardholder accounts, etc. etc.
This scheme with its own bot is very profitable, but also very expensive.
If you have HVNC for the bank, you are a KX, and you can do with your BA everything that KX himself does - you can transfer a decent drop channel to cash out, but before these actions, you must remove all alerts on your phone, transfer all of this to an email, and put filters so that KX does not burn
It is also possible to change the KX phone number in the BA to your own, put the dialer on this number and receive calls
Drops usually do not agree to accept bays less than 5k, which means we need high-quality acc and proper preparation. From one such high-quality bay you can earn both $ 15 and $ 20k, but again, without a botnet it is almost impossible.
Further:
Do you have BA obtained in any way, what to do next?
If this is not self-registration, we need to drain cardholders's money, there are several ways:
{1} payment in shops and your own merchandise:
You can link your BA to PayPal, accept minideposits for confirmation and then configure the system to work with PP
In addition to PP, you can also link your BA to other shops, including Amazon
Payment with BA in shops is more trustworthy, but it is also checked much more carefully. Most likely, for the verif, in addition to minis, they will also require rendering. If you have tied and verified, then the shop can give you a good amount right away from the first drive.
Possibility of binding on the example of Amazon
There are also luxury shops that accept payment only from BA - where the price tag for the product starts from $ 2k. it's hard to get into such shops. in addition to linking the BA, dialing and drawing are also required.
The pitfalls are exactly the same as I described, the bank should be from a botnet, preferably with HVNC, since we won't send more than 2-3k without HVNC. But shops accept 100% payment to bank accounts, if the bay has reached, be sure that the goods will be sent
but in the presence of such material, it is better to make a bay on our drop, rather than in a thing, in my opinion so.
In addition to this method of draining through shops, it is possible to merge into your merchants, the scheme is as follows, a legal entity is registered for a drop in USA
then a merchant is registered for this legal entity to receive payments, and after that, both BA and CC can be poured into this merchant
Of course, there will be charges, but until your merch is closed, you can get more than ten thousand bucks to your account.
This scheme is very profitable, but at the start, investments of about $ 7-8k are required. It can be tested after understanding the intricacies of BA and the carding sphere in general, when there is knowledge and a team.
{2} ACH & Direct Deposit transfers:
First of all, I would like to note that ASN payments account for about 85-90% of all payments that take place within the country.
This is the cheapest and most popular way to transfer money to the United States.
АСН abbreviation - Automated Clearing House. Just to understand how it stands for
There are two ACH methods:
credit (transfer initiation by the sender) and debit (transfer initiation by the recipient). Both types of ACH have a lot in common:
Firstly, almost all banks allow ACH transfers only between the accounts of the holder himself. If they find out that the names do not match, they cancel the transfer and block them on the account where it was initiated from.
Therefore, it is necessary to do it between accounts for the same holder, or in offices that do not check for different names (usually, transactions above $ 500 are always checked).
Such offices are worth their weight in gold.
Secondly, the same mechanisms for linking the account - instant (by the log pass, usually asks to accept the code) and through minideposits (here it is enough just to link the account to the office, where you can see the transaction).
With instant binding, the name of the holder is automatically checked, with minicombs - they can be checked manually.
- ACH credit (send, push) - in more detail
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After 1-2 business days will pass before the funds are credited
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: depends on the bank, many allow you to send 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
Has relative utility. In order to send you need access to personal account and mail.
The holder can get a call if there are doubts and while he goes, they can cancel (after it comes after the holder's statement on the trail, the business day will be returned). Useful for sending between self-registers.
- ACH debit (pull) in more detail
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 3 business days will pass before the funds are credited (sometimes they are already available on the 3rd day)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual processing
Amounts: depends on the bank, many allow you to send 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
these transfers are the best in the banking system of USA.
PP uses this method, which is why it is so popular in our environment. But PP is one of the hardest and least-fed offices with this method.
You can withdraw money from the brute (by breaking through other data on it, that is, full accrout and the name of the holder), from new self-registers where send is pale for which the acc. The possibilities are endless.
{3} next way to drain Zelle
(merge the receiver for% or replenish the exchanges and merge the crypt, or the same thing for the drop) the method is very bad, you need to look for private banks with the possibility of transfers via Zelle.
But even if the method is overdue, it does not mean that it does not work - Zelle translations exist and are in demand both among ordinary people and among our brother
We need an approach that will appear with experience and tests.
Zelle posting time: within 10 minutes (auto), during the current business day (manual)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
wiring
Amounts: up to 2-2.5k per day usually
Ability to revoke after sending: in general, no (except when inside the same bank)
I will tell you about Zelle, as with her the most experience. Our main task is to make the payment go through in auto mode. But each bank has its own characteristics. For example, in a chase, you can make 2 transfers in an auto to one recipient up to $ 500 each and on different days.
However, the 3rd transfer will already cause manual processing (even if the other conditions are met). Therefore, the method is suitable for cashing small accounts with valid mail (you will need to accept the code for it)
Also a good option is to buy bitcoins from self-register at localbitcoins. More expensive than on the stock exchange, but instant.
{4} another way to drain -Wire translation (a dialer is required) this type of translation must be used after a certain experience in BA
Posting time: this business day / next.
Processing: always by hand
Amounts: almost unlimited (the largest of all types of transfers)
Ability to revoke after dispatch: no
The most desirable type of transfer for our purposes. Vayer can be sent to the crypto exchange or drop account. After receiving the hold, there is no, so this transfer is not returnable!
Unfortunately, almost all banks have closed the possibility of making a wire online (and those that do not, still require the first time to show the ID at the branch).
2 real options remain:
Make an online wire with BA from the logs, where they are included (here you need a lot of luck, the holder will be called)
-Give instructions to make a wire drop
Online warrants let you do Chase, Wells Fargo.
{5} another way to drain-Bill Pay (make statements to your BA from the necessary offices and pay directly from it
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 2 business days will pass before funds are credited (for payments to large companies) and 7-10 business days for payments to the rest (since they send a paper check)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: Above a few k $, questions are already starting
Possibility to revoke after sending: Until the payment is credited or the check is not cashed
It used to be better, now the topic has been completely killed. You can usually pour on the fast only for credits, and cashed out is also not an easy task (even if you pour a drop on the card), the antifraud does not sleep. Checks take a very long time, the only plus is that you legally send them to another name.
{6} as another option to drain from BA - Issue a plastic card to the KX address - then re-route to a drop that will pour funds. The method is interesting, but requires experience and manual drops.
All these 6 ways to drain concerned those options when we had BA KX from balances, but what about self-registers?
If the BA is self-registering, the task of uploading the balance to our account is added to the drain task, you can fill it in in the following ways:
Transsfer with brute ba / CC. We fill in with brute ba through minideposits, CC - data entry (you need to select bins). I advise you to upload at registration. Start with $ 1-2k.
Direct deposit - drawing a check and crediting it to an office that works through a direct deposit. Or we throw off the check immediately in the personal account ba. Better through the offices.
Bill Pay - placing a transfer from another ba to yours. Access to personal account is required, it goes well from logs.
External account - linking your ba to various offices or to the ba's log. Then drain to your ba.
Wire - transfer of funds from another ba via wire transfer.
After money has appeared on your self-register, you drain it in the same way as from brute-for-money accounts and accounts from logs, from which it was not possible to immediately drain, but from your bank it is possible.
There are a lot of work schemes, your task is to find your own that will give you
Finally, I will describe several working links for work:
This is not a loot button, banks adapt very quickly, and what worked yesterday will not work today
Card- (dep) self-registration in penfed c u- (ACH) wells fargo drop (Zelle, wire) - localbitcoins / exchange
Penfed CU is a very fucked up bank. But if you find the right approach to it, it will reward beyond measure. You can wear up to $ 2100 / acc. Then it is knitted with minis and is displayed through wells fargo ACH pull (500 per day is possible, but not more if the names are different). From there, cue ball is bought in any way
BA from logs (Zelle) -salfreg drop (Zelle / wire) - localbitcoins / exchange
A very reliable and easy-to-implement circuit. Of course, the self-registration of the drop will be fired up as fraudulent, but you can drive good volumes. You can take other people's bays for 50% - it's definitely profitable. If you send online warnings / through the drop in the branch, the cue ball will be available on the same day. Expenses - for wire ($ 20-30), 1-3% of the exchange commission, salary for a drop.
Ba brut- (ACH) self-register on the holder (Zelle) - localbitcoins
The theme is also normal, the brute holder breaks through and the BA registers. If the translation is successful, you make a drawing and get an insta cue ball.
The BA theme is limitless, which can feed you for more than one year, here you need to find your direction and hammer it until it dies, at the same time watch something new that has not been worked out, etc.
This topic is eternal, as well as working with the SS as well as carding in general.
But the topic is financially costly and requires a knowledge base in our area.
And besides the base, you need contacts of the right people and services, and ideally your own team
That's all, ask questions - I will answer
ibintegral
BA sellers have met such a concept as “PL account” what is it?
I saw an ad for the purchase of "Buy Chase with points." What do you mean with points?
Do all accounts support ACH? If not, how to determine?
You can check BA minideposits through Asterisk-Free Checking and Huntington At Work, or what services do we use? Just in the list of banks (it is indicated that some request minideposits)
Sellers sell not only login / pass to your personal account, but also AN_RN. What does accouting / routing number give in addition to the ability to pay in shops? Can I make self-registration? (it seems to me that no, but sorry for a stupid question, but I need to confirm) I just did not see that applications were requesting an / rn, mostly log / pas
Why buy not just AN / RN, namely "AN_RN + NAME"
1) not familiar with such a concept
2) this is the type of bonus miles and other points accumulated cardholder
3) if the bank supports it, there will be a tab in the ba
4) minideposits in this case look in the ba
5) you can make a virtual card and fill it with this data.
6) almost all offices ask for a name and not just numbers
goodman
Can I fill in with CC from any bank? Or should the card be from BA bank?
What are different cardholder cards and cardholder bank of norms?
"the brute holder breaks through and the BA registers" - do we get the BA in another bank? and merge on it?
"External account" - bind one ba to another? and we get money by request?
1) the name cardholder is of greater importance, so that it matches both in ba and CC
2) no, 85 percent will not work, depending on which translations
3) absolutely true
4) true
tayna
"Secondly, the same mechanisms for binding acc - instant (by log pass, usually asks to accept the code"
1) where will the code go?
2) still do not understand how the potion is poured?
3) by what principle to look for offices, which can be filled with BA (it does not matter brutus or self-registration)
4) the fact that 3 acc in the chain is a chargeless is it true?
1) by mail or phone, depending on what is connected at cardholder
2) this system must be connected in the office of cardholder, if it is, then it can be poured into another name - drop
3) depending on what kind of office you want to look for, I do not understand the question
4) 80% .sometimes find ends and twist everywhere
koba787
1 - did I understand correctly that BA self-registration is for accepting money? And for self-registration we need full data and BG and all that
2 - to make money Ba we take from logs and botnets? You can also use the brutus, but most likely there is no money there anymore, right?
3 - having a roller, you cannot transfer money to your BA self-register, right?
1) everything is correct
2) no, besides this there is an opportunity to pour from the SS, and there is always money on the brute
3) depends on the bank - there is such an opportunity in certain banks, the main names are cardholder ba and CC
goodman
It turns out we take CC, punch on cardholder full info and bg, after which we register the ba, and already there we tie the card that we bought?
What amounts can be poured from the CC in this case?
Is antifraud minimal in such situations?
Is there an EBV in this case
Where is the best place to start in this direction? Self-registrations to CC to do?
How much is a tedious investment?
Is it only for a USA resident?
no, it's better to take CC, punch bg and register ba, and only then merge onto your self-register
2) as much as you can, this is your data - until it is banned, 2-5k can be
3) yes
4) it all depends on the card
5) register the bofs - see what is there. ideally, but generally depending on what purpose
6) working with the ba is very costly, depending on why, buy an acc with zelle-300-500 and buy ss-20-30
7) yes
tayna
I want to look for offices by the type of traders. and pour from the ba. by what principle should we filter them out and find the right ones?
2) about the potion. if the system is not connected (about which you spoke) - then you can't pour on the potion at all, or just can't pour it on different names?
3) don't you think that with the ba (brutus) - for the potion this is a super fraudulent operation?
4) bind the BA brute to your self-regulation - is it possible only through minideposits? Instants is not an option - since we cannot accept the code. So?
Do you really work with Amazon grandfathers? just the first time I hear about their use with BA
to buy bases for brute (mail) and brute for BA? reasonable with good software? and what are the pitfalls
I sometimes get BA usa logs - can I give you money for a percentage, or are you ready to take a price just for a fixed price?
If I order a card for a self-register, how easy is it to re-order? lighter or just like a thing?
what about the fact that disabling alerts for BA brute - an alert comes to the holder about disabling alerts? just hope it doesn't come? mb then it is better not to disconnect at all? so as not to catch extra points of fraud
1) this is a good direction, just look at which offices allow you to upload from the ba and output to something else - for example, to your self-registration ba
2) it is possible, but the amounts will be minimal - 300-500, and with connected and with the history of transfers - thousands at once
3) everything is frosty, depending on how you heat and what you heat, if the green was connected there, you need to warm it up, so that the ba gets used to you, on the third day there will be more chances than in the first hour
4) and so and so it is, in most cases, still through minideposits
5) they are no different from other grandfathers, but permeability, according to my observations, is higher
6) I don't work with this
7) in most cases, these are just beautiful numbers, you need to look at what kind of bank, what is in it, write in HP
8) not lighter than a thing
9) you need to disconnect, so he will receive an SMS about any operation, but what you disconnected may not come
tayna
do you turn off the alert from your mobile phone and leave it only to the mail?
ideally yes, depending on what you have in your arsenal - it is not always possible to disable
everyone is still available in the LAN on the forum
