Good afternoon, this manual was sold for a lot of money, then appeared on a private American resource. It was recently translated and I decided to share it with you. The material is large, the telegraph does not allow you to publish only a long text, so I divided it into 2 articles. The second one will be in the morning. Someone has already posted it, but I'm not chasing the primacy of posting - for me, the quality of the material is important (so that you don't read slag) and the readability (so that it's easier to read).
Cash out is a black theme, so you should think about security. You may think that you need to live in the United States for all this, but no. First, there are drops, special drop services, and secondly, if you know how to do it there, you can redo the scheme for "us".
Content
- Introduction.
- Cash out a bank account in Western Union.
- Withdrawal of a bank account and cashing of checks.
Thank you for choosing to invest in this guide. I want to start by telling you a little bit about myself and my motivation.
Introduction.
I started working on the darknet based on a basic need - the need to provide for my family. I was tired of endless searching, fighting, and looking for a way to solve it all. I had ideas, businesses, and other projects that I wanted to implement; however, my problem was a severe lack of capital. As soon as I found out what the deep Internet has to offer, I had an epiphany. I quickly realized that most of the information being sold is absolute crap. The sad part: it took me an estimated $ 2,000 investment and quite a few tutorials to figure this out. However, I kept absorbing all the information I could process.I've been researching ways to cheat, and I've focused on how you can benefit from it – both in a " good "way and in a" bad " way. After looking at all the methods of fraud, I found my "point" in these bank inputs. I was going to figure out how to cash out someone's account while having the person's login details and how to use this to my advantage while staying safe. Everyone is looking for a way to cash out the bank accounts they've accessed, but they're struggling to find options that don't involve sending their money across the ocean to another account just to cheat. I looked up everything I could about bank fraud, account fraud, and check fraud. I've read stories about people who were arrested for this. I found out how they were accessed. The interesting thing is that everyone who got caught turned out to be an idiot. Literally.
They got access to the bank account number and bank code, and cashed checks – IN THEIR OWN NAME! They returned to the same place again and again to commit the same crime. My God, that was crazy.
I also needed to understand how banks and the police investigate such crimes. This would give me the information I need to work out a reverse strategy to stay out of the spotlight, stay "off the radar". Then I looked at some of the major operations conducted in the US. There were groups of people who used this type of fraud to earn hundreds of thousands of dollars over a period of 2-3 years. In one case, they got caught because a low-level cashier was caught for his own idiocy and turned everyone in. In another, the entire group was covered up because they got too reckless. In both cases, you don't have a group working in your illegal activities.
To do this job, you need to be disciplined. You need to be smart. Some might argue, " yes, but breaking the law isn't smart in the first place, so it doesn't make sense." However, you can do illegal things and still be smart. Six years ago (damn, bro, I'm getting old!) I spent $ 1,000 in fake $ 20 bills in less than 2 weeks. They weren't even of the best quality; but - I was resourceful. I changed into a suit and tie, shaved clean, and went to small shops, buying things for $ 1-3. I smiled at them, asked them how they were doing, how their day was going, and praised them for setting up their shops. I didn't look like I was some sort of villain, so I didn't arouse suspicion. I've never had a problem paying all these bills.
I know this is an introduction, and I know I'm spreading my mind a bit on the tree, BUT: you have to be smart.
What I really want is for people who just need money to move forward. If your goal is $ 10,000, great. If the goal is $ 50,000, great. My goal is to give you some proven strategies so that you can achieve this while still at large. The main thing I've done, and what you need to do, is determine your stopping point. At what point are you going to stop? For me, this figure is $ 100,000. I will achieve this within 2-3 months if I take my time. What's your plan? Think about it and write it down. I guarantee that you won't cheat forever. Most of my strategies involve getting cash in person. For me, it's less stressful and makes the most sense. I use good OPSEC (security measures): I have several fake identities, a great hat, and glasses that are enough to disguise me from security cameras (if ever it came down to it). I never go to the same place twice. I plan like a bitch. I use common sense.
I'll try to be as detailed as I can, so there shouldn't be too many questions left by the end.
This is not a walk in the park. This will require real time and real effort. If everything goes well, you will put money in your pocket for 1-3 days.
Stand out from the crowd:
I can hear you screaming right now: "Stand out from the crowd?! I'm fucking trying to merge!"Listen to me.
What I'm going to focus on now is something that needs to be understood very well. It will determine whether you succeed or fail using not only my method, but any other method on the darknet.Imagine: there are two people.
One of these two gentlemen was stealing from people's bank accounts, using their credit cards to buy goods online, using fake IDs, and writing out all sorts of crap from stores. Based only on your appearance and your feelings-who would you accuse of crimes? I'm sure 95% of you will say this is the # 1 guy. Why? Simply because it fits the stereotypical profile of someone who commits such crimes.
What I mean is that we should be different. We need to eliminate any hints of doubt about how we speak, how we dress, and how we communicate with others. The strategies I'm going to show you-they work with just such a system of thinking. Look at what you're doing from other people's perspective, and you'll understand how to prevent any suspicious feelings or thoughts. If you can approach any situation in this way, you will have a chance of success.
Let's get started)
Method #1: Cash out a bank account via Western Union
What you will need:* Fake ID of ~ $40 Evo
* Bank account for withdrawing ~ $20-$30 Evo
• SSN / DOB - ssndob.so
• Socks5 ~ $10 vip72.com
• Mint.com – free of charge
* Disposable phone number
* Fake email address
Short description of the method
We are going to send a transfer to Western Union using people's bank account.
Detailed method
Buy a bank account with your credentials. The most popular one is Wells Fargo. However, it doesn't matter which one you use. You will only need to log in once. Make sure that you are using socks with an IP address within 8-16 km of the location of the account you are trying to log in with. After you log in, you will receive the account number and bank code located in the "Account Services" section and the "Reports and Documents" section. Write them down. Then you will get the full name and address of the account owner. You will find them in the same section. Write that down, too.
You have the option to configure Mint.com. By installing it, you will be able to track any deposits made to this account, including Western Union micro-deposits, if you choose to manually check your account.
This way, you will no longer have to log in to this account – there is a risk of being blocked. With the full name of the bank account holder, the last 4 digits of the ssn (social Security number), address, account number, bank code, and login credentials, go to WesternUnion.com. We will "Send money online" using a bank account. The registration page will ask for the sender's personal information. Use the name and address you received above. For the phone number, you can use the Google Voice number. Or, if your disposable phone is Android / iphone, there are apps that will give you the ability to get different phone numbers. Three that I use:
• Google Voice
• Talkatone
• Dingtone
This allows me to work with multiple numbers directly from my phone. Whatever number you choose, make sure that you can also send outgoing calls to it - this will be very important.
Then comes the email. I have one centralized dummy google mail account. When I need to create dummy mail accounts, I create a new email account, and then forward all incoming emails to this mail, so I don't have to constantly log in to multiple accounts. This saves you time. Then we will manually add our bank account for sending funds. This is done with two micro-investments and will take 1-2 days. Use mint.com to monitor your deposits. When you see them, log in to Western Union and enter them. Then we select the amount we want to send and the person we want to send it to. Please note that WesternUnion allows you to send a maximum of$ 2,999 to a person or to another bank account. We don't need to exceed this limit. Personally, I choose the amount from $ 2,100 to $ 2,600, and I think this is a good range. Most of the accounts I use contain more than$ 10,000, so it doesn't really matter in terms of availability of funds.
It's a good idea to set up a test question. In my opinion, this makes the transfer even safer, because only the person to whom you send money will know the test question. Most transfers take place within 2-3 days, and they are available for receiving in the morning at about 10 am. WesternUnion will notify you when the funds can be received.
IMPORTANT: here is a confirmation of this method
After the transaction is completed and the MTCN (Money Transfer Control Number) is received, pick up your phone and call Western Union. What is the point of this action? Obvious. If a fraudster wants to deceive someone, as we do, they will not talk on the phone. He'll hide behind his gadgets and cross his fingers, hoping for the best. Here, it is profitable to do otherwise. We'll call them and tell them that we just sent someone a transfer for a certain amount. We'll give them more information.
Full SSN, DOB (date of birth). Why should we do this? Because we need to make sure that this "Someone" gets the money we send because they "desperately need it". This person should always be someone you know - a family member or a very close friend. I'll give a sample dialog for an example.
That's the point. When I talk to them, I play a role. I sound like someone who really cares about their nephew. I'm exaggerating like crazy. However, it works. Their fraud filters are triggered when a certain amount is sent. If the employee who is viewing this translation doesn't like something, they cancel it. By calling in person and talking to someone on the phone, explaining your "situation" to them, our transfers go through without a hitch. The agent we spoke to will flag the transfer, noting that they spoke to us, and this is legal.
Three reasons why I like this method:
- This is the ACH transfer (https://freehacks.ru/showthread.php?t=1687), which means that one bank (WesternUnion) takes money to withdraw money from another bank (our fullzs (personal data of the cardholder and herself)). These types of transfers are the same ones that would have taken place if you had cashed a check issued to you. They are not blocked because they are more secure than a debit card, which can be easily lost. While a $ 2,100 debit card purchase has a high probability of rejection due to a low limit or suspicious activity, ACH transfers are very rarely rejected when funds are available.
- Money is not withdrawn from the bank account until it is sent to us. This keeps us in the dark until it's too late to do anything about it.
- When you send money to someone, you are sending it to them in the COUNTRY they are located in, not to a specific WesternUnion location. And the police won't be able to catch you at some transfer point. They just don't know which branch you're going to get the money from. It's impossible.
Make sure you don't park near the WU office when you receive money to avoid security cameras. I usually park on the street and walk to WesternUnion. I also receive money 50-70km away from my home.
Once I even drove an hour to another state to pick up two transfers. An inconvenience? Yes. Was it worth it? Yes. I earned $ 4,600 in cash in one day. It's best if I never go back to this place again. I do all these things to be safe. The importance of this cannot be exaggerated! This is the most important thing for me, and it should be the most important thing for you. Instead of withdrawing money from the pick-up point, you can also transfer money to your own account. The steps are the same. The only difference is that you enter the bank code and number. Unlike venmo (a payment service managed by PayPal), which seems to cancel everything related to bank accounts, you won't have this problem.
You can do this as many times as you want. The only thing is that you must use a different identity each time.
Important points to remember:
- Choose pick-up points 50-70 km from your home.
- Park away from the police station and security cameras and walk.
- Don't look suspicious. Smile! Ask how your employees are doing! Behave normally. Continue the conversation if you can. Engage them in conversation and processing your translation at the same time.
Learn the first method thoroughly. Read it again and get your lazy ass up.
Method #2. Cashed out a bank account via cheques.
What you'll need:
* Fullz (personal information of the cardholder) ~ 10$ Evo
* Fake identity with fullzas ~ $ 40 Evo
* Fake Utility Bill ~ $ 10 Evo
* Business registered in the state where you live$20-40 State Secretary of State
* Federal EIN (the number that the US Internal Revenue Service assigns to businesses and private entrepreneurs) for free on the IRS website
* Mailbox ~ 20$ Post Office
• Invoice CheckByPhonePro.com free online
* Business Bank account online ~ 0-150$ Online / Evo
* Bank accounts for withdrawing ~ 20-30$ Evo
* Business Checks 20$ Office Max Basic | 120$ High Security Checks Online
• Free receipt template
* Friend to confirm a phone call for free ?
* Second Skin ~ $ 5 Walmart
* Disposable phone number
* Fake email address
Short description of the method
We are going to withdraw money from multiple bank accounts simultaneously using ACH transfers.
Detailed method
This method is certainly much more difficult to use. However, it will bring much more profit. This method earned me $ 18,000 in just one day. And the good part is that it could bring twice as much. However, I just didn't want to leave my funds hanging for another day before cashing out. Since this method is more complex, we will go through it together from beginning to end. Then we'll get to the details. You're going to start a business. In this example, a business design studio.
Follow this legend.
The money left their accounts and immediately went to our account. Now we must immediately turn them into cash. We have 2 options. I'll give you both.
Option # 1:
Using check forms and a template, we write a check from our business account to our fullz in the amount of$17,500. For the business specified in the receipt, we will specify the company name, address, subscriber box, and phone number. Then we take this check and our fake identity fullz to a check cashing office in another city. In order to pay the check, they will need to::- Call to make sure that the company that issued the check actually issued it.
- Call the bank to confirm that the account has enough funds to cover the withdrawal.
Sometimes they have accounting programs that will read the account number and bank code and inform them electronically if there are funds on it. After they confirm these two things and we give them our FULLZ SSN, they will cash the check and give us the money. We thank them for their service and leave, never to be seen again. We now have cash and life goes on.
Option # 2:
With money in the account, we call the bank to try to make a bank transfer to an account abroad to buy bitcoins. Depending on who the bank account is registered for, it is determined how difficult/easy this will be. In most cases, you will need to fill out some documents and fax them. Sometimes this is done on the same day, but everything is relative. Personally, I haven't used this method. End of story.
Is this a risky strategy?
Some might say yes. However, judging by what I witnessed "first-hand", it works. And since the account you are using to write the check is actually legitimate, once the check is verified, you will be gold-plated.
Details of this method
I'll explain this method step by step so that you don't get confused anywhere. The first thing we need is information about FULLZ. We need to know everything about them, including biographical information and criminal records, when we open an online bank account. We will order a fake identity from Evo. This is a salesperson who sells them for $ 40 each, or 3 for $ 90. The personalities reside in Washington, DC, and are a great match for us. Delivery will take 3-4 days. We can't do anything without these documents. Once they are received, we continue.
The next step is to open a mailbox at the nearest post office. If you already have mail, then you don't need a subscriber's mailbox. We need a 24-hour point with a real address. For example, 123 Main St, Anycity USA, instead of A / Z 31232, Anycity USA. Most post offices will allow you to structure your address so that it looks decent and formal. Here you will need your Fullz ID and a fake utility bill to verify the address. The addresses on the utility bill must be filled in completely. By law, anyone who receives their mail received by a third party must provide their name and address, which will be stored in the file. Since it's not really our data, we don't care.
Then select the state on the Secretary of State's website to register the "intended name". This is the same as DBA. The reason we do DBA instead of LLC or Corp. – price. Assumed names are very cheap to register. We choose any name, it doesn't matter. We register using the Fullz information and our mailbox as the address. In the next step, we will go to the IRS website and register an EIN. This takes about 5 minutes. Just fill in the Fullz information and our vehicle address, and answer a couple of questions about our type of business. Make sure that you indicate that you don't plan to hire employees, otherwise they will force you to fill out a bunch of additional forms. When we get to the end, it will ask if we want to save the EIN message or send it to Yandex. Mail. Save it to your computer, and we're done with this step.
Then we create our own bank account. You can create an account almost anywhere. I prefer to do it in a Credit Union. They are much more flexible than banks, and they are not assholes when it comes to banking in general. Or you can buy it from Evo. If you open a checking account with Citibank through its website, you will not need an opening deposit.
They require that the account be replenished within 30 days, if possible. We will not be paired, because we will probably only use this account for one transfer, and we will drop it in a week. Being able to open an account without a deposit is a big deal. As of last week, if you want to open a TD America Business account, you need to make a minimum entry deposit of$1,000. This is simply too much for us, so we avoid large banks. Using our Fullz, information and our recently obtained address, as well as legal information about the business, we create this account. She doesn't need anything special. If you want to order checks and use them instead of blank purchase checks, it's up to you. For our own needs, as soon as the account is opened, nothing else is needed. Link your debit card. Then we need to set up our account with CheckByPhonePro.com. It's quite simple. Fill out the form using all our information. When it comes time to answer the question "What do you do", come up with something legal and low-risk.
On this website, they report that they accept high-risk businesses. They list all activities that they consider "high risk". We don't need that. If they deem our business to be high risk, we will have to pay an entry fee and a monthly fee. Tell them that you're in design, programming, or marketing, for example: "As graphic designers, we help businesses increase their revenue by creating great design. We are a small team of 5 people, but our work is the best. We work tirelessly for our customers, and do more than what is expected of us to make everything perfect. We're tired of waiting for checks in the mail. Our customers are also tired of sending us checks in the mail. After numerous requests, we decided to implement the ability to offer electronic processing. We hope that you will consider providing us with a merchant account so that we can simplify the billing process for us and our customers."
It's been quite a long time, but I think you've got the gist of it. Tell them about your "business" and once they deem you "low risk", you won't pay crazy sign-up fees.
If everything went well, registration will cost you anywhere from $ 0 to $ 49. You can start processing receipts immediately. Once this is done, you will link your newly created account to the Check processing account. This will allow us to receive ACH transmissions seamlessly. The verification will be purely formal, since technically we own this account. Now we buy bank logins. We target invoices for at least $ 8,000. It is very important. People with lower bank balances tend to check their bank accounts significantly more often than those with higher balances. People with a higher balance don't often check their balance, probably because there is a lot of cash there. If you see several accounts with a small amount of money in the checking account, but with a large amount in the savings account, do not be afraid to transfer money from one to the other. Wells Fargo does not notify the account holder when money is moved between accounts they own.
The most important thing is to make sure that you get the name, address, account number and bank code. Nothing will work without this data. You NEED these numbers. Refer to method # 1 for instructions on how to get them. Row as many accounts as you can. I would say 3 to 5. Pull out account numbers and bank codes from all of them. When you have everything written down, review and find out how much you want to get from each of them. Personally, I try to keep my ACH withdrawal around 20% of the balance. The accounts I bought had over$ 15,000 in them, so I withdrew$ 3,500 from each of them. I recently got my hands on an account that has a significant amount of money in it based on a rollback. I wandered back and forth trying to figure out how to apply it. I haven't decided yet. In any case, you need to make a choice and prepare. Process them through your CheckByPhone account one at a time. You won't leave any footprints. This is what this system is designed for-for processing receipts in large batches.
Some companies process more than 100 checks a day. Our 3-5 checks are small things, if you compare them.
Now that we can process payments, we need to take the final step. If you use the method of printing your company's own receipts, make such a receipt. If you print your own receipts, you have a couple of options. You can go to Office Max and buy general receipts for less than $ 25. My personal problem with this is that it's done by low-level scammers. Therefore, our receipts may look like they were made by them. As I said, this is my personal approach to this method. We're different, remember? Let's do it right. You order high-security checks. These are receipts with water signs and changing the color or shifting the background. It will cost about$110. But the only people who use these checks are legitimate businesses that process their own funds and know what they're doing.
If you provide this receipt for payment , you will not arouse suspicion, because they are fucking made to fight fraud. You do the work of selling cash for them. For more information about this, see the Resources section at the end of this guide. If you try to get a bank transfer from an account somewhere where you can buy bitcoin, then you should know all this information. Whichever bank you are going to use, find out how their bank transfers work. One of the questions you might ask yourself is, " Why not skip all this and withdraw money through Wells Fargo, and be done with it?" I know that when you contact Wells Fargo, one of the things they ask for is to confirm their card number and its PIN. No one but the account holder knows the pin - and they know it. The PIN code is a killer of our endeavors, because we don't have it. Because of this, we have to look for a way around it. The money will take 1-2 business days to reach our bank account. Once they get there, everything is fine.
I prefer to move because we have no idea if the owner of the WF account checked their account on the same day it was debited and noticed that it was missing. Literally, the first thing I do in the morning is go to the cash check store.
A second skin. This is a wet adhesive that athletes apply to cuts and abrasions to protect them. It acts as a second layer of skin and stops bleeding. We'll put some on your fingertips before processing your receipts , just in case. Remember-be smart. It is invisible to the eyes, and hides your fingerprints. One thing about check cashing points is that they are highly tracked. They must comply with certain rules and regulations. They are also located in poorer urban areas. Because of this, almost all such points faced almost all forms of fraud. You need to know that if they can't verify the source of the receipt or the availability of funds, they won't pay for our receipt.
I type our company's phone number on the receipt, because that's what many law-abiding companies do. The phone number I type on the receipt is the phone number of a very trusted friend. This friend is extremely professional. When a sales clerk called to check my receipt, they said, " Hi, it's a great day at Premier Designs Incorporated. My name is Mark. Do you remember what I said about standing out and being different? This is another step in this ladder. If you speak correctly, any hint of fraud is destroyed. The conversation went something like this:
As soon as they hung up, they immediately called the bank to make sure that the account existed and that it had funds to cover the check. I joked with her about how they were really trying. She replied that there are a lot of scammers now, so they need to be careful. She also tells me that their electronic account verification validator is not working at the moment, so she called the bank.
Then she asked me how I wanted to get my money. I say I want them in a sealed envelope where no one can see them. Like, I don't want to be robbed and killed on the way to the car. ?
If you don't have someone to answer the agent's call, I can help you with this either personally or with the help of my trusted friend. We take what we do seriously, and I assure you that you will pass this test. Just enter my details in the companies column, etc. As soon as you receive the money in your hands, get in the car, drive away and never return to this cash-out point again.
If you want to do it all over again, start all over again, with completely new data. Remember-be smart. We want to stay off the radar and never be caught. If Wells Fargo decides to tell our bank what happened, and if they decide to investigate what happened and get the police involved, they'll give the cops all the information about your accounts. This will lead the cops to your mailbox and cash-out point. If the police investigate, at best they will probably find pathetic information about you at the place where the check was cashed. But you will remain unrecognized, since you used a different identity.
The paragraph above is hypothetical. Because we use WF accounts owned by people in other states, we are unreachable. If we had taken them from local people, we might have been burned out. But this is not the case.
Important points:
- Cash your checks 50-70km from your home.
- Never go back there.
- Park further away and approach on foot.
- Don't arouse suspicion! Smile and talk.
- Behave normally. That's their job, and you get your money.
- Do not reuse this information. Close your bank account and bank account.
- Stay safe! Be smart!
These things were effective for me. I seem paranoid, but I'm doing everything in my power to avoid being discovered. I love freedom. If you have any questions, I will be happy to help you. I want. So that it will help you. And no matter how stupid the question may seem to you, ask it to me. I can answer that. Even if you only got a couple of accounts for 2500 dollars, this is already five a month. In three hours.
Do something with this information. If you were able to buy a copy, someone else can't.
You can do this. I know. You can. Go ahead.
ACH transfers
• http://www.firstach.com
• http://www.forte.net
• http://www.bluepay.com
• http://www.charge.com
• http://www.paysimple.com
Open accounts without a deposit
• http://www.citibank.com
• http://www.meridiacu.com
• http://www.abnbfcu.org
• http://www.monumentbankpa.com
• http://www.jeffbank.com
• http://www.uhcu.org
• http://www.golden1.com
• http://www.pbparis.com
• http://www.suntrust.com
Buy business receipts
• http://www.walmartchecks.com
• http://www.checksinthemail.com
