2Factor Authorization UK

[Jonsnow]

Hi,

So I just came across an email from one of the major banks in the UK advising customers to have up to date Phone Number with the Bank since online shopping changes are coming into effect from June 2021 which will require the customer to verify the transaction through OTP sent as text or through their banking app.

I’m wondering if this will be the end of carding in the UK? Since getting the OTP either from the banking app or phone number will make carding very difficult I’m assuming. End of NON-VBV in the UK?

 

[BadB]

Hello. Carding in Europe will only develop every day. Obtaining an OTP code has long been an implemented forced measure to confirm any pathogen operations.

Receiving the ORT code for payment verification is possible in the following ways:
1. The owner is sent a stealer via Viber or WhatsApp or another application masked in the picture, after the owner opens the picture, the stealer is successfully loaded into his device and provides all the data from his device. Or another similar keylogger virus with automatic download is sent.
2. Reading SMS and correspondence of the owner is possible through various services for remote access to the device or through special applications.
3. Access to the phone can be obtained using any methods of remote hacking of the device, with the help of which full control is carried out through the root access of the device, or the search for vulnerabilities in the telecommunication networks of the mobile operator.
4. Use the method of replacing a SIM card, for example, through a mobile operator account.
5. The use of social engineering when calling the operator of the cellular network or the owner himself to receive a confirmation code by SMS.
There are other different ways to get the OTP code.

Many shops and services still work through a 2-D secure payment gateway that does not send SMS for confirmation. Just look for such stores without 3-D secure support and use them.
Also, please, do not forget that Great Britain is not the only country in the world, carders work remotely with almost all countries of the world. Now the actual direction is Asia and the East, so you can look in this direction.

You can explore topics on alternative carding in Europe:

https://carder.market/threads/alternativy-kardingu-v-evrope.96688/

https://carder.market/threads/kak-prinimat-platezhi-ot-evropejskix-klientov.96663/

 

[Jonsnow]

1. The owner is sent a stealer via Viber or WhatsApp or another application masked in the picture, after the owner opens the picture, the stealer is successfully loaded into his device and provides all the data from his device. Or another similar keylogger virus with automatic download is sent.

Is it possible to buy such 'Stealer'?

Many shops and services still work through a 2-D secure payment gateway that does not send SMS for confirmation. Just look for such stores without 3-D secure support and use them.

Does that mean any shop without 3-D secure support the card should go through without OTP verification as long as its NON-VBV CC?

Thanks