Let's start with definitions
The definitions may not be new and overlap with other topics, we will repeat it just in case.
We always repeat and always at the end of the lecture there are those who ask again).
Full Info (aka fullz) data about a person containing SSN, DOB, First name, Last Name
Fullz and CC are not the same thing, fullz does not contain data on the card!
SSN - American version of TIN, but it is much more significant, it is the Bank Accountsis of a US citizen
The American may not have a passport, but he will have a ssn for sure, if he does not have one, then this is a Mexican
DOB - Date of Birthday
MMN - mother's maiden name. Many banks require when registering, it is better to punch with high quality, so that there would be no problems.
DL - driver's license
BG - baground Report additional information about cardholder - where he lived, when he was born, who he was married to, maiden name of mother, grandfather, etc.
Credit Score - the score of the banking system's trust in each person in the US, the more the better.
credit quickly earned over the years, a very complex calculation system, for a separate lecture.
Google Voice - phone number from Google for receiving calls and SMS to the USA number
HVNC - Hidden Virtual Network Computing - a system for remote access to a computer desktop
A bank account and Enroll are not the same thing - do not confuse these concepts, Enroll is a card with access to your personal account, and Bank Account is an account for cardholder's accounts, and maybe also for his card.
These definitions as an alphabet, everyone should know!
Let's go further.
So, in America there are hundreds of banks, in each of which you can open an account, and this is nothing more than a Bank Account. In some banks, an account is opened only with a personal visit, and in some banks you can open it remotely - on the bank's website
In Roux, this is hardly possible, in America this is the norm of life.
Even in Europe, this is difficult.
Bank Account for our work can be divided into 3 types:
Brute accounts, you can buy - there is almost always on sale, if not on sale from certain sellers, you can find it from others, from time to time banks strengthen protection, introduce SMS authentication, and therefore the ability to work with certain banks disappears.
Accounts registered independently by you or purchased from sellers who register them for sale
Accounts from logs, you can either buy them from log sellers, and from your botnet, or exchange certain links from the logs with people.
(I) Brutus.
These accounts are on sale as just the text login: pass and login: pass and access to mail (login: pass from mail), accounts with access to mail are much more expensive. the majority of the bank will connect two-factor authentication, in which, for any action in the personal account, a notification is sent to the phone or mail, having access to the mail, you can turn off notifications on the phone, and redirect them to the mail, and put a filter on the mail so that letters from the bank fall into spam.
Prices start from $ 50 to $ 700, recently seen on sale for $ 1200.
Such an account with access to mail costs $ 400 and they do not linger - they fly out very quickly
It seems expensive, but if you understand what to do with it, you will beat it off with ease.
Go further.
(II) Self-registers
Self-registration is something that we registered ourselves, and no one else has access to our account
To create self-register, we need:
Full Info, Google Voice for receiving SMS, look up background Report by fullz
Credit Score (credit history), E-mail (better corporate)
On sale there are fullers with already broken credit soon, it is easier to take ready-made
The loan must be 700+, otherwise the bank will not give you a good deposit and will treat you worse.
Or will not even allow you to register self-registration online and invite you to the bank office
After we received the fulku + purchased GV or its analog, we need to look up BG -
You can look up BG yourself, but you can buy it, consider an independent punching. It can be done on the following sites.
truthfinder.com the most powerful in terms of penetration, but began to be mischievous
I stopped hawking all the cards, I need an approach, but it works
spyfly.com
Can be used as additional info
checkpeople.com
All services have the same direction, but each takes information from different sources
instantcheckmate.com add to your bookmarks - there will be a choice - I mainly use this
peoplefinders.com is a good service too
spokeo.com these services are easy to use - you can google and others - there are a lot of them sometimes I use truthfinder.com on this site it is fully indicated DOB, the rest almost always write the year and month, without specifying the date, but for the sake of completeness, you can use several sources, since they will complement each other
In these services, beat the development of your CC, do not activate for a year, you have enough for a month, there is a high probability that the card will die and with it your account on these services, so do it for a month, this will be enough
If you took a full credit without a broken credit, then you can also break it yourself on the following services:
experian.com
my.bankrate.com
You can use one or several, I use the latter, that's enough.
It is quite possible that at the stage of breaking through BG or CS, you will not be able to get the necessary information, in this case, throw out the fullz and take another one.
That's it, you got everything you need to start - a good full with Credit Score from 700 and BG - you can register.
In the public there is a list of banks where you can register for a fullz, there are a lot of them, in order not to clutter up the lecture.
There are about 5000 banks for USE and some of them are quite suitable for self-registers.
This is a public bank with which you should start, the deeper you delve into this direction, the more you can do, it is enough to learn how to make self-registrations Bank Account on 2-3 banks, you will understand the essence of most self-registrations
We use either these banks or are looking for private offices. Some banks may freeze the account for a day - this is bad, but it may be that in a day the hold will be removed
To gain experience, I recommend starting with simple banks, such as:
Bank of America - famous BOFA bank
Suntrust
Chase
Banks are heavily jacked up, but they continue to work and give off, they just become more demanding.
To register in any USA bank, you must adjust to the cardholder, when registering, you do not need to thoroughly change all the hardware parameters, in this direction the antifraud looks at it, but not intently,
The main thing is that you have a clean IP and an American DNS. I recommend using Amazon RDP, which you can register yourself at aws.amazon.com
From your RDP you will be like Americans, there will be no leakage of ip or dns in principle.
To register Amazon RDP, you need a left SIM card and a card from which 1 dollar will be debited to confirm your solvency, I use a Qiwi virtual card, which I replenish with $ 2.
You can also take a SIM card with a Bank Accountlance, throw it on a kiwi Bank Accountlance, make a virtual card and pay $ 1 from it.
After receiving the deed, I throw chrome and proxy on it to change the ip. We changed the ayp - adjusted to the cardholder, changed the time to the cardholder time zone - then register with the bank.
If you have adjusted to cardholder, then you may not have any questions, but if your actions aroused suspicion in the bank, or if this bank already has a cardholder account, then you will receive a bunch of questions.
An example of them on the screen:
This is where your preliminary breakdown of this cardholder in BG comes in handy.
Answer - and you are skipped to further steps, where you come up with a login to your account, password, pin code
One of the steps will be to order a debit card. You probably don't need it, because will be sent to the billing address of cardholder, skip this item but for yourself you understand that there is such an opportunity, perhaps in other schemes it will be useful to you
In case of successful registration (approved) - go online immediately.
We created a login / pass, then came up with secrets and wrote down the account and routing numbers for checking and saving accounts, confirmed the account by mail + the number from google voice and do not forget to enable alerts. In general, behave like a cardholder.
There is one more unpleasant moment, namely, a change in the credit history. When registering a new bank account (BA), an entry is made in the credit score and large banks carefully check this in order to prevent fraud.
In America, every resident can once a year break through his loan quickly for free. once a year this is very rare - for money you can punch more often.
All our manipulations affect the credit soon, but he can find out about this either by breaking through himself for money, which is unlikely, or some banks themselves send their updated credit card to their clients at the end of the month.
Try to bypass this time - the end of the month when registering Bank Account - it is better to register at the beginning of the month, and you will have quite a lot of time to work.
After all the manipulations, you get the purest Bank Account for work, which only you have access to.
(III) Bank Account from logs.
On the one hand, the Bank Account from the logs is the most complete, you have a Login: pass, there are cookies for entering, there is mail to confirm your actions, but you can either get this material from your own botnet from your own strait, or buy
To make your own strait through your bot only for the sake of Bank Account - it's expensive, here you need to sit tightly on the logs.
Working them out completely, and links of shops and Bank Account and facebook, etc. or to know where to implement them further.
Buying Bank Account from logs is expensive, but if you know what to do next, then it pays off.
Almost all Bank Accounts from logs remain and are processed in private. this is money in its pure form, what goes on sale is what the sellers themselves did not give their minds.
A log with a login + password + access to mail is 60% of your success, with this set there is a high probability of making a profit, you can drain up to $ 2-3k, then you will need to call, draw or somehow verify yourself.
If you have your own botnet with HVNC, then you can dispose of the cardholder computer in the same way as your own with all the consequences - use Bank Account, any cardholder accounts, etc. etc.
This scheme with its own bot is very profitable, but also very expensive.
If you have HVNC for the bank, you are cardholder, and you can do with your Bank Account everything that cardholder himself does - you can transfer to a decent drop channel for cash out, but before these actions, you must remove all alerts on the phone, transfer it all to an email, and put it in the mail filters so that cardholder does not burn
It is also possible to change the cardholder phone number in the Bank Account to your own, put the dialer on this number and receive calls.
Drops usually do not agree to accept transfers less than $ 5k, which means we need high-quality acc and proper preparation. From one such high-quality transfer you can earn both $ 15 and $ 20k, but again, without a botnet it is almost impossible.
Further:
Do you have Bank Account obtained in any way, what should you do next?
If this is not self-registration, we need to drain cardholder's money, there are several ways:
{1} payment in shops and your own merchandise:
You can link your Bank Account to PayPal, accept micro-deposits for confirmation and then configure the system to work with PP
In addition to PP, you can also link your Bank Account to other shops, including Amazon
Payment with Bank Account in shops has more confidence, but it is also checked much more carefully. Most likely, for the verif, in addition to micro-deposits, they will also require rendering. If you have tied and verified, then the shop can give you a good amount immediately from the first drive.
Possibility of binding on the example of Amazon
There are also luxury shops that accept payment only from Bank Account, where the price tag for the product starts from $ 2k. it's hard to get into such shops. in addition to linking the Bank Account, dialing and drawing are also required.
The pitfalls are exactly the same as I described, the bank must be from a botnet, preferably with HVNC, since without HVNC we will not send more than $ 2-3k. But shops accept 100% payment to bank accounts, if the transfer has reached, be sure that the goods will be sent but in the presence of such material, it is better to make a transfer on our drop, rather than in a thing, in my opinion so.
In addition to this method of draining through shops, it is possible to merge into your merchandise, the scheme is as follows, a legal entity is registered for a drop in USA.
Then a merchant is registered on this legal entity to receive payments, and after that, both Bank Account and CC can be poured into this merchant.
Of course, there will be charges, but until your merchandise is closed, you can get more than $ 10,000 to your account.
This scheme is very profitable, but at the start, investments of about $ 7-8k are required. It can be tested after understanding the intricacies of Bank Account and the carding sphere in general, when there is knowledge and a team.
{2} ACH & Direct Deposit transfers:
First of all, I would like to note that ACH payments account for about 85-90% of all payments that take place within the country.
This is the cheapest and most popular way to transfer money to the United States.
ACH is an abbreviation for Automated Clearing House. Just to understand how it stands for.
There are two ACH methods:
credit (transfer initiation by the sender) and debit (transfer initiation by the recipient). Both types of ACH have a lot in common:
Firstly, almost all banks allow ACH transfers only between the accounts of the holder himself. If they find out that the names do not match, they cancel the transfer and block them on the account where it was initiated from.
Therefore, it is necessary to do it between accounts for the same holder, or in offices that do not check for different names (usually above $ 500, transactions are always checked).
Such offices are worth their weight in gold.
Secondly, the same mechanisms for linking the account - instant (by the log pass, usually asks to accept the code) and through minikis (here it is enough just to link the account to the office, where you can see the trances).
With instant binding, the name of the holder is automatically checked, with minics - they can be checked manually.
- ACH credit (send, push) - in more detail.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After 1-2 business days will pass before funds are credited
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: depends on the bank, many allow you to send $ 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
Has relative usefulness. In order to send you need access to lk and mail.
The holder can be called if there are doubts and while he is on the way - they can cancel (after it comes after the holder's statement on the trail the business day will be returned). Useful for sending between self-registers.
- ACH debit (pull) in more detail.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 3 business days will pass before the funds are credited (sometimes they are already available on the 3rd day)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual processing.
Amounts: depends on the bank, many allow you to send $ 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
These transfers are the best in the banking system of USA.
PP uses this method, which is why it is so popular in our environment. But PP is one of the hardest and least-fed offices with this method.
You can withdraw money from the brute (by breaking through other data on it, that is, full accrout and the name of the holder), from new self-registers where send is pale for which the acc. The possibilities are endless.
{3} next way to cashout Zelle
(merge the receiver for% or replenish the exchanges and merge the crypt, or the same thing for the drop) the method is very Bank Accountd, you need to look for private banks with the possibility of transfers via Zelle.
But even if the method is late, it doesn’t mean that it doesn’t work - Zelle translations exist and are in demand both among ordinary people and among our brother.
We need an approach that will emerge with experience and tests.
Zelle posting time: within 10 minutes (auto), during the current business day (manual).
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual.
wiring.
Amounts: up to $ 2-2.5k per day usually.
Ability to revoke after sending: in general, no (exception - when inside the same bank).
I will tell you about Zelle, as with her the most experience. Our main task is to make the payment go through in auto mode. But each bank has its own characteristics. For example, in a chase, you can make 2 transfers in an auto to one recipient up to $ 500 each and on different days.
However, the 3rd transfer will already cause manual processing (even if the other conditions are met). Therefore, the method is suitable for cashing small accounts with valid mail (you will need to accept the code for it)
Also a good option is to buy bitcoins from self-register at localbitcoins. More expensive than on the stock exchange, but instant.
{4} another way to cashout
- Wire translation (a dialer is required) this type of translation must be applied after a certain experience in Bank Account.
Posting time: this business day/next.
Processing: always by hand
Amounts: almost unlimited (the largest of all types of transfers)
Ability to revoke after dispatch: no
The most desirable type of transfer for our purposes. Vayer can be sent to the crypto exchange or drop account. After receiving the hold, there is no, so this transfer is not returnable!
Unfortunately, almost all banks have closed the possibility of making a wire online (and those that do not, still require the first time to show the ID at the branch).
2 real options remain:
Make an online wire with Bank Account from the logs, where they are included (here you need a lot of luck, the holder will be called).
- Give instructions to make a wire drop.
Online warrants let you do Chase, Wells Fargo.
{5} another way to cashout
- Bill Pay (make statements to your Bank Account from the necessary offices and pay directly from it.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 2 business days will pass before the funds are credited (for payments to large companies) and 7-10 business days for payments to the rest (since they send a paper check)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual.
Amounts: Above a $ few k, questions are already starting.
Possibility to revoke after sending: Until the payment is credited or the check is not cashed.
It used to be better, now the topic has been completely killed. Pouring fast can usually only be for credits, and cashed out is also not an easy task (even if you pour a drop on the card), the antifraud does not sleep. Checks take a very long time, the only plus is that you legally send them to another name.
{6} as another option to cashout from Bank Account
- Issue a plastic card to the cardholder address - then re-route to a drop that will pour funds. The method is interesting, but requires experience and manual drops.
All these 6 ways to drain concerned those options when we had Bank Account cardholder from Bank Accountlances, but what about self-registers?
If the Bank Account is self-registering, the task of uploading the balance to our account is added to the drain task, you can fill it in in the following ways:
Transfer with brute Bank Account/CC. We fill in with brute Bank Account through micro-deposits, CC - data entry (you need to select bins). I advise you to fill in at registration. Start with $ 1-2k.
Direct deposit - drawing a check and crediting it to an office that works through a direct deposit. Or we throw off the check immediately in the lk Bank Account. Better through the offices.
Bill Pay - placing a transfer from another Bank Account to yours. Access to personal area is required, it goes well from logs.
External account - linking your Bank Account to various offices or to the Bank Account's log. Then cashout to your Bank Account.
Wire - transfer of funds from another Bank Account via wire transfer.
After money has appeared on your self-register, you drain it in the same way as from brute accounts and accounts from logs, from which it was not possible to immediately drain, but from your bank it is possible.
There are a lot of work schemes, your task is to find your own that will give you.
Finally, I will describe several working ligaments for work:
This is not a loot button, banks adapt very quickly, and what worked yesterday will not work today.
Card - (deposit) self-registration in penfed - (ACH) wells fargo drop (Zelle, Wire) - localbitcoins/exchange
Penfed CU is a very fucked up bank. But if you find the right approach to it, it will reward beyond measure. You can wear up to $ 2100 / acc. Then it is knitted in minis and is displayed through wells fargo ACH pull (500 per day is possible, but not more if the names are different). From there, cue Bank Accountll is bought in any way
Bank Account from logs (Zelle) - selfreg drop (Zelle/Wire) - localbitcoins/exchange
A very reliable and easy-to-implement circuit. Of course, the self-registration of the drop will be fired up as fraudulent, but you can drive out good volumes. You can take other people's transfers for 50% - this is definitely profitable. If you send online warnings / via a drop in the branch, the cue Bank Accountll will be available on the same day. Expenses - for wire ($ 20-30), 1-3% of the exchange commission, salary for a drop.
Bank Accaunt brute - (ACH) self-registration on the holder (Zelle) - localbitcoins.
Also the topic is normal, the brute holder breaks through and the Bank Account registers. If the translation is successful, you make a drawing and get an insta cue Bank Accountll.
The Bank Account theme is limitless, which can feed you for more than one year, here you need to find your direction and hammer it until it dies, at the same time watch something new, unworked, etc.
This topic is eternal, as well as working with the CC as well as carding in general.
But the topic is financially costly and requires a knowledge base in our area.
And besides the Bank Accountse, you need contacts of the right people and services, and ideally your own team.
That's all, ask questions, I will answer.
Bank Account sellers have met such a concept as “PL account” what is it?
I saw an ad for the purchase of "Buy Chase with points." What do you mean with points?
Do all accounts support ACH? If not, how to determine?
You can check Bank Account minikis through Asterisk-Free Checking and Huntington At Work, or what services do we use? Just in the list of banks (it is indicated that some request micro-deposits)
Sellers sell not only login/pass to your personal account, but also AN_RN. What does accouting/routing number give besides the ability to pay in shops? Can I make self-registration? (it seems to me that not, but sorry for a stupid question, but I need to confirm) I just did not see that applications were requesting an / rn, mostly log / pas
Why buy not just AN/RN, namely "AN_RN + NAME"
1) not familiar with such a concept
2) this is the type of bonus miles and other points accumulated cardholder
3) if the bank supports it, there will be a tab in the Bank Account
4) micro-deposits in this case look in the Bank Account
5) you can make a virtual card and fill it with this data.
6) almost all offices ask for a name and not just numbers
Can you fill in with ss from any bank? Or should the card be from a Bank Account?
The fact that there are different cardholder cards and cardholder bank of norms?
"the brute holder breaks through and the Bank Account registers" - do we get the Bank Account in another bank? and merge on it?
"External account" - bind one Bank Account to another? and we get money by request?
1) the name cardholder is of greater importance, so that it matches both in Bank Account and CC
2) no, 85 percent will not work, depending on which translations
3) absolutely true
4) true
"Secondly, the same mechanisms for binding account - instant (by log pass, usually asks to accept the code"
1) where will the code go?
2) still do not understand how the potion is poured?
3) by what principle to look for offices that can be filled with Bank Account (it does not matter brutus or self-registration)
4) the fact that 3 acc in the chain is beschard is it true?
1) by mail or phone, depending on what is connected at cardholder
2) this system must be connected in the office of cardholder, if it is, then it can be poured into another name - drop
3) depending on what kind of office you want to look for, I do not understand the question
4) 80% sometimes find ends and twist everywhere
1 - did I understand correctly that Bank Account self-registration is for accepting money? And for self-registration we need full data and BG and all that
2 - to make money Do we take from logs and botnets? You can also use the brutus, but most likely there is no money there anymore, right?
3 - having a roller, you cannot transfer money to your Bank Account self-registration, right?
1) everything is correct
2) no, besides this there is an opportunity to pour from the CC, and there is always money on the brute.
3) depends on the bank - there is such an opportunity in certain banks, the main names are cardholder Bank Account and CC.
It turns out that we take CC, punch on cardholder full info and BG, after which we register the Bank Account, and already there we tie the card that we bought?
What amounts can be poured from the CC in this case?
Is antifraud minimal in such situations?
Is there an VBV in this case.
Where is the best place to start in this direction? Self-registrations to CC to do?
How much is boring in terms of investments?
Is it only for a USA resident?
no, it's better to take CC, punch bg and regat Bank Account, and only then merge onto your self-register.
2) as much as you can, this is your data - until it is banned, $ 2-5k can be
3) yes
4) it all depends on the card
5) register a bofy account - see what is there. ideally, but in general, depending on what purpose
6) working with the Bank Account is very costly, depending on why, buy an acc with Zelle - $ 300-500 and buy CC - $ 20-30
7) yes
I want to look for offices by the type of trading. and pour from the Bank Account. What is the principle of weeding them out and finding the right ones?
2) about the potion. if the system is not connected (about which you spoke) - then it is generally impossible to pour on the potion, or only on different names it is impossible to pour?
3) don't you think that with the Bank Account (brutus) - for the potion this is a super fraudulent operation?
4) bind the Bank Account brute to your self-regulation - is it possible only through minikis? Instom is not an option - since we cannot accept the code. So?
Do you really work with Amazon RDP? just the first time I hear about their use with Bank Account to buy Bank Accountses for brute (mail) and brute them for Bank Account? reasonable with good software? and what are the pitfalls
I sometimes get Bank Account USA logs - can I give you money for a percentage, or are you ready to take a price just for a fixed price?
If I order a card for a self-register, how easy is it to re-order? lighter or just like a thing?
What about the fact that by disabling alerts for Bank Account brute - an alert comes to the holder about disabling alerts? just hope it doesn't come? mb then it is better not to disconnect at all? so as not to catch extra points of fraud
1) this is a good direction, just see which offices allow you to upload from the Bank Account and output to something else - for example, to your self-registration Bank Account
2) it is possible, but the amounts will be minimal - $ 300-500, and with the connected and with the history of transfers - thousands at once
3) everything is frosty, depending on how you heat and what you heat, if the green was connected there, you need to warm it up, so that the Bank Account gets used to you, on the third day there will be more chances than in the first hour
4) and so and so it is, in most cases, still through micro-deposits.
5) they are no different from the rest of the grandfathers, but the permeability, according to my observations, is higher
6) I don't work with this
7) in most cases these are just beautiful numbers, you need to look at what kind of bank, what is in it, write in HP
8) not lighter than a thing
9) you need to disconnect, so he will receive an SMS about any operation, but what you disconnected may not come
Do you turn off the alert from your mobile phone and leave it only to the mail?
Ideally yes, depending on what you have in your arsenal - it is not always possible to disable.
@free_logs_lux (maybe scam)
The definitions may not be new and overlap with other topics, we will repeat it just in case.
We always repeat and always at the end of the lecture there are those who ask again).
Full Info (aka fullz) data about a person containing SSN, DOB, First name, Last Name
Fullz and CC are not the same thing, fullz does not contain data on the card!
SSN - American version of TIN, but it is much more significant, it is the Bank Accountsis of a US citizen
The American may not have a passport, but he will have a ssn for sure, if he does not have one, then this is a Mexican
DOB - Date of Birthday
MMN - mother's maiden name. Many banks require when registering, it is better to punch with high quality, so that there would be no problems.
DL - driver's license
BG - baground Report additional information about cardholder - where he lived, when he was born, who he was married to, maiden name of mother, grandfather, etc.
Credit Score - the score of the banking system's trust in each person in the US, the more the better.
credit quickly earned over the years, a very complex calculation system, for a separate lecture.
Google Voice - phone number from Google for receiving calls and SMS to the USA number
HVNC - Hidden Virtual Network Computing - a system for remote access to a computer desktop
A bank account and Enroll are not the same thing - do not confuse these concepts, Enroll is a card with access to your personal account, and Bank Account is an account for cardholder's accounts, and maybe also for his card.
These definitions as an alphabet, everyone should know!
Let's go further.
So, in America there are hundreds of banks, in each of which you can open an account, and this is nothing more than a Bank Account. In some banks, an account is opened only with a personal visit, and in some banks you can open it remotely - on the bank's website
In Roux, this is hardly possible, in America this is the norm of life.
Even in Europe, this is difficult.
Bank Account for our work can be divided into 3 types:
Brute accounts, you can buy - there is almost always on sale, if not on sale from certain sellers, you can find it from others, from time to time banks strengthen protection, introduce SMS authentication, and therefore the ability to work with certain banks disappears.
Accounts registered independently by you or purchased from sellers who register them for sale
Accounts from logs, you can either buy them from log sellers, and from your botnet, or exchange certain links from the logs with people.
(I) Brutus.
These accounts are on sale as just the text login: pass and login: pass and access to mail (login: pass from mail), accounts with access to mail are much more expensive. the majority of the bank will connect two-factor authentication, in which, for any action in the personal account, a notification is sent to the phone or mail, having access to the mail, you can turn off notifications on the phone, and redirect them to the mail, and put a filter on the mail so that letters from the bank fall into spam.
Prices start from $ 50 to $ 700, recently seen on sale for $ 1200.
Such an account with access to mail costs $ 400 and they do not linger - they fly out very quickly
It seems expensive, but if you understand what to do with it, you will beat it off with ease.
Go further.
(II) Self-registers
Self-registration is something that we registered ourselves, and no one else has access to our account
To create self-register, we need:
Full Info, Google Voice for receiving SMS, look up background Report by fullz
Credit Score (credit history), E-mail (better corporate)
On sale there are fullers with already broken credit soon, it is easier to take ready-made
The loan must be 700+, otherwise the bank will not give you a good deposit and will treat you worse.
Or will not even allow you to register self-registration online and invite you to the bank office
After we received the fulku + purchased GV or its analog, we need to look up BG -
You can look up BG yourself, but you can buy it, consider an independent punching. It can be done on the following sites.
truthfinder.com the most powerful in terms of penetration, but began to be mischievous
I stopped hawking all the cards, I need an approach, but it works
spyfly.com
Can be used as additional info
checkpeople.com
All services have the same direction, but each takes information from different sources
instantcheckmate.com add to your bookmarks - there will be a choice - I mainly use this
peoplefinders.com is a good service too
spokeo.com these services are easy to use - you can google and others - there are a lot of them sometimes I use truthfinder.com on this site it is fully indicated DOB, the rest almost always write the year and month, without specifying the date, but for the sake of completeness, you can use several sources, since they will complement each other
In these services, beat the development of your CC, do not activate for a year, you have enough for a month, there is a high probability that the card will die and with it your account on these services, so do it for a month, this will be enough
If you took a full credit without a broken credit, then you can also break it yourself on the following services:
experian.com
my.bankrate.com
You can use one or several, I use the latter, that's enough.
It is quite possible that at the stage of breaking through BG or CS, you will not be able to get the necessary information, in this case, throw out the fullz and take another one.
That's it, you got everything you need to start - a good full with Credit Score from 700 and BG - you can register.
In the public there is a list of banks where you can register for a fullz, there are a lot of them, in order not to clutter up the lecture.
There are about 5000 banks for USE and some of them are quite suitable for self-registers.
This is a public bank with which you should start, the deeper you delve into this direction, the more you can do, it is enough to learn how to make self-registrations Bank Account on 2-3 banks, you will understand the essence of most self-registrations
We use either these banks or are looking for private offices. Some banks may freeze the account for a day - this is bad, but it may be that in a day the hold will be removed
To gain experience, I recommend starting with simple banks, such as:
Bank of America - famous BOFA bank
Suntrust
Chase
Banks are heavily jacked up, but they continue to work and give off, they just become more demanding.
To register in any USA bank, you must adjust to the cardholder, when registering, you do not need to thoroughly change all the hardware parameters, in this direction the antifraud looks at it, but not intently,
The main thing is that you have a clean IP and an American DNS. I recommend using Amazon RDP, which you can register yourself at aws.amazon.com
From your RDP you will be like Americans, there will be no leakage of ip or dns in principle.
To register Amazon RDP, you need a left SIM card and a card from which 1 dollar will be debited to confirm your solvency, I use a Qiwi virtual card, which I replenish with $ 2.
You can also take a SIM card with a Bank Accountlance, throw it on a kiwi Bank Accountlance, make a virtual card and pay $ 1 from it.
After receiving the deed, I throw chrome and proxy on it to change the ip. We changed the ayp - adjusted to the cardholder, changed the time to the cardholder time zone - then register with the bank.
If you have adjusted to cardholder, then you may not have any questions, but if your actions aroused suspicion in the bank, or if this bank already has a cardholder account, then you will receive a bunch of questions.
An example of them on the screen:
This is where your preliminary breakdown of this cardholder in BG comes in handy.
Answer - and you are skipped to further steps, where you come up with a login to your account, password, pin code
One of the steps will be to order a debit card. You probably don't need it, because will be sent to the billing address of cardholder, skip this item but for yourself you understand that there is such an opportunity, perhaps in other schemes it will be useful to you
In case of successful registration (approved) - go online immediately.
We created a login / pass, then came up with secrets and wrote down the account and routing numbers for checking and saving accounts, confirmed the account by mail + the number from google voice and do not forget to enable alerts. In general, behave like a cardholder.
There is one more unpleasant moment, namely, a change in the credit history. When registering a new bank account (BA), an entry is made in the credit score and large banks carefully check this in order to prevent fraud.
In America, every resident can once a year break through his loan quickly for free. once a year this is very rare - for money you can punch more often.
All our manipulations affect the credit soon, but he can find out about this either by breaking through himself for money, which is unlikely, or some banks themselves send their updated credit card to their clients at the end of the month.
Try to bypass this time - the end of the month when registering Bank Account - it is better to register at the beginning of the month, and you will have quite a lot of time to work.
After all the manipulations, you get the purest Bank Account for work, which only you have access to.
(III) Bank Account from logs.
On the one hand, the Bank Account from the logs is the most complete, you have a Login: pass, there are cookies for entering, there is mail to confirm your actions, but you can either get this material from your own botnet from your own strait, or buy
To make your own strait through your bot only for the sake of Bank Account - it's expensive, here you need to sit tightly on the logs.
Working them out completely, and links of shops and Bank Account and facebook, etc. or to know where to implement them further.
Buying Bank Account from logs is expensive, but if you know what to do next, then it pays off.
Almost all Bank Accounts from logs remain and are processed in private. this is money in its pure form, what goes on sale is what the sellers themselves did not give their minds.
A log with a login + password + access to mail is 60% of your success, with this set there is a high probability of making a profit, you can drain up to $ 2-3k, then you will need to call, draw or somehow verify yourself.
If you have your own botnet with HVNC, then you can dispose of the cardholder computer in the same way as your own with all the consequences - use Bank Account, any cardholder accounts, etc. etc.
This scheme with its own bot is very profitable, but also very expensive.
If you have HVNC for the bank, you are cardholder, and you can do with your Bank Account everything that cardholder himself does - you can transfer to a decent drop channel for cash out, but before these actions, you must remove all alerts on the phone, transfer it all to an email, and put it in the mail filters so that cardholder does not burn
It is also possible to change the cardholder phone number in the Bank Account to your own, put the dialer on this number and receive calls.
Drops usually do not agree to accept transfers less than $ 5k, which means we need high-quality acc and proper preparation. From one such high-quality transfer you can earn both $ 15 and $ 20k, but again, without a botnet it is almost impossible.
Further:
Do you have Bank Account obtained in any way, what should you do next?
If this is not self-registration, we need to drain cardholder's money, there are several ways:
{1} payment in shops and your own merchandise:
You can link your Bank Account to PayPal, accept micro-deposits for confirmation and then configure the system to work with PP
In addition to PP, you can also link your Bank Account to other shops, including Amazon
Payment with Bank Account in shops has more confidence, but it is also checked much more carefully. Most likely, for the verif, in addition to micro-deposits, they will also require rendering. If you have tied and verified, then the shop can give you a good amount immediately from the first drive.
Possibility of binding on the example of Amazon
There are also luxury shops that accept payment only from Bank Account, where the price tag for the product starts from $ 2k. it's hard to get into such shops. in addition to linking the Bank Account, dialing and drawing are also required.
The pitfalls are exactly the same as I described, the bank must be from a botnet, preferably with HVNC, since without HVNC we will not send more than $ 2-3k. But shops accept 100% payment to bank accounts, if the transfer has reached, be sure that the goods will be sent but in the presence of such material, it is better to make a transfer on our drop, rather than in a thing, in my opinion so.
In addition to this method of draining through shops, it is possible to merge into your merchandise, the scheme is as follows, a legal entity is registered for a drop in USA.
Then a merchant is registered on this legal entity to receive payments, and after that, both Bank Account and CC can be poured into this merchant.
Of course, there will be charges, but until your merchandise is closed, you can get more than $ 10,000 to your account.
This scheme is very profitable, but at the start, investments of about $ 7-8k are required. It can be tested after understanding the intricacies of Bank Account and the carding sphere in general, when there is knowledge and a team.
{2} ACH & Direct Deposit transfers:
First of all, I would like to note that ACH payments account for about 85-90% of all payments that take place within the country.
This is the cheapest and most popular way to transfer money to the United States.
ACH is an abbreviation for Automated Clearing House. Just to understand how it stands for.
There are two ACH methods:
credit (transfer initiation by the sender) and debit (transfer initiation by the recipient). Both types of ACH have a lot in common:
Firstly, almost all banks allow ACH transfers only between the accounts of the holder himself. If they find out that the names do not match, they cancel the transfer and block them on the account where it was initiated from.
Therefore, it is necessary to do it between accounts for the same holder, or in offices that do not check for different names (usually above $ 500, transactions are always checked).
Such offices are worth their weight in gold.
Secondly, the same mechanisms for linking the account - instant (by the log pass, usually asks to accept the code) and through minikis (here it is enough just to link the account to the office, where you can see the trances).
With instant binding, the name of the holder is automatically checked, with minics - they can be checked manually.
- ACH credit (send, push) - in more detail.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After 1-2 business days will pass before funds are credited
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual
Amounts: depends on the bank, many allow you to send $ 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
Has relative usefulness. In order to send you need access to lk and mail.
The holder can be called if there are doubts and while he is on the way - they can cancel (after it comes after the holder's statement on the trail the business day will be returned). Useful for sending between self-registers.
- ACH debit (pull) in more detail.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 3 business days will pass before the funds are credited (sometimes they are already available on the 3rd day)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual processing.
Amounts: depends on the bank, many allow you to send $ 10-20k per day
The ability to withdraw after sending: at the first request of the owner of the account, from where the money went within 90 days.
These transfers are the best in the banking system of USA.
PP uses this method, which is why it is so popular in our environment. But PP is one of the hardest and least-fed offices with this method.
You can withdraw money from the brute (by breaking through other data on it, that is, full accrout and the name of the holder), from new self-registers where send is pale for which the acc. The possibilities are endless.
{3} next way to cashout Zelle
(merge the receiver for% or replenish the exchanges and merge the crypt, or the same thing for the drop) the method is very Bank Accountd, you need to look for private banks with the possibility of transfers via Zelle.
But even if the method is late, it doesn’t mean that it doesn’t work - Zelle translations exist and are in demand both among ordinary people and among our brother.
We need an approach that will emerge with experience and tests.
Zelle posting time: within 10 minutes (auto), during the current business day (manual).
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual.
wiring.
Amounts: up to $ 2-2.5k per day usually.
Ability to revoke after sending: in general, no (exception - when inside the same bank).
I will tell you about Zelle, as with her the most experience. Our main task is to make the payment go through in auto mode. But each bank has its own characteristics. For example, in a chase, you can make 2 transfers in an auto to one recipient up to $ 500 each and on different days.
However, the 3rd transfer will already cause manual processing (even if the other conditions are met). Therefore, the method is suitable for cashing small accounts with valid mail (you will need to accept the code for it)
Also a good option is to buy bitcoins from self-register at localbitcoins. More expensive than on the stock exchange, but instant.
{4} another way to cashout
- Wire translation (a dialer is required) this type of translation must be applied after a certain experience in Bank Account.
Posting time: this business day/next.
Processing: always by hand
Amounts: almost unlimited (the largest of all types of transfers)
Ability to revoke after dispatch: no
The most desirable type of transfer for our purposes. Vayer can be sent to the crypto exchange or drop account. After receiving the hold, there is no, so this transfer is not returnable!
Unfortunately, almost all banks have closed the possibility of making a wire online (and those that do not, still require the first time to show the ID at the branch).
2 real options remain:
Make an online wire with Bank Account from the logs, where they are included (here you need a lot of luck, the holder will be called).
- Give instructions to make a wire drop.
Online warrants let you do Chase, Wells Fargo.
{5} another way to cashout
- Bill Pay (make statements to your Bank Account from the necessary offices and pay directly from it.
Transaction Time: Registered in the evening of the next business day (7-8 pm ET usually). After that, 2 business days will pass before the funds are credited (for payments to large companies) and 7-10 business days for payments to the rest (since they send a paper check)
Processing: automatic, but if the payment seems suspicious of antifraud, there will be a call to the holder for clarification and manual.
Amounts: Above a $ few k, questions are already starting.
Possibility to revoke after sending: Until the payment is credited or the check is not cashed.
It used to be better, now the topic has been completely killed. Pouring fast can usually only be for credits, and cashed out is also not an easy task (even if you pour a drop on the card), the antifraud does not sleep. Checks take a very long time, the only plus is that you legally send them to another name.
{6} as another option to cashout from Bank Account
- Issue a plastic card to the cardholder address - then re-route to a drop that will pour funds. The method is interesting, but requires experience and manual drops.
All these 6 ways to drain concerned those options when we had Bank Account cardholder from Bank Accountlances, but what about self-registers?
If the Bank Account is self-registering, the task of uploading the balance to our account is added to the drain task, you can fill it in in the following ways:
Transfer with brute Bank Account/CC. We fill in with brute Bank Account through micro-deposits, CC - data entry (you need to select bins). I advise you to fill in at registration. Start with $ 1-2k.
Direct deposit - drawing a check and crediting it to an office that works through a direct deposit. Or we throw off the check immediately in the lk Bank Account. Better through the offices.
Bill Pay - placing a transfer from another Bank Account to yours. Access to personal area is required, it goes well from logs.
External account - linking your Bank Account to various offices or to the Bank Account's log. Then cashout to your Bank Account.
Wire - transfer of funds from another Bank Account via wire transfer.
After money has appeared on your self-register, you drain it in the same way as from brute accounts and accounts from logs, from which it was not possible to immediately drain, but from your bank it is possible.
There are a lot of work schemes, your task is to find your own that will give you.
Finally, I will describe several working ligaments for work:
This is not a loot button, banks adapt very quickly, and what worked yesterday will not work today.
Card - (deposit) self-registration in penfed - (ACH) wells fargo drop (Zelle, Wire) - localbitcoins/exchange
Penfed CU is a very fucked up bank. But if you find the right approach to it, it will reward beyond measure. You can wear up to $ 2100 / acc. Then it is knitted in minis and is displayed through wells fargo ACH pull (500 per day is possible, but not more if the names are different). From there, cue Bank Accountll is bought in any way
Bank Account from logs (Zelle) - selfreg drop (Zelle/Wire) - localbitcoins/exchange
A very reliable and easy-to-implement circuit. Of course, the self-registration of the drop will be fired up as fraudulent, but you can drive out good volumes. You can take other people's transfers for 50% - this is definitely profitable. If you send online warnings / via a drop in the branch, the cue Bank Accountll will be available on the same day. Expenses - for wire ($ 20-30), 1-3% of the exchange commission, salary for a drop.
Bank Accaunt brute - (ACH) self-registration on the holder (Zelle) - localbitcoins.
Also the topic is normal, the brute holder breaks through and the Bank Account registers. If the translation is successful, you make a drawing and get an insta cue Bank Accountll.
The Bank Account theme is limitless, which can feed you for more than one year, here you need to find your direction and hammer it until it dies, at the same time watch something new, unworked, etc.
This topic is eternal, as well as working with the CC as well as carding in general.
But the topic is financially costly and requires a knowledge base in our area.
And besides the Bank Accountse, you need contacts of the right people and services, and ideally your own team.
That's all, ask questions, I will answer.
Bank Account sellers have met such a concept as “PL account” what is it?
I saw an ad for the purchase of "Buy Chase with points." What do you mean with points?
Do all accounts support ACH? If not, how to determine?
You can check Bank Account minikis through Asterisk-Free Checking and Huntington At Work, or what services do we use? Just in the list of banks (it is indicated that some request micro-deposits)
Sellers sell not only login/pass to your personal account, but also AN_RN. What does accouting/routing number give besides the ability to pay in shops? Can I make self-registration? (it seems to me that not, but sorry for a stupid question, but I need to confirm) I just did not see that applications were requesting an / rn, mostly log / pas
Why buy not just AN/RN, namely "AN_RN + NAME"
1) not familiar with such a concept
2) this is the type of bonus miles and other points accumulated cardholder
3) if the bank supports it, there will be a tab in the Bank Account
4) micro-deposits in this case look in the Bank Account
5) you can make a virtual card and fill it with this data.
6) almost all offices ask for a name and not just numbers
Can you fill in with ss from any bank? Or should the card be from a Bank Account?
The fact that there are different cardholder cards and cardholder bank of norms?
"the brute holder breaks through and the Bank Account registers" - do we get the Bank Account in another bank? and merge on it?
"External account" - bind one Bank Account to another? and we get money by request?
1) the name cardholder is of greater importance, so that it matches both in Bank Account and CC
2) no, 85 percent will not work, depending on which translations
3) absolutely true
4) true
"Secondly, the same mechanisms for binding account - instant (by log pass, usually asks to accept the code"
1) where will the code go?
2) still do not understand how the potion is poured?
3) by what principle to look for offices that can be filled with Bank Account (it does not matter brutus or self-registration)
4) the fact that 3 acc in the chain is beschard is it true?
1) by mail or phone, depending on what is connected at cardholder
2) this system must be connected in the office of cardholder, if it is, then it can be poured into another name - drop
3) depending on what kind of office you want to look for, I do not understand the question
4) 80% sometimes find ends and twist everywhere
1 - did I understand correctly that Bank Account self-registration is for accepting money? And for self-registration we need full data and BG and all that
2 - to make money Do we take from logs and botnets? You can also use the brutus, but most likely there is no money there anymore, right?
3 - having a roller, you cannot transfer money to your Bank Account self-registration, right?
1) everything is correct
2) no, besides this there is an opportunity to pour from the CC, and there is always money on the brute.
3) depends on the bank - there is such an opportunity in certain banks, the main names are cardholder Bank Account and CC.
It turns out that we take CC, punch on cardholder full info and BG, after which we register the Bank Account, and already there we tie the card that we bought?
What amounts can be poured from the CC in this case?
Is antifraud minimal in such situations?
Is there an VBV in this case.
Where is the best place to start in this direction? Self-registrations to CC to do?
How much is boring in terms of investments?
Is it only for a USA resident?
no, it's better to take CC, punch bg and regat Bank Account, and only then merge onto your self-register.
2) as much as you can, this is your data - until it is banned, $ 2-5k can be
3) yes
4) it all depends on the card
5) register a bofy account - see what is there. ideally, but in general, depending on what purpose
6) working with the Bank Account is very costly, depending on why, buy an acc with Zelle - $ 300-500 and buy CC - $ 20-30
7) yes
I want to look for offices by the type of trading. and pour from the Bank Account. What is the principle of weeding them out and finding the right ones?
2) about the potion. if the system is not connected (about which you spoke) - then it is generally impossible to pour on the potion, or only on different names it is impossible to pour?
3) don't you think that with the Bank Account (brutus) - for the potion this is a super fraudulent operation?
4) bind the Bank Account brute to your self-regulation - is it possible only through minikis? Instom is not an option - since we cannot accept the code. So?
Do you really work with Amazon RDP? just the first time I hear about their use with Bank Account to buy Bank Accountses for brute (mail) and brute them for Bank Account? reasonable with good software? and what are the pitfalls
I sometimes get Bank Account USA logs - can I give you money for a percentage, or are you ready to take a price just for a fixed price?
If I order a card for a self-register, how easy is it to re-order? lighter or just like a thing?
What about the fact that by disabling alerts for Bank Account brute - an alert comes to the holder about disabling alerts? just hope it doesn't come? mb then it is better not to disconnect at all? so as not to catch extra points of fraud
1) this is a good direction, just see which offices allow you to upload from the Bank Account and output to something else - for example, to your self-registration Bank Account
2) it is possible, but the amounts will be minimal - $ 300-500, and with the connected and with the history of transfers - thousands at once
3) everything is frosty, depending on how you heat and what you heat, if the green was connected there, you need to warm it up, so that the Bank Account gets used to you, on the third day there will be more chances than in the first hour
4) and so and so it is, in most cases, still through micro-deposits.
5) they are no different from the rest of the grandfathers, but the permeability, according to my observations, is higher
6) I don't work with this
7) in most cases these are just beautiful numbers, you need to look at what kind of bank, what is in it, write in HP
8) not lighter than a thing
9) you need to disconnect, so he will receive an SMS about any operation, but what you disconnected may not come
Do you turn off the alert from your mobile phone and leave it only to the mail?
Ideally yes, depending on what you have in your arsenal - it is not always possible to disable.
@free_logs_lux (maybe scam)
