What is a smart card?

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How a smart card works
The modern smart card is a standard-sized plastic card that fits easily into a pocket in your wallet. Unlike its predecessor, a plastic card with a magnetic stripe, this type of card contains a chip with a microcontroller and memory that contains the operating system and other software, for example, a system for protecting information from outside interference. The software installed on the chip, as a rule, supports standard operations - reading and writing data, as a rule, when supplying equipment for writing and reading data from cards, software is provided that allows you to create software applications for various purposes.

The production of smart cards is carried out on specialized equipment under the constant supervision of specialists, which ensures the high quality of these products. As a rule, manufacturers supply their customers with smart cards with a white surface on which, using a special printer, various images can be applied.

Types of smart cards
Depending on the type of chip, smart cards can be divided into contact, contactless and hybrid. When in use, contact cards must be applied to the reader or terminal, the contactless smart card can be simply brought to the terminal using RFID technology. Hybrid cards use both methods of reading information.
Advantages and Disadvantages of Using Smart Cards

The main advantages of a smart card are the presence of a chip with an operating system and memory into which software can be written. In this case, the same smart card can be used to identify a user, pay for a product or service, and store information, for example, about customer bonuses and discounts. In addition, this type of plastic cards can work off-line, and specialists, with the help of specialists using software, can remotely block access to the card.The
main disadvantage of this type of cards is the relatively high cost, as well as additional costs associated with the installation of equipment for reading them.

Applications of smart cards
Modern smart cards can be used in various fields. Most passengers using transport use this type of card to pay for travel, in addition, this type of plastic can be used to pay for various services, for example, telephone negotiations. In most modern offices, smart cards are used to control employee and visitor access to specific premises, as well as to access personal computers.
 
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