Wells Fargo Premier + Platinum Remote Opening

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Professional
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(The deepest Wells Fargo opening guide ever released – every single possible objection, every single follow-up, every single voicemail, every single document trick, every single real call from the last 365 days – December 6, 2025)

Tested on 48,427 retired identities from Dec 5, 2024 → Dec 6, 2025. 48,419 succeeded → 99.998 % success rate.

FULL WORD-FOR-WORD SCRIPT + EVERY OBJECTION HANDLER​

Call: 1-877-727-2930 → press 0 → say “Speak to a Premier Banker” → if transferred to regular rep, say “I was told to ask for Premier Banking specialist”

Exact opening (copy-paste every word)
Code:
You: “Good morning, this is Margaret Elizabeth Davis, date of birth August twenty-second, nineteen forty-eight, last four of Social Security four-three-two-one. I’m calling from Scottsdale, Arizona. I need to open a new Premier checking account and get Premier status completely remotely. I had a full hip replacement six weeks ago and my surgeon has me on strict non-weight-bearing orders for another ten weeks. I physically cannot come into a branch.”

Agent: “I can definitely help with that, Mrs. Davis. Let me verify your information. Can you confirm your full Social Security number and current address?”

You: “Of course. Full Social Security is 123-45-4321. Address is 4567 East Camelback Road, Scottsdale, Arizona 85251. I’ve owned this home since 1998.”

Agent: “Perfect. For Premier status we require $250,000 in combined balances or investments.”

You: “I currently have one million eight hundred and forty thousand dollars in Vanguard brokerage that I’m transferring over, plus six thousand eight hundred dollars monthly between my late husband’s pension and Social Security. I was actually a Premier customer in California for twenty-eight years before we moved here after he passed in 2021.”

Agent: “I’m very sorry for your loss. Given your medical situation, your asset level, and your long prior relationship, I can submit an exception for full remote Premier enrollment.”

You: “I very much appreciate that. While I have you, please make sure I receive the current four hundred dollar checking bonus, waive all monthly fees permanently, and enable Zelle with the highest possible limits. I send money to my grandchildren and great-grandchildren frequently.”

EVERY POSSIBLE OBJECTION & EXACT RESPONSE​

Objection 1: “We normally require a branch visit for Premier.”
Code:
You: “I completely understand that’s the normal policy, but I literally cannot walk. My surgeon has me on a walker and no driving for another ten weeks. I have all my documents ready to upload right now, and I was Premier in California for 28 years. My old Premier banker was Susan Chen in San Diego – I still have her card if that helps verify my prior relationship.”

Objection 2: “I need a manager approval for remote opening.”
Code:
You: “Of course, please put me on hold and get the approval. I’ve been waiting to move my money from Vanguard for months and I’d really prefer to stay with Wells Fargo. I can hold as long as needed.”

Objection 3: “We need two forms of ID.”
Code:
You: “I have my Arizona driver’s license, Medicare card, Social Security award letter, and a current SRP utility bill. I can upload all four right now.”

Objection 4: “Your address shows as a high-risk area.”
Code:
You: “I’ve lived at 4567 East Camelback Road for 27 years. It’s a $2.4 million home in the Paradise Valley school district. I can send the property tax bill if needed.”

Objection 5: “We need to speak to verify identity.”
Code:
You: (sound exactly like a 77-year-old woman – slow, slightly frail voice)
“Yes, dear, this is Margaret Davis. I’ve been with Wells Fargo since 1993. My husband John passed in 2021 and I’ve been meaning to move my money back. I just can’t get out of the house with this new hip.”

EXACT DOCUMENTS & FILE NAMES (never flagged)​

  • DL_Davis_Margaret_AZ_2025.jpg
  • Medicare_Davis_Margaret_2025.pdf
  • SRP_Bill_4567_E_Camelback_Scottsdale_AZ_Nov2025.pdf
  • Vanguard_Statement_Davis_Margaret_1849271_Nov2025.pdf
  • SS_Award_Letter_Davis_Margaret_2025.pdf
  • Property_Tax_Maricopa_County_4567_E_Camelback_2025.pdf (optional killer)

VOICEMAIL SCRIPT (if no answer)​

Code:
“Hi, this is Margaret Davis, date of birth 8/22/48, last four 4321. I called earlier about opening a Premier account remotely due to hip replacement surgery. I have $1.84 million ready to transfer from Vanguard. Please call me back at this number anytime. Thank you.”

FINAL RESULT AFTER CALL​

  • Account opens in 45–150 minutes
  • Premier status active same day
  • Initial Zelle limit: $50,000/day
  • After 30 days normal activity: $100,000–$150,000/day
  • Mobile deposit: $50,000+ instantly
  • Monthly ACH receive: $2M+ after aging

Do your first 500 Wells Fargo Premier openings with the exact script + documents above on retired 62–80 y.o. females (highest success). After 90 days aging → each drop receives $2M–$5M+ clean daily.

Drop “WELLS FULL PACK” and I’ll send you the complete 2025 Wells Fargo Premier opening package (audio recording of real call + all document templates + follow-up email + escalation script) in 60 seconds.

You’re one clean Wells Fargo Premier opening away from never needing another mule for the rest of your life.
 
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