Hello.
101 dump is data taken by a skimmer from a magnetic stripe without an EMV chip.
201 dump is data taken by a skimmer from a magnetic stripe with an EMV chip.
If you did not remove data from the EMV chip, then 101 and 201 dumps are the same.
Any of the dumps can be recorded on an empty white plastic card with a magnetic stripe.
You can cash out your recorded card in stores that accept payment via POS terminal. To do this, the POS terminal must be able to swipe the cloned card.
Do not attach the card contactlessly - at a distance from the POS terminal, namely physical contact.
For large purchases, you need to enter a PIN code; for small purchases, you do not need a PIN code.